• Journal of Information Technology Applications and Management
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• 제30권5호
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• pp.83-105
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• 2023

The purpose of this study was to investigate the impact of investment fund attributes such as fund product characteristics, returns on fund investment (ROI), internal controls, and after service on fund investor behavior based on investment information technology. In addition, we also examined how customers reinvest through emotional immersion, company trust and company satisfaction of investment firms in the context of fund investment. First, empirical results show that fund product characteristics, returns on fund investment, and financial firms' internal controls and after service act as signals to fund investors to shape their reinvestment intentions. Second, while investors are generally perceived to be interested only in investment returns, this study also shows that they consider both fund product characteristics and fund investment returns, which are core attributes of funds, as well as financial firms' internal control and after service, which are non-core attributes. Third, we find that company trust is an important factor in investors' reinvestment intentions, showing that investors are more likely to reinvest in a fund if they perceive the financial firm to be trustworthy and reliable. Finally, these findings emphasize that investors consider not only tangible aspects of fund products, such as fund product characteristics and returns on fund investment, but also intangible factors, such as financial firms' internal control and after service, and trustworthiness. Taken together, another implication is that the more advanced the investment information technology of financial firms, the more trust, satisfaction, immersion, and reinvestment intentions of investors will increase.

• 한국프랜차이즈경영연구
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• 제7권2호
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• pp.37-45
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• 2016

Purpose - This study aims to examine the impact of leadership on organizational trust and innovation performance, and to identify whether organizational trust plays a mediating role in the relationship between leadership and innovation performance. Also, this study attempts to find out how to improve organizational efficiency and effectiveness based on leadership-based or trust-based strategies. And, this research proposed that organizational trust plays a core mediating role in the relationship between transactional and transformational leadership and innovation performance. Research design, data, and methodology - In order to test the hypotheses of this study, the survey was conducted towards franchise coffee shop employees between November 7 and 18, 2016. We contacted top executives of coffee shop franchise headquarters and explained the purpose of this study. Among 150 questionnaires distributed, 123 were collected. Of these collected questionnaires, 102 questionnaires were coded and analyzed for further analysis. In order to test the unidimensionality and reliability of the factors, factor analysis and reliability test were performed using SPSS/PC+ 22.0. And, the hypotheses were tested using hierarchical mediated regression analysis. Result - The results are as follows. First, transactional leadership, and intellectual stimulation, motivation of transformational leadership had significant impacts on organizational trust. Second, organizational trust, transactional leadership, and influence of transformational leadership had significant impacts on innovation performance. Third, the mediating test of organizational trust showed that transactional leadership plays a partial mediator, and intellectual of transformational leadership plays a full mediator in the relationship between leadership and innovation performance. Conclusions - The implications of this study are as follows. First, the top management should provide their organizational members incentives or rewards based on their performance. Second, top management should identify and express a clear vision and desirable organizational goals for the future, present an idealized vision, and communicate to organizational members that the vision is achievable, also have organizational members to think creatively and find optimal solutions to difficult problems. In sum, this study revealed the important role of leadership in embedding organizational trust in and improving innovation performance of coffee shop employees and the mediating role of organizational trust in the influence of leadership on innovation performance.

• 한국병원경영학회지
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• 제22권3호
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• pp.74-87
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• 2017

Purposes: The purpose is to establish the direction of healthcare R&D through private nonprofit organization. Methodology: The data is divided into two groups: 12 physicians and pharmacists, and 16 persons including professors related to university donation, non-profit foundation executives. Each group was subjected to two Delphi surveys. To analyze the validity of the opinion, the content validity ratio and the consensus of experts were verified. Findings: Funding should be invested in 'development research' and 'application research'. The factors that hinder the donation culture are 'donation prevention system such as tax imposition system and rebate double penalty system', 'insufficient motivation of fund raising person', and 'lack of fund specializing specialist'. The fund raising strategy should be centered on a small number of large donors or a balance between large and small donors. The fund raising target should be effective to raise funds for corporate and individual donors. It is necessary to clarify the purpose of the social problem to be solved by the campaign strategy for promoting donation, to announce the validity of the trust and transparency of the institution, and to emphasize the social investment by the private sector. Practical Implications: It is necessary to present directions through private nonprofit organizations for the future development of healthcare R&D. The legal and institutional deficiencies of the domestic nonprofit organization fundraising infrastructure should be improved. In order to create a social investment climate, it is necessary to improve the awareness of donations and develop various donation programs for the private sector.

