• 제목/요약/키워드: supplementary variables

검색결과 74건 처리시간 0.025초

우리나라 민간투자사업의 수익률과 가산금리의 결정요인 분석 (Analysis of Factors of IRRs and Spread on Korea's BTO Projects)

  • 주재홍;하헌구;박동규
    • 대한교통학회지
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    • 제28권2호
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    • pp.135-150
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    • 2010
  • 본 논문의 목적은 민간투자사업의 계약에서 가장 중요하고 핵심적인 계약이라 할 수 있는 실시협약 사례를 수집하고 분석함으로써 협상을 통해 결정된 사업 수익률의 결정요인들이 무엇이며, 실시협약에서 포함된 제도 및 정책에 따라 수익률이 어떻게 반영되었는지를 파악하는 것이다. 수익률이 사업성을 판단할 수 있는 지표라면, 가산금리는 대출 원리금의 회수의 위험정도를 판단할 수 있는 지표라 할 수 있다. 실증분석에서 사용된 데이터는 1995년부터 2008년까지 실시협약을 체결하였거나 협상이 완료된 사업의 실시협약 및 재무모델 75건을 대상으로 조사하였다. 종속변수는 세후경상수익률 및 재무모델에서 제시하고 있는 장기차입이자율의 가산금리로 하였으며, 독립변수는 사업절차에 따른 변수, 사업성에 관련된 변수, 재무적 성격에 따른 변수, 실시협약 문건에 관련된 변수, 정부 정책에 관련된 변수 등으로 하였다. 분석결과 수익률에 대해서는 재무적 투자자의 출자비율, 국가관리사업인 경우, 최소운영수입보장 조항 등에 영향을 미치는 것으로 분석되었으며, 가산금리의 경우에는 재무적 투자자의 출자비율, 국가관리사업, 부대사업의 유무 등이 결정에 영향을 미치는 것으로 분석되었다.

민영의료보험이 의료이용에 미치는 영향 : 국내 실증적 연구의 고찰 (Private Health Insurance and the Use of Health Care Services: a Review of Empirical Research in Korea)

  • 김승모;권영대
    • 보건의료산업학회지
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    • 제5권4호
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    • pp.177-192
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    • 2011
  • The arguments exist that private health insurance(PHI) policy holders tend to use the health care services more than non-policy holders due to their little out-of-pocket spending, resulting in the adverse effects on the finances of National Health Insurance. This study aims to increase the objective understanding of the issue and to draw a direction of further research, by reviewing the articles, reports and statistics which examined the effects of purchasing PHI policies on health care utilization. Significant differences in healthcare utilization, except for the very partial increase of utilization in outpatient settings, have been not found. The similar trends of the results have existed in a few previous studies which tried to control the endogeneity of medical use and health insurance with latent variables which affect the decision on medical use and health insurance. However, we can not exclude the potential change of healthcare utilization patterns because the portion of the insured of indemnity PHI is becoming rapidly larger in the market. For further research, we should try to obtain the objective information of subjects' past medical history, health status, health related behavior, and income affecting purchase of PHI and utilization of healthcare services. And the efforts of controlling the endogeneity of medical use and health insurance with latent variables which affect the decision on medical use and health insurance, are very considerable.

A pilot application study of densitometric image analysis as a potential comparative evaluation method for visualized fingerprints

  • Kim, Eun-Ji;Kim, Soo-Kyung;Seo, Kyung-Suk;Choi, Sung-Woon
    • 분석과학
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    • 제33권4호
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    • pp.197-207
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    • 2020
  • The current comparison methods with scoring systems that are used to compare visualized latent fingerprints (LF) have disadvantages. Evaluators using these methods are prone to make errors and fail to discriminate LFs correctly to notice the differences among those LFs. Therefore, a comparative and quantitative evaluation method that is capable of obtaining more objective and quantitative results is needed. Densitometric image analysis (DIA) is used in other fields as a reliable semi-quantitative comparison method. To apply DIA to LFs, the potential variables that can occur during the DIA process were tested. The visualized ridges of LFs can be compared using the concentration of dots against the background to make it possible to analyze the ridges with DIA. The variables that can be present during the DIA process include the thickness of the analysis line, the number of ridges to be taken, the number of divided zones within each of the fingerprints, and the angles of the analysis line against the ridge lines that were selected. From the analysis of the inked fingerprints and circular lines that are similar to fingerprints, the angle of the analysis lines with the ridge line was the most significant variable. The preliminary test result was applied to the comparison of LFs that were developed with the powder method and then compared with the AFIS analysis. A similar trend was found, and a more detailed and semi-quantitative comparison of the visualized LFs was possible. In the future, it is necessary to check the evaluative ability of the DIA method by analyzing the visualized LFs with other various development methods. However, DIA is currently an option that can be used as an objective comparative evaluation method during fingerprint studies with supplementary role.

