• Title/Summary/Keyword: housing ownership

Search Result 149, Processing Time 0.026 seconds

An Analysis of the Economic Well-being of Elderly Households based on Housing Ownership and Housing Costs (주택소유형태와 주거비용을 토대로 한 노인 단독가계의 경제복지 분석)

  • Shim, Young
    • Korean Journal of Human Ecology
    • /
    • v.12 no.1
    • /
    • pp.25-38
    • /
    • 2003
  • This study was conducted to analyze the economic well-being of the elderly households based on the housing ownership and the housing costs, with the comparison between the coupled elderly and the single elderly. The results of this study were as follows: the household type was related to the housing ownership, showing that the single elderly households owned the housing less than the coupled elderly did. There was a difference in housing costs between the single elderly and the coupled elderly, showing the single elderly households had higher housing costs than the coupled elderly households. The housing ownership was significantly related, but the housing costs negatively related to the economic well-being of the elderly.

  • PDF

A Comparison of Housing Welfare Policies among Major Asian Countries in the Modern Era

  • Chiu, Rebecca L.H.
    • Land and Housing Review
    • /
    • v.4 no.1
    • /
    • pp.23-31
    • /
    • 2013
  • The regional economic crises in the late 1990s and the global economic crisis in the late 2000s had reduced the differences in housing policies among the major Asian economies. This paper attempts to explain and compare housing welfare policy shifts between subsidizing home owning and subsidized renting from the perspectives of the economic and social roles of housing, the lock-in effect of policy processes, and the welfare provision strategy of the East Asian economies. It argues that the impact of economic crises on housing welfare policy in East Asia depended on the duration and the intensity of the crisis and the length and severity of the subsequent economic depression. Another important factor was the role of housing in the economic and social development, especially whether housing market development was considered as an engine of economic growth or revival, and whether the tools of housing policy caused the economic crisis. The loss of impetus for home ownership drive and the new emphasis on rental subsidy provision are new policy trends. Nonetheless, the economic revival since mid-2009 has caused the re-introduction of home ownership subsidies for quenching the housing affordability problems and enhancing home ownership making use of the strong economic conditions.

A Life History Analysis on the Housing Mobility of the Married Women (기혼 여성의 주거 이동에 대한 생애사 연구)

  • Shin, Soo-Young;Yoon, Chung-Sook
    • Journal of the Korean Home Economics Association
    • /
    • v.47 no.6
    • /
    • pp.79-90
    • /
    • 2009
  • The purpose of this study was to improve the understanding of housing experiences of the married women in Korean sociocultural context and to explore their housing mobility. The grounded theory was adopted in this qualitative study. Data were collected through in-depth interviews with the seventeen married women. The major categories found in the data are 1) the inducement of housing mobility, 2) social constraint and opportunity, 3) the strategy and resource of housing mobility, 4) the intervening conditions, and 5) self-evaluation of their own housing life history. People construct their housing life history toward home ownership. There are a few factors to induce housing mobility, and social constraints and opportunity have an effect on obtaining home ownership. They utilize the diverse strategy and resource to solve their housing matter. Through interview, it is founded that they evaluate their housing career in the light of their life through interview.

The Home Ownership, Public Expenditure and Change of Home Ownership Rate (복지국가의 주택소유와 공공지출, 주택소유율의 변동)

  • Eun, Min-su
    • 한국사회정책
    • /
    • v.24 no.4
    • /
    • pp.3-29
    • /
    • 2017
  • The study checked whether the trade-off relationship between the home ownerhip and welfare by Kemeny and Castles was still valid in four welfare regimes, and analysed the factors of change and stability on rate of home ownership between social democratic states and southern european states. Based on the results of the study, the relationship between housing ownership and public expenditure was confirmed only in the liberal welfare regime and in the conservative welfare regime, as evidenced by the 2014 data collection. Second, social democratic states have dramatically increased housing mortgage loans and showed signs of housing commodification but southern european states have showed pre commodification of housing, maintained comparatively whole home ownership and low mortgage loans. Third, social democratic states has resulted in a rise in housing demand and housing prices, through reduced new housing and social rented housing construction, home owenership friendly taxation and generous lending policies, but southern european states have maintained a stable housing demand and housing prices thanks to the rich housing stocks, extended family, self provision and self promotion by close relatives, and intergenerational inheritance and transfers of housing. Although sequence of the equity ownership and welfare are still unclear, it is not a rational alternatives to induce housing ownership through large mortgage loans.

A Theoretical Approach for Establishing the Analytical Model of Urban Housing Classes (주거계층 분석모형 설정을 위한 이론적 접근)

  • 박정희
    • Journal of the Korean housing association
    • /
    • v.1 no.1
    • /
    • pp.1-8
    • /
    • 1990
  • There has been a discussion about housing classes in sociology and cultural geography since Rex and Moore`s study that housing classes are existing according to home ownership. Besides social classes. housing classes as a variable which explains life styles are existing. The study of housing classes needs microsociological approach which includes multiple aspects of resident`s social class, family type, home ownership, residential area.

  • PDF

Lessons of Incremental Housing Two Chilean Case Studies: Elemental Lo Espejo and Las Higuera

  • Marinovic, Goran Ivo;Baek, Jin
    • Architectural research
    • /
    • v.18 no.4
    • /
    • pp.121-128
    • /
    • 2016
  • Low-income housing policies in South Korea have been pursued mostly by providing public rental housing for less privileged social groups. In contrast to this notion of housing, this article argues for housing ownership by low-income families. Two examples of this ownership policy are found in Chile. Incremental housing involves an open-ended housing platform, which requires home-dwellers to complete the construction process themselves. This article aims to examine structural, spatial and formal characteristics of the incremental housing projects. Taking the perspective of the home-dweller during the incremental construction process, we evaluate the houses before and after customization. Thus, we use data from field-work conducted for seven months in the Santiago Metropolitan Area of Chile. Using qualitative methods such as observation, semi-structured interviews, and surveys we focus on the Elemental Lo Espejo incremental housing project and then compare it with the Las Higuera housing project. The latter is representative of the incremental houses delivered by the Chilean government. In comparing these two projects, we aim to articulate the lessons of incremental housing with the intention of suggesting possible future developments for a wider-reaching incremental housing program.

