• 한국생활과학회지
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• 제20권4호
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• pp.819-829
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• 2011

The purpose of this study was to explore the influences of personality and the money attitude on the giving of money by university students. 275 questionnaires were used for the statistical analysis of this study. The questionnaire includes attitudes towards money and giving money, whether or not respondents had a NGO membership, the level of participation into volunteer service, and other demographic information. The results of the study show that, female, middle class students with no religious preference tended to be more positiveabout giving money. There was a positive relationship between citizenship and giving money attitudes. It means that more actively attended citizenship activities were by students, the more positive attitudes towards giving money they had. The compulsive & consumptive types were more sardonic than others. The managerial types perceived less negatively giving organization. Based on these results, the following have been suggested in order to expand personal giving attitudes, voluntary programs, and activities related to the civil society for students. There needs to be a financial management education program with a balance struck between expenditure categories of consumption and non-consumption, including giving money to others.

• 한국전자거래학회지
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• 제4권2호
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• pp.115-132
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• 1999

It is expected that the electronic money will be a major payment method in the forthcoming electronic finacial system. However, in order for the electronic money to have a widespread use among general public in their dialy life there are many properties that should be satisfied beforehand. In this study, we first analyze the characteristics of the existing electronic money systems, compare various proposals on the electronic money system so far, and then suggest a desirable model of developing an electronic money system for Korean financial institutions. It has been found that the model we propose satisfies the general requirements of the electronic money system. The results of this study will aid in various activities of technology development and standardization. Furthermore, this study will support the initiative effort of Korea in developing inter-country electronic money system.

• 대한전자공학회:학술대회논문집
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• 대한전자공학회 2001년도 하계종합학술대회 논문집(5)
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• pp.173-176
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• 2001

In this treatise information communication indust based change phenomenon of payment system of money explain and study and compare way ago value that use electronic comnunity of the world and presented correct electron money model in real condition of our country. Draw payment way that consider particular situation and korean situation and that wi introduce electron money model of the world and analyze merits and demerits and is money here upon. Electron money introduction of smart card way that support all off-line and on-line that I currency and the nearest topology here direction must is insisting and relate in use of this or presenting value of money flowchart and draw the validity and hangup by introducing electronic mono model who is presenting in Kyong-gi Province and Su-won current and go forward group. Proposed suitable electron money system in Korea situation by proposing money form and model of payment system that can satisfy all this at 1 situation and physical special quality of mon by conclusion and clarify flow of the value.

• 가정과삶의질연구
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• 제20권6호
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• pp.121-128
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• 2002

This study was aimed to compare with attitudes of consumption, materialism, and impulsive buying depending on the styles of money attitudes and money values. One hundred eighty three university students were surveyed. From the analysis, there were significant differences in attitudes toward consumption, materialism, and impulsive buying between the money attitude styles (affective and cognitive), and money value styles (material oriented and value oriented). Also affective money attitude style was more popular in the material oriented value style and cognitive style was more in value oriented style.

• 한국콘텐츠학회논문지
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• 제16권2호
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• pp.295-309
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• 2016

본 연구는 온라인 게임 내 이원적 화폐 체계(게임 머니, 캐시 머니)를 실증적으로 분석하고 게임 화폐의 소비에 영향을 주는 소비자들의 특성을 구체적으로 분석하였다. 관련 분야 선행 연구들을 바탕으로 본 연구는 게임 이용 경험, 게임 내 성취, 그리고 지역적 특성을 핵심 변수로 선정하였고, 변수들 간의 상호작용을 확인해 연구 모형을 제안하였다. 검증 결과, 게임 이용 경험과 게임 내 성취는 게임 머니와 캐시 머니 소비에 유의한 영향을 주는 것으로 나타났으나, 그 효과의 방향성은 두 게임 화폐의 종류에 따라 상이하였다. 또한 이러한 효과는 게임 이용자가 위치한 지리적 위치가 대도시권인지, 교외 지역인지에 따라 조절되는 것이 관찰되어, 온라인 환경에서의 소비가 오프라인 환경에 따라 상이할 수 있음을 확인하였다.

• 한국컴퓨터정보학회논문지
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• 제24권12호
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• pp.175-182
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• 2019

최근까지 온라인 비즈니스 환경에서 사이버머니의 이용과 관련한 다수의 연구들이 진행되었음에도 불구하고 이들 대부분의 연구들은 사이버머니 이용자의 특성과 사이버머니 품질간의 관련성을 심층적으로 제시하지는 못하고 있는 것이 현실이다. 이에 따라, 본 연구에서는 사이버머니 이용경험이 있는 사람들을 대상으로 설문조사를 실시함으로써, 향후 사이버머니의 활성화 측면에서 어떠한 사이버머니 품질특성을 가장 중요하게 인식하고 있는가를 파악하고자 하였다. 또한, 이러한 사이버머니 품질특성에 대한 인식도가 사이버머니 이용자의 인구통계적 특성과 사이버머니 이용특성에 따라 어떻게 달라지는가를 조사하고자 하였다. 분석결과, 사이버머니 품질특성에 대한 인식도가 사이버머니 이용자의 성, 연령, 사이버머니 이용빈도에 따라 달라짐을 확인할 수 있었다. 본 연구에서의 분석결과는 다양한 온라인 비즈니스 환경에서 사이버머니의 이용방안을 모색하고 있는 국내외 다수의 기업들에게 다양한 시사점을 제공할 수 있다고 판단된다.