자발적 학습에서 개인특성과 주관적 규범이 e-learning 수용에 미치는 영향 (Effects of Individual Characteristics and Subject Norm on User Acceptance of e-Learning for Voluntary Studies)

  • 이태환;서창교
    • 한국정보시스템학회지:정보시스템연구
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    • 제17권4호
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    • pp.99-127
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    • 2008
  • E-learning becomes an important part of education these days in Korea. Students had no choice but to accept the e-learning when the e-learning was used as a supplementary learning tool within a traditional class or a stand-alone distance education. This study focuses on the students' intention of e-learning acceptance for voluntary studies. In voluntary study, students have the rights to adopt the e-learning or not for their personal study. We used individual characteristics as the external variables of TAM to explain user acceptance of e-learning for voluntary studies and examined the effect of individual characteristics on user's beliefs. Research model and nine hypotheses were set up to identify the relationships among these variables based on investigations of previous researches. The theoretical model is tested with questionnaires from 420 users who accept e-learning for voluntary studies. We tested the measurement and research models by applying a structural equation modeling(SEM) approach, using the AMOS 5.0. Overall, the results provided support for the model as explaining acceptance of an e-learning system. Most path coefficients in the research model were found statistically significant. The results showed usefulness and enjoyment and subject norm were the factors affecting attitude of students using e-learning. In addition, usefulness and subject norm were the factors affecting intention of students using e-learning. The results show innovation and self-efficacy have a significant impact on user's perception of ease of use. Self-efficacy also have significant effects on user's perception of usefulness.

반응표면분석법을 활용한 저상품성 향어(Cyprinus carpio) 쿠키 제조 공정 최적화 (Process Optimization for Cookies with Low-marketable Israeli Carp Cyprinus carpio Using Response Surface Methodology (RSM))

  • 김예율;강상인;김진수
    • 한국수산과학회지
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    • 제56권3호
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    • pp.284-292
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    • 2023
  • This study was conducted to optimize the cookie preparation using Israeli crap Cyprinus carpio paste (C-ICP). The results of response surface methodology suggested the selection of other supplementary materials/[soft flour (SF) + ICP] (X1) and SF/ICP (X2) as independent variables, and hardness (Y1), yellowness (Y2), amino acid nitrogen (Y3), and overall sensory acceptance (Y4) as dependent variables. The optimal conditions of OS, SF, and ICP were 35.0%, 40.3% and 24.7%, respectively, and the predicted values of the multiple response optimal conditions Y1, Y2, Y3, and Y4 were 2,006.2 N/m2, 21.1, 30.0 mg/100 g, and a score of 6.6, respectively. Under the optimum conditions, experimental values of Y1, Y2, Y3, and Y4 were 2,010.5 ± 22.3 N/m2, 21.6 ± 0.5, 29.6 ± 0.7 mg/100 g, and a score of 6.9 ± 0.3, respectively, which were not significantly different from the predicted values (P < 0.05). The results on hardness, moisture, VCI yellowness, and lightness suggested that the optimum heating period was 20 min. C-ICP prepared under the optimum conditions was superior in sensory evaluation to cookies without the Israeli carp paste.

PSALI 연구를 위한 실물대 실험 장치와 축소 모형간의 유의성 검증 (Verification of Significancebetween Experiment Devices and Scaled-down Model for the Study of PSALI)

  • 이진숙;김소연;하태현;정용규
    • 조명전기설비학회논문지
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    • 제25권12호
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    • pp.11-20
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    • 2011
  • PSALI is referred to the supplementary lighting for the interior lighting under the daily lighting situation, and pursuant to the pertinent regulations in energy savings design standard and others in recent architecture works, the importance thereof has been increasing gradually coupled with the energy performance index (EPI), energy savings plan and the like as well as expansion of submittal and implementation policies. However, this type of PSALI studies indeed have a number of limitations since it has surrounding environmental conditions in direction, season, region, climate, time, opening rate, window area ratio, actual index, reflection rate of finishing materials and others in the architecture work as well as frequent changes in interior lighting environment for variables in daily light volume flowing into the interior, and others. Therefore, this study has analyzed existing advance research cases to produce the actual-sized model and scaled-down model, and installed the artificial lighting of LED light source possible to reproduce with same capability on both models. As a result of comparison and analysis of the artificial lighting with the key light, it has certain level of error rate from the scaled down lighting device in certain rate and actual model butit was noticeably significant within specific scope.