Analysis of Value for Ownership Conversion in the Public Rental Housing REITs According to Real Option Scenarios Reflecting Macroeconomic Variables (거시경제변수를 반영한 실물옵션 시나리오별 공공임대주택리츠 분양전환 가치 분석)

  • XUAN, Meiyu;Jang, Mi Kyoung;QUAN, Junlong;Kim, JuHyong
    • Korean Journal of Construction Engineering and Management
    • /
    • v.18 no.3
    • /
    • pp.74-83
    • /
    • 2017
  • The recently introduced public rental housing REITs was just different the business structure from the existing public rental housing system and the basic supply system is the same. So the ownership conversion for public house over 10 years rental duration is possible after half of the obligated rental duration according to the agreement between lessor and lessee. However rental business operators are likely to have a negative attitude to the early ownership conversion because of less expected profit. Thus, there is a need for an analysis of proper early ownership conversion moment that can achieve public purposes while ensuring the profitability of public rental housing REITs. In this study, the characteristics of the ownership conversion rights that can lessee to exercise considered to be options. Also the nature of 'REITs', 'public rental housing REITs' is considered to be affected by the macroeconomic variables. Thus, this study analyzed the value for ownership conversion in the public rental housing REITs according to real option scenarios reflecting macroeconomic variables. As a result, according to the change of the variation rate of the macroeconomic variables, it was found that with adjustable early ownership conversion time using the DCF(Discounted Cash Flow) model. Therefore, it is possible to ensure profitability of early ownership conversion by predicting the variation of variables.

Life-Cycle Home Ownership and Residential Patterns: An Empirical Analysis of Home Ownership Across Generations (생애주기별 주택소유와 주거유형: 연령대별 손바뀜 현상에 대한 실증분석)

  • Sim, Seung-Gyu;Ji, Inyeob
    • Land and Housing Review
    • /
    • v.12 no.4
    • /
    • pp.31-40
    • /
    • 2021
  • In the present article we examine life-cycle housing demand for Korea. Distinguished in this work from prior research is the consideration of non-monocinity in the life-cycle housing demand. To this end, we adopt spline logistic regression models. Our findings suggest that life-cyclicity is most clear in Korean housing demand; namely, 1) small (mid-large) house ownership falls (grows) dramatically as households age into middle aged; 2) middle aged households do not participate in the rental or purchase market actively; 3) elderly population does not dispose of their housing to the same extent as younger generations acquire housing.

A Study on Car Ownership Forecasting Model using Category Analysis at High Density Mixed Use District in Subway Area

  • Kim, Tae-Gyun;Byun, Wan-Hee;Lee, Young-Hoon
    • Land and Housing Review
    • /
    • v.2 no.3
    • /
    • pp.217-226
    • /
    • 2011
  • The Seoul Metropolitan Government is striving to minimize the amount of traffic according to the supply of apartment houses along with the solution of housing shortage for the low income people through high density development near the subway area. Therefore, a stronger policy is necessary to control the traffic of the passenger cars in a subway area for the successful high density development focusing on public transportation, and especially, the estimation of the demand of cars with high reliability is necessary to control the demand of parking such as the limited supply of parking lot. Accordingly, this study developed car ownership forecasting model using Look-up Table among category analyses which are easy to be applied and have high reliability. The estimation method using Look-up-Table is possible to be applied to both measurable and immeasurable types, easy to accumulate data, and features the flexible responding depending on the changes of conditions. This study established Look-up-Table model through the survey of geographical location, the scale of housing, the accessible distance to a subway station and to a bus station, the number of bus routes, and the number of car owned with data regarding 242 blocks in Seoul City as subjects.

A Study on Affordability of Bogeumzari Housing in Metropolitan Area: Focused on Public Sales Housing, 10-Year Rental Housing, and Shared-ownership Housing (수도권 보금자리주택 대상계층의 지불가능성 분석: 공공분양, 10년임대, 분납임대주택을 중심으로)

  • Choi, Eun-Hee;Kim, Ok-Yeon;Lee, Jong-Kwon
    • Land and Housing Review
    • /
    • v.4 no.4
    • /
    • pp.361-370
    • /
    • 2013
  • The purpose of this paper is to appraise Bogeumzari Housing Program(BHP) which is providing public housing of different types for the target brackets on a matching system basis. Especially, on government's announcing BHP plan with the designation of several Bogeumzari districts in Seoul Metropolitan area, they raised a question about target groups' receiving the benefits of BHP plan and this paper focuses on the question. We tried to analyze two topics. First one is about the exorbitant windfall profits to the future potential residents derived from low price or rental cost of Bogeumzari Housing in comparison with neighborhood's market price. Second one is the low possibility of low-moderate income household's access to absolutely high price Bogeumzari Housing that is because the market price is so high in some area. BHP includes not only long-term public rental hosing(Permeant rental housing, National rental housing) for low income households but also other types of public rental housing(10-year rental housing, shared-ownership rental housing) for moderate income households. So, in this study we tried to find out the affordability of each bracket in three public housing types, which are public sales housing(condominium), 10-year rental housing and shared-ownership rental housing. Through analyzing the housing affordability by types, regions, size, we tried to seek the answer to the controversy and propose policy implications related to the future public housing programs.