• Asian Journal of Business Environment
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• 제12권4호
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• pp.25-34
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• 2022

Purpose This research develops the expanded Technology Acceptance Model (TAM) to investigate the relationship between perceived usefulness and perceived ease of use with satisfaction and loyalty by considering the role of sharia compliance, commitment, and trust. Research design, data and methodology: A data source is 300 respondents from a self-administered survey. The target population is Muslims who are customers of Islamic banks, with age at least 18 years, and used e-banking to make payment transactions. The analysis methods are MANOVA and Multiple Linear Regression. Results: The results suggest that intention to use and actual behavior variables are replaced with satisfaction and loyalty. Commitment is not recommended, while trust is an explanatory variable that can be used as an external variable. Conclusions: It is important to increase satisfaction and commitment also concentrate to various aspects of sharia compliance to increase customer's loyalty to use e-banking. The fulfillment of sharia compliance by Islamic banks will increase the Islamic bank customers loyalty.

• 한국콘텐츠학회논문지
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• 제22권4호
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• pp.190-198
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• 2022

비대면 서비스가 보편화 되면서 키오스크가 외식업 분야에서 중요한 서비스 채널로 주목을 받고 있다. 본 연구는 외식업체를 중심으로 확산되고 있는 키오스크 이용 경험이 있는 시니어들을 대상으로 지속 이용 의도에 영향을 미치는 선행 요인들을 살펴보았다. 50-70대 시니어들을 대상으로 온라인 조사를 실시하였으며, 총 420명의 응답 자료가 최종 분석에 사용되었다. SPSS 25.0과 Amos 23.0을 이용하여 빈도분석, 기술통계분석, 확인적 요인분석, 구조 모형 분석을 실시하였고, 매개효과를 검정하기 위해 부트스트래핑 방법을 이용하였다. 본 연구의 결과는 다음과 같다. 첫째, 키오스크의 인지된 유용성, 기대 일치가 키오스크에 대한 만족도를 증가시키는 것으로 나타났다. 둘째, 키오스크의 인지된 유용성과 만족도가 키오스크에 대한 지속 이용 의도를 향상시키는 것으로 나타났다. 셋째, 키오스크의 만족도가 인지된 유용성이 키오스크에 대한 지속 이용 의도에 미치는 영향력을 매개하는 것으로 나타났다. 넷째, 키오스크의 만족도가 기대 일치가 키오스크에 대한 지속 이용 의도에 미치는 영향력을 매개하는 것으로 나타났다. 본 연구의 결과는 키오스크를 수용한 시니어들의 긍정적 반응을 이해하고, 시니어들을 배려한 키오스크 이용 환경을 구축하는데 기여할 수 있을 것이다.

• Journal of Information Technology Applications and Management
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• 제15권3호
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• pp.153-167
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• 2008

This study examines the effect of sense of community on the relationship between learner satisfaction and influencing factors related to the online learning environment. Influencing factors related to the online learning environment are derived from previous literature and classified into two groups : social dimension (leader's enthusiasm, offline activities) and system dimension (usefulness, ease of use, enjoyability). Learner satisfaction is defined as the learners' perceived learning gains from taking an online class. Study participants included 250 university students from two different institutions. The participants were divided into 43 groups and asked to complete an online TOEIC preparation module using a commercial cooperative learning system over 4 weeks. Data were collected at three points for each participant, at the beginning, 3 weeks after, and at the end of the online module. Two system factors related to the online learning environment (ease of use, usefulness) directly influenced learner satisfaction, while social factors indirectly influenced learner satisfaction through the mediating role of sense of community.

• Asian Journal for Public Opinion Research
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• 제7권3호
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• pp.143-168
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• 2019

With much attention being paid to the rapid growth of wrist-worn smart devices, this study aimed to examine the micro-processes that determine an individual's adoption of smart bands and smartwatches. Primarily relying on the theoretical background of the extended technology acceptance model (TAM II), this study explored relationships between three groups of predictors-social, personal, and device-oriented-and the three main components of the original TAM: perceived usefulness (PU), perceived ease of use (PEOU), and behavioral intention (BI). Results from the path analysis indicated multiple factors played significant roles in increasing the PU, PEOU, and BI of wristworn smart devices: subjective norms, social image, self-efficacy, perceived service diversity, and perceived reasonable cost. The main findings from this research contribute to significantly improving the understanding of the main factors leading people to adopt wrist-worn smart devices.

• 패션비즈니스
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• 제18권6호
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• pp.157-173
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• 2014

The purpose of this research is to investigate the effects of fashion companies' micro-blogging marketing activities on Chinese consumer attitudes and purchasing intentions. In this research, the technology acceptance model (TAM) was used as the research framework, and innovativeness, self-efficacy, and perceived enjoyment variables were included in the model. Through an online survey, 195 respondents participated in this study. The results were as follows: fashion innovation and self-efficacy have a significant positive effect on perceived usefulness, as well as ease of use. These two factors have a significant positive effect on perceived enjoyment. Furthermore, and most significantly, this perceived enjoyment has a significant effect on the consumer's attitude toward the company, and intention to purchase the fashion company's products.

