• 제목/요약/키워드: marine insurance

검색결과 152건 처리시간 0.026초

Application of the Terms and Conditions of English Law Related to the Duty of Utmost Good Faith under Marine Insurance Contract: Korean Supreme Court Decision 2018.10.25, Docket No.2017Da272103

  • Pak, Jee-Moon
    • Journal of Korea Trade
    • /
    • 제24권6호
    • /
    • pp.19-36
    • /
    • 2020
  • Purpose - This paper analyzes how to interpret the legal view of the precedents to the UK Insurance Act 2015, comparing it to the UK Marine Insurance Act (MIA) 1906 with a focus on the relationship between the duty of uberrimae fidei and the duty of disclosure. Furthermore, this study focuses on the judgment of the Korean Supreme Court in a case, that examined whether the legal nature of the duty of disclosure or duty of uberrimae fidei in insurance law can be considered as a matter related to the insurer's liability when the applicable terms of English law are incorporated under the insurance contract. Design/methodology - This paper belongs to the field of explanatory legal study, which aims to explain and test whether the choice of law is linked to the conditions that occur in the reality of judicial practice. The approach that is used toward this problem is the legal analytical normative approach. The juridical approach involves studying and examining theories, concepts, legal doctrines and legislation that are related to the problem. Findings - Regarding the requirements and effects of breach of the duty of disclosure, if English law and the Korean Commercial Act are handled differently from each other and Korean law is recognized as the applicable law outside of the insurer's liability, it may be whether the insurer's immunity under English law is contrary to s.633 of the Korean Commercial Act. In considering the breach of the duty of disclosure as a matter of the insurer's liability, even if English law is applied as a governing law, the question of how to interpret the agreement of the governing law in this case may also be raised in the interpretation of Korean International Private Law in relation to the applicable law that applies to the rest of the matter, excluding the matters of liability. Originality/value - According to the Korean Supreme Court judgement under the governing law of the MIA 1906, the basis for recognizing the assured's pre-and post-contractual duty of disclosure is separate, and the only important matters to be notified by the assured after the conclusion of the insurance contract are those that are "relevant" and "material circumstances" that are "relevant" to the matter in question after the conclusion of the insurance contract.

해상보험에 있어서 방사능오염손해에 대한 보상 문제 (A Study on the Some Considerations of Coverage of Losses caused by Radioactive Contamination in the Marine Insurance)

  • 홍성화
    • 한국항해항만학회지
    • /
    • 제35권5호
    • /
    • pp.455-462
    • /
    • 2011
  • 2011년 3월 11일에 발생한 동일본대지진으로 인해 후쿠시마 원전사고가 발생하여 방사능오염손해에 대한 우려의 목소리가 높다. 특히 방사능오염손해는 선박의 안전항행에 위협이 될 뿐만 아니라, 선원의 안전과 해상운송을 통한 세계 경제의 건전한 발전을 저해시키는 원인으로 작용할 우려가 있다. 선박 또는 화물이 방사능오염손해를 입은 경우에 이러한 방사능오염물질을 제거하는데 상당한 비용이 소요될 것이며, 부득이한 경우에는 선박과 적하를 폐기처분해야 하는 경우도 발생한다. 또한 선원이 방사능에 피복될 경우 이러한 선원에 대한 치료 문제도 발생할 수 있다. 하지만 현재 방사능오염손해에 대한 사후적 대비책으로써 어떠한 방법과 근거에 의하여 보험 보상이 이루어지는지 여부가 명확하게 검토되고 있지 않은 상황이다. 따라서 이 논문에서는 방사능오염으로 인한 피해의 사후적 대비책으로써 방사능오염손해에 대한 해상보험에서의 보상 문제를 검토하고자 한다.

