• Title/Summary/Keyword: householders age

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Female Middle-Aged Householders' Experiences in Preparation for Old Age: With Focus on Career Female Householders (중년 여성가구주의 노후준비 경험: 직업이 있는 여성가구주를 중심으로)

Factors on the Economic Burden of Middle Age Householder Supporting the Family (중·장년기 가구주의 경제적 부양부담 영향요인)

  • Kim, Hye-Sun;Park, Hyo-Jin
    • Journal of the Korea Academia-Industrial cooperation Society
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    • v.17 no.7
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    • pp.555-563
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    • 2016
  • This study examined the economic burden of middle age householders supporting their family. They could not prepare for their later life because they are supporting their parents and children in their unstable employment. This study examined how to decrease the burden of middle age householders. Using the Korea Welfare Panel Study, this study analyzed data by hierarchical regression. The result showed that age, gender, education, unemployed, ownership of the house, number of employees, monthly income, and family relationship satisfaction had an effect on the economic burden of support by middle age householders. Based on the result, the researchers offered political suggestions for decreasing the levels of economic burden of support by middle age householders.

Analysis of the Effects of Householder's Occupation and Age on the Financial Structures (가구주 직업에 따른 연령별 가계재무구조의 분석)

  • 성영애
    • Journal of the Korean Home Economics Association
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    • v.41 no.1
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    • pp.39-58
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    • 2003
  • This study investigated the effects of the householder's age as a proxy for the family life cycle stage variable and the householder's occupation on the household financial structures. Household financial structures are analyzed by the components of two financial statements(the income and expense statement and the balance sheet statement) and selected financial ratios. The data came from the 1998 Korean Household Panel Study. It was found that the age profiles of household finances such as household income, expenditure, savings and consumption rate, financial assets, real assets and home ownership, debt and net worth usually vary according the householder's occupation. The ratios of debt repayment and the liquidity ratios also vary in part as age changes for each occupational group.

Housing Satisfaction of 55+ Single-Person Householders in U.S. Urban Communities (미국 도심에 거주하는 55세 이상 독신가구의 주거만족도에 관한 연구)

  • Lee, Sung-Jin;Ahn, Mira;Kwon, Hyun Joo;Kim, Suk-Kyung
    • Journal of the Korean housing association
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    • v.26 no.5
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    • pp.27-35
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    • 2015
  • This study aims to analyze the housing satisfaction of 55 years and older (55+) single-person householders in U.S. urban communities with the 2011 American Housing Survey Data. Single-person householders younger than 55 years of age (55-) were used as a reference group. Housing Adjustment Theory was used to develop a research framework to depict the relationships of housing satisfaction (dependent variable) with demographic and housing variables (independent variables). The regression analysis revealed that age, health status, government income, race, gender, age of house, housing quality, neighborhood, structure type, and tenure status had a significant effect on housing satisfaction levels of both those aged 55- and 55+. However, for the cohort of 55+, education, census region, housing affordability, and structure size also affected their housing satisfaction. Neighborhood satisfaction had the strongest effect on housing satisfaction of both groups. These variables were discussed in terms of resources and constraints contributing to their housing satisfaction. This study highlights the present and future housing trends and challenges of U.S. single householders in U.S. urban communities.

Economic Structure of Male One-Person Households - Comparison of Age and Marital Status (남성 일인가구의 경제구조 분석 - 연령 및 혼인상태에 따른 비교)

  • Cha Kyung-Wook
    • Journal of Families and Better Life
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    • v.24 no.1 s.79
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    • pp.253-269
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    • 2006
  • This study examined the economic structure of male one-person households, and investigated how it differed by male's age and marital status. Specifically household incomes, expenditure patterns, assets, debts, and other demographic variables were compared by age and marital status. From the 2000 National Survey of Household Income and Expenditure conducted by Korea National Statistical Office(KNSO), 1,389 male one-person households were selected. The findings of this study were as follows: First, the economic status of male one-person households was unstable. They were more likely to depend on labor incomes and transfer incomes, and had less property incomes and total assets. Their average propensity to consumption was higher than that of general households. Second, the economic structure of male one-person households showed large differ+useholders in age 50s allocated $48\%$ of household expenditure to the non- consumption categories, especially child or (ex)spouse support payments. The economic status of householders in age 60s and over was inferior to those of the other groups. Third, there were considerable differences in the economic status of male householders who had different marital status. Divorced and separated males had higher incomes and expenditures, but assigned large portion of their incomes to the non-consumption categories. Widowers' level of economic living, such as incomes, expenditures, and assets, was the worst among male one-person households.

Influences on Housing Satisfaction of Multifamily Housing Renter Households in the U.S. Metropolitan Statistical Areas (미국 대도시권역 공동주택 임차가구의 주거 만족도 영향 요인)

  • Lee, Hyun-Jeong
    • Journal of the Korean housing association
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    • v.23 no.2
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    • pp.125-133
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    • 2012
  • The purpose of this study was to explore characteristics and housing satisfaction of multifamily renter households in metropolitan areas using 2009 American Housing Survey public-use microdata. A total of 8,139 multifamily renter household residing in metropolitan statistical areas were selected for data analysis. The findings are as follows: (1) In comparison with other types of households in the metropolitan areas, multifamily renter households tended to show a smaller household size, younger householders, a greater proportion of households with householders who have never married, or have been widowed, divorced or separated; (2) housing cost related variables such as monthly rent or rent per square footage were found not to have significant influence on housing satisfaction of multifamily renter households in metropolitan areas; (3) factors influencing housing satisfaction of multifamily renter households with householder's age 34 years or younger were neighborhood satisfaction, householder's race, structure age and per-person unit size; and (4) neighborhood satisfaction was found to have the strongest influence on housing satisfaction of multifamily renter households in metropolitan areas.

