• Title/Summary/Keyword: property damage

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Estimating Automobile Insurance Premiums Based on Time Series Regression (시계열 회귀모형에 근거한 자동차 보험료 추정)

  • Kim, Yeong-Hwa;Park, Wonseo
    • The Korean Journal of Applied Statistics
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    • v.26 no.2
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    • pp.237-252
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    • 2013
  • An estimation model for premiums and components is essential to determine reasonable insurance premiums. In this study, we introduce diverse models for the estimation of property damage premiums(premium, depth and frequency) that include a regression model using a dummy variable, additive independent variable model, autoregressive error model, seasonal ARIMA model and intervention model. In addition, the actual property damage premium data was used to estimate the premium, depth and frequency for each model. The estimation results of the models are comparatively examined by comparing the RMSE(Root Mean Squared Errors) of estimates and actual data. Based on real data analysis, we found that the autoregressive error model showed the best performance.

Effect of Repeated Immersion on Material Properties of Asphalt Mixtures (반복적인 수침이 아스팔트 혼합물의 재료물성에 미치는 영향)

  • Hwang, Sung-Do;Rhee, Suk-Keun
    • International Journal of Highway Engineering
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    • v.10 no.1
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    • pp.75-85
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    • 2008
  • Moisture damage of asphalt mixtures can occur because of a loss of bond between the asphalt binder and the fine and coarse aggregates. Therefore, moisture damage on asphalt pavements is the main cause of potholes, which is one of the main distress type of asphalt pavement. The purpose of this study is to evaluation effect moisture damage on material properties of asphalt mixtures through the laboratory performance test. The existing Modified Lottman test procedure was improved and the number of times that thermal cyclic conditioning can be added until the asphalt mixtures is damaged, was tested in order to exhibit the changes of the material properties because of moisture damage by immersion. Through the above experiments, it was found that the material properties of asphalt mixtures on room-temperature were rapidly decreased with loss of about 50% at initial stage of moisture damage caused by the amount of repeated immersion. Also, it was found that the property damage ratio using material properties of failure energy and $DCSE_f$ by test temperature $25^{\circ}C$ were showed a high relationship to moisture damage of the asphalt mixtures caused by the amount of repeated immersion.

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Damage Evaluation on the Concrete Using Acoustic Emission (음향방출(AE)을 이용한 콘크리트의 손상도 평가)

  • 이웅종;조홍동;이종열;한상훈
    • Journal of the Korea Concrete Institute
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    • v.14 no.5
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    • pp.750-758
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    • 2002
  • Concrete is deformed by load and subjected to micro damage under allowable deformation because of non-homogeneous property. When micro damage is accumulated, it is cracked and finally fractured. Characterization of AE can be demonstrated the micro damage which it is not discovered from visual observation, and it become known to an advantage that was clearly discriminated from the existing NDT method. This study was carried out the analysis and evaluation of concrete damage by acoustic emission technique. As a results of damage analysis, it was found out that the more concrete strength has increased, the more concrete has subjected to micro damage at lower stress ratio for chylinder specimen, and this is possible only AE method which could be described the brittle properties. Also it was revealed that the kaiser effect and felicity effect were existed in reinforced concrete bending specimens and it is found out that the onset of interface debonding between concrete and steel could be conformed in comparison with felicity ratio, AE activity and load history. From the results of this study, it was conformed that the deteriorative degree of reinforced concrete structure should be evaluated using felicity ratios.

Study on the Estimation Method of Safely Index for Community Disaster (지역안전도 진단 방법 개선에 관한 연구)

  • Jang, Dae-Won;Jeong, Sang-Man;Park, Moo-Jong;Kim, Hung-Soo;Seoh, Byung-Ha
    • Journal of the Korean Society of Hazard Mitigation
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    • v.7 no.5
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    • pp.119-127
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    • 2007
  • We reconstructed the community disaster risk and patterns of damage magnitude using 'Annual Report of National Disaster Data'. And we developed the inspection index for damage reduction capacity of each facility or each damage prevention measure. The inspection indices include climatic and hydrological vulnerabilities, and disaster probability components. Also we considered all indices and components for DB construction on the GIS system. Then we constructed 'Inspection for Safety Degree of Community System(ISDCS)' according to the facility's criteria from the combination of damage reduction capacity of facility and damage magnitude. The safety index has designed a system that encourages communities to carry out a list of activities in the raw from natural disaster. The activities ultimately saves lives, reduce property damage, and protect disaster facilities. Damage patterns were also analyzed according to damage type using pattern analysis and GIS.

