• 제목/요약/키워드: importance of financial activities

검색결과 102건 처리시간 0.027초

동부 르완다 쌀 농업인의 기후변화에 대한 적응 방법 결정 요인 (Determinant Factors of Rice Farmers' Selection of Adaptation Methods to Climate Change in Eastern Rwanda)

  • 부테라 토니;김태균;최세현
    • 한국유기농업학회지
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    • 제30권2호
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    • pp.241-253
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    • 2022
  • The negative impact of climate change on the agricultural sector is rapidly increasing, and it is urgent to prepare policies at the government level to mitigate it. In the case of Rwanda's agricultural sector, which lacks the government's budget and farmers' capital, efficient and effective policy implementation is of paramount importance. To this end, rather than establishing related policies in the public sector from the top down, it is necessary to establish a bottom-up customized policy that is reflected in policy establishment by identifying the characteristics and behaviors of farmers who actually participate in adaptation activities. In this study, the effects of farmers' characteristics and farmers' perception status/adaptation status to climate change on the selection of adaptation methods for climate change were analyzed. 357 rice farmers randomly selected from Eastern Rwanda were surveyed to explore the information related to farmers' perception to climate change and adaptation methods as well as basic information of the farm. Research shows that the probability of selecting a variety of adaptation methods rather than not responding to climate change increases the younger the age, the higher the education level, and the easier access to climate information and credit. As a policy proposals, it is judged that public support such as strengthening agricultural technology support services, including more detailed guidance for elderly and low-educated farmers, and improving access to farm loan services by agricultural financial institutions is needed. In addition, it is necessary to adjust the planting time and cultivation method, provide timely information related to climate change, and provide crop variety improvement services to farmers.

생명공학 혁신시스템의 미.일 비교 연구 - 우리나라의 시사점 도출을 위하여 - (A Comparative Study on the USA and Japan National Innovation System in Biotechnology)

  • 현병환;김흥열
    • 기술혁신연구
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    • 제7권1호
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    • pp.36-59
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    • 1999
  • Fundamental advances in the biotechnologies are exerting a profound influence on the health care, agricultural, industrial chemical, environmental, and other industrial fields. Korean government are now more and more realizing the importance of biotechnology as a main technology for the 21st century. But any technical progress is largely the result of a complex set of relationships among the firms, institutions and others involved in development. So understanding the complexity is very important to make promoting strategies and it is even critical in the field of biotechnology. The reason is that commercialization of research results in biotechnology is strongly related with the national science bases provided by academic and public institutes. And its applicable industrial sectors are very diverse. So it is very important to make a effective collaboration system among many R&D related agents. This article discusses and compares both USA and Japanese framework of national innovation systems in the field of biotechnology. The American Innovation system encourages basic research in the biological sciences, and fosters the creation of small venture firms that focus on the development of novel products. America's peculiar incentive structure, derived from its research and educational system, financial system, and regulatory environment has driven USA labs and firms to the forefront of many biotechnology fields. The Japanese institutional environment in contrast, supported the strategy of building production expertise. Firms were urged to use the new techniques as a way of leapfrogging into a second generation of bio-products, in that cost and production advantages count. But the strategy was not effective as expected and Japanese firms have remained competent but not prominent rivals. The differing situations in USA and Japan with regard to biotechnology have many suggestions for our bioindustry. In the conclusion of this article, we translate USA and Japan's experiences to some suggestions which guide for promoting Korea's biotechnology R&D and commercialization activities.

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A Study on the Characteristics and Social Values of Vegan Fashion in H&M and Zara

  • Seo, Kyoungah;Suh, Seunghee
    • 패션비즈니스
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    • 제23권6호
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    • pp.86-100
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    • 2019
  • This study analyzed the characteristics of vegan fashion produced by H&M and ZARA with respect to materials, design, development, production, and marketing to create social value. The results of this study are significant because they can be used as a reference to develop a vegan fashion market. Regarding the research method, this study assessed the concept and status of veganism through a literature review and examined vegan fashion case studies by analyzing official websites and media content. The study's scope covers the period from 2005, when H&M was the first SPA brand to create a vegan product line, until 2019. The characteristics of Global SPA's vegan fashion were as follows. Regarding materials, alternative materials were developed and an expanded use of organic materials was implemented. Regarding design, development was achieved through design collaboration and upcycling. In terms of production, an animal welfare policy was adopted and a sustainable supply chain was established. Marketing employed a campaign aimed at encouraging increased consumer participation. The findings regarding the social value of H&M and Zara's vegan fashion were as follows. First, a cyclical economy was realized through circular recycling in the entire process of resource selection, production, and waste disposal. Second, because product consumption indicated the importance of ethical consumption and sustainable consumer participation, corporate financial activities were created based on shared values to accomplish the social outcome. Third, collaborations with luxury brands or vegan fashion designers built a collaborative ecosystem in which vegan fashions were released and consumer participation campaigns were implemented.

