• 제목/요약/키워드: self-insurance

검색결과 393건 처리시간 0.037초

우주손해배상법에 관한 약간의 고찰 (The compensation for damage by space accidents)

  • 김선이
    • 항공우주정책ㆍ법학회지
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    • 제22권2호
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    • pp.3-25
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    • 2007
  • In 2002 Republic of Korea successfully launched a self-made mined proportion rocket and it is expected that she will be able to have own space launching system by 2010. According to Article 14 of the Space Exploration Promotion Act, a new law should be established to impose the limit of compensation for the damage by space accident. Therefore, The Space Accident Liability Act was passed in Korean Congress on Nov. 22, 2007 and it will be enforced in six months. The purpose of this Act is to provide reparation for the damage of the third parties that a launch causes; and the Commonwealth should be insured against any possible space accidents to pay for such a damage. Here space accident means the damages to our life, body, and properties from the launching of space objects. There should be an actual loss to establish the compensation of Liability Act. Article 2 in Liability Act defines "damage" as follows: the term "damage" means loss of life, personal injury or loss of or damage to property of persons. Physical and material damages are included in the conception of damage. The meaning of a launching includes any test launch and launch for a real arrangement which will ultimately provides a wide range of compensation. Article 4 indicates that absolute liability should be imposed in compensating for damage by space accidents. Article 4 also indicates that a launching party should be absolutely liable to compensate for the damage caused by its space object on the surface of the Earth. In general, liability stands where fault is. But if the activity is ultra-hazardous and causes serious harm, the individual needs to compensate for the damage unlimitedly. Because of the many launchings for the Seattleite launching, a launching organization is obligated to the liability insurance in preparation for the space accidents. According to the Article 6 of Space Accident Liability Act, to be insured for the compensation for damage is obligatory. It says: "In accordance with Article 11 in the Space Exploration Promotion Act, the person who wants to receive an approval f3r launching needs to be insured in compensation for the possible damage by space accidents.

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생애주기를 고려한 산재보험 장해연금 개선 방안 연구 (Improvement of Permanent Disability Benefit System in Korean Worker's Compensation Insurance from the Perspective of Life Cycle)

  • 오종은
    • 한국사회정책
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    • 제23권1호
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    • pp.203-225
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    • 2016
  • 산재보험 장해급여제도는 근로 중 재해를 당한 근로자의 소득보장을 위한 사회보험으로서의 역할이 중요하며, 산재보험 내에서 급여의 비중 또한 급격히 증가하고 있는 추세이다. 장해 연금이 산재보험에서 차지하는 중요도가 높아지면서 급여의 적정성과 형평성에 대한 다양한 논의가 진행 중이다. 이 논문은 논의를 정책적으로 담기 위한 방안으로 생애주기를 고려한 장해연금 수준을 파악하고 이를 생애주기에 맞게 재분배하는 방법을 제안하고자 한다. 이를 위해 일반 근로자의 생애 소득과의 차이를 연령대 별로 비교하고 생애 주기에 맞는 급여 지급 조절 방안을 검토하였다. 소득 대체율 분석을 통해 장해급여의 급수별/연령대별 재분배 방안을 제안하였고 제도 도입의 편의성을 고려하여 현 제도에서 고시하고 있는 최고최저보상기준의 연령대별 조절을 통한 개선 방안도 함께 제시하였다.

2022년 주요 의료판결 분석 (Review of 2022 Major Medicla Decisions)

  • 이정민;유현정;박태신;정혜승;조우선;박노민
    • 의료법학
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    • 제24권2호
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    • pp.79-117
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    • 2023
  • 2002년 의료 관련 선고된 판결들 중에는 , 환자의 자기결정권 행사를 보장하기 위하여 구체적인 상황에서 환자에게 의료행위의 위험성과 부작용 등에 관하여 충분히 숙고한 후 결정할 수 있는 시간적 여유가 주어져야 한다는 점을 명시하면서 설명의무의 이행시기와 관련된 의미 있는 판결이 있었다. 또한 보험회사가 실손보험상품 가입자들을 대위하여 의료기관에 대해 부당이득반환을 청구한 사례에서 채권자대위권의 보전의 필요성 관련 적극적 요건과 소극적 요건을 분설하여 명확한 기준을 제시한 판결이 있었다. 의료행정 영역에서는, 국민건강보험법에 따른 요양기관 업무정지처분의 성격을 대물적처분으로 명확히 한 판결, 코로나 백신투여 부작용에 대한 보상 인정 사례에서 인과관계를 폭 넓게 인정한 판결 및 한의사의 초음파 의료기기 사용 등 의료인의 면허범위 관련 판결이 있었다. 환자에 대한 의료기관의 퇴거 청구 사례에서 의료법 제15조 제1항과 관련하여 입원진료계약의 해지에 관한 정당한 사유에 대한 판결을 검토하였다.