• The Journal of Asian Finance, Economics and Business
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• 제5권4호
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• pp.21-34
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• 2018

The study tests the Fama and French three-factor model by using the newly created Islamic equity style indices. Based on a dataset from May 2006 to April 2011, the three-factor model is tested based on returns of Islamic unit trust funds using the Generalized Method of Moments (GMM) methodology. The sample period is also divided between periods before and after the Global Financial Crisis in August 2008 to test for robustness, and the Bai and Perron (2003) multiple structural break test was used to determine the structural break in the series. The analysis shows that the Fama and French model is valid for Islamic unit trust funds before and after the collapse of Lehman Brothers. The result further indicates the reversal of size effect. As for trading strategies, value funds outperform growth funds by annualized 3.13 percent for the full period. During pre-crisis period, value funds perform better than growth funds while in post-crisis, size factor yields better return than other strategies. As policy suggestion, fund managers need to be aware of the reversal of size effect, and they need to ensure a more transparent stock selection process so that investors can make an informed decision in their asset allocation.

• 산업경영시스템학회지
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• 제14권24호
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• pp.207-219
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• 1991

We studied performance evaluation methods for each cause by using a benchmark and also researched performance measurement models which based on CAPM. In this study, we analyzed the beneficiary certificate of stock type of three large domestic investment trust company. The purpose of this paper is improving the efficiency of investment maintenance and the operating the ability of fund operator by analyzing the contribution of the rate of return on investment and the cause of operating performance. We applied this study to the increasing aspect of stock price(Jan. 1988-April. 1999) as well as the decreasing aspect of stock price(April, 1989-July. 1990).

• 대한수의사회지
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• 제39권3호
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• pp.270-285
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• 2003

`2003.2.13-2.15 스위스 제네바에서 개최된 제25차 CODEX 임시총회에는 총 168개 회원국중 51개 국가 17명의 정부대표, 20개 기구 34명의 비정부기구(NGO), WTO 등 5개 국제기구 대표 등이 참석하였다. 주요 논의사안으로는 $\ulcorner$FAO/WHO 합동식품규격프로그램 평가결과 및 향후 CODEX 작업방향에 대한 권고사항$\lrcorner$ 및 $\ulcorner$CODEX작업에 있어서의 개도국 및 과도국가의 참여를 위한 신탁기금(Trust Fund)$\lrcorner$운영이었고, 본인은 우리나라 대표단으로 참석하였다.

• The Journal of Asian Finance, Economics and Business
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• 제9권1호
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• pp.43-51
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• 2022

Platform lending or online lending, sometimes called peer-to-peer (P2P) lending, arose due to the digital revolution to meet people's requirements for simple fund borrowing. It quickly became an alternative to other traditional lending techniques, for example, loans banks. Along with the growth of P2P lending, several academics have investigated how information technology is used in financial services, emphasizing extended application methods. This study proposes an enhanced technology acceptance model (TAM) that investigates how consumers embrace P2P lending platforms by using quality of service and perceived risk as drivers of trust, relative advantage and compatibility as drivers of perceived usefulness. For the purpose of this study, we created a questionnaire, distributed it to clients of P2P lending platforms and fintech services in general in cities in Java, Indonesia. We received 290 replies to our questionnaire. The data was analyzed to test the hypotheses using structural equation modeling (SEM). The findings show that consumers' trust, relative advantage, perceived usefulness, and perceived ease of use in P2P lending platforms substantially affect their views toward adoption. The research's findings are useful for fine-tuning platform marketing strategies and putting strategic goals into action.

