• 한국콘텐츠학회논문지
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• 제13권5호
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• pp.253-261
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• 2013

본 연구는 베이비붐세대의 노후준비 특성을 다층구조의 틀로 분석하기 위해 수행하였다. 분석결과 첫째, 베이비붐세대의 공적연금가입율 59%, 개인연금가입률 11.5%, 퇴직연금가입률 1.5%로 노후준비를 제대로 하지 못하고 있었다. 둘째, 교육수준이 낮고, 여성 베이비부머일수록 노후준비를 하지 못하고 있어서 교육수준이 낮은 여성들의 노후빈곤 가능성이 컸다. 셋째, 건강상태가 좋지 않아서 의료비 지출이 염려되는 베이비부머가 노후준비도 제대로 하지 못하고 있어서, 이들이 노후에 질병과 경제적 어려움을 동시에 겪을 가능성이 컸다. 넷째, 경제수준이 낮은 베이비부머일수록 노후준비를 잘하지 못해서 빈곤노인으로 전락할 가능성이 높았다. 따라서 불완전 근로와 조기퇴직으로 어려움을 겪고 있는 베이비붐세대를 위한 노후준비지원 체계 마련이 필요할 것이다. 특히, 교육과 경제수준이 낮은 계층, 여성, 건강상태가 좋지 않은 베이비부머를 위한 공적연금 가입지원제도를 실시하고, 보편적인 노령수당 제도를 도입함으로써 최저생활을 보장하기 위해 노력해야 한다.

• 가족자원경영과 정책
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• 제19권4호
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• pp.19-33
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• 2015

The purpose of this study is to explain. It also examines and compares factors influencing life satisfaction among the middle-aged at various income levels. The data source for this study was the third additional wave and the fourth wave of the Korean Retirement and Income The study sample consisted of 1,723 middle-aged (age 50-64) individuals. The data analysis methods included the chi-square test, ANOVA, and multiple regression analysis. The results were as follows. First, there was a positive relationship between old age preparation and life satisfaction. Second, it was found that old age preparations (physical, emotional, social, financial) and life satisfaction show meaningful relationships among the income levels. Third, old age preparation was found to have different meaningful impacts on life satisfaction among the income levels. The results of this study verify the degree of the relationship between old age preparation and life satisfaction and the different impact factors relating to old age preparation for life satisfaction among the income levels.

• 대한가정학회지
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• 제28권3호
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• pp.87-103
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• 1990

The purpose of this study is to provide basis data to understand the urban housewives' assets management behavior. The result can be summarized as follows: 1. The more urban housewives were educated, the more they were satisfied with methods of assets management. So it turned out that the educational improvement of husbands and wives brought forth the satisfaction of their lives. From this result, we can conclude that more improved education is essential to us. 2. Specifically, age is an important factor of the reasons of assets management. Among housewives below 40 years old. the preparation for purchasing durable goods and more leisure was the main reason for assets management. Among housewives from 40 to 50, the preparation for expenditures of education and marriage of their children was the main reason. Among housewives above 50, the preparation for their retirement was the main reason. As results, we can notice that they don't make a long-range plan positively but they usually prepare expenditures for their seasonable needs. So we have to emphasize on educating them to make a long-range plan.

• 가족자원경영과 정책
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• 제16권2호
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• pp.123-143
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• 2012