재가 저소득계층 노인의 우울에 영향을 미치는 요인 (Factors Influencing Depression in Community-dwelling Elderly with Low Income)

  • 김용순;유문숙;박진희
    • 한국노년학
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    • 제29권4호
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    • pp.1313-1325
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    • 2009
  • 본 연구는 지역사회 거주 저소득계층 노인의 우울 수준을 파악하고 우울의 영향요인을 규명하기 위한 서술적 조사연구이다. 본 연구는 수도권 A 지역 65세 이상의 남녀 재가 저소득계층 노인 306명을 대상으로 2007년 1월부터 9월까지 시행되었다. 측정변수는 생활만족도, 일상생활수행능력, 인지기능, 지각된 건강상태, 건강행위, 건강문제와 우울이었다. 자료분석은 기술통계, t-test, ANOVA, Pearson's correlation coefficient와 다중회귀 분석을 이용하여 분석하였다. 연구결과는 다음과 같다. 첫째, 본 연구대상자의 우울점수는 6.37점으로 8점을 기준으로 우울군은 43.8%이었다. 둘째, 대상자의 학력수준, 건강보험 유형 및 경제수준에 따른 우울 점수 차이는 통계적으로 유의하였다. 셋째, 대상자의 건강행위 및 건강상태에 따른 우울 점수를 비교한 결과에서는 흡연 유무, 고혈압, 관절염 및 요실금 유무가 유의한 변수로 나타났다. 넷째, 생활만족도, 지각된 건강상태, 및 인지기능은 우울과 유의한 음의 상관관계를 보였다. 다섯째, 선형회귀분석을 실시한 결과, 생활만족도, 인지기능, 건강보험유형이 유의한 설명변수로 나타났으며, 모형의 설명력은 67.6%이었다. 이러한 영향요인에 대한 연구결과를 기반으로 노인 우울이 발생할 수 있는 고위험군을 파악하며, 체계적이고 효과적인 중재방안이 모색되어야 할 것이다.

신생아실 의료인력의 적정성 및 신생아관리료의 타당성 분석 (Adequacy of Medical Manpower and Medical Fee for Newborn Nursery Care)

  • 박정한;김수용;감신
    • Journal of Preventive Medicine and Public Health
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    • 제24권4호
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    • pp.531-548
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    • 1991
  • 신생아의 질적 관리를 위해 신생아실 의료인력과 의료수가의 타당성을 파악하고자 영남지역내 24개 소아과 수련병원 가운데 신설병원과 모(母)병원의 수련프로그램에 의존해 있는 병원을 제외한 20개 병원의 신생아실을 대상으로 1991년 7월 29일에서 8월 14일 사이에 각 병원을 방문하여 자료를 수집하였다. 자료는 신생아실 대장에서 1991년 6월 한달동안 입.퇴원한 정상 및 환아수를 조사하고 신생아실 수간호사와 소아과 의사를 면담하여 정상신생아 관리에 소요되는 최소한의 간호시간, 인력현황, 인력의 적정성, 그리고 인력확보의 문제점을 조사하였고 자 병원 보험심사과에서 정상 질분만시와 제왕절개분만시 산모 1인당 평균 산모 및 신생아관리분의 의료비를 조사하였다. 정상신생아 1명당 하루에 필요한 최소한의 간호시간은 평균 179.5분(${\pm}58.6$)이었고 대학병원은 202.3분(${\pm}50.7$), 종합병원은 164.2분(${\pm}60.5$)이었다. 최소한의 간호 요구시간 대 제공가능한 간호시간 비는 평균 1.42였고 환아에 대한 간호 요구량을 감안했을 때는 평균 비가 2.06으로 간호인력이 매우 부족하였다. 미국 소아과학회가 권장한 신생아실 간호인력을 기준으로 할 경우 간호사는 31%, 간호조무사는 17%가 충원된 상태였다. 신생아실 수간호사의 90%와 소아과 의사의 85%가 간호사가 부족하다고 했고 간호조무사는 각각 75%가 부족하다고 했다. 간호인력 보충이 안 되는 주된 이유는 재정사정이라고 하였다. 간호조무사의 경우는 인력구하기 힘든 것이 재정사정 다음으로 중요한 이유였다. 그러나 국립대학병원의 경우는 의사와 간호사는 T.O.의 제한이 주된 이유라고 했다. 정상 질분만으로 2박 3일만에 퇴원하는 경우 총 의료비는 평균 219,430원이었고 이 중 신생아분은 20,323원(9.3%)이었으며, 제왕절개분만으로 6박 7일만에 퇴원할 경우 평균 732,578원이었고 이 중 신생아분은 76,937원(12.0%)이었다. 원가계산방식에 의한 신생아관리에 대한 최소한의 원가는 3차진료기관의 경우 1일 16,141원, 기타 종합병원은 14,576원으로 원가가 의료보험수가의 각각 5.0배, 4.9배나 되었다. 오늘날의 의료인력의 인건비 수준과 병원시설 및 관리비를 감안할 때 현행 의료수가로 양질의 신생아관리를 기대하기 어려운 것으로 생각된다.

