• Title/Summary/Keyword: savings amount

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Livelihoods and Income Diversification of Informal Recyclers: A Case Study in the Mekong River Delta, Vietnam

  • XUAN, Huynh Thi Dan;DUNG, Khong Tien;KHAI, Huynh Viet
    • The Journal of Asian Finance, Economics and Business
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    • v.9 no.2
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    • pp.209-215
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    • 2022
  • This study aims to analyze the livelihood resources and income diversification of informal recyclers in the Mekong River Delta (MRD). The multiple linear regression model was applied to determine income diversification and total household income with the sustainable livelihood analysis framework developed by the United Kingdom Department for International Development (2000), including human resources, physical resources, natural resources, financial resources, and social resources. The results indicated that up to 25% of itinerant waste buyers worked on average more than 7.3 hours/day, which was higher than the urban near-poor level regulated by the Vietnam government. The results of the regression model revealed that total households' income was affected by the factors of health status, gender, urban location type 1, the amount of potential savings, and informal credit participation, while the factors of health status, urban location, the amount of potential savings, and informal credit participation have the effect of diversifying farm household income. Thus, if the informal waste recycling sector is supported and regulated by proper government management, it will not only help poor households diversify their income, but it will also help poor households diversify their income, particularly women's income, which is vulnerable and lower than male income in the MRD.

The Economic Status of Elderly Households (노인가계의 경제구조 분석)

  • 양세정;성영애
    • Journal of Families and Better Life
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    • v.19 no.1
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    • pp.173-190
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    • 2001
  • The purpose of the study was to provide the informations about the economic status of elderly households. Utilizing the 1996 national household data, economic status was investigated by the components of two financial statements: the income and expense statement and the balance sheet statement. Thus it included incomes, consumption, propensity to consume, savings(financial assets), debt amount and net-savings. The elderly households were compared with the nonelderly households. The subgroups of the elderly were also compared. They were divided based on the employment status of the head and household composition. The results showed that the economic status of the elderly was worse compared to the nonelderly. There were also variations among the subgroups of the elderly households. In general, the economic status of retired households and single households were worse than those of employed households and of the households composed of couple and the elderly living with children.

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A Study on the Recovery of Delay Time According to the Relief of Precedent Trains for Energy Savings (에너지 절약을 위한 선두열차군의 구원에 의한 지연회복)

  • Kim, Yang mo
    • Journal of the Korean Institute of Telematics and Electronics
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    • v.25 no.6
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    • pp.629-636
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    • 1988
  • The reduction of recovery time for delay, in the train movements, is generally realized through train operations in the shortest running time and it leads to maximum energy consumption. At the region of this shortest running time, the amount of energy consumption is sharply reduced according to the running time. So the effect for the energy savings can be largely obtained by furnishing a little spare time on train operations. In this paper, it has been modelized the delay and it's enlargement phenomena and formualted the relief patterns in order to restore the delay by restraint and relief of precedent traints. Also it has been proved the number of relief trains for minimum energy consumption exists and then represented one example of relief patterns.

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Assets and liabilities in single-parent households: Differences between male- and female-headed households (한부모 가계의 자산과 부채 상태: 남성가구주와 여성가구주 가계의 차이)

  • Koh, Sun-Kang
    • Journal of Family Resource Management and Policy Review
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    • v.18 no.1
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    • pp.93-114
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    • 2014
  • This study aims to investigate the levels of assets and debts that male- and female-headed households have in comparison to married-couple households. Toward this end, a series of analyses of data from the 2011 Korean Household Finance Survey on the assets and debts of single-parent households are conducted. The empirical results reveal that the amounts of assets and net worth of married-couple households were significantly larger than those of male- and female-headed households. A comparison between male- and female-headed households show that the latter were more likely to hold financial assets such as savings accounts, savings insurance and mutual funds. The amounts of assets of female-headed households were significantly larger than those of male-headed households. Furthermore, the amount of credit card debt in mele-headed households was significantly larger than that in female-headed households.

Feasibility Analysis for Introducing ESCO Program of LED Luminaire Replacements in Schools

  • Shin, Hyunman;Jang, Woojin
    • Journal of the Korean Institute of Illuminating and Electrical Installation Engineers
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    • v.30 no.1
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    • pp.8-13
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    • 2016
  • Public institutions should replace their luminaires with LED lighting by 2020 to save energy. Because the LED lighting installation rate in schools has not yet reached the legal goal, the ESCO program feasibility was investigated. The amount of electricity used, electric rates, times of use in classrooms and fluorescent lighting maintenance costs etc., as well as the elements of lighting maintenance were analyzed. In the case of schools, the lamp usage time was so short that the ESCO projects with only energy savings were impossible. In order to execute the ESCO projects, the maintenance cost savings by replacing an existing luminaire should be considered and the introduction of the relatively cheaper tube type LED lamp than the flat type LED luminaire was required.

