• 제목/요약/키워드: risk difference

검색결과 2,579건 처리시간 0.033초

스마트폰 사용자가 모바일뱅킹을 사용하지 않는 이유: 소극적 저항과 적극적 저항의 차이를 중심으로 (Why Smartphone Users are Not Using Mobile Banking: Focusing on the Difference between Passive Resistance and Active Resistance)

  • 김종기;김지윤
    • 한국정보시스템학회지:정보시스템연구
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    • 제27권3호
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    • pp.81-102
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    • 2018
  • Purpose The purpose of this study is to investigate the reason why smartphone users do not use mobile banking based on Status Quo Bias and to find out whether there is a difference between passive resistance and active resistance. Design/methodology/approach This study made a design of the research model based on Status Quo Bias. SPSS 23.0 and SmartPLS 2.0 were used for the analysis. Multiple group analysis was performed to identify differences between groups. Findings According to the empirical analysis result, this study confirmed that inertia and perceived risk affected smartphone users who do not use mobile banking. According to the type of resistance, the active resistance group(64.2%) was more than the passive resistance group(35.8%), and it was confirmed that there was a difference in the reasons for not using mobile banking between passive and active resistance group. That is, the greatest difference between passive and active resistance groups was found to be perceived risk, which is an assessment of risk.

Differences in Perceived Risk and Product Attitudes : Focus on Korea and Thailand Consumers

  • Kim, Moon-Jung;Kim, Eun-Hee
    • 산경연구논집
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    • 제8권6호
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    • pp.41-49
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    • 2017
  • Purpose - The purpose of this research is to examine the differences and interaction effects of perceived risk and product attitudes between Korea and Thailand consumers in accordance with price discount and product types. Research design, data, and methodology - A questionnaire survey was conducted in Korea and Thailand. There were a total of 327questionnaires received, and 322 of them were valid. Respondents consisted of 163 Koreans and 159 Thai consumers. Each question is measured in a Likert-type five-point scale. To verify the difference and interaction effects of perceived risk and product attitudes, ANOVA analysis was carried out. Results - This research found that the perceived risk of Thailand consumers in accordance with price discount and product types is confirmed to be larger than Korean consumers. The difference of product attitudes of Thailand consumers is higher than those of Korean consumers. Thus, product attitudes in accordance with country type and price discount types are verified with the interaction effect. The difference of product attitudes in accordance with price discount type and product types are not founded. The main effect was not verified. Conclusions - The finding of this study can be used as useful information to Korean and Thai retailers looking to enter the global market.

Diagnosis-Related Group 지불제도가 위험도 보정 제왕절개 분만율에 미치는 영향 (Effects of Diagnosis-Related Group-Based Payment System on the Risk-Adjusted Cesarean Section Rate)

  • 곽진미;이광수
    • 보건행정학회지
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    • 제31권2호
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    • pp.180-187
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    • 2021
  • Background: This study analyzed the effect of applying the diagnosis-related group (DRG)-based payment system, which was implemented in July 2012 for hospitals and clinics nationwide, on the cesarean section rate. Methods: The subjects of the study were divided into new groups that participated in the payment system after July 2012 and maintenance groups that participated in the payment system before July 2012. As an analysis method, a difference-in-difference analysis, which is a quasi-experimental design, was used. The risk-adjusted cesarean section rate was used as a dependent variable. Results: Seven risk factors (malpresentation of fetus, eclampsia, multiple pregnancies, problems in the placenta, previous Cesarean section, cephalopelvic disproportion, problems in amniotic fluid) were included in the final risk-adjustment model, and found to have a statistically significant relationship with the cesarean section rate. Results showed that the risk-adjusted cesarean section rate increased significantly in new groups after the application of the DRG-based payment system. Conclusion: Study results provided policy implications for the reorganization of the DRG-based system should that reflects the demands of obstetricians, such as organizing a consultative body with obstetricians and establishing a reasonable fee.

일부 체육고등학교와 인문계 고등학교 남학생의 신체적 스트레스 증상과 건강위험행위 비교 (Physical Stress Symptoms and Health Risk Behaviors between Adolescent Athletes and High School Students)

  • 박선남;문영임;박호란
    • Child Health Nursing Research
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    • 제8권3호
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    • pp.251-259
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    • 2002
  • The purpose of the study was to investigate physical stress symptoms and health risk behaviors of adolescent athletes and high school students as a basis for providing a health promotion program of adolescent athletes. The subjects consisted of 160 male students of a physical education high school(athletes) in Kyonggi and 147 male high school students(non-athletes) in Seoul. Data was obtained from the physical stress symptoms and the health risk behaviors questionnaire. The result were as follows : 1. Physical stress symptoms didn't make significant difference between groups. GI symptom, as the subscale of physical stress symptoms of non-athletes were higher then those of athletes. The highest ranked physical stress symptoms in athletes was cardiopulmonary symptom Ⅱ(upper respiratory symptoms) and in non- athletes was central-neurological symptoms. 2. Health risk behaviors didn't make significant difference between groups. Weight control, as the subscale of health risk behaviors of athletes were higher then those of non-athletes. The highest ranked health risk behaviors in athletes was alcohol and in non-athletes was smoking. 3.There were the low positive correlation between physical stress symptoms and health risk behaviors.