Socio-demographic Heterogeneity of Community Participation in Rural, Korea (농촌주민의 지역사회조직 참여 실태 분석)

  • Park Duk Byeong;Cho Young Sook
    • The Korean Journal of Community Living Science
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    • v.16 no.2
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    • pp.61-73
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    • 2005
  • This study aims to examine the socio-demographic heterogeneity of community participation in rural Korea. Data was collected through interviews with 1,870 rural householders and housewives who have lived in Up or Myen as an administrative unit of rural communities, and analyzed by the SPSS/PC Win V.10 program. The statistical techniques used for this study were frequency and percentile. The major findings of this study were as follows. Firstly, the extent to which rural people have participated in community organizations were: cooperative groups, $80.8\%$; religious groups, $20.6\%$; learning groups, $12.7\%$; political groups, $9.8\%;$ civil groups $6.7\%$; and voluntary groups, $5.3\%$. Whereas the numbers were high for community participation in groups related to agricultural production, participation in civil and voluntary groups were lower. Secondly, it showed that people who lived in urbanized and high population density areas were more likely to participate in community groups. The diversity of community organizations was different according to the level of rurality. Thirdly, farm householders were more likely to participate in religious, civil and voluntary groups than non-farm householders. Fourthly, people with higher education, females, those in the 40 to 50 age groups were more likely to participate in community organizations. Fifthly, even though men are more likely to participate in political parties, women were more likely then men to agree that women should participate in political parties. This empirical study could support the results of Sundeen (1988) and Wilson and Musick (1997) in that education was related positively to community participation. In addition, we concluded that community participation in a rural development process has two main considerations: philosophical and pragmatic. This implies that there is room for government to enable and facilitate 'true' community participation. That can be done through policy reform which creates a permissive environment for community decision-making and input, in addition to simply supporting community development through financial assistance.

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Housing Tenure Choice Decisions of Older Households - With Focus on the Physical Features of the Householders - (고연령가구의 주택점유형태 결정요인 분석 : 가구주의 활동제약을 중심으로)

  • Jung, Bo Seon;Cho, Young Kyung;Lee, Sang Youb
    • Korea Real Estate Review
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    • v.28 no.1
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    • pp.39-52
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    • 2018
  • The purpose of this study was to analyze the housing tenure choice decisions of older households, with focus on the activity constraints of the householders. For analysis, the probit model based on the data of the householders over 55 years of age from the 2015 KLIPS data was implemented. The research findings indicate that the ownership choice probability decreases when the head of the household has activity or social activity constraints. If there is an activity restriction, it is considered that the possibility of self-residence will be low due to the increase in medical expenses, the possibility of participation in economic activities will be low, the possibility of early retirement will be high, and the income will decrease. Therefore, if the head of the household has a personal or social activity constraint, such case is more likely to be categorized as falling under the poor residential group. This result suggests that the activity constraint can be utilized as a useful index for the housing welfare policy considering physical vulnerability.

Determinants of Family Supports for Young Renter Households

  • Park, Jung-a;Lee, Hyun-Jeong
    • International Journal of Human Ecology
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    • v.16 no.2
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    • pp.21-31
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    • 2015
  • This study explored determinants of family support that young renter households received to afford their housing costs. Microdata set of the 2014 Korea Housing Survey was used as secondary data for the study. Total 1,752,899 households headed by persons between 20 and 34 years of age and whose rental type was either Jeon-se or monthly rental with deposit in private rental units were selected as study subjects. For the data analysis, a series of discriminant analysis was conducted using IBM SPSS 21.0. Major findings were as follows. (1) Among the subjects, 28.2% were found to receive financial support from parents or other relatives. (2) To see the discriminant analysis results, a linear combination of seven household and housing characteristics (householder's gender, whether or not the householder worked in the previous week, whether or not the householders have a spouse, tenure type, structure type, location and deposit amount) could explain 44.6% of variance in young renter households' receipt of family support with a prediction accuracy of 77.2%. (3) To summarize the final discriminant model, Jeon-se renter households in location other than Incheon or Gyeonggi Province living in a unit in structure other than multifamily structure headed by younger householders that did not worked previous week or without spouse; with a greater deposit had the maximum tendency to receive family support to pay rental costs.

The Saving Decision of Female-Headed Households in the U.S.: A Comparison of Different Life Cycle Stages (미국 편모가계의 저축결정 요인에 관한 연구: 가족생활주기에 따른 비교)

  • 차경욱
    • Journal of the Korean Home Economics Association
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    • v.41 no.6
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    • pp.91-104
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    • 2003
  • Using the 1998 Survey of Consumer Finances(SCF), this study examined the factors associated with the probability of saving by female-headed households in the U.S, and investigated how these factors differ by life cycle stages. Age of children, age of female householders and their retirement status were used to categorize three life cycle stages: first stage - have at least one child under age 18; second stage - under the age of 62 and have no children under age 18; third stage - over the age of 62 and retired. Logistic regression analysis results indicated that those with higher education and income and who were White were more likely to save. An interactive model showed that life cycle stages were significantly related to saving decisions. Female-headed households in the first stage or the third stage were less likely than those in the second stage (reference group) to save. For female-headed households in the first stage and the third stage, the amount of income had significantly positive effects on the decision to save. Also, in the group of households in the first stage, the receipt of welfare assistance increased the probability of saving.