• The Journal of Asian Finance, Economics and Business
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• 제8권3호
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• pp.1361-1369
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• 2021

Recent technological advancements have had a substantial impact on consumer buying behavior. This research aims to determine the factors affecting consumer behavior related to the adoption of self-service technologies (SSTs). The intended findings of this study are expected to contribute to understanding consumer behavior towards the adoption of SSTs taking into account the logic of two main theories in this regard: the Technology Acceptance Model (TAM) and the assumptions of the Behavioral Perspective Model (BPM). This research follows a triangulation approach. Consequently, a number of semi structured interviews were conducted with experts and executive directors from selected SSTs providers in Jordan. In addition, the convenience sampling technique was employed focusing on current (or) previous users of SSTs in the public and private sectors in Jordan using a self-administrative questionnaire (66% response rate). The results confirmed the influence (direct and indirect) of previous experience and personal initiatives and characteristics on consumer intention to use SSTs. In addition, the results indicated the important role of the mediator variables namely: perceived ease of use (EOU), perceived risk (PR), and perceived usefulness (PU) on consumer attitude towards SSTs which in turn will positively affect consumer intention to use SSTs.

• Asia pacific journal of information systems
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• 제31권1호
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• pp.76-101
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• 2021

Digitalization and digital transformations have metamorphized the face of Financial Inclusion globally, more so, in cash obsessed economies like India. The purpose of our study is to empirically analyze the users' intention to adopt digital payment systems, post Demonetisation, during the COVID-19 pandemic in India. The conceptual framework for the study is based on the Unified Theory of Acceptance and Use of Technology (UTAUT) adoption model with added operationalized constructs of Perceived Risk and Stickiness to use Cash. A total of 326 respondents were surveyed using a pre-tested questionnaire during the Nationwide Lockdown 3.0 in India. These responses were analyzed using Partial Least Squares - Structural Equation Modelling (PLS-SEM) technique. The findings of the study revealed that performance expectancy and facilitating conditions directly influence the intention of individuals to use digital payment systems, whereas the effect of perceived ease of use on digital payment systems is mediated through the attitude towards the digital payment systems during COVID-19 pandemic situation. Implications of the proposed adoption model are discussed. This will enable the other developing economies to formulate a digital ecosystem, that is here to stay even after the pandemic.

• 한국의류학회지
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• 제47권4호
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• pp.609-624
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• 2023

This study aimed to explore the effects of perceived benefits on consumers' attitudes towards cross-border online shopping websites. We also explore whether and how consumers' COVID-19 anxiety and brand familiarity weaken or strengthen the relationship between these perceived benefits and consumer attitudes. A total 319 items of data were used for the final analysis. The perceived benefits of a website were found to have only an indirect effect on purchase intentions by mediating consumers' attitudes toward the site. Competitive pricing of fashion products directly affected purchase intentions. COVID-19 anxiety was found to have a negative moderating influence on the relationship between perceived enjoyment and consumer attitudes, whereas brand familiarity had a positive moderating effect on both the relationships between perceived usefulness and consumers' attitudes toward the site and between perceived ease of use and their site attitude. This study provides useful insights for international e-tailers in developing marketing strategies that attract international consumers. Academically, we have contributed to the existing literature on the perceived benefits of global online shopping and the moderators of consumers' attitudes towards e-commerce sites.

• 한국정보통신학회논문지
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• 제26권8호
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• pp.1238-1247
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• 2022

코로나19로 비대면 쇼핑 수요가 증가하면서 전자상거래 시장이 더욱 빠르게 성장하고 있다. 이러한 변화는 소비자에게는 다양한 기회확대로 연결되지만, 기업은 시장에서 경쟁력을 갖출 수 있도록 소비자의 특성을 이해하고 이를 판매 전략에 반영하는 것이 요구된다. 본 연구는 기술수용모델(TAM)에 따라 소비자의 지각된 용이성과 효용성이 플랫폼 이용의도에 어떠한 영향을 미치는지를 살펴보았다. 그 결과 플랫폼의 가격경쟁력과 인지도, 이용용이성이 효용성에 유의한 영향을 미치고 있음을 확인하였다. 또한 이용용이성이 플랫폼 이용의도에 미치는 영향에 이용자 특성의 조절효과는 보이지 않는 것으로 확인되었다. 이러한 결과는 기업의 판매전략에 중요한 시사점을 제시하게 되며, 향후 연구에서는 보다 다양한 변수를 고려하여 연구를 확장할 필요가 있다.

• 한국콘텐츠학회논문지
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• 제22권8호
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• pp.416-434
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• 2022

본 연구는 온라인, 오프라인 도구를 사용하는 학습자들을 대상으로 스마트러닝 학습앱의 사용자경험이 지속 사용 의도에 미치는 구조적인 관계를 기술수용모델을 통하여 이해하고, 학습형태 특성을 분류하였다. 또한, 스마트러닝 앱의 사용 경험을 기반으로 학습 도구와 콘텐츠 구성에 대한 사용자 경험 디자인 설계향상 방안을 모색하였다. 이를 위하여 개발된 스마트러닝 학습앱을 중고등학생 대상 학습자 84명을 대상으로 2개월간 사용 후 사용인식을 조사하였으며, PLS구조방정식 기법을 사용하여 자료를 분석하였다. 본 연구의 주요결과는 다음과 같다. 첫째, 시스템 및 콘텐츠 사용자 경험은 지각된 사용성과 지각된 사용 용이성에 유의미한 영향이 있었으며, 태도를 매개로 지속사용 의도에 미치는 영향은 유의미하였다. 둘째, 다중그룹 비교분석과 성별 그룹에서는 시스템 사용자경험이 지각된 유용성에 미치는 영향에서 유의미한 차이가 발생하였다. 선호학습 그룹에서는 유의미한 경로차이를 나타낸 것은 지각된 사용용이성과 지각된 유용성에서 태도 및 지속사용의도로의 경로였다. 셋째, 실제 가장 많이 사용하는 학습유형을 다차원척도법으로 분류한 결과 저차원으로 분리된 유형은 offline sync type, Online sync type, Ubiquitous learning type, Self-direct learning type으로 4가지 유형으로 나타났다.