• Title/Summary/Keyword: households

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The comparative analysis of income, expenditure and asset between retired elderly households and employed elderly households (은퇴노인가계와 취업노인가계의 소득, 지출 및 자산의 비교분석)

  • 김연정
    • Journal of the Korean Home Economics Association
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    • v.36 no.7
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    • pp.57-67
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    • 1998
  • This study was to compare the financial status between elderly households - retired vs employed. The sample obtained from 1994 KHPS, and consisted of 628 Korean aged households who are currently married. Statistics employed to analyze the data are mean, frequency, percentile, t-test, and relative-ratio. The results of this study were as follows ; In income sources, earned income was majority of employed households, but the percent of unearned income was greater than retired households. While the percent of cloth, education, recreation expenditures were high in employed, and medical, housing expenditures wee high percentage in retired. The percentage of real asset(housing) was majority of total asset in two groups. And the percentage of safe liquid asset of retired households was relatively higher than employed households.

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A Study on Risk Selection Behavior of Japanese Households: Focusing on the relationship between income level and hyperbolic discount (日本家計のリスク選択行動に関する研究 - 所得水準と双曲性の関係を中心に -)

  • Yeom, Dong-ho
    • Analyses & Alternatives
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    • v.4 no.1
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    • pp.105-123
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    • 2020
  • This study analyzes the risk selection behavior of Japanese households. The study approaches the view of 'the hyperbolic discount' which is used in behavioral economics based on the rise in mortgage lending by low-income households in the late 2000s. The study focuses on how households risk preferences vary by income levels. The study analyzes the relationship of attitude of household interest rate risk using Binomial Logistic and Heckman two-step estimation method assuming that there are only two types of Adjustable-Rate Mortgage and Fixed-Rate Mortgage. As a result of the empirical analysis, low-income households annual income tend to have a higher proportion of housing debt as same as higher interest rate risk preferences households in proportion to income growth and interest rate risk preferences. Those results indicate that there is possibility of a hyperbolic discount on low-income households in Japan, and support the hypothesis that low-income households are relatively higher household debt ratio because of high utility due to home purchase in the near future (short-term).

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Analysis of Residential Location Preference Factors by Characteristics of Households in the Case of Seoul Metropolitan Area Households : Comparative Analysis with the Case of Daegu·Gyeongbuk Households (수도권 가구의 가구특성별 주거입지 선호요인 분석 - 대구·경북 가구사례와의 비교분석 -)

  • Park, Wonseok
    • Journal of the Korean association of regional geographers
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    • v.21 no.3
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    • pp.515-528
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    • 2015
  • The purpose of this paper is to analyze the residential location preference factors by households' characteristics in the case of Seoul metropolitan area households. The main results of this study are as follows. Firstly, residential location factors most preferred by Seoul metropolitan area households are accessibility of public transportation, followed by security and living environment. Therefore, we can see Seoul metropolitan area households prefer amenity and quality of life as residential location factors. Secondly, according to the results of AHP by age and household income, the residential location factors Seoul metropolitan area households prefer are different by age and household income. Thirdly, according to the results of comparative analysis between the case of Seoul metropolitan area and Daegu Gyeongbuk households, Seoul metropolitan area households more prefer safety and quality of life, on the other hand, Daegu Gyeongbuk households more prefer investment value of housing.

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Changes in Economic Status of Households Associated with Catastrophic Health Expenditures for Cancer in South Korea

  • Choi, Jae-Woo;Cho, Kyoung-Hee;Choi, Young;Han, Kyu-Tae;Kwon, Jeoung-A;Park, Eun-Cheol
    • Asian Pacific Journal of Cancer Prevention
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    • v.15 no.6
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    • pp.2713-2717
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    • 2014
  • Background: Cancer imposes significant economic challenges for individuals, families, and society. Households of cancer patients often experience income loss due to change in job status and/or excessive medical expenses. Thus, we examined whether changes in economic status for such households is affected by catastrophic health expenditures. Materials and Methods: We used the Korea Health Panel Survey (KHPS) Panel $1^{st}-4^{th}$ (2008-2011 subjects) data and extracted records from 211 out of 5,332 households in the database for this study. To identify factors associated with catastrophic health expenditures and, in particular, to examine the relationship between change in economic status and catastrophic health expenditures, we conducted a generalized linear model analysis. Results: Among 211 households with cancer patients, 84 (39.8%) experienced catastrophic health expenditures, while 127 (40.2%) did not show evidence of catastrophic medical costs. If a change in economic status results from a change in job status for head of household (job loss), these households are more likely to incur catastrophic health expenditure than households who have not experienced a change in job status (odds ratios (ORs)=2.17, 2.63, respectively). A comparison between households with a newly-diagnosed patient versus households with patients having lived with cancer for one or two years, showed the longer patients had cancer, the more likely their households incurred catastrophic medical costs (OR=1.78, 1.36, respectively). Conclusions: Change in economic status of households in which the cancer patient was the head of household was associated with a greater likelihood that the household would incur catastrophic health costs. It is imperative that the Korean government connect health and labor policies in order to develop economic programs to assist households with cancer patients.