This study, based on a health belief model, examines how baby boomers perceive health and how they are financially preparing for future medical expenses. In addition, the study analyzes which factors influence baby boomers' preparation behaviors for future medical expenses and their perceived sufficiency of the preparation for medical expenses. Through such activities, this study examines baby boomers' current preparation status for future medical expenses, and based on this outcome, will turn the attention of individuals and society toward becoming more concerned with health and increasing health expectancy. For this study, an online survey was conducted targeted at men and women who were born between 1955 and 1963 and live nationwide, and its resultant data were collected. After conducting a 15-day survey in November 2011, a total of 418 questionnaire responses were used for the final analysis. The major findings of this study and their implications are as follows: First, baby boomers' health beliefs and their perceptions of health identified by subjective health conditions were very positive. Second, while there were some partial differences in the influencing factors, health beliefs and perceived health influenced the sufficiency of future medical expenses in the three groups, which were segmented according to how they prepare for future medical expenses-insurance-based, pension-based, and insufficiently prepared groups. Third, the baby boomers selected the national health insurance as the primary means of preparing for post-retirement medical expenses, and backed it up with private health insurance or the national pension. In addition, when baby boomers' perceived sufficiency of future medical expenses were examined, 57.6% of the respondents expressed that their old-age medical expenses were not sufficient. Fourth, in terms of baby boomers' preparation behaviors for future medical expenses, it was revealed that as one recognizes old-age health more seriously, he/she has a higher chance of using insurance and lower chance of using a pension to prepare for medical expenses. Fifth, regarding baby boomers' sufficiency of preparations for future medical expenses, economic factors such as total assets, the sufficiency of retirement assets, and the number of insurance policies, as well as health perceptions, including health beliefs and subjective health conditions, were important influencing factors.

• 근관절건강학회지
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• 제26권3호
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• pp.175-183
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• 2019

Purpose: This is a descriptive research examining the relationships between aging anxiety, perceived level of successful aging, and preparation for aging as well as factors influencing preparation for aging. Methods: Subjects of this study were 221 women aged between 40 and 59 years residing in area J. Data were collected from October 27, 2017 to November 9, 2017, using a structured questionnaire. The collected data were analyzed using the statistical program SPSS/WIN 24.0. Results: Regression analysis revaled that factors having a significant effect on the preparation for aging of the subjects were age, perceived health status, exercise, leisure activity, aging anxiety, and perception of successful aging. The total explanatory power was 42.3%. Conclusion: Based on the results of this study, it was found that aging anxiety and successful aging influenced the preparation for aging of middle-aged women. Therefore, it is necessary to develop a nursing intervention that properly manage aging anxiety and improves successful aging, in order to encourage middle-aged women to actively prepare for their later lives.

• 융합정보논문지
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• 제12권3호
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• pp.171-177
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• 2022

한국 베이비부머 세대의 은퇴는 대량의 인구가 중년층에서 벗어나 노년층으로 들어서게 되면서 고령화 사회의 주요인이 되었다. 또한 30년 이상 구조화된 직장에서 바쁘게 일을 하다 은퇴 후 비구조화 된 환경에 적응하지 못해 우울감을 가지며 자살의 위험 등 사회적 문제로까지 이어지게 되었으며, 이러한 사회적 문제의 해결 및 예방적 차원의 정책적 검토를 위한 연구가 필요하였다. 본 연구는 죽음에 이르기까지 준비된 삶을 살고자 하는 은퇴자들의 죽음준비에 대한 인식은 어떠한가 라는 연구문제를 포토보이스를 활용하여 심층 탐구하였고, 은퇴자들의 노년기 죽음준비에 대한 사회복지 정책적 제언을 하고자 함이 본 연구의 목적이다. 연구 참여자는 베이비부머 은퇴자 7명이며, 자료는 2개월 동안 수집하였고, 직접 촬영한 사진과 설명과 심층면담 내용을 주제 분석법으로 분석한 결과 도출된 인식은 순리로 받아들이는 죽음을 맞이하며 준비하기 위한 교육의 필요성이었다. 본 연구의 논의에서 베이비부머 은퇴자들을 도울 수 있는 죽음준비 교육프로그램 개발이 시급하며, 프로그램을 담당할 지역 기관의 협력이 필요함을 제안하고자 한다. 본 연구는 베이비부머 은퇴자의 죽음준비의 인식을 통한 은퇴 이후 노년을 위한 사회복지 정책적 방안을 마련함에 있어 기초자료를 제시한 점에서 그 의의가 있다.

