• Title/Summary/Keyword: stable current

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Self-Efficacy and Self-Control Effects on Purchasing Intention of Annuity Savings Plans: Considering Financial Literacy (금융 유통산업에서의 자기효능감과 자기통제가 연금저축 가입의도와 가입행동에 미치는 영향: 금융이해력에 따른 차이분석)

  • Lee, Yun-Bok;Lee, Phil-Soo;Hwang, Jae-Kwang
    • Journal of Distribution Science
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    • v.13 no.11
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    • pp.69-77
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    • 2015
  • Purpose - Economic status at an early stage of life after one's retirement is often determined by the long-term sacrifice of one's earlier consumption tendencies. In general, the first and foremost way to secure income after retirement is through annuity savings. People sign up for personal annuity savings in order to guarantee a stable economic life upon retirement, and such actions may be heavily influenced by self-efficacy. Confidence in current economic activity is a source of rational decision-making. Inability to achieve self-control can lead to reckless spending and the eventual hindering of proper investment for the future. This paper examines how self-efficacy and self-control affect the intention and action of enrolling in an annuity savings plan in relation to one's level of financial literacy. Research design, data, and methodology - To analyze the proposed model, this study investigates financial consumers over the age of 20. The data were collected from 511 respondents and analyzed with SPSS 21.0 and AMOS 21.0. First, for the one-dimensional test and to measure the convergent validity of each structure, we use the scale purification process. The results of the test and the confirmatory factor analysis ensure the focus of the validity of the single dimension for each structure. In addition, the validity of the measurement was guaranteed from the results of correlation analysis. Results - First, self-efficacy and self-control have positive effects on the purchasing intention of the personal annuity savings plan. Second, purchasing intention positively affects purchasing behavior. Lastly, self-control has a positive effect on purchasing intention among the low financial literacy group, whereas self-efficacy does not have this effect in the high financial literacy one. Conclusions - The time of product benefit is different with age. The younger group would be granted the savings after several decades once they enroll, whereas the older group would wait for a relatively shorter period of time. Therefore, further research should be conducted in order to verify such a difference. However, this study has value through its confirmation that the roles of self-efficacy and self-control play a part in leading to the enrollment in annuity savings plans and by verifying different effects based on levels of financial literacy. Such results suggest a number of implications in a real life setting. First, banks need to put greater emphasis on the stability of annuity savings in general. Second, customers with relatively low levels of financial literacy are able to control their finances through annuity savings, but find self-efficacy difficult due to a lack of financial understanding. Therefore, such customers should be approached from an invest-effectiveness comparison method. Third, customers with high financial literacy tend to put more value in rational economic decision-making and behavior than in self-efficacy. Therefore, such customers should be approached by promoting the reliability of annuity savings and the excellence of the specific bank's annuity savings plan in comparison to those of other financial institutions.

Evaluation of the Effect of Flocculator Rotation Direction in Floccualation Basin on Hydrodynamic Behavior using CFD (CFD를 이용한 플록큐레이터 회전방향에 따른 플록형성지 유동 평가)

  • Cho, Young-Man;Yoo, Soo-Jeon;Roh, Jae-Soon;Kim, taek-Jun;Kim, Chang-Won
    • Journal of Korean Society of Environmental Engineers
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    • v.31 no.5
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    • pp.364-370
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    • 2009
  • With time, the stable management of turbidity is becoming more important in the water treatment process. So optimization of flocculation is important for the improvement of the sedimentation efficiency. we evaluated the hydrodynamic behavior in the rotation direction (clock-wise, counterclock-wise) of the flocculator in the flocculation basin using Computational Fluid Dynamics (CFD). The results of the CFD simulation, in cases where flocculators rotate in a clockwise direction, a stronger flow is formed near the surface of the water where the rotating direction and current of flow correspond. The variance and standard deviation of the flux are about 8.5 and 2.9 respectively. In contrast, in the case of a counterclockwise direction, a stronger flow is formed near the bottom of the basin. The variance and standard deviation of the flux are about 5.3 and 2.3, respectively. The effluent flux is affected more by the third flocculator spin than the first and second flocculator spins. The third flocculator spinning in the counterclockwise direction is better for the uniform flow of the sedimentation basin than the third flocculator spinning in the clockwise direction