The Impact of Service Quality on Customer Satisfaction, Service Value, and Store Loyalty in a University-Based Convenience Store

  • Kim, Jong-Lak;Lee, Young-Chul;Han, Sang-Ho;Lim, Su-Ji
    • 유통과학연구
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    • 제11권5호
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    • pp.5-15
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    • 2013
  • Purpose - The purpose of this study is to investigate the impact of the service quality of a university-based convenience store on consumer satisfaction, service value, and customer loyalty. Research design, data, and methodology - The questionnaire was developed by using the modified and supplementary questions based on the KD-SQS model. We used the SPSS/PC 18.0 and AMOS 18.0 statistical packages to analyze the results. For validating the research hypothesis and the structural relationship of the research model, path analysis was used. Results - The overall results of this study are as follows. We found that benefits, promotion, and convenience had a significant impact on two variables: customer satisfaction and service value. Conclusions - The basic benefits, promotions, and convenient facilities in the university-based convenience store have already received favorable reviews. Therefore, for improving customer satisfaction, it is important to improve the reliability of service, quality of human interaction, and customer service.

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여자 청소년의 체질량지수에 따른 체중조절행위 변화단계, 변화과정과 의사결정균형 비교 (Stages of Change, Processes of Change, and Decisional Balance for Weight Control Associated with Body Mass Index in Female Adolescents)

  • 채선미
    • Perspectives in Nursing Science
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    • 제9권1호
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    • pp.1-8
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    • 2012
  • Purpose: The purpose of this study was to compare variables related to weight control between normal weight and overweight/obese female adolescents. Methods: This study is a supplementary analysis using a total of 293 female adolescents in Seoul. Data were collected through self-report questionnaires on the topics of stages of change, processes of change, and the decisional balance pertaining to weight control. Body weight and height were also measured. Results: There was a significant difference in the stages of change between the normal weight and overweight/obese groups. Of 12 processes of change, 9 processes were significantly higher in the overweight/obese group than in the normal weight groups. Also, female adolescents who were overweight or obese had significantly higher pros and eating efficacy scores comparing to those in the normal weight group. Conclusion: The findings of this study suggest that overweight/obese female adolescents, especially those in the action stage need supports to continue their weight control behaviors. In addition, a weight control program for female adolescents should emphasize their participation in physical activities in addition to their dietary control efforts.

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빠른 젖물리기 프로그램이 모유수유 실천율에 미치는 영향 (Influence of an Early Latching-on Program on the Breastfeeding Rate)

  • 김보열;김진현
    • Perspectives in Nursing Science
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    • 제10권2호
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    • pp.97-110
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    • 2013
  • Purpose: This study sought to identify how initiating breastfeeding soon after birth affected breastfeeding practice. Methods: The subjects were mothers and newborns in Seoul's S. University Hospital maternity unit who elected to breastfeed. They were divided into an experimental group, which practiced an "early latching-on program" (latching-on within 30 minutes after birth), and a control group, which did not. Both groups' daily frequencies of breastfeeding and supplementary-glucose or bottle feeding were recorded. Results: The correlation between socio-demographic and medical characteristics and the breastfeeding rate was examined; 3 variables showed statistical significance: neonatal health anomaly, Apgar score after 1 minute, and Apgar score after 5 minutes. The difference in breastfeeding rates between the two groups was clear: the experimental group's rate was 1.93, while the control group's was 3.76 (t-statistic difference: 14.865), with the experimental group's rate during hospitalization being twice that of the control group (73.3% and 32.6%, respectively). Multiple regression analysis assessing the influence of the latching-on program yielded a t-statistic of -4.735 and a p-value of .000, indicating statistical significance. Conclusion: An early latching-on program's positive effect on the breastfeeding practice of mother's of newborns was demonstrated. Therefore, an early latching-on program could be a practical and effective nursing intervention for after mothers give birth.

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Brassiere 착용조건에 따른 신체의 형태적, 생리적 변화에 관한 심리적 연구 (A Experimental Study on the Formal and Physiological Change of Body according to the Wearing-Brassiere Condition.)

  • 박영득
    • 대한가정학회지
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    • 제29권1호
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    • pp.27-35
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    • 1991
  • This study was carried out to investigate the influence of the various physiological function caused by brassiere wearing. The four experimental methods used in this study are as follows. For example, the Roentgen photographing, Body measurement by Sliding Gauge, the measurement of the Electrocardiogram and Blood Pressure. The results of the Electrocardiogram and Blood Pressure. The results of the investigation were as follows: 1. In experimental change by Sliding Gauge and Body measurement, The bust point was rised in order AB1>B2. The width of right and left bust point was decreased in order of A>B1>B2. According to, The supplementary effect of brassiere wearing was excellent in B2. 2. In the change of various organs by Roentgen photographing, The width of the chest and size of the heart were decreased in regular order of A>B1>B2. The diaphragm and the others were not showed change. 3. In the experimental result by measurement of the electrocardiogram, The interval of heart palpitation was decreased in order A>B1>B2 and the pulse frequency was similar. 4. In the experimental result by the blood pressure measurement, A had the highest blood pressure and B2 had the lowest pressure in all variables.

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