• 한국노년학
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• 제37권1호
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• pp.151-171
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• 2017

본 연구는 사회변동의 한 실태로 나타나는 다양한 가족형태 중 꾸준히 증가하고 있는 40세 이상 60세 미만의 직업이 있는 중년 여성가구주를 대상으로 그들의 현재 삶을 생생히 들여다보고 노후를 위한 준비 현황을 파악함으로써 여성가구주에 대한 삶을 이해하는 데 목적이 있다. 따라서 여성가구주가 된 배경 및 여성가구주로서 삶에 적응하기까지의 삶의 궤적과 향후 노후준비를 해가는 경험에 대한 본질과 의미를 탐색하고자 Colaizzi의 현상학적 질적 분석방법으로 진행하였다. 자료 수집은 2014년 9월~12월까지 총 4개월에 걸쳐 진행하였으며, 1회당 1시간~1시간 30분의 개방형 질문을 통한 인터뷰를 총 2회에 걸쳐 실시하였으며 자세한 답변에 대한 불충분한 부분은 전화나 메일을 통해 추가하였다. 본 연구의 본질주제는 <외발로 선 낯선 세상>, <서서히 밀려오는 노후불안>, <힘이 되어주는 울타리>, <한걸음 다가선 자립적 노후준비>, <채우고 싶은 반쪽>, <노후 삶에 대한 소망> 등 6개였다. 이러한 결과를 토대로 중년 여성가구주에게 노후를 자연스럽게 받아들이고 긍정적으로 인식할 수 있도록 다양한 정보 제공과 노후대비 교육 및 노후 적응프로그램 등 국가적인 지원이 필요함을 제언하였다. 마지막으로는 연구의 제한점과 의의, 그리고 후속연구를 위한 제언을 논의하였다.

• 한국산학기술학회논문지
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• 제17권7호
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• pp.555-563
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• 2016

본 연구는 노부모와 자녀를 경제적으로 부양하고 있는 중 장년기 가구주의 경제적 부양부담의 영향 요인에 관한 연구이다. 현재 우리 사회의 중 장년층의 고용환경은 안정적이지 않다. 그에 더하여 노부모와 자녀를 경제적으로 부양하고 있는 중 장년기 가구주들은 본인의 노후준비도 해야하는 경제적 부담이 상당히 큰 세대이다. 이 과정에서 불안정한 고용환경에 있는 중 장년기 가구주는 비자발적으로 자신의 노후준비에 소홀하게 되고, 향후 노인빈곤층으로 유입될 우려가 높아진다. 노령화 사회에서 노인빈곤층의 증가는 사회적 비용의 증가를 초래하고, 사회구성원 전체에게 부담을 가중시킬 우려가 있다. 따라서 본 연구에서는 중 장년기 가구주의 경제적 부양부담에 영향을 주는 요인을 찾아 보고자 하였다. 본 연구에서는 한국복지패널의 데이터를 활용하였고, 연구대상은 40대-60대 중 장년기 가구주 중 노부모와 자녀의 경제적 부양을 동시에 하고 있는 사람들을 분석대상으로 하였다. 분석결과를 살펴보면, 본 연구에서는 연령, 성별, 교육수준, 미취업, 주거자가보유, 취업가구원수, 원소득, 가족관계만족도의 요인들이 중 장년기 가구주의 경제적 부양부담에 영향을 미치는 것으로 나타났다. 중 장년기 가구주의 경제적 부양부담의 경감을 위해서는 교육정책, 사회보장 및 소득재분배정책, 고용정책의 정책적 대안이 필요할 것이다.

• 대한가정학회지
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• 제41권1호
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• pp.39-58
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• 2003

This study investigated the effects of the householder's age as a proxy for the family life cycle stage variable and the householder's occupation on the household financial structures. Household financial structures are analyzed by the components of two financial statements(the income and expense statement and the balance sheet statement) and selected financial ratios. The data came from the 1998 Korean Household Panel Study. It was found that the age profiles of household finances such as household income, expenditure, savings and consumption rate, financial assets, real assets and home ownership, debt and net worth usually vary according the householder's occupation. The ratios of debt repayment and the liquidity ratios also vary in part as age changes for each occupational group.