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홍수 위험도 척도 및 예측모형 연구 (Study on Measurement of Flood Risk and Forecasting Model)

  • 권세혁;오현승
    • 산업경영시스템학회지
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    • 제38권1호
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    • pp.118-123
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    • 2015
  • There have been various studies on measurements of flood risk and forecasting models. For river and dam region, PDF and FVI has been proposed for measurement of flood risk and regression models have been applied for forecasting model. For Bo region unlikely river or dam region, flood risk would unexpectedly increase due to outgoing water to keep water amount under the designated risk level even the drain system could hardly manage the water amount. GFI and general linear model was proposed for flood risk measurement and forecasting model. In this paper, FVI with the consideration of duration on GFI was proposed for flood risk measurement at Bo region. General linear model was applied to the empirical data from Bo region of Nadong river to derive the forecasting model of FVI at three different values of Base High Level, 2m, 2.5m and 3m. The significant predictor variables on the target variable, FVI were as follows: ground water level based on sea level with negative effect, difference between ground altitude of ground water and river level with negative effect, and difference between ground water level and river level after Bo water being filled with positive sign for quantitative variables. And for qualitative variable, effective soil depth and ground soil type were significant for FVI.

여대생의 흡연에 대한 위험지각도 (The Degree of Female Undergraduates' Perceived Risk of Smoking)

  • 강현숙
    • 한국콘텐츠학회논문지
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    • 제9권9호
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    • pp.259-267
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    • 2009
  • 이 연구는 여대생의 흡연에 대한 흡연위험지각도를 파악하여 여대생의 금연교육의 기초자료로 활용하고자 경기도에 소재한 S대학 여학생 231명을 대상으로 2009년 5월 18일부터 25일까지 자기기입식 설문조사를 실시하였다. 연구도구는 일반적 특성 18문항, 흡연위험지각도 8문항으로 구성하였으며, 수집된 자료는 SPSS 프로그램을 이용하여 다음과 같은 결과를 얻었다. 첫째. 여대생들의 흡연위험지각도에 대한 결과는 5점 만점 중 전체 평균이 4.32점으로, 흡연위험지각도가 높은 것으로 나타났다. 둘째. 가정 경제수준별로는 경제수준이 낮은 여대생일수록 흡연위험지각도가 높았으며, 경제수준에 따라 유의미한 차이를 보였다(F=7.14, p<.01). 세째. 본인의 흡연 여부별로는 비흡연 여대생이 흡연 여대생보다 흡연위험지각도가 높았으며, 흡연 여부에 따라 유의미한 차이를 보였다(t=-2.43, p<.05). 네째. 흡연하는 친구 수별로는 흡연하는 친구가 1명 있는 여대생이 흡연위험지각도가 가장 높았고, 3명 이상 있는 여대생은 흡연위험지각도가 낮았으며, 흡연하는 친구 수에 따라 유의미한 차이를 보였다(F=3.14, p<.05). 다섯째. 학교생활 만족도에 따른 흡연위험지각도는 '불만족하다'는 여대생이 흡연위험지각도가 가장 높았고, 만족, 보통 수준으로 나타났으며, 통계적으로도 유의미한 차이를 보였다(F=4.81 p<.01). 따라서 이 연구를 바탕으로 여대생들에게 금연의 중요성과 금연교육에 적극 참여할 수 있는 프로그램의 개발이 필요하다고 사료된다.

인터텟 쇼핑몰에서 소비자의 지각된 위험이 구매 태도에 미치는 영향 (Effects of the Perceived Risk on the Consumers′ Purchase Attitudes in the Internet Shopping Malls)

  • 정인근;김윤호
    • 한국경영과학회:학술대회논문집
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    • 한국경영과학회 2001년도 추계학술대회 논문집
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    • pp.184-187
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    • 2001
  • The purpose of this study is to find the perceived risk which influences consumers' purchase attitudes so that consumers' participation in electronic commerce could be enhanced. Consumer behavior involves risk in the sense that any action of a consumer will produce consequences which one cannot anticipate, and some of which are at least likely to be unpleasant. The types of perceived risks are financial risk, performance risk, social risk, psychological risk, time loss, opportunity loss, privacy risk, fashion loss, delivery risk, seller's response risk and seller's fraud risk The findings are as follows: $\circled1$ The financial risk, performance risk, time loss, delivery risk, seller's response risk and seller's fraud risk have negative effects on the consumers' purchase attitudes. $\circled2$ There is no difference in the level of perceived risk according to the demographic factors such as age, education and income level.

