• 제목/요약/키워드: plan for economic life

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Residential Preferences by Occupation and Health Status for the Elderly (노인의 취업여부와 건강 상태에 따른 주거선호)

  • 곽인숙
    • Journal of the Korean Home Economics Association
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    • v.36 no.11
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    • pp.43-59
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    • 1998
  • The purpose of this study was to analyze the residential preferences, the type of house, the size of living space, and the region for later life and contributing factors to their housing plan. The sample in this study consisted of 572 aged couple living in Korea. Statistics employed for the analysis were frequencies, means, X2test, logit analysis and multiple regression. The results could be summarized as follows. They preferred 31.2 pyung as living space, the single detacted house(81.1%) and living in middle-small cities or rural area. The present living space, present living area, satisfaction of economic status had significant effects on the living space in later life. Those who had a plan to live in the single detached house were affected by husband's educational attaintment, the type of present house, present and future living region. And the factors affecting furture living region were present living region, household income, household expenditure, total asset and preferred housing type. The affecting factors were different from future residential preferences by occupation and health status.

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Self-Efficacy and Self-Control Effects on Purchasing Intention of Annuity Savings Plans: Considering Financial Literacy (금융 유통산업에서의 자기효능감과 자기통제가 연금저축 가입의도와 가입행동에 미치는 영향: 금융이해력에 따른 차이분석)

  • Lee, Yun-Bok;Lee, Phil-Soo;Hwang, Jae-Kwang
    • Journal of Distribution Science
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    • v.13 no.11
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    • pp.69-77
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    • 2015
  • Purpose - Economic status at an early stage of life after one's retirement is often determined by the long-term sacrifice of one's earlier consumption tendencies. In general, the first and foremost way to secure income after retirement is through annuity savings. People sign up for personal annuity savings in order to guarantee a stable economic life upon retirement, and such actions may be heavily influenced by self-efficacy. Confidence in current economic activity is a source of rational decision-making. Inability to achieve self-control can lead to reckless spending and the eventual hindering of proper investment for the future. This paper examines how self-efficacy and self-control affect the intention and action of enrolling in an annuity savings plan in relation to one's level of financial literacy. Research design, data, and methodology - To analyze the proposed model, this study investigates financial consumers over the age of 20. The data were collected from 511 respondents and analyzed with SPSS 21.0 and AMOS 21.0. First, for the one-dimensional test and to measure the convergent validity of each structure, we use the scale purification process. The results of the test and the confirmatory factor analysis ensure the focus of the validity of the single dimension for each structure. In addition, the validity of the measurement was guaranteed from the results of correlation analysis. Results - First, self-efficacy and self-control have positive effects on the purchasing intention of the personal annuity savings plan. Second, purchasing intention positively affects purchasing behavior. Lastly, self-control has a positive effect on purchasing intention among the low financial literacy group, whereas self-efficacy does not have this effect in the high financial literacy one. Conclusions - The time of product benefit is different with age. The younger group would be granted the savings after several decades once they enroll, whereas the older group would wait for a relatively shorter period of time. Therefore, further research should be conducted in order to verify such a difference. However, this study has value through its confirmation that the roles of self-efficacy and self-control play a part in leading to the enrollment in annuity savings plans and by verifying different effects based on levels of financial literacy. Such results suggest a number of implications in a real life setting. First, banks need to put greater emphasis on the stability of annuity savings in general. Second, customers with relatively low levels of financial literacy are able to control their finances through annuity savings, but find self-efficacy difficult due to a lack of financial understanding. Therefore, such customers should be approached from an invest-effectiveness comparison method. Third, customers with high financial literacy tend to put more value in rational economic decision-making and behavior than in self-efficacy. Therefore, such customers should be approached by promoting the reliability of annuity savings and the excellence of the specific bank's annuity savings plan in comparison to those of other financial institutions.

A Study of the Policy Improvement for the Housing Area as the Urban Regeneration of New Deal Project (도시재생 뉴딜사업 주거지 재생을 위한 정책 개선 방안 연구)

  • You, Aram;Yoo, Hae-Yeon
    • Journal of the Architectural Institute of Korea Planning & Design
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    • v.34 no.12
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    • pp.55-64
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    • 2018
  • The purpose of this study is to examine the status and limitations of the activation plan as a result of the change in urban regeneration paradigm. In particular, the change in housing life was considered following the guidelines of the New Deal project. Specifically, the three types - General Neighborhood, Housing Support, and DongneSaligi - were analyzed from the perspective of organization, space and program. In addition, the master plan and unit project, the organization and progress, and the budget plan were reviewed. As a result, the New Deal project for urban regeneration is importance on economic regeneration, which, unlike the integrated and continuous guide proposed by the government, could limit the individual progress of transitional organizations, 2-dimensional planing and various programs. Thus, first, in order to supplement the organization's verticality and inefficiency in progress, the annual business assessment should be discouraged and the permit and progress of the project should be determined at the local government level. Second, integrated and multidimensional planning is necessary to produce synergy effects in the physical environment. Finally, the link between program unit projects and the economic effects can be considered.

