• The Journal of the Korean life insurance medical association
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• v.24
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• pp.97-117
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• 2005

Internally Korean insurance market is that whole life products' growth are becoming slowdown that's why new insurance products have appeared on the market in consideration of consumer's needs recently. Externally domestic insurance market competitions has drifted from insurance industry to whole financial industry since bankasurance started. Life insurance companies should open up a new market to survive from severe competitions. Worksite marketing can be an alternative. An insurer make arrangements with an employer about an insurance terms which an insurer offers in Worksite marketing. Then eligible individuals enroll in the plans at their own discretion and pay 100 percent of the premium for coverage through payroll deductions. An employer doesn't need to pay extra money for additional benefit but can raise employee's loyalty and satisfaction of company through worksite marketing. An employee can be covered at discounted premium rate and less strict underwriting guidelines to an insurer compared to individual insurance. In developed countries specially U.S insurance market, Worksite marketing is getting very popular and growing rapidly due to the advantages. Worksite marketing has both individual insurance characters and group insurance characters. Individual insurance characters are that employees enroll in the plans at their own discretion and pay 100 percent of the premium for coverage. Group insurance characters are that actively at work and participation etc. An insurer have to reflect these two characters on Worksite marketing when an insurance company work out a plan for developing products and underwriting guidelines. When an insurer devise worksite products, one should consider participation level which means percentage of eligible employees participating. Participation is related to anti-selection. As we know underwriting is essential for every kind of insurance, especially underwriting plays major role in worksite marketing. We can see that in the below. Firstly, it has a function in calculation of premium rate. When calculate premium rate for worksite products underwriters have to estimate expected participation level and risk factors. So underwriters and acturies keep in close contact with each other. Secondly, underwriting methods are important. When an insurer underwrite worksite products, there are three kinds of underwriting methods. These are Simplified issue underwriting, Full underwriting and Guaranteed issue underwriting. Simplified issue underwriting typically requires no medical examination, but usually requires supplying satisfactory answers to one or several health and/or lifestyle questions. Full underwriting requires a complete medical history questionnaire that may further require an exam. Guaranteed issue underwriting means that coverage is issued without the employee having to provide evidence of insurability. When insurer set the GI limit are usually based on the type of industry, number of eligible employees, the average amount of coverage and participation level. In addition to insurer should have a clear definition of eligible employee on the insurance provision and application form. It will minimize possibility of trouble claims and anti-selection. An insurer also establish preexisting condition exclusion and special guidelines for late entrants. When an insurer introduce Worksite marketing to Korean insurance market, an insurer has to examine market research to analyze potential market and strategy of sales most of all. Also an insurer should review real situation of the U.S, England and Japanese market etc. There are a lot of new technologies about worksite marketing process that an insurer should learn. When an insurer consider many things which we explained it can be a real alternative.

• Korean Journal of Fisheries and Aquatic Sciences
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• v.28 no.5
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• pp.589-598
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• 1995

Filtering rates of Crassostrea gigas were experimentally investigated with reference to effects of water temperature and size. Absorptiometric determinations of filtering rates with oysters being fed diatom Chaetoceros calcirtans were carried out in a closed system. Optical density of 675nm in path length 100mm cell used as the indication of food particles absorption was appeared directly In proportion with the concentration of diatom pigment $chlorophyll-\alpha$. In the closed system where $C_0$ is $OD_{675}$ at initial time 0, $C_t$, at time t, and Z is the decreasing coefficient of OD as meaning of instantaneous removal speed, then $C_t=C_0{\cdot} e^{-2t}$, $Z=In(C_t/C_0)/t$. On the assumption that the filtering rate is constant, then removal rate per unit time (d) is $d=-e^{-z}$. If t is used to time unit of hour (hr), the filtering rate (FR) in I/hr is given by $FR=V{\cdot}d=V(1-e^{-z})$, where V is the water volume (I) of the experimental vessel. Filtering rate increased as exponential function with increasing temperature while not over critical limit. The critical temperature for filtering rate was assumed to be between $28^{\circ}C$ and $29^{\circ}C$. And the weight exponent for filtering rate is 0.223. The model formula derived from the results as FR, $Ihr^{-1}$ = $Exp(0.208{\cdot}T-4.324){\cdot} (DW)^{0.223}$ (T<29 $^{\circ}C)$ where T is water temperature $(^{\circ}C

• Geophysics and Geophysical Exploration
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• v.9 no.1
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• pp.73-85
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• 2006