Design of Trajectory Following Controller for Parafoil Airdrop System (패러포일 투하 시스템의 궤적 추종 제어기의 설계)

  • Yang, Bin;Choi, Sun-Young;Lee, Joung-Tae;Lim, Dong-Keun;Hwang, Chung-Won;Park, Seung-Yub
    • Journal of Advanced Navigation Technology
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    • v.18 no.3
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    • pp.215-222
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    • 2014
  • In this paper, parafoil airdrop system has been designed and analyzed. 6-degrees of freedom (6-DOF) model of the parafoil system is set up. Nonlinear model predictive control (NMPC) and Proportion integration differentiation (PID) methods were separately applied to adjust the flap yaw angle. Compared the results of setting time and overshoot time of yaw angle, it is found that the of yaw angle is more stable by using PID method. Then, trajectory following controller was designed based on the simulation results of trajectory following effects, which was carried out by using MATLAB. The lateral offset error of parafoil trajectory can be eliminated by its lateral deviation control. The later offset deviation reference was obtained by the interpolation of the current planning path. Moreover, using the designed trajectory, the trajectory following system was simulated by adding the wind disturbances. It is found that the simulation result is highly agreed with the designed trajectory, which means that wind disturbances have been eliminated with the change of yaw angle controlled by PID method.

Comparison of Solid Circulation Characteristics with Change of Lower Loop Seal Geometry in a Circulating Fluidized Bed (순환유동층에서 하부 루프실 형태 변화에 따른 고체순환 특성 비교)

  • Lee, Dong-Ho;Jo, Sung-Ho;Jin, Gyoung-Tae;Yi, Chang-Keun;Ryu, Ho-Jung;Park, Seung Bin
    • Korean Chemical Engineering Research
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    • v.52 no.4
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    • pp.522-529
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    • 2014
  • Circulating fluidized bed system consists of SEWGS reactor - lower loop seal - regeneration reactor - riser - cyclone - upper loop seal has been used for solid circulation between the SEWGS reactor and the regeneration reactor in a SEWGS system for pre-combustion $CO_2$ capture. A vertical type lower loop seal has been used in current system but this lower loop seal requires high gas flow rate through the lower loop seal for fluidization and smooth solid circulation, and consequently, causes slugging behavior sometimes. To overcome these disadvantages, inclined type lower loop seal was proposed by this study. Solid circulation characteristics with change of lower loop seal geometry were measured and compared in a bubbling - bubbling - riser type circulating fluidized bed using $CO_2$ absorbent (P-78) as bed material at ambient temperature and pressure. We could conclude that the inclined lower loop seal is better than the vertical type lower loop seal from the viewpoints of minimum flow rate requirement for stable solid circulation and solid height change during solid circulation.

Challenges in Accordance with Current Law by the Enforcement of the Medical Dispute Adjustment Act (의료분쟁조정법의 시행에 따르는 현행법상의 해결과제)

  • Joung, Soon-Hyoung
    • Journal of the Korea Society of Computer and Information
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    • v.19 no.4
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    • pp.139-147
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    • 2014
  • Medical disputes the problem that occurs essentially among the rapidly increasing of the demand for health care and the attention of the public health. The subject of dispute is mostly criminal penalties and civil redress due to a physician's medical malpractice, resolved by agreement was prioritized. They trying to solve through the litigation and exercise the skills. But, the lack of clear standards and related legislation make difficult to solve the problem. for this, "The Act of Medical Malpractice Damage's Relief and Mediation for Medical Dispute Resolution" (Medical Disputes Adjustment Act) was enacted in April 7, 2011 and performed in Apr. 8, 2012. To solve the problem autonomously between the parties. It is the legislative intent such as mediation or arbitration to solve the conflict between the parties. But there are some problems that examined from the perspective of constitutional review with the criminal and civil problems. Therefore, this paper will find out the legal issues about Medical Dispute Adjustment Act and the constitutional and civil issues. And want to expect to be prepared the more stable and efficient solution of medical disputes.

