• International Journal of Human Ecology
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• 제5권2호
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• pp.93-110
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• 2004

The purpose of this study is to investigate the money management behavior according to the consumption value for consumers, especially for adolescents. Using 502 samples of middle school adolescents, a survey was conducted from May 10 to May 20, 2004. The main results were as follows: 1) The consumption value for adolescent consumers was categorized conspicuous-consumption value, brand-oriented value, mental-oriented value and advertising-dependent value. 2) Female adolescent, with more private spending money, with mobile phone, with importance on brand when purchasing mobile phone, paying more for using mobile phone, having conspicuous-consumption value, with more importance for brand when purchasing mobile phone and having more advertising-oriented value. Adolescent consumers with less private spending money, less payment for mobile phone and having mental-oriented value. 3) Female, with more educated mother, with less spending private money and having better money management behavior. 4) With less conspicuous-consumption value, more mental-oriented value, adolescent consumers have better for money management behavior.

• 대한전자공학회:학술대회논문집
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• 대한전자공학회 2001년도 하계종합학술대회 논문집(5)
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• pp.173-176
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• 2001

In this treatise information communication indust based change phenomenon of payment system of money explain and study and compare way ago value that use electronic comnunity of the world and presented correct electron money model in real condition of our country. Draw payment way that consider particular situation and korean situation and that wi introduce electron money model of the world and analyze merits and demerits and is money here upon. Electron money introduction of smart card way that support all off-line and on-line that I currency and the nearest topology here direction must is insisting and relate in use of this or presenting value of money flowchart and draw the validity and hangup by introducing electronic mono model who is presenting in Kyong-gi Province and Su-won current and go forward group. Proposed suitable electron money system in Korea situation by proposing money form and model of payment system that can satisfy all this at 1 situation and physical special quality of mon by conclusion and clarify flow of the value.

• 복식문화연구
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• 제23권3호
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• pp.468-483
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• 2015

Fast fashion brand marketers should develop marketing strategies that effectively satisfy the values consumers seek when purchasing fast fashion brands. This study aimed to identify the consumption value factors of fast fashion brands and to reveal the value factors that influence attitudes toward purchasing fast fashion brands. Data were gathered by surveying university students in the Seoul metropolitan area using convenience sampling. Three hundred and five questionnaires were used in the statistical analysis, which consisted of exploratory factor analysis using SPSS and confirmatory factor analysis and path analysis using AMOS. The factor analysis revealed the following six value factors: Emotional value, social value, price/value for money, durability value, eco-value, and consistency value. The fit statistic for the six-factor model was quite acceptable. Two of the six value factors, emotional value and price/value for money, positively influenced attitudes toward purchasing fast fashion brands. The overall fits of the revealed model suggested that the model fit the data well. The results suggested that fast fashion marketers need to understand the value factors that motivate consumers to purchase fast fashion brands. In addition, marketers should focus their efforts on satisfying emotional value and price/value for money in order to establish their brands in the increasingly competitive fast fashion industry.

• 가정과삶의질연구
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• 제19권1호
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• pp.111-129
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• 2001

This study was performed to develope a money management education program for elementary school students graded from 3 to 6 in order to enhance their money management skill. Based on the developmental stages of the children, this program covered five financial issues such as value of money, financial planning, allowance planning, saving and investment, and consuming and purchasing. Total 15 specific education programs were developed. The contents included in each program were value of money & economic circulation, types of money and the importance of money management, the issues related on choice and resource use, long-term and short-term planning, the relationship between occupation and earnings, career planning, budgeting, the reasons and types of saving, understanding of interest, investment methods, the functions of market and trade, intra family income distribution, consumptions, and consumer decision making process.

