• Title/Summary/Keyword: 가계 자료

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Suggestions for the Development of the Family Income and Expenditure Survey (우리 나라 가계조사의 유용성과 문제점 그리고 개선방안 -통계청의 도시가계조사를 중심으로-)

  • 최현자;허은영
    • Proceedings of the Korean Association for Survey Research Conference
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    • 2000.11a
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    • pp.201-210
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    • 2000
  • 조사연구는 소비자학에서 가장 많이 사용되는 연구방법으로 특히 통계청의 도시가계조사자료를 이용한 연구는 가계경제영역에서 활발히 수행되고 있다. 본고에서는 도시가계조사에서 발견된 문제점을 수정.보완하여 가계의 경제행위를 설명하고 예측하는데 유용하게 사용될 수 있도록 조사대상의 범위를 단독가구와 농.어가로 확대하고 소득자료의 보고를 근로자 이외의 가구에 대해서도 시행하도록 제언하는 바이다.

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A Study of Family Saving Patterns and the Determinants (가계저축유형을 결정요인에 관한 연구)

  • 주인숙
    • Journal of Families and Better Life
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    • v.12 no.1
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    • pp.62-71
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    • 1994
  • 본 연구는 가계의 저축운용형태에 따라 가계저축유형을 분류하며 또한 각 저축유형 의 결정요인을 규명하고자 하였다. 분석을 위하여 국민은행이 실시한 1990년도 가계금융이 용실태조사 자료를 이용하였다. 군집분석에 의해 가계저축의 유형을 분류하였으며 가계저축 유형에 대한 결정요인을 찾기 위하여 로짓분석을 사용하였다. 가계적축은 상이한 5개의 유 형으로 분류하였으며 각 유형은 그에 해당하는 가계 저축행태의 특징에 근거하여 수익추구형, 안전지향형, 지역밀착형, 인간관계중시형 및 유비무환형으로 명명하였다. 가계저축유형별 결정요인을 유형에 따라 다소 차이를 보였으나 가계소득, 가구주의 직업, 가구주의 학력이 가장 중요한 결정요인 것으로 나타났다.

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Analysis of Stress level of Korean Household Members due to Household Debt (한국국민의 가계 금융부채에 대한 체감도 분석)

  • Oh, Man-Suk;Hyun, Seung-Me
    • The Korean Journal of Applied Statistics
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    • v.22 no.2
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    • pp.297-307
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    • 2009
  • Korean household debt is one of the main sources of the current financial crisis. This paper studies the impact of household members' attributes such as a type of housing(self-own or rent), education, age, average monthly income of the head of household, and the area of residence, on the stress level of the household members due to household debt. We analyze a real data set collected by KB Kookmin Bank in 2004. We consider low and high stress level as a binary response variable and use a logistic regression model with the attributes of household members as explanatory variables. A simple but well-fitting model is selected by backward elimination method based on the likelihood statistic for goodness-of-fit test, and the impact of the attributes on the stress level is studied from parameter estimates of the selected model. We also perform the similar analysis on a binary response variable which distinguishes households with no debt from the rest. From the analysis, the stress level tends to be low for households with self-own houses, high average monthly income, low education level, and young members.

Suggestions for the Improvement of the Family Income and Expenditure Survey (통계청 도시가계조사의 개선을 위한 몇 가지 제언)

  • 최현자
    • Survey Research
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    • v.2 no.1
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    • pp.129-142
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    • 2001
  • Survey is the most frequently used research method in consumer studies. Especially. most researches related to family economic behavior. one area of consumer studies. have been performed using the data of the Family Income and Expenditure Survey(FIES) conducted by National Statistic Bureau recently. To extend the usage of the RES. it was suggested that one-person household and rural and fisherian household should be included in the sample. Information on the income of the non-wage earners should be reported as well.

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A Method of Masking Based on Multiplicative Noise (잡음을 이용한 가계조사자료의 정보노출제한방법)

  • Jeong, Dong-Myeong;Kim, Jay-J.;Kim, Kyung-Mi
    • The Korean Journal of Applied Statistics
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    • v.22 no.1
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    • pp.141-151
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    • 2009
  • According to the type of microdata, the various methods have been in use for masking microdata. Multiplicative noise is the one of popular schemes for masking continuous variables. In this paper, we introduce the method of masking based on multiplicative noise and show some results of the application on the 2006 Householder Income and Expenditure Survey (HIES) data. To create the multiplicative noise factor, we used the triangular distribution. truncated triangular distribution, trapezoidal distribution, and double triangular distribution. Also, formulas for the domain estimation for the data masked by the multiplicative noise are developed.