Economic Design of Zero-Failure Reliability Qualification Test (경제적인 무고장 신뢰성 인증시험 설계)

  • Kwon, Young-Il
    • Journal of Korean Society for Quality Management
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    • v.39 no.1
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    • pp.71-77
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    • 2011
  • In the fields of reliability application, the most commonly used test methods for reliability qualification are zero failure tests since they require fewer test samples and less test time compared to other test methods that guarantee the same reliability with a given confidence level. An economic zero failure test plan is developed that minimizes the total cost related to perform a life test to guarantee a specified reliability of a product with a given confidence level and a numerical example is provided to illustrate the use of the proposed test method.

Demographic Characteristics, Economic Factors, Factors of Accessibility in Children without Living Together, and Life Satisfaction in the Male and Female Elderly - Centering on Multi-dimensional Structure in Life Satisfaction - (남녀노인의 사회인구학적, 경제적 요인 및 비동거자녀 접근성 요인과 생활만족도 - 생활만족도의 다차원적 구조를 중심으로 -)

  • Ha, Choon-Kwang
    • Journal of Family Resource Management and Policy Review
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    • v.13 no.3
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    • pp.227-246
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    • 2009
  • The purpose of this study was to generate theoretical and policy suggestions on the policy for elderly welfare by comparatively analyzing factors related to life satisfaction for the male and female elderly. The survey subjects were 403 people over 60 years old who lived in J city of Gyeongsangnam-do Province, with 214 male elderly and 189 female elderly participants. Factors, that commonly had aninfluence on life satisfaction in the male and female elderly included subjective health level and subjective economic level. A gender difference was apparent among the male and female elderly for the male elderly, age had a primary influence on life satisfaction. However, for the female elderly, academic background, religion, and frequency of contact with children had a large influence. Accordingly, the female elderly were seen to be influenced more by environment than the male elderly. This study will help to generate a comprehensive understanding of diversity among the male and female elderly, contribute to improving diverse elements in the environment and to laying out a plan an elderly welfare policy that will increase life satisfaction among the male and female elderly, and offer implications for further research that will be conducive to understanding the differences between male and female elderly people.

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An Analysis of Economic Effect for Women-farmer's Center (여성농업인센터 운영사업의 사회적 편익 추정)

  • 최윤지;김경미;강경하;이진영
    • The Korean Journal of Community Living Science
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    • v.15 no.3
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    • pp.29-43
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    • 2004
  • The purpose of this study was to calculate the economic effect of Women-Farmer's Center. Since 2001, The Ministry of Agriculture and Forestry has run Women-Farmer's Centers in which women-farmers can receive the care for their pre-schooling children, after-school learning service, and city-farm exchange, education, and counseling. In other words, Women Farmer's Center provides not only improvement of ease and quality of life of women-farmer's, but also spreading economic effect to community and country. By calculation based on business plan of 14 centers that run centers, total economic income effects are 2,784 million won, which consist of 1,265 million won for counseling, 146 million won for the care of infants and children, 139 million won after-school learning, 1,020 million won for education, and 214 million won for city-farm exchange program. The Women-Farmer's Center should be managed reasonably with government support so that Women-Farmer's Center will become as a base camp for young women farmers to participate in agriculture and rural community and increase its economic effect for the nation in the future.

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Economic Constant Stress Plans for Accelerated Life Testing (가속수명시험을 위한 경제적 일정스트레스 계획의 개발)

  • Seo, Sun-Keun;Kim, Kap-Seok
    • Journal of Korean Institute of Industrial Engineers
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    • v.25 no.4
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    • pp.517-526
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    • 1999
  • This paper deals with two economic optimal designs of constant-stress accelerated life test(ALT) where failure distribution follows one of location-scale family, i. e., exponential, Weibull, and lognormal distributions which have been ones of the popular choices of failure distributions. Two optimization criteria to develop ALT plans are the statistical efficiency per unit expected cost which consists of the fixed test cost, cost being proportional to the number of test units, and variable test cost depending on test period and stress level, and the expected loss which combines Taguchi's quadratic loss function and expected test cost. Optimum plan determines the low stress level, test units allocated to each stress, and censoring times at two stress levels under Type I censoring. The proposed ALT plans are illustrated with a numerical example and sensitivity analyses are conducted to study effects of pre-estimates of design parameters.