• 한국건설관리학회논문집
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• 제7권6호
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• pp.141-150
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• 2006

정부는 2005년 1월 '사회기반시설에 대한 민간투자법'이 개정되면서 적극적으로 교육시설 BTL사업을 추진하고 있으나 많은 시행착오와 문제점들도 발생되고 있다. 특히, 주무관청이 BTL 사업의 적격성 여부를 판단하기 위해 실시하는 투자가치 평가에서 산정된 비용이 실제 협약된 협약안의 비용과 현격한 차이가 나고 있는 것으로 조사되었다. 따라서, 본 연구에서는 효율적인 교육시설 BTL 사업의 추진을 위해 현행 투자가치 평가의 문제점을 파악하고 이를 개선하기 위해 실제협약안과의 상대비교를 통해 투자가치 평가항목에 대한 명확한 기준을 제시하여 협상지연이 발생하지 않도록 투자가치 산정에 정확성을 제시할 수 있는 모형을 구축하였다. 본 연구에서 구축한 투자가치 평가를 위한 운영비 모형을 교육시설 BTL 사업의 적격성 평가 단가에서 활용하면 사업자 선정 및 협상 뿐 아니라, 교육시설 유지관리와 사용 후 평가(POE)에서도 객관적이고 합리적 인 결과를 도출할 수 있을 것으로 기대된다.

• 한국생활과학회지
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• 제11권3호
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• pp.237-247
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• 2002

The purpose of this study was to compare the attitudes and behaviors toward money among college students after and before IMF economic crisis. The subject of investigation consists of 389 students in the year of 1995 and 112 students in the year of 2000 in Wonkwang university. The major findings are as follows: 1) The exploratory factor analysis of money attitudes and behaviors scale drew four factors such as; power, obsession, money management and pleasure. 2) Male students have a tendency more likely than females not only to look upon money as power but also to have an obsession before IMF economic crisis. But gender differences were disappeared after. 3) In comparison of the before and after IMF economic crisis, the behavior value in reference to money is generally increased. The social power and the cognitive attitude like an obsessional increased smaller than that of a practical such as money management or pleasure. The pleasure is raised the largest. 4) The level of attitudes and behavior for money management is raised the most for female students while, the value of the pleasure has the greatest increase for male students rate.

• 한국언론정보학보
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• 제41권
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• pp.75-107
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• 2008

화폐를 소통 미디어로 간주하고 화폐가 야기하는/실패하는 소통 형식을 추적하는 것이 이 연구의 목적이다. 현대 자본주의사회에서 화폐를 경제적 역할(가치척도 수단, 유통 수단, 축장 수단, 지불 수단)에만 한정해 논의할 수는 없다. 사회 전 영역에서 인간을 매개하고, 의미를 전하는 사회문화적 역할을 수행하는 미디어로도 이해해야 한다. 이 같은 인식 아래 화폐에 대한 언어학적/기호학적 이론화를 시도했다. 마르크스의 가치형태론과 언어학/기호학을 접합시키고자 했다. 접합을 통해 소통 미디어로서 화폐는 두 가지 의미작용을 펼치고 있는 것으로 파악했다. 하나는 무한한 부의 축적을 욕망케 하는 메타 의미작용이다. 그 결과 화폐는 두 번째 의미작용인 개별 상품들 사이의 구체적이고 중층적인 의미작용들을 대신하게 된다. 화폐가 주인 기표가 되며 모든 기호들의 의미작용은 파괴되고 아무것도 아님은 모든 것이 될 수 있음을 의미화하였기 때문이다. 이를 통해 소통 미디어로서의 화폐는 모든 개별 주체의 보편적인 상상적 동일시의 대상이 되었다. 화폐는 개별 기호를 묘사할 뿐만 아니라 대표하는 지위를 점한다. 그러나 대표와 묘사는 지속적인 긴장을 일으키며 주인 기표로서의 화폐의 지위를 위협한다. 마르크스의 보나파르티즘 분석에 대한 화폐기호학적 재독해는 이와 같은 긴장의 구체적 국면을 드러내고 있었다. 즉 묘사될 수는 있으나 보나파르티즘에 의해 대표되지 못하고 이탈된 주체들은 체계의 위협 요소로 상존하였다. 소통 미디어로서의 화폐는 의미작용의 작동을 통해 화폐 체계의 성립과 와해의 가능성을 동시에 지니고 있다.