해상운송에서 하주의 귀책사유에 의한 화물손해에 관한 연구 (A Study on the Damage to Cargo Caused by Shipper's Liability in Marine Transport)

  • 강영문
    • 한국항만경제학회지
    • /
    • 제22권3호
    • /
    • pp.23-41
    • /
    • 2006
  • 해상운송에서 하주의 귀책사유로 분류되는 화물고유의 성질 및 숨은 결함에 의한 손해와 포장 불완전에 의한 화물손해는 운송인, 보험자 모두 면책되는 위험으로 하주가 전적으로 부담해야 되는 화물손해이다. 그런데 이러한 하주의 귀책사유로 인한 화물손해는 운송인의 귀책사유와 보험자의 담보위험과 경합되는 화물손해로 명확한 관련규정이 필요한데 관련규정이 미비한 가운데 운송인, 보험자 모두 일반적인 계약조건에서 면책되는 위험으로 하주의 위험관리상 문제점으로 남아 있다. 이처럼 하주의 귀책사유로 인한 화물손해는 여러 가지 원인의 손해가 경합되어 발생되는 경우가 많아 하주, 운송인, 보험자간의 책임소재를 둘러싼 분쟁이 장기화될 가능성이 크다. 특히 운송인이 책임을 지는 상사과실 및 보험자의 담보위험과 화물고유의 성질 및 포장 불완전에 의한 화물손해가 경합되어 발생되는 경우 해결의 실마리를 찾기가 쉽지 않다. 따라서 년 연구에서는 해상운송에서 발생되는 화물고유의 성질 및 숨은 결함에 의한 손해와 포장불완전에 의한 손해를 둘러싼 하주, 운송인, 보험자간의 분쟁을 해결할 수 있는 방안들을 다각적으로 제시하고자 한다.

  • PDF

LANDSAT 위성영상을 이용한 벼 생육 및 수량 모니터링 (A Study on Rice Growth and Yield Monitoring Using Medium Resolution Landsat Imagery)

  • 김민호;이충근;박호기;이재은;구본철;신진철
    • 한국작물학회지
    • /
    • 제53권4호
    • /
    • pp.388-393
    • /
    • 2008
  • 광범위한 지역의 재배면적과 생산량을 신속하고 경제적으로 모니터링 할 수 있는 광학(LANDSAT) 중해상도 위성 영상을 활용하여 벼 재배면적, 생육 및 수량을 모니터링 할 수 있는지를 검토하였다. 1. 식생지수와 수량과의 관계를 살펴보면, EVI를 제외한 모든 식생지수와 수량간에는 정의 상관관계를 보였으며, NDVI_SWIR이나 EVI_SWIR과는 유의성이 없었다. NDVI가 RVI보다 수량과의 상관도가 다소 높았으며, 수량과 가장 밀접한 식생지수는 $NDVI_R$(r = 0.68)이었다 2. LANDSAT 단일시기 영상(2004년 7월 29일)을 활용하여 서산간척지 지역내 벼 수량을 모니터링한 결과 $NDVI_R$와 백미수량간에는 1차 직선관계($R^2$ = 0.46)가 성립하였으며, 필 지중에서 면적이 다소 적거나 주변에 반사특성에 영향하는 요인이 있는 지역을 제외하여 살펴본 결과 추정도가 다소 높아졌다($R^2$ = 0.66). 3. 논구역 벡터를 사용하여 논구역 정보를 추출하는 기존의 방법 대신 raster 기반의 논구역 masking을 제작하여 논 구역 정보를 추출하였는데 이 방법을 통해 쉽고 빠르게 논구역 정보를 추출할 수 있었다. 4. 연차별 지역적용가능성을 검토하기 위해 1994년 7월 26일 경기도내 7개 시군의 논구역 masking을 제작하여 NDVIred를 추출하고 $NDVI_R$-수량관계식을 이용하여 수량을 추정한 결과 1:1 line에 근접하여 비교적 잘 일치되었다.

수출화물본선인도보험(輸出貨物本船引渡保險)의 개발 타당성(妥當性)에 관한 연구(硏究) (A Study on the Development Propriety of F.O.B. Insurance)