Variations of the Electrochemical Properties of LiMn2O4 with the Calcining Temperature

  • Song, Myoung-Youp;Shon, Mi-suk
    • Journal of the Korean Ceramic Society
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    • v.39 no.6
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    • pp.523-527
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    • 2002
  • LiMn$_2$O$_4$ compounds were synthesized by calcining a mixture of LiOH and MnO$_2$(CMD) at 47$0^{\circ}C$ for 10 h and then calcining again at $650^{\circ}C$ to 90$0^{\circ}C$ fur 48 h in air with intermediate grinding. All the synthesized samples exhibited XRD patterns for the cubic spinel phase with a space group Fd3m. The lattice parameter increased gradually as the sintering temperature rose. The electrochemical cells were charged and discharged fur 20 cycles at a current density 300$\mu$A/$\textrm{cm}^2$ between 3.5 V and 4.3 V. The voltage vs. discharge capacity curves for all the samples showed two plateaus. The LiMn$_2$O$_4$ sample calcined at 90$0^{\circ}C$ had the largest first discharge capacity. This sample exhibited the best crystallinity, had relatively large lattice parameter and had relatively large particles with rectatively homogeneous size. All the samples showed good cycling performances. Among all the samples, the LiMn$_2$O$_4$ calcined at 85$0^{\circ}C$ had relatively large first discharge capacity and very good cycling performance. The addition of excess LiOH and the mixing in ethanol considered to help the formation of the more LiMn$_2$O$_4$ phase per unit weight sample and the more stable LiMn$_2$O$_4$phase. These led to the larger discharge capacities and the better cycling performances. The cyclic voltammograms fur the second cycle of the LiMn$_2$O$_4$ samples showed the oxidation and reduction peaks around 4.05 V and 4.18 V and around 4.08 V and 3.94 V, respectively. The larger first discharge capacity of the sample calcined at the higher temperature is related to the larger lattice parameter.

Generation Rate and Content Variation of Manganese in Stainless Steel Welding (스테인레스 강 용접중 발생하는 망간의 발생량 및 함량변화에 관한 연구)

  • Yoon, Chung Sik;Kim, Jeong Han
    • Journal of Korean Society of Occupational and Environmental Hygiene
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    • v.16 no.3
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    • pp.254-263
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    • 2006
  • Manganese has a role as both toxic and essential in humans. Manganese is also an essential component in the welding because it increases the hardness and strength, prevents steel from cracking of welding part and acts as a deoxidizing agent to form a stable weld. In this study, manganese generation rate and its content was determined in flux cored arc welding on stainless steel. Domestic two products and foreign four products of flux cored wires were tested in the well designed fume generation chamber as a function of input power. Welding fume was measured by gravimetric method and metal manganese was determined by inductively coupled plasma-atomic emission spectrophotometer. The outer shell of the flux cored wire tube and inner flux were analyzed by scanning electron microscopy to determine their metal compositions. Manganese generation rate($FGR_{mn}$) was increased as the input power increased. It was 16.3 mg/min at the low input power, 38.1 mg/min at the optimal input power, and up to 55.4 mg/min at the high input power. This means that $FGR_{mn}$ is increased at the work place if welder raise the current and/or voltage for the high productivity. The slope coefficient of $FGR_{mn}$ was smaller than that of the generation rate of total fume(FGR). Also, the correlation coefficient of $FGR_{mn}$ was 0.65 whereas that of FGR is 0.91. $FGR_{mn}$ was equal or higher in the domestic products than that of the foreign products although FGR was similar. From the electron microscopic analytical data, we concluded that outer shell of the wire was composed mainly of iron, chromium, nickel and less than 1.2 % of manganese. There are many metal ingredients such as iron, silica, manganese, zirconium, titanium, nickel, potassium, and aluminum in the inner flux but they were not homogeneous. It was found that both $FGR_{mn}$ and content of manganese was higher and more varied in domestic flux cored wires than those of foreign products. To reduce worker exposure to fumes and hazardous component at the source, further research is needed to develop new welding filler materials that improve the quality of flux cored wire in respect to these points. Welder should keep in mind that the FGR, $FGR_{mn}$ and probably the generation rate of other hazardous metals were increased as the input power increase for the high productivity.