비영리법인 의료기관의 과세 제도를 정비해야 할 시점: 미국 수준의 면세혜택 제공을 검토해야 (For Non-for-Profit medical institutions, tax exemption benefits such as the United States should be basically provided.)

  • 이진용;김현주;은상준
    • 한국병원경영학회지
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    • 제23권4호
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    • pp.81-86
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    • 2018
  • Purposes: The purpose of this study is to argue that the taxation system for non-for-profit medical institution in Korea should be revised and that the basic direction should be to expand tax exemption like the US. Methods: We analyzed the US context of taxation policy for non-for-profit medical institutions and compared the US and Korean situation. Findings: In the United States, for-profit or non-for-profit medical institutions eternities are the most important criteria for hospital classification. Basically, full tax-exemption has been applied for non-for-profit medical institutions. The reason why many hospitals maintain their status as non-for-profit are following. First, the American society places great importance on the social responsibility and role of non-for-profit hospitals. Second, maintaining the status of non-for profit medical institutions is financially beneficial while maintaining good social reputation. The most powerful financial incentives are tax deductions and tax deductions for donations. Practical Implications: How will the taxation system for medical institutions in Korea be reformed in the future? First, if Korean government do not allow for-profit medical institutions, Korean government should consider implementing a full tax exemption system suitable for non-profit medical institutions like the US. Second, there are many variation in taxation for non-for-profit medical institution according to their legal positions. Therefore, current taxation system should be revised. Third, the reorganization of such taxation system should be in a direction that can finally encourage community benefit activities of medical institutions of nonprofit hospitals.

제도적 압력이 중국 기업의 순응 수준 및 기업 가치에 미치는 영향: 제도이론과 이해관계자이론을 중심으로 (The Effect of Institutional Pressure on Firm's Compliance and Financial Performance in China: Focused on Institutional Theory and Stakeholder Theory)

  • 양우영;한병섭
    • 무역학회지
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    • 제45권3호
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    • pp.91-117
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    • 2020
  • This study aimed to understand the relationships among the institutional pressure and the level of compliance and corporate value. The research focuses on four main variables, which are regulatory pressure, normative pressure, and cultural-cognitive pressure as the institutional pressure, and the CSR score as the level of the firm's compliance. We examined the impact of the institutional pressure on the firm's compliance-level, together with the effect of compliance level on the corporate value. We analyzed the 3,792 CSR data listed in China's A market and 31 province and city-level data from China. Results showed that institutional pressure had a positive influence on the firm's compliance level. The corporate value was greater with a high compliance level when the institutional pressure was high. The firm's compliance level negatively influenced corporate value when the institutional pressure was low. This study took into account a level of institutional pressures in three dimensions when investigating the effect of CSR compliance level on the corporate value. Thus, this study has a unique academic contribution by demonstrating that CSR activities can have a positive or negative effect depending on the institutional environment for each firm. The findings of this study also provide valuable insights to industry practitioners by suggesting the importance of considering the institution-specific condition when deciding to comply with the institutional pressure.