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The Effects of Fertility Policies on Childbirth by Birth Order (저출산 대응정책이 출산순위별 출산에 미치는 영향)

  • Yoo, Gye-Sook
    • Journal of Families and Better Life
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    • v.27 no.2
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    • pp.191-201
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    • 2009
  • The Korean Government has recently prepared the comprehensive five-year basic plan (2006-2010) to deal with low fertility and population ageing. The basic plan aims at recovering the fertility rate to the appropriate level and improving the social and economic systems in preparation for the aged society. The main objective of this study was to examine the effects of fertility policies on childbirth by birth order. The data came from 1,729 adults who gave birth to babies in 2007 and 991 adults as the control group. The serial logistic regression analyses revealed that establishing the health and nutrition system for maternity and children, and expanding of tax and social insurance benefit were effective policy measures to increase childbirths of first children, while the policy measures establishing the health and nutrition system for maternity and children, supporting for daycare and pre-school education, and work-life balance were effective to childbirths of second or third children in 2007. However, the policies of supporting for costs of test-tube baby and expanding childcare infra didn't have any significant influences on childbirths in 2007. The implications of study results were discussed.

A Prospect and Tasks for Regional Development of Youngnam Area: (2) Conditions on Future Development and Alternative Regional Planning (영남지역 발전의 전망과 과제 : (2) 발전여건과 대안적 개발계획)

  • Choi, Byung-Doo
    • Journal of the Korean association of regional geographers
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    • v.2 no.1
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    • pp.87-114
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    • 1996
  • This paper is the second part of a research which aims to look into the regional development process and the quality of life of Youngnam area. and to suggest a prospect and tasks for the future development of the region. All cities and regions including Youngnam area seem to be involved in a rapidly changing process of conditions for development, because of a recent economic and political transformation in the national and global scale. It can be thus said that, taking such a process into consideration seriously, each city or region needs to establish a long-term prospect and goal, and to set up and practicize its development plan. From this point of view, this paper reconsiders the changing process of conditions for development of Youngnam region, and suggests an alternative development plan. At the first, the changing conditions of regional development are investigated in economic, political, social, cultural and environmental aspects. Secondly, some actual planning practices in this regions are examined and their problems are pointed out. Thirdly, an alternative model for regional development is suggested and development tasks in each aspects are discussed in relation to each other. Finally some regional development strategies are provided in the spatial as well as the sectoral dimision. As a results of this research, it is argued that the development of Youngnam region should pursue both an improvement of socio-cultural and ecological institutions for ensuring humane life of dwellers within the region, and a enforcement of economic and political self-sufficiency in an organic relation between regions and to the whole society. This kind of argument can be applied to every city or region. But it would more significant for Youngnam region, because this region, which once experienced a rapid economic growth but now is fallen into a serious economic stagnation, tends to contrive material plans to redevelop regional economy, while ignoring social plans to improve quality of life.

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Relation Analysis between the Settlement Condition and Life Satisfaction for Rural Residents - Focusing on Jeollabukdo - (농촌주민의 정주여건 인식과 생활만족도의 관계 분석 - 전라북도 농촌지역을 대상으로 -)

  • Ji, Nam-Seok;Lee, Chang-Woo
    • Journal of Korean Society of Rural Planning
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    • v.19 no.4
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    • pp.55-71
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    • 2013
  • This study of the living environment for rural residents to identify the relationship between perception and satisfaction are as. Jeollabukdo rural residents survey and SPSS 18.0 statistical program utilizes improvement of rural environment and living conditions were discussed. The main analysis results are summarized as follows. First, rural residents use the facility convenience and accessibility, economic burden, there was a tendency to recognize the important, good natural environment or their children / relatives for the distance was a low awareness. Second, the location and land a job for men, the women have a higher awareness of the use of public transportation inclination showed less than 50 age group showed higher awareness. Third, the rural living environment of residents' satisfaction with 3.544, and overall satisfaction with village life showed a high propensity men have higher satisfaction than women. Finally, the living environment for the perception and satisfaction with the relationship between residential stability and economic awareness of a higher living environment was found that high satisfaction. These findings further improve the rural environment, improve satisfaction in that you can plan the basis for an effective strategy can be. More sustainable in the future, including the analysis of various parameters in progress by being linked to policy measures that will be provided.