Comparing Financial Portfolios and Housing Wealth Effects of Single Income and Dual Income Couples (외벌이와 맞벌이 부부가구의 자산포트폴리오 특성 및 주택자산효과 차이 비교)

  • Lee, Hyunjeong
    • Journal of the Korean housing association
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    • v.27 no.6
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    • pp.95-104
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    • 2016
  • The purpose of this research is to compare housing wealth effects of home-owning single income couples (SIC) and dual income couples (DIC) on their non-durable consumption and to assess the effects by location, age groups, housing structure type, debt-to-asset ratio and employment status. Using the Korean Labor and Income Panel Study (KLIPS) of 2014, this empirical study identified 1,198 SIC households and 1,044 DIC households, and employed multiple regression analysis. The main results reveal that the difference of financial portfolios between SIC and DIC households was little but housing wealth effects were stronger among SIC households than DIC counterpart. It's evident that housing wealth effects were conspicuous for SIC and DIC households who were headed by wage earners aged over 40s, and resided in apartment outside the Seoul Metropolitan Area. However, household debt became a determinant in contradicting housing wealth effects of SIC and DIC households. While the household financial dimension was in proportion to income, DIC households didn't gain much financial security due to increasing expenditure. Further, this research imply that liquidity constraints explicitly posed a more serious threat to SIC households whose dependence on housing asset is larger than their counterpart.

Analysis of Metabolic Syndrome in Korean Adult One-Person Households (1인가구 성인의 대사증후군 영향 요인 분석)

  • An, Bomi;Son, Jihee
    • Journal of Korean Public Health Nursing
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    • v.32 no.1
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    • pp.30-43
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    • 2018
  • Purpose: This study was to conducted to investigate the prevalence and related factors of metabolic syndrome (MS) among Korean adults. Methods: We used secondary data of the sixth Korean National Health and Nutrition Examination Survey (KNHANES) from 2013 to 2015 and selected 4,939 adults 20 to 64 years old. General characteristics and health-related characteristics were included as related factors for analysis. Chi-square tests were used to compare the prevalence of MS between one-person and multiple-person households, while a multiple logistic regression model was used to identify factors to MS among one-person and multiple-person households. Results: MS of one-person households (26.4%) were significantly higher (${\chi}^2=7.81$, p=.017) than multiple-households (19.5%). Risk factors for MS were identified as walking, flexibility exercises, reading nutrition labels, and sleep hours in one-person households; and flexibility exercises and dietary control among multiple-person households using multiple logistic regression. Conclusion: Specialized health policies and programs should be provided to reduce MS prevalence in one-person households in consideration of risk factors revealed in this study.

Meal-related time use of employees living in one-person and multi-person households: A comparison focused on gender and age differences (1인가구 근로자의 식사 관련 시간 분석: 다인가구와의 비교 및 성별·연령대별 차이를 중심으로)

  • Kim, Yoo-Kyung
    • Journal of Family Resource Management and Policy Review
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    • v.22 no.3
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    • pp.21-41
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    • 2018
  • This study determined the characteristics of meal-related time use among employees living in one-person and multi-person households by conducting a comparison focused on gender and age differences. Among the questionnaires distributed to employees during the 2014 Korean Time Use Survey, 19,692 were used for final analysis. The results were as follows: First, the one-person households had shorter meal-related time use than did the multi-person households, except for the time spent having snacks and beverages. Second, meal-related time use was generally longer in non-working days than in workdays. Third, gender differences in meal-related time use were observed, with the more significant ones being the differences in time devoted to meal preparation and dishwashing. Fourth, in both the one-person and multi-person households, women spent a longer amount of time preparing meals and washing dishes than did men, but this difference was greater in multi-person households. Fifth, old individuals spend a longer time preparing meals and washing dishes than did young individuals. Policies must be enforced to improve the quality of diets in one-person households. Such households should also be provided nutrition education to increase their awareness of the importance of healthy and regular meals. Another essential requirement of policy is the provision of gender equality education for both the one-person and multi-person households.