• International Journal of Computer Science & Network Security
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• 제23권2호
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• pp.1-12
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• 2023

The article examines the axiological psycho-philosophical understanding of the phenomenon of money and its value role in modern society. The traditional and virtual context of the representation of the money phenomenon is considered.Following the ideas of G. Simmel, the authors consider money not only as a purely economic, but also a psycho-philosophical, cultural and social phenomenon. Money appears as a result of cultural development of the world and gradually forms a monetary culture as a space of economic and social interaction of people. Under the influence of the monetary culture of one or another historical period, the character of a person's economic activity, values and life orientations are formed. Modern money culture is often called financial civilization. Peculiarities of modern monetary culture are studied, its main features and problems are determined in the article. The problem of the peculiarities of the constructive and destructive attitude of the individual towards money is identified; a psycho-philosophical and cultural-identification typology of people is described, which is based on clinical observations and interpreted through the prism of psychoanalytic theory. The concept of money is highlighted from the standpoint of a social-psychological approach. The theoretical foundations of money's influence on the decision-making process and human behavior are also revealed.

• 한국생활과학회지
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• 제7권2호
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• pp.35-47
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• 1998

The purpose of this study was to examine the actual condition on consumption of adolescents, focused on their pocket money. Three-hundred students attending in middle and high school in Kyounggi Province were selected, and surveyed using questionnaires. Out of them, 272 students were used in statistical analysis, with frequency, percentage and Chi-test in SPSS/PC+ program. The results were as follows : First, most adolescents got pocket money irregularly from their mothers and average amount per month was more than 10 thousands and less than 50 thousands won. And they weren't satisfied with that amount, especially girl students. Second, most adolescents got extra money when it is a gala day or their records were improved. And most of them did nothing on consideration for their pocket money. Third, most adolescents spent pocket money for hobby or leisure and for snacks. Fourth, most adolescents had never guided how to spend money and had never evaluated their money spending. Fifth, most adolescents tried to spend money thoughtfully and evaluated their friends spent money on impulse. Sixth, most adolescents wanted to buy clothings and friends influenced their spending habit.

• 통상정보연구
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• 제1권1호
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• pp.227-251
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• 1999

The realization of the Internet and Electronic Commerce through the progress development of the information & communication has changed the transition of the financial settlement system all of the world. And Electronic Commerce has becoming the most important tools to decide the value from the real money, existing bills, coins to the Electronic Money. Electronic Money is very useful materials with Electronic Wallet at cyber times in the future. So that reason, I studied Electronic Money's present situation & after development direction in Korea. And the purpose of this paper is to introduce Electronic Money's modem definition and to analysis the common use situation, operation at home and abroad at Electronic Commerce times. In add to investigated advanced countries Electronic Money utilization and drawed out current events point. So I suggest to this like point, in honour of Electronic Money's common use in Korea. First to establish universality. Second, to make various terminals and the powerful networking structure. Third, to establish stability. Fourth, renovating the system goes side by side. Futhermore, to develop Electronic Money's, it is necessary to make skilled labour and to learn foreign advanced technology.

• The Journal of Asian Finance, Economics and Business
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• 제8권7호
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• pp.393-402
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• 2021

This study aims to examine whether symmetric effects or asymmetric effects of exchange rates exist in determining the money demand in Indonesia. Simple-sum money and Divisia money were included in different models for comparison due to the financial developments in Indonesia. This study uses time-series data from 1996Q1 to 2019Q4 for the estimation. The nonlinear autoregressive distributed lag (NARDL) model is utilized to verify the asymmetric effects of exchange rates on money demand. The Augmented Dickey-Fuller and Phillips-Perron unit root tests were performed to verify the order of integration of the variables. The findings of this study revealed that the exchange rate is one of the most important determinants of money demand in Indonesia and the effect is asymmetric. The findings further indicated that money demand function, which incorporates Divisia monetary aggregate is parsimonious. Monetary targets such as money supply and interest rates are critical for monetary policy conduct to achieve inflation levels set by government. As the adoption of an inflation targeting framework needs to be in keeping with the flexible exchange rate system, the asymmetric effect of exchange rate changes can be used in exchange rate policy conduct to achieve financial system and price stability.