• 한국콘텐츠학회논문지
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• 제18권7호
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• pp.194-206
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• 2018

본 연구는 장애인구의 고령화에 따라 장애노인의 성공적 노화에 영향을 미치는 요인을 분석하는 것을 목적으로 하였다. 이를 위해 장애노인의 성공적 노화 가능성을 심리사회적 측면에서 개념 정의하여 장애노인의 성공적 노화에 대한 정서 사회적 노후준비의 영향과 사회적 지지의 매개효과를 검증하였다. 본 연구의 대상은 국민노후보장패널(Korean Retirement and Income Study: KReIS) 4차 본조사와 3, 4차 부가조사 자료로부터 추출한 50세 이상의 장애노인 506명이다. 자료 분석을 위해서는 SPSS 23.0과 SPSS PROCESS macro v2.16을 활용하였다. 연구결과는 다음과 같다. 첫째, 정서 사회적 노후준비는 장애노인의 성공적 노화에 유의미하게 직접 영향을 미치는 것으로 나타났다. 둘째, 정서 사회적 노후준비는 사회적 지지를 통해 장애노인의 성공적 노화에 간접적으로 영향을 미친다고 할 수 있어 정서 사회적 노후준비와 성공적 노화 간 사회적 지지의 매개효과가 입증되었다. 이러한 연구결과를 바탕으로 정서 사회적 노후준비와 사회적 지지 제고를 위한 사회복지 정책 및 실천적 방안을 제언하였다.

• 문화기술의 융합
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• 제4권4호
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• pp.47-56
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• 2018

본 연구는 인구의 고령화에 따라 노인의 성공적 노화에 영향을 미치는 요인 분석을 목적으로 하였다. 이를 위해 노인의 성공적 노화 가능성을 심리사회적 측면에서 개념 정의하여 노인의 성공적 노화에 대한 정서사회적 노후준비의 영향과 사회적 지지의 매개효과를 검증하였다. 본 연구의 대상은 국민노후보장패널(Korean Retirement and Income Study: KReIS) 4차 본조사와 3, 4차 부가조사 자료로부터 추출한 65세 이상의 노인 3,910명이다. 자료 분석을 위해서는 SPSS 25.0과 SPSS PROCESS macro v2.16을 활용하였다. 연구결과는 다음과 같다. 첫째, 정서사회적 노후준비는 성공적 노화에 유의미하게 직접 영향을 미치는 것으로 나타났다. 둘째, 정서사회적 노후준비는 사회적 지지를 통해 성공적 노화에 간접적으로 영향을 미친다고 할 수 있어 정서사회적 노후준비와 성공적 노화 간 사회적 지지의 매개효과가 입증되었다. 이러한 연구결과를 바탕으로 정서사회적 노후준비와 사회적 지지 제고를 위한 사회복지 정책 및 실천적 방안을 제언하였다.

• KDI Journal of Economic Policy
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• 제40권2호
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• pp.53-73
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• 2018

Using an overlapping generations model, this paper examines tax policy effects across generations. The model incorporates housing assets separately from capital assets and includes taxes on labor income, capital income, consumption and housing assets. Tax reforms for each tax rate have different effects on tax burdens across generations and the overall efficiency of the economy, leading to different welfare costs for generations. Specifically, raising housing property taxes results in the smallest welfare loss by future generations, as in the model it does not hurt economic efficiency and the tax burden increases mainly for the elderly, who have accumulated housing assets in preparation for retirement.

• 가정과삶의질연구
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• 제14권1호
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• pp.163-176
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• 1996

This study explores the overall social activities of the middle-aged women. The middle-aged married women of this study are the 40-59 years old and having youngest child above 10 years. Their social activities are categorized into work activities leisure avtivities social network with kin friends and neighbors and religious activities. The results are summarized as follows: (1) The work activities of he middle-aged married women are characterized by stable employment preparation of reentry to the job worries of unemployment and preparation of retirement(2) The leisure activities of the middle-aged married women are devided into two styles; family oriented activities and self developing activities. (3) In social networks especially the social relation with neighbor are increased and the relation with kinship tends to be bilineages. (4) Their religious activities are more supported by families than other activities. From he result this study suggests that : (1) The middle-aged m rried women might accept their midlife as a developmental stage. (2) The volunteer activities might be extended throughout the social activities (3) New social education programs for helping women's growth might be developed.