Simulation of the Flood Damage Area of the Imjin River Basin in the Case of North Korea's Hwanggang Dam Discharge (북한 황강댐 유출량에 따른 임진강유역 홍수 피해 지역 시뮬레이션)

  • Park, Sung-Jae;Lee, Chang-Wook
    • Korean Journal of Remote Sensing
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    • v.34 no.6_1
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    • pp.1033-1039
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    • 2018
  • In Korea, every year during the summer season, typhoons and torrential rains cause floods and damage to property. In particular, the Imjin River basin is characterized by steep slopes, narrow upstream areas, and low flat downstream areas, which are vulnerable to floods. In addition, damages occurred due to unauthorized discharge in the Hwanggang Dam, a large dam upstream of the Imjin River in North Korea. In order to prevent such flood damage, Korea is constructing the Gunnam Flood Control Site in 2010 to prevent flood damage. However, even after the construction of the flood control zone, the flood control capacity is only 20% of the maximum water level of the Hwanggang dam. This study used LAHARZ_py program to calculate flood damage area in the northern part of Gyeonggi province. As a result, when the discharge of Hwanggang dam exceeding the flood control ability of Gunnam flood control zone occurs, damage to Yeoncheon-gun and Paju-si of Gyeonggi-do was expected. This study will be useful as a material to prepare for flood damage.

Strengthening sequence based on relative weightage of members in global damage for gravity load designed buildings

  • Niharika Talyan;Pradeep K. Ramancharla
    • Earthquakes and Structures
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    • v.26 no.2
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    • pp.131-147
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    • 2024
  • Damage caused by an earthquake depends on not just the intensity of an earthquake but also the region-specific construction practices. Past earthquakes in Asian countries have highlighted inadequate construction practices, which caused huge life and property losses, indicating the severe need to strengthen existing structures. Strengthening activities shall be proposed as per the proposed weighting factors, first at the higher weighted members to increase the capacity of the building immediately and thereafter, the other members. Through this study on gravity load-designed (GLD) buildings, relative weights are assigned to each storey and exterior and interior columns within a storey based on their contribution to the energy dissipation capacity of the building. The numerical study is conducted on mid-rise archetype GLD buildings, i.e., 4, 6, 8, and 10 stories with variable storey heights, in the high seismic zones. Non-linear static analysis is performed to compute weights based on energy dissipation capacities. The results obtained are verified with the non-linear time history analysis of 4 GLD buildings. It was observed that exterior columns have higher weightage in the energy dissipation capacity of the building than interior columns up to a certain building height. The damage in stories is distributed in a convex to concave parabolic shape from bottom to top as building height increases, and the maxima location of the parabola shifts from bottom to middle stories. Relative weighting factors are assigned as per the damage contribution. And the sequence for strengthening activities is proposed as per the computed weighting factors in descending order for regular RCC buildings. Therefore, proposals made in the study would increase the efficacy of strengthening activities.

Investigation of bathing habits and consumer's needs for bathing towel - Focusing on aged from the 20's to 50's women in urban area - (목욕습관실태 및 목욕타올에 대한 요구도 조사 - 20대에서 50대까지의 도시여성을 대상으로 -)

  • Kim, Jeong-Hwa;Lee, Jung-Soon;Lee, Sun-Young
    • Korean Journal of Human Ecology
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    • v.14 no.5
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    • pp.821-832
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    • 2005
  • The purpose of this study is to investigate bathing habits and behaviors, and to find out consumers' needs for washcloth, which in this case refers to Korean exfoliating cloth for bathing purpose. Subjects of this study were females of 20s to 50s living in urban area. Four hundred and twenty-six (426) women were interviewed with a structured questionnaire. Data were analyzed by ANOVA, factor analysis, correlation analysis, MDS. The results of this study are briefly summarized as follows: The most popular bathing type was shower (84.9%). Personal hygiene was one of the commonest purpose of bathing, and other purposes included health maintenance, stress alleviation, and beauty in order. Dimensions of consumer needs for washcloth were extracted from factor analysis as following properties: tactile, tough, aesthetic, constructive, and hygienic. The preference for washcloth type was related to skin type. "Non-skin damage property" was the most important parameter to choose washcloth and the other parameters included massage effect, tactile property, foaming property, and easy-to-use property.