Parental Borrowing for Children s College Education in the U. S. (자녀의 대학교육을 위한 미국 부모들의 학자금 대출에 관한 연구)

  • 차경욱
    • Journal of Family Resource Management and Policy Review
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    • v.6 no.1
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    • pp.73-85
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    • 2002
  • This study examined which factors influence the parental borrowing for children's college education in the U.S. A double-hurdle model was applied to analyze both the parents’decision to borrow and the amount of borrowing. Parents’income and total costs of college attendance had significant positive effects on both the decision to borrow and the amount borrowed. Students’income, parents’cash and savings had significant negative impacts on the amount borrowed, while home equity and the students’expected future income were significant positive factors. Greater amounts of grants significantly increased the probability of borrowing, but reduced the loan amount. Parents with smaller household size, and those who were college graduates were more likely to borrow. White parents borrowed greater amounts than did their non-White counterparts. The age of the student was a significant negative factor in the probability, as well as the level, of borrowing.

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Predicted Performance of the Integrated Artificial Lighting System in Relation to Daylight Levels (채광시스템과 인공조명설비의 통합기술 및 성능평가연구)

  • Kim, G.;Kim, J.T.
    • Journal of the Korean Solar Energy Society
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    • v.22 no.3
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    • pp.47-56
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    • 2002
  • The office is an excellent candidate for implementing daylighting techniques because of the relatively high electric lighting power densities and long daytime use pattern. The quantity of light available for a space can be translated in term of the amount of energy savings through a process of a building energy simulation. To get significant energy savings in general illumination, the electric lighting system must be incorporated with a daylight - activated dimmer control. A prototype configuration of an office interior has been established and the integration between the building envelope and lighting and HVAC systems is evaluated based on computer modeling of a lighting control facility. First of all, an energy-efficient luminaire system is designed for both a totally open-plan office interior and a partitioned office. A lighting design and analysis program, Lumen-Micro 2000 predicts the optimal layout of a conventional fluorescent lighting fixture to meet the designed lighting level and calculates unit power density, which translates the demanded amount of electric lighting energy. A dimming control system integrated with the contribution of daylighting has been applied to the operating of the artificial lighting. Annual cooling load due to lighting and the projecting saving amount of cooling load due to daylighting under overcast diffuse sky are evaluated by a computer software, ENER-Win. In brief, the results from building energy simulation with measured daylight illumination levels and the performance of lighting control system indicate that daylighting can save over 70 percent of the required energy for general illumination in the perimeter zones through the year. A 25 % of electric energy for cooling may be saved by dimming and turning off the luminaires in the perimeter zones.

Employment Instability and Security Funds in U.S. Households

  • Baek, Eun-Woung
    • International Journal of Human Ecology
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    • v.4 no.2
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    • pp.55-75
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    • 2003
  • The purpose of this study was to investigate the effect of employment related factors on household savings for precautionary purposes when controlling for financial security and to compare the results between the two different economic periods. A conceptual framework was developed based on the precautionary saving theory, the family stress theory, and previous empirical studies. As a self-insurance, a measure of security funds were developed and used as the dependent variable. Using data on working households in the 1992 and the 1998 Survey of Consumer Finances (SCF), a MLE estimation was conducted on the pooled data. The 1992 and 1998 data were used to reflect periods of economic recession and expansion, respectively. The results suggested that factors representing resources played the most significant role in determining the amount of security funds. Some of the employment related factors, preferences, financial security, and race were also significantly affected the amount of security funds. The results suggested that stable employment conditions were important for households to accumulate security funds. Households with more human resources and financial resources had a larger amount of security funds than those that had less human and financial resources. From the findings, implications for research, policies, and financial educators had been suggested.

Analysis of Faults of Large Power System by Memory-Limited Computer (소형전자계산기에 의한 대전력계통의 고장해석)

  • Young Moon Park
    • 전기의세계
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    • v.21 no.4
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    • pp.39-44
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    • 1972
  • This paper describes a new approach for minimizing working memory spaces without loosing too much amount of computing time in the analysis of power system faults. This approach requires the decomposition of alrge power system into several small groups of subsystems, forms individual bus impedance matrics, store them in the auxiliary memory, later assembles them to the original total system by algorithms. And also the approach uses techniques for diagonalizing primitive impedances and expanding the system bus impedance matrices by adding a fault bus. These scheme ensures a remarkable savings of working storage and continous computations of fault currents and voltages with the voried fault locations.

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Wife's Employment and Family Economic Status (주부취업과 가계경제구조)

    • Journal of Families and Better Life
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    • v.15 no.4
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    • pp.165-182
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    • 1997
  • The purpose of the study is to analyze the family economic status by wife's employment. The data used in the study was taken from 1994 Expenditure Survey of Urban Families. The results showed that 33.2% of family income of employed-wife families was from wife's earnings and employed-wife families took more family income compared to nonemployed-wife families. In total expenditure eployed-wife families spent more than nonemployed-wife families. Employed-wife families spent more than nonemployed-wife families these categories such as food away from home rent domestic services clothing & shoes education public transportation and miscellaneous; spent on health care utilities communication and private transportation. The amount of savings of employed-wife families was more than of nonemployed-wife families.

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