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농업인의 농작업 위험 수용도 및 관련 요인 (Risk-Accepting Personality and Associated Factors among Korean Farmers)

  • 윤지영;최영철;이원진;김재영
    • 한국환경보건학회지
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    • 제42권5호
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    • pp.333-344
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    • 2016
  • Objectives: This study aimed to examine risk-accepting personality traits and associated factors among farmers. Methods: Data were collected from farmers aged over 40 living in Goryeong, North Gyeongsang-do Province, Korea. Study participants were enrolled in the Korean Rural Cohort study from 2011 to 2014. Surveys for the risk perception of farming were made through face-to-face interviews. Chi-square tests and logistic regression analysis were conducted adjusting for gender, age, marital status, and education. Results: Several factors such as gender, age, marital status, age first worked as a farmer, duration of farming, and history of pesticide poisoning were associated with risk-accepting personality traits among farmers. Farmers with risk-accepting personalities tend to be older, less educated, and have self-employed health insurance. Farmers who started farming after the age of 50 are likely to be risk averse compared to farmers who started farming before the age of 20 (OR=0.41, 95% CI; 0.21, 0.82). Frequent spraying of pesticides was marginally associated with higher risk acceptance among female farmers (OR=1.61, 95% CI: 0.99, 2.64). Male farmers who had experienced pesticide poisoning in their lifetime showed higher odds of risk-accepting personality traits (OR=2.20, 95% CI: 1.03, 4.72) Conclusion: Risk-acceptors were more likely to spray pesticides frequently and to experience more pesticide poisoning compared to risk-averse individuals. This result suggests that farming hazards are to some degree driven by risk-accepting personality traits. Further investigation of how risk-accepting behaviors influence farming practices and pesticide poisoning is needed.

의료급여 과다 이용 수급권자 중 장애인의 의료이용 (The Medical Use of the Disabled Among Overusers of Medical Aid in Korea)

  • 신선미;김의숙;박창기;이희우
    • Journal of Preventive Medicine and Public Health
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    • 제43권1호
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    • pp.35-41
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    • 2010
  • Objectives: In Korea, the top 10% of Medical Aid recipients represent nearly 60% of total payment, with the costs for those disabled for over 365 days representing approximately 30% of total payment. The purpose of this study was to compare Medical Aid use of the disabled with non-disabled recipients, and to identify contributing factors to the total payment in the top 2% of recipients identified as Medical Aid overusers. Methods: Subjects (n=2,211) selected were ${\geq}18$-years-of-age and received >1000 days of co-payment-free type I Medical Aid. Case managers (n=200) conducted interviews in December 2006, and collected data from Health Insurance Review & Assessment Service. Amounts over the 9 months from January September 2006 were analyzed descriptively and using Chi-square, ANCOVA, and robust multiple linear regression. Results: Disabled individuals (mean age 61.3 years) composed 36.6% of subjects; 44.8% of the disabled were male. On a monthly basis per capita, the disabled group averaged 10.5 outpatient days, total payment of 523,000 Korean Won(₩), inpatient payment of ₩359,000, and outpatient payment of ₩183,000. All values exceeded the monthly average for non-disabled individuals. Contributing factors were identified as male gender (₩82,000), elementary school or lower educational level (₩64,000), residence in a small city (₩82,000), lack of family support (₩61,000), kidney disability (₩673,000), intellectual disability (₩151,000), and multiple disabilities (₩119,000). Conclusions: The identification of contributing factors to Medical Aid use by those defined as disabled supports the adoption of comprehensive alternative policies such as strengthening of education and consultation services, provision of alternative facilities, and promotion of self-care.