• 법제연구
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• 제54호
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• pp.217-259
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• 2018

전면 개정된 신탁법(2011. 7. 25. 법률 제10924호)이 2012. 7. 26. 시행된 이래, 신탁법리는 그 어느 때보다 관심의 대상이 되고 있다. 최근 실무에서 신탁의 이용이 확대되고 관련 판결이 대폭 증가한 현상이 이를 대변한다. 그러나 제한된 기간에 종래 논의가 충분하지 못한 상태로 전면 개정이 이루어지면서, 그리고 법 개정 과정에서 세심한 검토가 미흡했던 까닭에, 여러 문제점들도 드러났다. 법규의 단순한 오류뿐만 아니라 규정의 불분명함을 바로잡고 관련 법률을 보완할 필요성과 함께, 새로운 규율을 위한 과제에 직면해 있다. 이에 본고는 우리법 체계에 상응하는 신탁관계의 합리적 규율을 위하여, 신탁법의 주요 규정을 중심으로 그 개정을 위한 근거와 방안을 제시하고, 이를 통해 신탁법의 개정을 촉구함과 동시에 가시적인 논의의 계기를 마련하고자 한다. 신탁법리에 상응하는 개념을 정비하고(제3조 제2항, 제36조, 제59조), 오류를 바로잡을 것이다(제18조 제1항, 제21조 제3항, 제22조 제1항, 제66조 제3항). 다른 법률과의 관계에서 개정이 시급한 규정(제11조, 제67조 제2항) 또는 일반 법리에 비추어 문제가 제기되는 규정(제8조 제4항, 제67조 제3항)을 재고하여야 한다. 그리고 신탁법의 체계에 상응하여 규정의 위치를 조정할 필요가 있으며(제3조 제3항), 보다 상세한 명시적 기준을 제시함으로써 해석상의 의문이 제기되지 않도록 하여야 한다(제8조 제1항, 제8조 제5항, 제18조 제3항, 제34조, 제56조, 제75조, 제98조, 제100조). 이와 더불어 보다 합리적인 규율을 위해(제42조 제3항, 제50조 제1항) 또는 신탁 관계인의 이익교량의 관점에서 조정이 필요하다(제8조 제4항, 제101조 제5항). 그밖에 신탁법상 제도의 활용을 위해서는 관련 법규의 보완이 절실하다.

• 수산경영론집
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• 제31권2호
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• pp.93-117
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• 2000

Fisheries finance is divided into the policy time of long period of time and low interest and the special financing institutions, such as Fisheries Co-operatives. Union system finance is the system finance, which supports the fisheries system organization. Fisheries Co-operatives in cities, towns and villages are the independent management objects. Prefecture federation of Fisheries Co-operative is in prefecture stage. Norm Chukin Bank is in national stage. Each shares functions in these three stages, and finance is performed systematically, Fisheries policy finance comprises government financial institution capital such as the Agriculture, Forestry and Fishery Finance Corporation whish is based on the capital of a country or a prefecture financial fund, and fishery Modernization Capital used as financial funds through the government. Moreover, to complement such finance institutionally, Fisheries Credit Foundations, Agriculture and Fisheries Saving Insurance Corporation and National fisheries Co-operative Trust Enterprise Mutual Aid system have been established

• 한국전자거래학회지
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• 제24권4호
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• pp.1-16
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• 2019

블록체인 기술은 분권화를 통해 투표 과정에서 이루어질 수 있는 부당한 개입과 조작을 방지하여 투표 결과의 신뢰성을 높여 공정한 여론 수렴의 어려움으로 인해 대리 의사결정이 이루어지던 많은 분야에서 직접 의사결정의 가능성을 열어 주었다. 전세계적으로 공공 의사결정에 블록체인 기술을 활용한 투표 시스템을 도입하려는 시도가 이루어지고 있으며, 이는 투명하고 공정한 여론 수렴 채널로 기능하여 공공 의사결정 과정과 지배구조에 큰 변화를 가져올 것으로 기대된다. 최근 스튜어드십 코드를 도입한 국민연금의 경우, 지배구조에 대한 불신으로 인해 스튜어드십 코드 도입 취지와 달리 국민연금 가입자의 이해에 반하는 주주권 행사와 지나친 경영 간섭이 일어날 것이란 우려가 제기 되고 있다. 본 연구에서는 국민연금 사례를 중심으로 가입자 의견 수렴과 공공 의사결정을 위한 블록체인 기술을 응용한 투표 시스템을 제안하고 이를 도입하기 위해 마련되어야 할 사회적 제도적 제반 여건에 대해 논의한다.