The Middle-Old Aged Empty Nest Households' Debts Holding and Financial Status: Considering the Level of Income and Assets (중고령자 빈둥우리가계의 부채보유여부와 가계 재무상태: 소득과 자산 수준을 고려하여)

  • Song, Hyun-Ju;Yoon, Jung-Hai
    • Journal of the Korean Home Economics Association
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    • v.50 no.4
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    • pp.37-50
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    • 2012
  • This research was conducted for the analysis the middle-old aged empty nest households' debt holdings and their financial status(emergency fund index, liquidity index, debt burden index) considering the level of income and assets. In order to accomplish this study, we made use of the KReIS third beta-version data. The results of the analysis were as follows. First, in all income asset groups there were more non-debts holding houses compared to debt holding houses. Moreover in debts holding houses, compared to other groups high income high assets groups were more. Second, the households that possessed more assets, had more debts. Third, the financial status of the households holding debts were more vulnerable compared to households that had no debts. Moreover, all income asset groups' emergency fund index were low. Households having no debts possessed low real assets and so the liquidity index was higher in holding debts households. In holding debts households, debt burden index was high. And especially these houses suffered from high debt burden when their income and asset were low.

The Impact of Crossbred Cattle (Red Sindhi×Yellow Local) on Smallholder Households in the Mountainous and Lowland Zones of Quang Ngai, Vietnam

  • Phung, L.D.;Koops, W.J.
    • Asian-Australasian Journal of Animal Sciences
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    • v.16 no.9
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    • pp.1390-1396
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    • 2003
  • This research investigates the use of crossbreed cattle (Red Sindhi${\times}$Yellow Local cattle) at household level in the lowland and mountainous zones in Quang Ngai province, Vietnam. The internal and external inputs and outputs of mixed farming systems were analysed to quantify the productivity and efficiency of the use of the crossbred and yellow local cattle. In the mountainous zone, households with crossbred cattle had a lower crop and farm efficiency rate than households without crossbred cattle, but in terms of crop, livestock and farm productivity they did not differ. In the lowland zone, households with crossbred cattle had a higher crop, livestock and farm productivity and crop efficiency rate than households without crossbred cattle, but did not differ in terms of farm efficiency rate. The lowland zone had higher off-farm income, crop and household productivity, but lower livestock productivity, livestock and farm efficiency rate than the mountainous zone. Households with crossbred cattle had lower off-farm income than households without crossbred cattle. The results suggest that interactions between zone and kind of household occur at the households and show that the yellow local cattle is a better breed in the mountainous zone and more or less comparable with crossbred cattle in the lowland zone. The extrapolation of the use of crossbred cattle should be carefully considered in line with feeding practice and management.

The Analysis of Living Environments of the Elderly Households in Chungbuk Province and Its Suggestion from the perspective of the Well-being of the Elderly -Focused on the Economic and housing Environments- (노인복지 측면에서 본 충청북도 지역 노인단독가구의 생활환경 분석 및 개선방안 -경제 및 주거환경을 중심으로-)

  • 김대년
    • Journal of Families and Better Life
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    • v.14 no.3
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    • pp.1-20
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    • 1996
  • The purposes of this study are to investigate the living environments, focused on economic and housing environments, of the elderly households in Chungbuk and to provide for the suggestions from the perspective of the well-being of the elderly. The results are as follows: for the economic environment, 70% of the elderly households receive the economic help from children, but the amount of the help is not much. Less than 20% of the households receive the pension and public assistance. Most elderly households had more assets than debt. The households tend to spend more for the necessties than for the non-necessities. The higher the income, the more the assets and the higher the consumption expenditures the higher is the life satisfaction. Therefore it is necessary to provide the elderly with opportunities to increase their income. For the housing environment, most elderly live in their own detached house with average size of 23 pyung. And there is 1.6 households per house. The condition of housing facilities is poor. The elderly prefer staying in the same place to moving, and invest little for their housing even though being able to afford to do so. The housing satisfaction, which is significantly influenced by the ownership the size the quality change in moving and the housing facilities, is correlated with the satisfaction of their condition as elderly households and their living satisfaction. Therefore, thoughtful policy is required to improve the standard of housing condition for the elderly households.

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