Array observations of the vertical component of microtremors are frequently conducted to estimate a subsurface layered-earth structure on the assumption that microtremors consist predominantly of the fundamental mode Rayleigh waves. As a useful tool in the data collection, processing and analysis, the spatial autocorrelation (SPAC) method is widely used, which in practice requires a circle array consisting of M circumferential stations and one centre station (called "M-station circle array", where M is the number of stations). The present paper considers the minimum number of stations required for a circle array for efficient data collection in terms of analytical efficacy and field effort. This study first rearranges the theoretical background of the SPAC algorithm, in which the SPAC coefficient for a circle array with M infinite is solely expressed as the Bessel function, $J_0(rk)$ (r is the radius and k the wavenumber). Secondly, the SPAC coefficient including error terms independent of the microtremor energy field for an M-station circle array is analytically derived within a constraint for the wave direction across the array, and is numerically evaluated in respect of these error terms. The main results of the evaluation are: 1) that the 3-station circle array when compared with other 4-, 5-, and 9-station arrays is the most efficient and favourable for observation of microtremors if the SPAC coefficients are used up to a frequency at which the coefficient takes the first minimum value, and 2) that the Nyquist wavenumber is the most influential factor that determines the upper limit of the frequency range up to which the valid SPAC coefficient can be estimated.

• Journal of Dental Rehabilitation and Applied Science
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• v.33 no.1
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• pp.47-54
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• 2017

The atrophy of edentulous ridge and pneumatization of the maxillary sinus often limit the volume of bone available for implant placement on maxillary posterior teeth. Most clinicians suffer difficulties from poor bone quality and quantity on maxillary posterior site. Thus, the success of maxillary posterior implant surgery depends on the increase of the available bone and obtaining a good initial stability of the implant after maxillary sinus reconstruction. The maxillary sinus augmentation methods include a crestal approach and a lateral approach. Less morbidity and complications after operation is major advantage to sinus augmentation using crestal approach than lateral approach. However, when the residual ridge height is ${\geq}6mm$, it is known that crestal approach is appropriate. Also delayed implantation after sinus augmentation is recommended in severely atrophic ridge. We present the three cases of implant placement simultaneously sinus augmentation using crestal approach in posterior maxilla site with ${\leq}3mm$ of residual alveolar bone.

• Journal of the Korea Concrete Institute
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• v.21 no.6
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• pp.681-688
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• 2009

The railroad bridges have been usually experienced by vibration and impact in service state. With this reason, it is important that the effective strengthening capacity should be considered to resist the kind of service loading. In this study, NSM strengthening technique is recommended for the concrete railroad bridge because of its better effective resistance for dynamic loading condition and strengthening cost than the conventional externally bonded strengthening using fiber sheet. However, to widely apply NSM method for the concrete railroad bridge, it needs that the strengthening ratio has to be reasonably evaluated with geometrical and material uncertainties, especially for the concrete bridge under long-term service state without the apparent design history and detail information such as concrete compressive strength, reinforcing ratio, railroad characteristics. The purpose of this study is to propose the critical strengthening ratio of CFRP plate for the targeted concrete railroad bridge with uncertainties of deterioration of the structures. To do this, Monte Carlo Simulation (MCS) for geometrical and material uncertainties have been applied so that this approach may bring the reasonable strengthening ratio of CFRP plate considering probabilistic uncertainties for the targeted concrete railroad bridge. Finally, the critical strengthening ratio of NSM strengthened by CFRP plate is calculated by using the limit state function based on the target reliability index of 3.5.

• The KIPS Transactions:PartC
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• v.12C no.7 s.103
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• pp.1057-1066
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• 2005

WebDAV(Web-based Distributed Authoring and Versioning), a protocol which supports web-based distributed authoring and versioning, provides a standard infrastructure for asynchronous collaboration on various contents through the Internet. A WebDAV property management is a function to set and manage the main information of the resources as properties, and a user property, one kind of the WebDAV properties, has the ability to be freely defined by users. This free definition of user property makes it very useful to develop web-based applications like a collaboration system based on WebDAV However, with an existing WebDAV property management scheme, there is a limit to develop various applications. This paper describes a DavUP(WebDAV User property design Protocol) protocol which extended the original WebDAV and its uti-lization which efficiently supports management of WebDAV user properties. DavUP needs the definition of the collection structure and type definition properties for an application. To do this, we added a new header md appropriated WebDAV method functions to the WebDAV protocol. To show the usefulness of DavUP protocols, we extended our DAVinci WebDAV server to support DavUP Protocols and experimentally implemented a general Open Workspace, which provides effective functions to share and exchange open data among general users, on the DAVinci.