• 한국주거학회논문집
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• 제26권5호
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• pp.27-35
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• 2015

This study aims to analyze the housing satisfaction of 55 years and older (55+) single-person householders in U.S. urban communities with the 2011 American Housing Survey Data. Single-person householders younger than 55 years of age (55-) were used as a reference group. Housing Adjustment Theory was used to develop a research framework to depict the relationships of housing satisfaction (dependent variable) with demographic and housing variables (independent variables). The regression analysis revealed that age, health status, government income, race, gender, age of house, housing quality, neighborhood, structure type, and tenure status had a significant effect on housing satisfaction levels of both those aged 55- and 55+. However, for the cohort of 55+, education, census region, housing affordability, and structure size also affected their housing satisfaction. Neighborhood satisfaction had the strongest effect on housing satisfaction of both groups. These variables were discussed in terms of resources and constraints contributing to their housing satisfaction. This study highlights the present and future housing trends and challenges of U.S. single householders in U.S. urban communities.

• 가정과삶의질연구
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• 제24권1호
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• pp.253-269
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• 2006

This study examined the economic structure of male one-person households, and investigated how it differed by male's age and marital status. Specifically household incomes, expenditure patterns, assets, debts, and other demographic variables were compared by age and marital status. From the 2000 National Survey of Household Income and Expenditure conducted by Korea National Statistical Office(KNSO), 1,389 male one-person households were selected. The findings of this study were as follows: First, the economic status of male one-person households was unstable. They were more likely to depend on labor incomes and transfer incomes, and had less property incomes and total assets. Their average propensity to consumption was higher than that of general households. Second, the economic structure of male one-person households showed large differ+useholders in age 50s allocated $48\%$ of household expenditure to the non- consumption categories, especially child or (ex)spouse support payments. The economic status of householders in age 60s and over was inferior to those of the other groups. Third, there were considerable differences in the economic status of male householders who had different marital status. Divorced and separated males had higher incomes and expenditures, but assigned large portion of their incomes to the non-consumption categories. Widowers' level of economic living, such as incomes, expenditures, and assets, was the worst among male one-person households.

• 한국주거학회논문집
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• 제23권2호
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• pp.125-133
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• 2012

The purpose of this study was to explore characteristics and housing satisfaction of multifamily renter households in metropolitan areas using 2009 American Housing Survey public-use microdata. A total of 8,139 multifamily renter household residing in metropolitan statistical areas were selected for data analysis. The findings are as follows: (1) In comparison with other types of households in the metropolitan areas, multifamily renter households tended to show a smaller household size, younger householders, a greater proportion of households with householders who have never married, or have been widowed, divorced or separated; (2) housing cost related variables such as monthly rent or rent per square footage were found not to have significant influence on housing satisfaction of multifamily renter households in metropolitan areas; (3) factors influencing housing satisfaction of multifamily renter households with householder's age 34 years or younger were neighborhood satisfaction, householder's race, structure age and per-person unit size; and (4) neighborhood satisfaction was found to have the strongest influence on housing satisfaction of multifamily renter households in metropolitan areas.

• 한국지역사회생활과학회지
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• 제16권2호
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• pp.61-73
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• 2005

This study aims to examine the socio-demographic heterogeneity of community participation in rural Korea. Data was collected through interviews with 1,870 rural householders and housewives who have lived in Up or Myen as an administrative unit of rural communities, and analyzed by the SPSS/PC Win V.10 program. The statistical techniques used for this study were frequency and percentile. The major findings of this study were as follows. Firstly, the extent to which rural people have participated in community organizations were: cooperative groups, $80.8\%$; religious groups, $20.6\%$; learning groups, $12.7\%$; political groups, $9.8\%;$ civil groups $6.7\%$; and voluntary groups, $5.3\%$. Whereas the numbers were high for community participation in groups related to agricultural production, participation in civil and voluntary groups were lower. Secondly, it showed that people who lived in urbanized and high population density areas were more likely to participate in community groups. The diversity of community organizations was different according to the level of rurality. Thirdly, farm householders were more likely to participate in religious, civil and voluntary groups than non-farm householders. Fourthly, people with higher education, females, those in the 40 to 50 age groups were more likely to participate in community organizations. Fifthly, even though men are more likely to participate in political parties, women were more likely then men to agree that women should participate in political parties. This empirical study could support the results of Sundeen (1988) and Wilson and Musick (1997) in that education was related positively to community participation. In addition, we concluded that community participation in a rural development process has two main considerations: philosophical and pragmatic. This implies that there is room for government to enable and facilitate 'true' community participation. That can be done through policy reform which creates a permissive environment for community decision-making and input, in addition to simply supporting community development through financial assistance.