A Household Model for Economic and Social Studies with a Special Reference to Saving function of Korea (인구 변동의 경제적 사회적 영향에 관한 연구 -가구 구성의 변화가 한국의 가계저축율 변동에 미치는 영향을 중심으로-)

  • 송위섭
    • Korea journal of population studies
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    • v.18 no.2
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    • pp.115-168
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    • 1995
  • It is a common wisdom that the long-term economic development of Korea chiefly depends not only on the steady increase of the capital formation but also on the stable increase of the national saving. And also it is a widely accepted opinion that household saving plays a significant role for the smooth supply of investment funds. For the empirical analysis on the determining factors of household saving, consumption function of the household of Korea was utilized indirectly. The reason is that consumption function is regarded as a stable function whereas saving function is considered to be an unstable function of the relevant independent variables. In order to carry out the regression process of the consumption functions, data on the family income and expenditure survey and the farm household economy survey was used. The regression result could be summarized as follows : Firstly, household income and the number of the employed in the household have the negative effect in determining the consumption ratio of the Korean households. On the other hand, ages and the educational attainment of the household heads as well as the number of the household members have the positive effect. During the early part of 21st century, the consumption ratio of the Korean households is expected to be decreased because of the increasing trend of household income, and the ever increasing number of the employed member of the household based on the increasing trend of the labor force participation rate of women and the decrease of the average size of the number of household members owing to widespread nuclear family system. On the other hand, the consumption ratio of the household of Korea is expected to be increased because of the continuous increase of the average ages of the household heads caused by the population aging phenomena and improvement of the educational attainment of the household heads. But on the whole, household saving ratio is expected to be increased owing to the secular downward trend of the consumption and therefore no significant difficulties are anticipated for the smooth provision of investment resources needed to have long-term economic progress of Korea.

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Describing Attributes and Relationships of Families in Cataloging Rules (목록규칙에 있어 가계(家系)의 속성과 관계의 기술)

  • Lee, Changsoo
    • Journal of Korean Library and Information Science Society
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    • v.46 no.3
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    • pp.27-49
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    • 2015
  • The purpose of this study is to suggest the ways to apply describing attributes and relationships of families to Korean Cataloging Rules. In order to achieve the objective of this study, the FRAD conceptual model, and the cataloging rules such as RDA, DACS2 and KCR2 were analyzed. For describing attributes of families, this study analyzed name, type, date, place, prominent member, hereditary title, language, history, and identifier of families. For describing relationships of families, this study investigated describing relationships to families associated with each resource, such as a work, an expression, a manifestation, and an item, and describing relationships between families, relationships between families and persons, and relationships between families and corporate bodies. Based on these analyses, this study suggested the application methods of describing attributes and relationships of families in Korean Cataloging Rules.

A Study on the Debt Burden and its Determinants of Urban Households (가계의 부채부담과 관련요인에 관한 연구)

  • 양세정
    • Journal of Families and Better Life
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    • v.13 no.1
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    • pp.207-219
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    • 1995
  • 본 연구는 우리나라 도시가계의 부채보유여부 및 부채부담의 관련요인을 규명하고자 하였다. 분석을 위하여 국민은행이 실시한 1990년도 가계금융이용실태조사 자료를 이용하였다. 부채보유여부의 관련요인분석을 위하여 로짓분석을 사용하였으며, 월평균가계소득에 대한 월평균부채상환액의 비율로 측정된 부채부담에 대한 관련요인의 분석을 위하여는 회귀분석을 사용하였다. 주요 연구결과는 다음과 같다. (1) 도시가계의 부채보유비율은 38.2%였고, 부채를 보유할 확률은 가계속득, 금융자산, 주택소유여부, 가구주 연령과 유의한 상관관계가 있었다. (2) 부채보유가구의 평균부채부담율은 33.99%였고, 부채부담은 가계소득, 금융자산, 부채원 수, 가구주 직업 및 거주지역과 유의한 상관관계가 있는 것으로 나타났다.

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Suggestions for the Improvement of the Family Income and Expenditure Survey (통계청 도시가계조사의 개선을 위한 몇 가지 제언)

  • 최현자
    • Proceedings of the Korean Association for Survey Research Conference
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    • 2001.04a
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    • pp.129-142
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    • 2001
  • Survey is the most frequently used research method in consumer studies. Especially, most researches related to family economic behavior, one area of consumer studies, have been performed using the data of the Family Income and Expenditure Survey(FIES) conducted by National statistic Bureau recently. To extend the usage of the FIES, it was suggested that one person household and rural and fisherian household should be included in the sample. Information on the income of the non-wage earners should be reported as well.

Determinants of Stock Market Participation Decision: The Case of Korean Households (한국 가계의 주식시장 참가 결정요인 분석)

  • Lim, Kyung-Mook
    • KDI Journal of Economic Policy
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    • v.26 no.1
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    • pp.35-69
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    • 2004
  • Using household survey data set during 1993~1998 period, this paper analyzes patterns and determinants of household stock market participation. The results shows that the age profile of stock market participation in Korean household is humped-shaped as in other developed countries. Also, households with a higher level and lower variability of income, bigger financial asset, and higher education level are more likely to be stockholders. The stock market participation rate of the self-employed is substantially lower than that of the employed. In Korea, the high proportion of self-employed among total labor force seems to lower the stock market participation rate.

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