  • 유원우
    • 무역상무연구
    • /
    • 제13권
    • /
    • pp.329-346
    • /
    • 2000
  • The marine cargo insurance is mainly the insurance on foreign trade commodities. The sales contract stipulates as to which of the seller or the buyer should arrange the insurance. In other words, if the sales contract is made on the C.I.F. terms, the seller has to arrange the insurance, while, in the case of F.O.B. or C.F.R. terms, the buyer has to arrange it. The F.O.B. or C.F.R. terms means that the seller has to take out an insurance for himself until the cargo being loaded onboard the overseas vessel at the port of shipment in export country. But our country has not reasonable insurance to cover seller's risk, because it hasn't yet implemented the insurance. In respect of a cargo exported from Korea on F.O.B. or C.F.R. terms, the F.O.B. insurance covers comprehensively the inland transit and storage until the cargo being loaded onboard the overseas vessel at the port of shipment in Korea with a certain limitation of a insurance period. The goal of this study is to analyze the development propriety of F.O.B. Insurance. This could be done through analyzing the volume and analyzing the proportion of F.O.B. or C.F.R. terms for export. It is supposed that the potential demands of F.O.B. insurance are sufficient in our country for developing the F.O.B. insurance. At this point of time, the positive development of F.O.B. insurance for export is inevitable from the viewpoint of present situation of trading circles.

  • PDF

해상보험(海上保險)에 있어서의 최대선의준수의무(最大善意遵守義務) (The Duty of Utmost Good Faith in Marine Insurance)

  • 이시환
    • 무역상무연구
    • /
    • 제13권
    • /
    • pp.365-387
    • /
    • 2000
  • One of the central and primary doctrine of the law of marine insurance is that the contract of indemnity entered into by assured and insurer is a contract of the utmost good faith. The notion of utmost good faith is a well established doctrine derived from the celebrated case of Carter v. Boehm(1766), decided long before the inception of the Marine Insurance Act(MIA). With the codification of the law, the principle found expression in sections $17{\sim}20$ of the MIA 1906. In section 17 is presented the general duty to observe the utmost good faith, with the following sections introducing particular aspects of the doctrine, namely, the duty of the assured and brokers to disclose material circumstances, and to avoid making misrepresentations. It is somewhat surprising that section 17, being a long founded doctrine, has not attracted the attention of the courts until very recently. Given that the most significant manifestations of uberrimae fidei are non-disclosure and misrepresentations, fulfillment of the obligation of utmost good faith was, not unreasonably, for a long time perceived in terms of the duty to disclose and not to misrepresent. However, Black King Shipping Corporation v. Massie, 'Litsion Pride'(1985) has clarified that the duty of disclosure stems from the duty of utmost good faith, and not vice versa. The duty of utmost good faith is an independent and overriding duty, with the ensuring sections on disclosure and representations providing mere illustrations of that duty. It is now clear that there are important questions with regard to the general doctrine and as to the nature and scope of any duty of good faith continuing after the contract of insurance is made which require separate and fuller discussion. The purpose of this paper is to review the nature and scope of the duty of utmost good faith.

  • PDF

해난구조비의 보험보상에 관한 연구 (A study on Insurance Indemnity of Salvage award.)

  • 이학헌
    • 한국항해학회지
    • /
    • 제18권2호
    • /
    • pp.129-149
    • /
    • 1994
  • Sea casualties may happen in ship, cargo and the others concerned with sea transportation. : the shipo-wer, marine insurer and salvage company have been endeavored to compensate salvage award with some rule and regulation such as Marine Insurance Act, York Antwerp Rules and Average adjustment rules. Once sea casualties happened, the salvage contract is established between the owners, marine insurance and salvage company, the contract are divided into so many kinds of them. In this paper, we have an analysis on the character of the salvage contract whether the characteristic contents of them are in benefit to any party or not. In this connection with these positive or negative character of the contract, it is worthwhile to compare the actual salvage expenses contract with no cure no pay contract. LOF 1990 has been revised recently, which is based on no cure no pay, expecially, the special compensation, safety net clause of LOF 1990 could be understood in the view of the prevention of sea pollution and the preservation of sea circumstances in the world. Salvage has the complicated and quality, because the adjustment of almost salvage charges have been treated through the other sea casualties which is accompanied by and mixed with. Besides of the importance of salvage contracts, we are in need to understand that what the diversified character of salvage charges are. Furthermore the owners should carefully select the insured conditions on Hull Insurance according to the type of his company, operating ocean route, loading cargo and etc. In this paper, we would try to analyze the character of the salvage award such as General Average, Sue and Labour Charges and Particular charges. We would like to propose that the uniformed system of the salvage award. Compensation should be built up for the effective and efficient salvage operation and for reducing the claims and conflicts from the concerned parties. To this end, we could expect that the uniformed system for salvage award compensation will come to be the benefit of all owners, insurers, salvage company.

  • PDF