• 부동산연구
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• 제28권1호
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• pp.39-52
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• 2018

본 연구의 목적은 고연령가구의 주택점유에 있어서 신체기능적 건강상태의 측면에서 가구주의 활동제약이 점유형태에 어떠한 영향을 미치는지를 결정하는 요인을 분석하는데 있다. 이를 위해 한국노동패널 18차연도의 가구 및 개인자료를 이용하여 가구주의 연령이 55세 이상인 고연령가구를 대상으로 프로빗 모형을 설정하여 분석하였다. 분석결과 가구주가 활동제약 혹은 사회활동 제약이 있는 경우 자가선택확률이 감소하는 것으로 분석되었다. 또한 활동제약이 있는 경우에는, 의료비용이 증가하고 경제활동 참여의 가능성이 낮을 뿐만 아니라 조기은퇴의 가능성이 높아 소득이 감소하게 되므로 자가 거주의 가능성이 낮아지는 것으로 판단된다. 따라서 고령자 중에서도 자립자에 비해 활동제약자가, 일상생활 활동제약자에 비해서는 사회활동 제약자가 더욱 열악한 주거취약계층일 가능성이 높음을 시사한다. 따라서 이러한 가구주의 활동제약을 중심으로 고연령가구의 주택점유형태 결정요인 분석에 관한 연구는 신체적 취약성을 고려하는 주택개량사업, 고령자 맞춤형 임대주택 등 주거복지정책의 대상인 취약계층을 파악하는데 유용한 지표로 활용할 수 있을 것이다.

• International Journal of Human Ecology
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• 제16권2호
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• pp.21-31
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• 2015

This study explored determinants of family support that young renter households received to afford their housing costs. Microdata set of the 2014 Korea Housing Survey was used as secondary data for the study. Total 1,752,899 households headed by persons between 20 and 34 years of age and whose rental type was either Jeon-se or monthly rental with deposit in private rental units were selected as study subjects. For the data analysis, a series of discriminant analysis was conducted using IBM SPSS 21.0. Major findings were as follows. (1) Among the subjects, 28.2% were found to receive financial support from parents or other relatives. (2) To see the discriminant analysis results, a linear combination of seven household and housing characteristics (householder's gender, whether or not the householder worked in the previous week, whether or not the householders have a spouse, tenure type, structure type, location and deposit amount) could explain 44.6% of variance in young renter households' receipt of family support with a prediction accuracy of 77.2%. (3) To summarize the final discriminant model, Jeon-se renter households in location other than Incheon or Gyeonggi Province living in a unit in structure other than multifamily structure headed by younger householders that did not worked previous week or without spouse; with a greater deposit had the maximum tendency to receive family support to pay rental costs.

• 대한가정학회지
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• 제41권6호
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• pp.91-104
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• 2003

Using the 1998 Survey of Consumer Finances(SCF), this study examined the factors associated with the probability of saving by female-headed households in the U.S, and investigated how these factors differ by life cycle stages. Age of children, age of female householders and their retirement status were used to categorize three life cycle stages: first stage - have at least one child under age 18; second stage - under the age of 62 and have no children under age 18; third stage - over the age of 62 and retired. Logistic regression analysis results indicated that those with higher education and income and who were White were more likely to save. An interactive model showed that life cycle stages were significantly related to saving decisions. Female-headed households in the first stage or the third stage were less likely than those in the second stage (reference group) to save. For female-headed households in the first stage and the third stage, the amount of income had significantly positive effects on the decision to save. Also, in the group of households in the first stage, the receipt of welfare assistance increased the probability of saving.