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소비자의 가격태도와 위험지각에 따른 의류할인점 선택행동에 관한 연구 (The Study of Consumer's Clothing Discount Store Selection Behavior by Their Price Attitude and Risk Perception)

  • 박은주;홍금희
    • 한국의류학회지
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    • 제23권4호
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    • pp.529-540
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    • 1999
  • The purpose of this study is examine how price attitude and risk perception affect6 consumer's attitude to clothing discount stores. As for the methods of the research 313 female consumers who just finished shopping at discount stores were interviewed and questioned. The result is as the following. 1. The factors such as discount price inclination effective value inclination price-quality association and price-social grade association in the price attitude as well as social psychological risk and the risk of losing opportunity in the risk perception affected consumer's attitude to clothing discount store. 2. The domestic national brand discount store acquired the highest scores in all factors but discount inclination factor and low price inclination factor. No difference was seen between stores in terms of the risk perception. 3. The determining factors for repurchase intention were found to be store satisfaction and the attitude to clothing discount store. 4. The convenience of transportation the availability of exchange or repair the payment option the quality of the product and the attributes of the store e, g, good quality with relatively low price affected the store satisfaction. 5. Domestic national brand discount store showed higher score in 'good quality with relatively low price' than domestic casual brand discount store did. And difference between groups was found in repurchase intention, Conclusively most consumers using clothing discount stores are effective value-oriented.

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한국어 퍼지 언어변수를 이용한 리스크 평가의 논리적 일관성 (Logical Consistency in Risk Assessment using the Korean Fuzzy Linguistic Variables)

  • 임현교;변상훈
    • 한국안전학회지
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    • 제31권4호
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    • pp.120-125
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    • 2016
  • Usually, a risk can be expressed as a product of likelihood and consequence of a hazard factor. Therefore, conventional risk assessment is carried out by frequency analysis and severity analysis, in turns. However, it is well known that intuitive thinking is another excellent way of thinking of human beings. This study aimed to confirm whether there exist any difference in risk assessment results derived by two different procedures - intuitive and analytical. Thus, the present study showed 10 different illustrations to 30 undergraduate students. Their responses were organized as fuzzy membership functions, and summarized as risk assessments, and compared. The results were also verified with the help of statistical hypothesis testing, which showed no significant difference. On the contrary, however, similarity measure used in fuzzy set theory was not credible as anticipated. Many cases failed to satisfy statistical hypothesis even with similarity measure higher than 0.60 so that only a trend could be accepted. In addition, a subject showed a somewhat consistent logical discrepancy in his response, which implied the necessity of sincere analysis in fuzzy formulations.

TCD를 이용한 정상군과 중풍원인질환군의 혈류측정에 관한 비교연구 (Case-control Study : Cerebral Blood Flow as Measured by TCD in Patients with Risk Factors for Stroke)

  • 허정은;권정남;신원탁;김종득;이상희;손연희;김영균
    • 대한한방내과학회지
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    • 제28권2호
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    • pp.250-261
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    • 2007
  • Objectives : The purpose of this study was to evaluate the blood flow using doppler ultrasound of the MCA, ACA, PCA, BA, ICA in the patients with risk factor for stroke. Methods : 110 patients with risk factor for stroke were selected who had hypertension, diabetes mellitus, hyperlipidemia, or heart disease, as well as 89 healthy adults who did not have any symptoms of those diseases. To evaluate the blood flow, the Vs and Vm of the MCA, ACA, PCA, BA, and ICA in the two groups were measured. Result : In normal healthy adults, subjects showed a decrease in the Vs and Vm: with advancing in age, there was a significant difference in the Vs of MCA, PCA, BA, and ICA. There was a significant difference in the Vm of MCA, PCA, BA, and ICA. In normal healthy adults, females showed high velocities in all examined vessels. There was a significant difference in the Vs of BA. There was a significant difference in the Vm of BA, and ICA. There was a decrease in the Vs, and Vm of all examined vessels of patients with risk factors for stroke in comparison with normal healthy adults. There was no significant difference in the Vs. There was a significant difference in the Vm of MCA, ACA, and PCA. Results were the same between patients aged under 50 and total patients in the Vs and Vm of examined vessels. There were differences between patients aged over 50 and total patients in the Vs of MCA, PCA, BA and for patients aged over 50; patients with risk factor for stroke who had hypertension, diabetes mellitus, hyperlipidemia, or heat disease has higher Vs than healthy adults. Conclusions : There was a significant difference in the blood flow velocity between patients with risk factors for stroke and healthy adults. However, this result was different from results of comparison of TCD findings between patients and healthy individuals by age. Therefore, more detailed studies about aged patients are needed.

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