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Identifying Effective Dispute Resolution Mechanisms for Intellectual Property Disputes in the International Context

  • Lee, Ju-Yeon
    • Journal of Arbitration Studies
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    • v.25 no.3
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    • pp.155-184
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    • 2015
  • This paper addresses the question of what kinds of dispute resolution choices can effectively handle complex intellectual property disputes, given the rising importance of IP, the increasing frequency and complexity of IP disputes, and the lack of research on dispute resolution strategies. For this analysis, the study adopted the analytic hierarchy process approach, which covers complex, multi-criteria decision problems, to quantify the expert's judgments on IP dispute resolution choice. Its results show that the effectiveness of resolution methods differs, depending on the type of IP dispute classified into seven issues, which are (i) requirement for validity of IP right, (ii) range and duration of IP right, (iii) transfer of IP right, (iv) licensing, (v) use of IP right, (vi) declaration of IP infringement, and (vii) estimation of damage. The disputes over IPR ownership and IP infringement remain challenging issues in due to strong requirement of the cross-border enforcement. Alternative dispute resolution (ADR), especially arbitration, is determined to be a more effective method to deal with international IP disputes, but various advanced types of ADR techniques should be further developed to deal with the increasing complexity of IP disputes.

The Impact of Earthquake on Apartment Price - Focused on Gyeongju Earthquake Case in South Korea - (지진 발생이 아파트 가격에 미치는 영향 - 2016년 9월 12일 경주 지진 사례를 중심으로 -)

  • Yeom, Jae-Weon;Jung, Ju-Chul
    • Journal of Korea Planning Association
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    • v.54 no.1
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    • pp.148-158
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    • 2019
  • The purpose of this study is to analyze the impact of earthquake on apartment prices. Many studies have been done analyzing the relationship between natural hazards and residential property prices. Most studies have shown that natural hazards have an negative effect on residential property prices, but some studies have shown that natural hazards have an positive effect on residential property prices. These conflicting analysis result from the lack of considering natural hazard frequency at the analysis site. According to literature reviews risk avoidance tendency are already inherent in prices, thus distorting the relationship between natural hazards and prices. That is, in order to analyze the impact of natural hazards on residential property prices, analysis must be carried out in areas where there has not suffered natural hazard for a long time or where there has been no damage before. Nevertheless, previous studies analyzed areas frequently affected by natural hazards. Gyeongju has been recognized as a safe area from earthquake in the past, an 5.8 magnitude earthquake occurred in September 2016. Analysis results focusing on Gyeongju Earthquake case has shown that the earthquake has affected decrease of apartment prices in hazardous areas, and after earthquake apartment prices have risen over time.

Multi-Dimensional Flood Damage Analysis (Ⅰ): Principle and Procedure (다차원 홍수피해산정방법(Ⅰ): 원리 및 절차)

  • Choi, Seung-An;Yi, Choong-Sung;Shim, Myung-Pil;Kim, Hung-Soo
    • Journal of Korea Water Resources Association
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    • v.39 no.1 s.162
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    • pp.1-9
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    • 2006
  • Recently, the flood damages including losses of human lifes and property have been rapidly increased according to extreme floods. And we know that the flood control project is needed for diminishing flood damages. However, we have had the lacks in a reasonable methodology for the economic analysis of food control project. This study aims to improve the existing economic analysis method for flood control project. So, first of all, we understand the problems of existing economic analysis and investigate the methodologies of foreign countries. Based on that, the Multi-Dimensional Flood Damage Analysis(MD-FDA) is developed in this study. The survey of properties on the floodplain is conducted, then the damage rate obtained by evaluating the monetary values of surveyed property is applied, and the expected flood damage is calculated. Also by considering damage area in the floodplain as well as spatial distribution of inundated depth using GIS, the flood damages are evaluated more accurately than existing method. From the study, we know that the MD-FDA can improve the problems of existing method and evaluate the reasonable flood damages by using updated nation리 statistics.