"2011서울서베이"를 이용한 '삶의 질' 관련 변수의 유의성 분석 (An Analysis on the Variables' Significance to 'Quality of Life' Based on the "2011 Seoul Survey")

  • 김동윤
    • 한국디지털건축인테리어학회논문집
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    • 제12권3호
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    • pp.39-47
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    • 2012
  • General concern over 'Quality of Life(QOL)' has caused many researches, which compare nations' or cities' QOL by the normative criteria proposed by themselves. The fact that these are characterized by subjectiveness makes this study have a purpose of trying to enhance the intersubjectiveness by means of quantitive analysis to find the factors on the QOL. This study uses statistical methods such as multiple regression and factor analysis based on the secondary data from the "2011 Seoul Survey". The survey includes many items, for example happiness index and satisfaction for work, amenity, etc.. And the analysis tells three findings as follows; Firstly, five subcategories of happiness have relative importance in the order of (1)financial condition, (2)health, (3)social activities, (4)community relationship and (5)family life. These generally constitute the first factor extracted by factor analysis and named 'abundance-family-intimacy factor.' Secondly, the 'abundance-family-intimacy factor' and the 'information-danger factor' among five factors(the others are 'learning-giving factor', 'local patriotism-hope for rise factor' and 'amenity-comfort factor') have statistically significant effect to QOL. Thirdly, the first factor has positive effect, but the second has negative to QOL. Note is needed to the fact that the items on SNS and internet belong to second factor and to the result that these make QOL deteriorate. These results should be considered as having limited meaning of statistical aspect. But accumulation of following studies by quantitive approach is anticipate to make more practical and general meaning.

생성형 인공지능 전세 사기 방지 시스템 (Generative AI Jeonse Fraud Prevention System)

  • 오연재
    • 한국전자통신학회논문지
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    • 제19권1호
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    • pp.173-180
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    • 2024
  • 부동산 시장은 그 중요성과 함께 다양한 사기 행위의 위험성을 내포하고 있다. 최근, 전세 사기와 같은 부동산 관련 사기가 급증하면서 많은 서민이 큰 재정적 피해를 보고 있다. 이러한 문제는 부동산 거래의 복잡성과 정보의 불균형 때문에 발생하는 경우가 많다. 따라서, 거래 과정에서의 신뢰성 확보와 투명성 제고가 절실하게 요구된다. 본 논문에서는 이러한 부동산 사기 문제를 해결하기 위해 디지털 기술과 인공지능, 특히 GPT(: Generative Pre-trained Transformer)를 활용한 챗봇 시스템을 제안한다. 이 시스템은 사용자들에게 전세 거래 과정에서의 주의사항과 확인 사항을 제공하여, 사기 행위로부터 사용자를 보호하는 역할을 한다. 또한, GPT 기반의 챗봇은 사용자의 질문에 궁금한 사항을 시간으로 응답하여, 거래 과정에서의 불확실성을 줄이고 신뢰성을 높이는 데 기여한다.

지식 네트워크에 근거한 정보보호 점검기준 관계분석 (Correlation Analysis in Information Security Checklist Based on Knowledge Network)

  • 진창영;김애찬;임종인
    • 한국전자거래학회지
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    • 제19권2호
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    • pp.109-124
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    • 2014
  • 정보보안 인식과 중요성이 시대적으로 고조됨에 따라 각 산업부문별로 조직의 정보자산을 보호하기 위해 정보보호 점검기준을 기반으로 한 정보보호 평가 인증 등의 제도가 마련되어 시행되고 있다. 본 논문은 정보보호 점검기준 간의 문맥적인 유사성과 차이점에 대해 규명하기 위하여 지식네트워크를 이용하여 분석한 결과로 ISMS와 PIMS, 금융 IT부문 경영실태평가, 금융 IT부문 보호업무 모범규준, 정보보안 관리실태 평가 상에 나타난 점검기준간의 관계는 다음과 같이 설명할 수 있다. 첫째, 본 논문에서 연구된 정보보호 점검기준은 공통적으로 정보시스템 및 정보통신망에서의 정보자산의 보호와 침해대응, 운영통제에 관한 부분을 다루고 있다. 둘째, 금융권에서는 앞선 공통부분 외에도 IT 경영 및 감사활동에 관한 적정성을 상대적으로 중요하게 다루고 있다. 셋째, ISMS의 점검기준은 PIMS, 금융 IT부문 경영실태평가, 금융 IT부문 보호업무 모범규준, 정보보안 관리실태 평가의 대부분의 내용을 포함하고 있는 것으로 확인된다.

