• 의료법학
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• 제15권1호
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• pp.185-209
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• 2014

While the local health insurance and the employment-based insurance were integrated in July 2000, the insured is divided into employment-based insured and the local insured and the relevant premium has been applied to both groups. The health insurance premium having the feature of social solidarity has to be determined depending on income, that is, the ability to pay in accordance with the principles of social insurance. While employment-based insurance premium has been determined depending on the earned income, the local insurance premium for the local insured has been determined by scoring gross income(evaluated income), property and possession of automobiles. A variety of improvement approaches has been implemented including introduction of the employment-based insurance premium ceiling system (2002) and the change of property scoring system for the local insured (2006). However, the health insurance system which was merged in 2000 has been implemented up to now without significant change even though there were lots of socio-demographic change including increase of income level and the population structure such as low birth and aging. In other words, it is required to implement the premium rating system securing the income-based equity. Nevertheless, it was inevitable to apply the diverse rating standards in the early stage because it was very difficult to verify the income of the self-employed. Although the income verification rate was significantly increased from 23% in 1989 to 44% in 2010, the irrational standards including property, automobiles, living standard and activity rate have been still applied to the local insured because it is difficult to secure the validity of insurance premium rating system and it severely lacks of security. This paper investigated whether the current insurance premium rating system for the local insured imposing the premium on the basis of 'gender' and 'age' complies with the basic human rights secured by the current Constitution of the Republic of Korea with respect to the practical and theoretic irrationality of insurance premium rating system and standards for he local insured. In accordance with the analysis results, this paper proposed the approach to improve the system.

• 가족자원경영과 정책
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• 제25권2호
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• pp.13-24
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• 2021

본 연구는 저소득 가구의 가족갈등과 가족관계만족도의 변화와 사회경제적 박탈 경험이 이에 미치는 종단적 영향에 대해 살펴봄으로써 사회경제적인 위기 상황에서 저소득 가구 대한 지원방향 설정의 기초자료를 마련하고자 하였다. 한국복지패널의 10차에서 14차에 걸친 5개년 자료를 활용하여 총 803명의 저소득가구의 가구주가 응답한 가족갈등과 가족관계만족도의 종단적 변화를 살펴보았고, 사회경제적 박탈경험이 변화에 미치는 영향에 대하여 살펴보았다. 먼저 저소득가구의 가족갈등은 시간의 변화에 따라 미약한 수준으로 감소하였으며, 가족관계만족도의 변화율은 유의하지 않았다. 사회경제적 박탈을 경험한 가족의 경우, 미경험 가구보다 가족갈등의 초기치가 높았고 변화율은 유의하지 않았으며, 가족관계만족도는 미경험 가구보다 유경험 가구의 초기치가 낮았다. 본 연구결과를 통해 저소득 가구가 사회경제적 박탈을 경험하게 되면 심리적 압박을 느끼게 되고 가족의 불안이 높아지면서 가족갈등이 높고 가족관계만족도가 낮다는 것을 알 수 있다. 이를 바탕으로 지금과 같은 사회경제적 위기 상황에서 저소득 가구에 대하여 경제적 지원과 사회보장적 지원을 확대하고 이와 더불어 가족이 갈등을 스스로 조절하고 원활하게 문제를 해결하도록 돕는 지원이 필요하다는 것을 알 수 있다.

• Human Ecology Research
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• 제55권3호
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• pp.321-336
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• 2017

This study examines the effect of family resources on low-income families by exploring their holistic experience of poverty to the formation of resilience. A grounded theory approach is utilized to structure process from their experience of poverty as well as the use of social welfare services to the formation of resilience. This study targets 17 families involved in the pilot project for the beneficiaries of an asset building program in Seoul. In accordance with open coding and a paradigm model by the result of axial coding, 86 concepts, 23 sub-category, and nine categories are produced. These categories are classified into the causal condition (a tough life due to poverty), contextual condition (being the recipient of an asset building program), intervening conditions (interpersonal resources and effects of accumulated time or experience), central phenomenon (a will to live and overcome poverty), actions/interactions (active behavior and change of attitude), and consequences (change of asset levels and increased efficacy in their lives). The integrating categories identify the core category as 'the process of making a resilient life out of the power to live' and a final process model is organized. The results suggest crucial implications to develop comprehensive policies to address poverty issues for low-income families with a strength-based approach.

• 한국주거학회논문집
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• 제23권6호
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• pp.31-38
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• 2012

In this paper, we draws tendency of the electricity consumption in residential buildings according to inhabitants Composition types and the level of incomes. it is necessary to reduce energy cost and keep energy security through the electricity demand forecasting and management technology. Progressive social change such as increases of single household, the aging of society, increases in the income level will replace the existing residential electricity demand pattern. However, Only with conventional methods that using only the energy consumption per-unit area are based on Energy final consumption data can not respond to those social and environmental change. To develop electricity demand estimation model that can cope flexibly to changes in the social and environmental, In this paper researches propensity of electricity consumption according to the type of residents configuration, the level of income. First, we typed form of inhabitants in residential that existed in Korea. after that we calculated hourly electricity consumption for each type through National Time-Use Survey performed at the National Statistical Office with considering overlapping behavior. Household appliances and retention standards according to income level is also considered.