• Journal of the Korean Geotechnical Society
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• v.18 no.2
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• pp.75-86
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• 2002

This paper presents sedimentation and consolidation characteristics of dredged soils mixed with sand materials through the self-weight consolidation tests adopting stepwise filling method. After completely throwing away dredged soils daily by flour kinds of S-C, which is the quantity of sand contained, results fi:om laboratory tests are compared with those from a new method using hyperbolic, which considers stage settling and consolidating characteristics, and those from the existing analyzing method. Liquid limit up to 65% had a large effect on consistency properties. Assuming that the settlement occurred only by clay content of dredged soils, it is shown that the clay void ratio is less than 2 and 4 respectively in case S-C is 0% and 50%. In the applied hyperbolic method, reinitialized curve has a linear behavior of a coefficient of correlation of almost 1, and the coefficient of slope and intercept except fur the specimen with the height of 10cm and 20cm had a tendency to fellow exponent function and a shape of zone settling and dispersing settling. The results computed by the applied hyperbolic method rather than the existing analyzing method coincide with those of laboratory tests. It is shown that the former is more suitable than the latter for the area considering the influence, of sand materials.

• Journal of Forest and Environmental Science
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• v.19 no.1
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• pp.1-11
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• 2003

The effects that the geo-textile mulching sheet has influenced on the runoff-water, suspended solid, sediment yield and vegetation growth are as follows in artificial slope 1. The flora of plots was composed 12 families, 21 genera, 20 species, 2 varieties, total 22 taxa. 2. The geo-textile mulching sheet is effective on increasing of introduced vegetation population, number of species and vegetation coverage, but just only with the mulching sheet it shows limit of was somewhat difficult to expect the increase of the existence ratio. 3. The amount of runoff-water increased in proportion to rainfall and at mulched plots were about 1/15.5 as decreased as that of un-mulched plots. 4. The amount of suspended sediment increased in proportion to rainfall and at mulched plots were about 1/47 as decreased as that of un-mulched plots. 5. Also, the amount of sediment yield increased in proportion to rainfall and at mulched plots were about 1/151 as decreased as that of un-mulched plots. so, multi-function- filter is very effective on prevention of soil erosion.

• Journal of the Institute of Electronics and Information Engineers
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• v.53 no.4
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• pp.37-47
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• 2016

The practical constraints on the commercial FPGAs which contain dedicated wide function multiplexers in their slice structure are incorporated with one of the most advanced FPGA mapping algorithms based on the AIG (And-Inverter Graph), one of the best logic representations in academia. As the first step of the mapping process, cuts are enumerated as intermediate structures. And then, the cuts which can be mapped to the multiplexers are recognized. Without any increased complexity, the delay and area of multiplexers as well as LUTs are calculated after checking the requirements for the tree construction such as symmetry and depth limit against dynamically changing mapping of neighboring nodes. Besides, the root positions of multiplexer trees are identified from the RTL code, and annotated to the AIG as AOs (Auxiliary Outputs). A new AIG embedding the multiplexer tree structures which are intentionally synthesized by Shannon expansion at the AOs, is overlapped with the optimized AIG. The lossless synthesis technique which employs FRAIG (Functionally Reduced AIG) is applied to this approach. The proposed approach and techniques are validated by implementing and applying them to two RISC processor examples, which yielded 13~30% area reduction, and up to 32% delay reduction. The research will be extended to take into account the constraints on the dedicated hardware for carry chains.

• The Korean Journal of Air & Space Law and Policy
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• v.19 no.1
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• pp.109-139
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• 2004

The first successful sustained powered flight by Wright Brothers was further extended to the rapid development of aviation technology, that led to transpacific flights, the invention of supersonic planes, and enabled hundreds of people to travel in the space, in addition to the fact that around 10 people had stepped on the moon, all of which were made possible within the very same century. However, on the back side of this most wondrous human technology, the vulnerableness to the aviation accident has been constantly accompanied with, right from the very beginning stage of the aircraft development. Moreover, the development of future aircraft is being focused on the aircraft performance, the increment of the number of passengers aboard and also its speed. In proportion to these phenomena of mega sizing the aircraft, the development of new technology and the increment of air traffic volume, the number of aviation accident is expected to augment, resulting in the enormous loss of human lives and properties. In order to prevent the disastrous aviation accident as such, it is essential to conduct the accident investigation in a specialized, systematic and scientific manner. In search for the method to attain the effective function of the aviation accident investigation organization, in this study, issues were examined as follows: The full-time Board Members and the establishment of an integrated investigation agency, The systematized security of status as an accident investigator, Inclusion of a human factors specialist in the investigator group organization, liability limit of an accident investigator Stipulation of the definition and the investigation scope of an accident and serious incident, along with the main body of conducting the investigation into the accident involving both civil and public aircraft, in the regulations related to the accident investigation.