CRM 고객데이터 분석을 통한 이탈고객 연구 (A Study of Customer Churn by Analysing CRM Customer Data)

  • 김상용;송지연;이기순
    • Asia Marketing Journal
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    • 제7권1호
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    • pp.21-42
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    • 2005
  • 고객관계관리(customer relationship management: 이하 CRM)는 고객에 대한 정보를 수집하고 수집된 정보를 효과적으로 활용하여 신규고객획득, 우수고객 유지, 고객가치 증진, 잠재고객 활성화, 평생 고객화의 순환을 통하여 고객을 적극적으로 관리하고 유지하며 고객의 가치를 극대화시키기 위한 기업 마케팅 전략의 일환이다. 특히 경쟁 환경이 급변하고 치열해 짐에 따라 기업의 수익 극대화를 위한 고객가치 증대 및 고객과의 관계 형성을 위한 CRM활동 중 고객의 이탈방지를 통한 유지관리의 중요성이 점차 커지고 있으며, 이러한 움직임은 고객 세분화를 통한 이탈고객 관리분석으로 주로 금융시장에서 다루어져왔다. 한편, 금융시장뿐만 아니라 모든 사업 분야에서 고객 유지 및 이탈방지를 위한 분석의 필요성은 높아지고 있다. 그 이유는 자사가 보유하고 있는 고객의 특성을 파악함으로써 기존의 고객을 효과적으로 유지·관리하여 고객이탈을 막는 것이 고객관리에서 점차 그 중요성을 더하기 때문이다. 그러나 아직까지 필요성만 대두될 뿐 어떠한 속성을 보유하고 있는 고객이 쉽게 이탈하는지를 판별할 수 있는 이탈고객에 대한 체계적인 연구가 진행되지 않았다는데 한계점이 있다. 이에 본 연구에서는 TV 홈쇼핑사의 실제 고객자료를 통하여 고객의 유지 및 이탈방지를 위한 CRM전개방안, 이탈고객과 유지고객간의 인구통계적 속성 및 거래 행동의 특성 차이를 분석, 이탈에 미치는 영향력이 높은 변수를 밝혀내고 이탈고객예측 모형을 통하여 개별고객의 이탈확률을 예측하고자 했다. 더 나아가 실증 분석 결과를 바탕으로 이탈예측고객을 대상으로 고객 이탈을 방지하고 거래유지 및 활성화를 위한 CRM전개 방안을 도출, 이를 바탕으로 TV 홈쇼핑사가 수립해야할 마케팅 전략을 제시한다.

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회귀나무를 이용한 기업경기실사지수의 영향요인 분석 (The Analysis of Factors which Affect Business Survey Index Using Regression Trees)

  • 장영재
    • 응용통계연구
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    • 제23권1호
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    • pp.63-71
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    • 2010
  • 기업가들은 일반적으로 기업의 성장을 위하여 국내외 경제동향에 대하여 면밀한 분석과 판단 및 예측을 하고 기업의 경영 활동에 반영한다. 기업가들의 이와 같은 종합적인 판단, 예측, 계획 등은 생산, 투자, 고용 등 기업의 경제활동에 영향을 미치게 되며, 국민경제 전체의 경제활동 수준이라 할 수 있는 경기에도 큰 영향을 미치게 된다. 기업경기 실사지수(Business Survey Index; BSI)는 이러한 기업가의 주관적이고 심리적인 요인에 대한 정보를 수집하여 경기분석에 활용하고자 하는 필요성에 의해 작성되었다. 기업경기실사지수는 과거 외환위기를 전후한 경기변동기에서 경제예측을 위한 단기시계열 모형의 매우 유용한 변수로 이용되었다. 최근의 금융위기는 과거 외환위기 당시와 유사한 급격한 경기변동올 수반하연서 기업정기실사지수의 경제예측변수로서의 중요성을 재차 부각시졌다. 본고에서는 이와 같이 유용성이 높아지고 있는 경제심리지표로서 기업경기실사지수의 의미에 대해 개괄하고 동 지수에 영향을 미치고 있는 요인에는 어떠한 것들이 있는지 살펴보았다. 분석을 위해 GUIDE 회귀나무 알고리즘을 이용하였으며, 분석한 결과 다양한 경제변수틀 중 제조업 가동률 및 소비재 판매액 등 기업의 활동과 직결된 지표와 더불어 kospi와 환율 등 금융시장의 안정성과 관련된 지표도 경제심리에 영향을 미치는 변수로 나타났다.