Charge-discharge Characteristics of $LiCoO_2/Li$ Rechargeable Cell ($LiCoO_2/Li$ 2차전지의 충방전 특성)

  • Moon, S.I.;Doh, C.H.;Jeong, E.D.;Kim, B.S.;Park, D.W.;Yun, M.S.;Yeom, D.H.;Jeong, M.Y.;Park, C.J.;Yun, S.K.
    • Proceedings of the Korean Institute of Electrical and Electronic Material Engineers Conference
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    • 1993.05a
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    • pp.79-84
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    • 1993
  • This paper describes the development of lithium rechargeable cell. $LiCoO_2$ is recently recognized as a suitable cathode active material of a high voltage, high energy lithium rechargeable batteries because $Li^+$ ion can be electrochemically deintercalated/intercalated from/to $Li_xCoO_2$. The transition metal oxide of $LiCoO_2$ was investigated for using as a cathode active material of 4V class Li rechargeable cell. $LiCoO_2$ cathode was prepared by using a active material of 85 wt%, graphite powder of 12 wt% as a conductor and poly-vinylidene fluoride of 3 wt% as a binder. The electrochemical and charge/discharge properties of $LiCoO_2$ were investigated by cyclic voltammetry and galvanostatic charge/discharge. The open circuit voltage of prepared $LiCoO_2$ electrode exhibited approximately. potential range between 3.32V and 3.42V. During the galvanostatic charge/discharge, $LiCoO_2/Li$ cell showed stable cycling behavior at scan rate of 1mV/sec and potential range between 3.6V and 4.2V. Also its coulombic efficiency as function of cycling was 81%~102%. In this study the $LiCoO_2/Li$ cell showed the available discharge capacity of 90.1 mAh/g at current density of $1mA/cm^2$ and cell discharge voltage range between 3.6V~4.2V.

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A Design of LLC Resonant Controller IC in 0.35 um 2P3M BCD Process (0.35 um 2P3M BCD 공정을 이용한 LLC 공진 제어 IC 설계)

  • Cho, Hoo-Hyun;Hong, Seong-Wha;Han, Dae-Hoon;Cheon, Jeong-In;Hur, Jeong;Lee, Kang-Yoon
    • Journal of the Institute of Electronics Engineers of Korea SD
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    • v.47 no.5
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    • pp.71-79
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    • 2010
  • This paper presents a design of a LLC resonant controller IC. LLC resonant controller IC controls the voltage of the 2nd side by adjusting frequency the input frequency of the external resonant circuit. The clock generator is integrated to provide the pulse to the resonant circuit and its frequency is controlled by the external resistor. Also, the frequency of the VCO is adjusted by the feedback voltage. The protection circuits such as UVLO(Under Voltage Lock Out), brown out, fault detector are implemented for the reliable and stable operation. The HVG, and LVG drivers can provide the high current and voltage to the IGBT. The designed LLC resonant controller IC is fabricated with the 0.35 um 2P3M BCD process. The overall die size is $1400um{\times}1450um$, and supply voltage is 5V, 15V.

Fundamental Study about Bottom-Clinging Rate in Free Floating Larva by Infiltration Flow in Tidal (조석의 침투류에 의한 패류 유생의 착저 (着底) 효과에 관한 기초적 연구)

  • Back, Sang-Ho;Park, Kwang-Jae;Park, Young-Je;Cheon, Jun-Je;Cho, Kee-Chae;Kim, Yi-Un
    • The Korean Journal of Malacology
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    • v.25 no.2
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    • pp.97-103
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    • 2009
  • It is a research that free floating larva of Ruditapes philippinarum in compliance with infiltration flow of tidal accumulation and bottom-clinging system in high density also, It is a precondition this for the continuous augmentation of Ruditapes philippinarum resources. So in flow field of tidal the free floating larva produced the infiltration water tank that can possibly bottom-clinging and experiment the water tank which uses free floating larva, It evaluates that the acceleration effect of free floating larva by infiltration in objective. As a result, 1) The experiment on free floating larva's bottom sediment grain diameter came to be high recording as bottom-clinging rate at the static water field and even biologically it selects bottom-clinging substrate it will be able to confirm. 2) About occurrence of infiltration flow field is in case of that: the drift of a current 10cm/s, bottom sediment grain 1.21mm infiltration flow 0.3cm/s increase of 3~5 times was confirmed. 3) From free floating larva of Ruditapes philippinarum the choice of bottom sediment grain diameter depends in the biological factor and form the flow field the bottom-clinging acceleration effect was controled over physical stable condition. 4) In case of density of Ruditapes philippinarum free floating larva of sea area, bottom sediment grain diameter, flow condition which are very cleanly in the research that possibly could conjecture the free floating larva's bottom-clinging rate.

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