고엽제의 건강위해성 평가를 위한 연구설계와 방법 제안 (A Proposal of study Designs and Methods for Evaluating the Adverse Health Effects of Agent Orange among Korean Vietnam Veterans)

  • 이상욱;원종욱;홍재석;오희철
    • Journal of Preventive Medicine and Public Health
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    • 제34권3호
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    • pp.228-236
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    • 2001
  • Objectives : To propose a feasible, valid and appropriate study designs and epidemiologic methods for evaluating the adverse health effects of Agent Orange-chemical defoliants used in Vietnam- in Korea. Methods : A literature study was peformed on Agent Orange, herbicides, pesticides and dioxins. The study subjects, study design, exposure assessment and health outcomes assessment were examined in each study. The potential data sources for the study subjects, study design, exposure assessment and health outcomes assessment in Korea were investigated. Results and Conclusion : In earlier Korean studies, research subjects for studying the effects of Agent Orange were identified from the patients or persons who claimed to have Agent Orange-related diseases due to the difficulties in identifying the entire population of Vietnam veterans in Korea. In this study, an attempt was made to identify the total number of Vietnam veterans in Korea. As a result, the addresses of 20,000 Vietnam veterans were obtained. It is proposed that a retrospective cohort design on a sample of the total number of Vietnam veterans is a feasible and appropriate study design. Self report questionnaires and military records were proposed to assess the exposure level. It is believed that measuring the plasma or tissue TCDD should be used only for a validation study assessing the level of exposure. For the health outcomes assessment, it is possible to obtain the mortality, cancer frequency, physical examination, screening and medical insurance record data.

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재가 장기요양노인 가족수발자의 건강 관련 삶의 질 영향요인 (Factors associated with Health-related Quality of Life among Family Caregivers of Elders Receiving Home Care Services)

  • 김은영;여정희
    • 지역사회간호학회지
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    • 제23권2호
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    • pp.117-126
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    • 2012
  • Purpose: The purpose of this study was to identify the factors associated with the health-related quality of life of family caregivers. Methods: A cross-sectional study was conducted. This study included 191 primary family caregivers of elders who used home care services (home-visit nursing, home-visit care, daycare) covered by the public long-term care insurance. Data were collected using self-report questionnaires from December 2010 to June 2011. These data were analyzed by using hierarchical multiple regression. Results: The majority of the family caregivers were female (79.6%) and daughters-in-law (28.8%). The mean depression score was $6.33{\pm}6.49$ and the mean health-related quality of life score was $0.69{\pm}0.39$. It was found that the factors affecting the health-related quality of life of family caregivers included depression (${\beta}$=-.406, p<.001), home-visit nursing use (${\beta}$=.296, p<.001), and daycare use (${\beta}$=.178, p=.015), which accounted for 36.6% of their health-related quality of life. Conclusion: Using home-visit nursing and daycare services has a positive effect on the health-related quality of life of family caregivers. To improve health-related quality of life of family caregivers, South Korea needs to fully activate the home-visit nursing and daycare services, and to strengthen family support programs.

치과의료사고 및 분쟁에 대한 국내·외 문헌고찰 (Domestic and Foreign literature review of Dental Accidents and Malpractice claims)

  • 김명기;조한아;이진한
    • 대한치과의사협회지
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    • 제53권2호
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    • pp.82-95
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    • 2015
  • Background: Interest in medical malpractice claims and accidents is a day-to-day social issue to general public as well as medical personnel. Related laws and regulations already have been established, and institutions based on the laws and regulations also have been founded. However, in our dental community, interest and response to the issue seem insufficient. Methods: We searched four medical literature databases that are mainly cited in the medical community. Keywords including 'dental malpractice claims', 'patient safety' and 'medical accident' were used for the search. Among the selected literatures, we chose specific ones separately whose content is authentic and easily approachable. Results: Medical malpractice claims and accidents tend to increase around the world. As the cost or the difficulty level of surgery increases, the dispute rate also increases, which appears even more apparent in developed countries. Preventive measures to prevent the disputes and accidents are not significantly different. Three critical of them include relationship of doctor with patient, the informed consent and medical record. Conclusion: Tools for accident occurrence or communication improvement have been introduced. All of those cost time and money. However, education or professional request of liability insurance companies, self-education and provision of guidelines can be immediately implemented. To implement those, dentists' promotion at the regional or national level is imperative. rhBMP-2 is widely used at sinus augmentation, alveolar bone defect, and socket preservation.