• 정보처리학회논문지:소프트웨어 및 데이터공학
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• 제2권1호
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• pp.55-64
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• 2013

디지털 고성능 영상장비의 대중화와 강력한 이미지 편집 소프트웨어의 출현으로 인해 고품질의 위 변조가 가능하게 되었다. 특히 화폐 위 변조 범죄가 급격히 증가하고 있지만, 일반인이 위 변조 지폐를 발견하는 비율은 낮은 수준이다. 본 논문에서는 범용 스캐너를 이용하여 위 변조 지폐를 판별할 수 있는 알고리즘을 제안한다. 본 알고리즘에서는 위 변조 지폐를 출력하는 과정에서 나타나는 인쇄물의 고유한 특징에 기반하여 위 변조 여부를 판별한다. 비지역적 평균 알고리즘을 이용하여 인쇄 과정에서 나타나는 노이즈 특성을 추출하고, 명암도 동시발생 행렬을 계산하여 지폐의 특징값을 추출하였다. 추출한 지폐의 고유한 특징값을 학습기반 데이터 분류기에 적용하여 위 변조 여부를 판별하였다. 제안한 알고리즘의 성능을 분석하기 위해 총 324장의 1만원권 지폐와 8대 프린터에서 출력한 위조지폐 이미지로 실험하였다. 또한 노이즈 추출에 있어 기존 프린터 판별 기술에서 사용되었던 위너필터와 이산웨이블릿변환 기반 알고리즘과 비교 분석을 수행하였다. 그 결과 제안한 알고리즘이 위 변조 판별에 있어서 94% 이상의 정확도를 보였으며, 위 변조 지폐 인쇄기기 식별에 있어서는 93% 이상의 정확도를 보여서 기존 프린터 판별 기술을 이용한 것보다 우수함을 보였다.

• 대한안전경영과학회지
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• 제3권4호
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• pp.135-144
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• 2001

The capital cost of the company is one that must be paid to the money owner as the price by using the money. The capital cost according to the source of money supply can be estimated by the expected profit rate undertaken by the use of the capital. But in the area of pre-existent economic evaluation, the evaluation of the company investment has been treated by the profit rate of the capital after considering the repayment conditions of the other's money or the interest. Thus in this study, in case the company makes an investment on various kinds of the capital at the same time, not make use of the capital as a one source, the economic evaluation of an investment should be handled by taking the weighted average cost of capital into consideration in proportion to the constitution of the capital cost by the sources of money supply, Especially, as the cost of the private money is very much connected with the profit rate through the stock market, the Capital Asset Pricing Model (CAPM) will be applied. This kind of economic evaluation method can be said to have much to do with the Economic Value Added : EVA) as well as to be highly thought as a standard to estimate the company' value recently To certify the usefulness of this approach, the case study of the output of the capital cost will be made for the purse of the economic evaluation of the alternative investment by using the financial statements of a motor company H.

• 한국생활과학회지
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• 제17권3호
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• pp.457-467
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• 2008

The purpose is to explore elementary students' attitudes towards money and the effects of parents' educational involvement on children's economic behaviors. The subjects are elementary students(N= 123) from first grade to sixth grade. The survey consists of question items of money ethics, attitudes towards money, consumer ethics, parents' attitudes toward economic education, and children's economic practices such as management of allowance, income, saving and savings account. The results are as follows: first, the elementary students show the double standard in attitudes to money, thinking of money as positively being important, at the same time, as being negative social value. Second, the parents play positive models in children's economic education. However, their efforts are not enough so that their children could have desirable economic habits. Therefore, economic education is first needed for the parents and then for children.