• 보건행정학회지
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• 제27권1호
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• pp.80-83
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• 2017

The proportion of people who reported unmet healthcare needs is an important indicator to measure the access problem in healthcare service. To examine current status and trends of unmet needs in Korea, we used data from four sources: the Korea National Health and Nutrition Examination Survey (KNHNES, '2007-2015); the Community Health Survey (CHS '2008-2015); the Korea Health Panel Survey (KHP '2011-2013); the Korean Welfare Panel Study (KOWEPS '2006-2015). The proportion of individual reporting unmet healthcare needs as of 2015 was 12.6% (KNHNES), 11.7% (CHS), and 16.3% (KHP, as of 2013). Annual percent change which characterizes trend for follow-up period was -9.4%, -3.4%, and 7.6%, respectively. The proportion of individual reporting unmet healthcare needs due to cost was 2.8% (KNHNES), 1.7% (CHS), and 4.6% (KHP). The proportion of household reporting unmet healthcare needs due to cost was 1.2% (KOWEPS). Annual percent change was -9.0%, -14.9%, 9.4%, and -18.2%, respectively. Low income population reported about 5 times more unmet needs than high income population. Therefore for decreasing the unmet healthcare needs, strategies focusing on low income population were needed.

• 노동경제논집
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• 제36권1호
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• pp.93-129
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• 2013

본 논문은 기혼여성의 취업으로 인해 발생된 소비패턴의 변화와 그로 인해 야기되는 산업별 산출액의 변화 및 노동수요 파생효과를 추정하였다. 분석 결과, 맞벌이가구 증가에 따라 교통비와 교육비, 외식비, 가사서비스 등의 소비가 증가하였다. 이러한 소비패턴 변화로 인해 교육 및 보건업, 음식 숙박업 등 시장서비스업의 노동수요 증가가 야기되었다. 특히 고학력 및 중산층 이상의 기혼여성의 취업 시 취업유발효과가 높았으며, 그로 인해 저숙련 업종의 노동수요를 파생시킬 것으로 추정된다.

• 대한가정학회지
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• 제37권10호
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• pp.91-106
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• 1999

The purpose of this study is to analyze empirically the influences of different types of household income and asset in the consumption expenditures of homeowners and lessees with deposit. The data used in this study were the 1996 Korea Household Panel Study. 1,512 households data were selected for the final analysis. The statistical methods adopted for data analysis were frequency, percentage, one-way ANOVA, crosstabs, multiple regression analysis, and chow-test. The results are as follows: (1) There were the differences between three groups in the expenditure levels of each consumption category and the shares of each consumption category of total expenditures. (2) The change of labor income influenced more significantly consumption expenditures of homeowners and lessees with deposit, compared to changes of different types of household income. Also homeowners and lessees with deposit changed their consumption expenditures in different ways to changes of various types of household income. (3) Homeowners increased more significantly their consumption expenditures to increase of net asset than lessees with deposit.

• Journal of Nutrition and Health
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• 제29권5호
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• pp.547-558
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• 1996

A rapid increase in urbanization and industrialization brings about a change in economic status which results in considerable changes in lifestyle including food habits and disease and mortality patterns. The purpose of the present study was to investigate recent food habit changes if any, reasons for food habit change, current food consumption patterns, and breakfast practices among urban adults with middle and upper income levels. Three hundred men and women, aged 20-60 years, were randomly selected and interviewed individually by trained interviewers. Among the twenty food groups studied, subjects reported that, compared to two years ago, they are now eating more fast foods, meats, fish, vegetables and fruits, and less rice, noodles, pastries, and salt. The changes in fast foods, fruits, and rice consumption patterns varied significantly between age, sex, income level, and BMI groups. The two most primary reasons for food habit changes were 'for my own health' and 'for my family's health', which shows that health seems to be the major concern in changing food habits. Among meals, the breakfast meal was rated as the most important one, and was not affected by the sociodemographic variables. However, the average rate of skipping breakfast was found to be as high as 33% with a greater rate in younger age groups. The rats of breakfast skipping was found to vary between different income, education, and BMI groups. Among the subjects who eat breakfast meals daily, a traditional Korean breakfast of rice and soup was found to be still a predominant choice, although younger age groups, upper income groups, and people with more education choice, although younger age groups, upper income groups, and people with more education tended to eat a western-style breakfast more frequently. These findings are applicable at the planning and implementation stages of various nutritional improvement projects as a part of the National health Promotion Law.

• 보건행정학회지
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• 제27권1호
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• pp.84-87
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• 2017

Catastrophic healthcare expenditure refers to out-of-pocket spending for healthcare exceeding a certain proportion of a household's income and can lead to subsequent impoverishment. The aim of this study was to investigate the proportion of South Korean households that experienced catastrophic healthcare expenditure between 2006 and 2015 using available data from the Korea Health Panel, National Survey of Tax and Benefit, and Household Income and Expenditure Survey. Frequencies and trend tests were conducted to analyze the proportion of households with catastrophic healthcare expenditure. Subgroup analysis was performed based on income level. The results of the Household Income and Expenditure Survey revealed that around 2.88% of households experienced catastrophic healthcare expenditure in 2015 and that this proportion was highest in the low income group. Results also showed a statistically significant increasing trend in the number of households with catastrophic healthcare expenditure (annual percentage change= 0.92%, p-value < 0.0001). Therefore, the findings infer a need to strengthen public health care financing and to particularly monitor catastrophic healthcare expenditure in the low income group.

• 대한가정학회지
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• 제49권5호
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• pp.81-96
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• 2011

This study analyzed the time use of dual income paid workers. The data was selected from the '2009 Korean Time Use Survey' by the Korean National Statistical Office. There were 2799 respondents who were paid workers with dual income. There were big differences in time use between men and women. The result showed that men's time allocation focused on 'labor and leisure' and women's time allocation focused on ‘labor and housework'. This means the women among dual income paid workers faced difficulties in dual burden of work-family balance. Regression analysis on time use dividing men and women showed that age, education, income, working type and the presence of preschool children had significant effects on time allocation. We found the income effects on time use which reduced paid working time and increased housework and leisure time. Significantly, younger men who have preschool children spend more time in housework. We could find the possibility of a change in men's time allocation.