• 아태비즈니스연구
• /
• 제14권2호
• /
• pp.51-61
• /
• 2023

Purpose - Since COVID-19, the government's expansion of liquidity to stimulate the economy has resulted in an increase in private debt and an increase in asset prices of such as real estate and stocks. The recent sharp rise of the US Federal fund rate and tapering by the Fed have led to a fast rise in domestic interest rates, putting a heavy burden on the Korean economy, where the level of household debt is very high. Excessive household debt might have negative effects on the economy, such as shrinking consumption, economic recession, and deepening economic inequality. Therefore, now more than ever, it is necessary to identify the causes of the increase in household debt. Design/methodology/approach - Main methodology is regression analysis. Dependent variable is household loans from depository institutions. Independent variables are consumer price index, unemployment rate, household loan interest rate, housing sales price index, and composite stock price index. The sample periods are from 2017 to May 2022, comprising 72 months of data. The comparative analysis period before and after COVID-19 is from January 2017 to December 2019 for the pre-COVID-19 period, and from Jan 2020 to December 2022 for the post-COVID-19 period. Findings - Looking at the results of the regression analysis for the entire period, it was found that increases in the consumer price index, unemployment rate, and household loan interest rates decrease household loans, while increases in the housing sales price index increase household loans. Research implications or Originality - Household loans of depository institutions are mainly made up of high-credit and high-income borrowers with good repayment ability, so the risk of the financial system is low. As household loans are closely linked to the real estate market, the risk of household loan defaults may increase if real estate prices fall sharply.

• 가족자원경영과 정책
• /
• 제9권3호
• /
• pp.17-29
• /
• 2005

The purpose of this study is to identify the characteristics of the household labors that are performed by dual income families. The methodology that has been applied in this study was a qualitative research based on in-depth interviews of a total of 10 people(8 housewives, 2 husbands) selected from the 8 different families. The 8 different families have been selected in order to identify the different family lives and the various household labor patterns that are conducted by both the working husband and the working wife. As a result, we have found out that working wives still had to manage their time in an extremely busy manner in order to balance their professional work with their household tasks. However, the household work that was being shared by the husbands also seemed to vary dynamically according to the different family situations. Although, it has shown that household tasks are divided by the person's sex, the amount of household tasks that are shared tended to increase according to the life cycle of each family.

• 한국생활과학회지
• /
• 제6권1호
• /
• pp.29-39
• /
• 1997

This study was to explore the effects of the preferences to housewives' employment and the type of household financial management leadership on the financial communication and equality of financial power perceived by working wives. From results of this study, the followings were concluded: 1. Housewives' income power leaded to the increase of their financial decision-making leadership and the more active participation to the financial matters. 2. The influences of husbands' leadership on the household finance were greater than one of wives' leadership. Depending on who has the financial management leadership, there were the differences on degree of the understanding and the discretion. 3. Although joint management style was popular today. the major management leadership was belonged to husbands based on the traditional value of sex role in the household financial management area.

• 대한가정학회지
• /
• 제35권2호
• /
• pp.201-216
• /
• 1997

The purpose of this study was to empirically verify the influence of socio-demograghic and psychological variables and the way of housework management on the satisfaction of housework management and to provide the information of enhancing the quality of life. In conclusion, the employed wives had tried to select and perform the way of household work management reducing the overload by multiple role performance. And then, it was influenced by housewives' individual resources and family resources. In order to accomplish the higher level of satisfaction of household work management, they must be selected and performed the effective ways of household work management that they are able to use.

• 가족자원경영과 정책
• /
• 제2권2호
• /
• pp.67-82
• /
• 1998

This paper gropes for advisable home management principle, named “philosophy of household management(PHM)”, which is presented to home managers. Philosophical thought about household can give fundamental under-standing about family circumstances. So home manager can get better judgement about family things and house affairs. In that sense, this paper is expected to provide family members with the ground of thought: how to help each members’ self-completion, to make better relationship among family members as well as between families and society, and to manage all environmental resources. As the paper researches new field of home management, it presents academic significant of PHM. Then, it explains why ‘Han consciouseness’-the native philosophy of Korea-is adequate for foundation theory of PHM, and what ‘Han philosophy’is. In conclusion, the paper argues necessity of view for home management, and discusses (1) view of human being, (2) view of economic activity, and (3) view of natural environment as family resources.

• Environmental Engineering Research
• /
• 제23권3호
• /
• pp.323-329
• /
• 2018

The municipal solid waste (MSW) management system in one of the Class II Indian cities i.e. Rishikesh was studied and analysed to identify the key issues in solid waste management in the city. A total of 329 solid waste samples from 47 households were collected to characterize the household solid waste (HSW). The average (HSW) generation rate was 0.26 kg/c/d and it was composed of organic waste (57.3%), plastics (14%), paper (10.9%), and glass and ceramic (1.3%) and other materials (16.5%). There was an inverse relationship between household waste generation rate and family size (p < 0.05). The MSW management system practiced in Rishikesh is unsound. There is no waste segregation at source, no provisions of composting and no recycling by formal sector. The collection and transportation of waste is inadequate and inappropriate. Collected waste is dumped in open dumping site without scientific management. Following are some recommendations for developing a sustainable solid waste management system in Rishikesh city: (1) sensitize people for segregation at source; (2) promote reduction, reuse and recycling of wastes; (3) promote community based composting; (4) provision for 100% door to door collection and; (5) formalize the informal sectors such as rag pickers and recycling industries.

• 농업과학연구
• /
• 제20권2호
• /
• pp.201-210
• /
• 1993

The political and technological countermeasures to cope with the UR problems are under studying at present or some of them are already applied to increas farm household income. It is evident that the leisture farm development is considered the best alternative among the countermeasures. On account of mitigating labour shortage, a most difficult problem encountered by agriculture, and of promoting consumption of farm products, the leisure farm development could increase farm household incomes accoringly. This study is ultimately aimed at identifing the countermeasures to increase farm household incomes by suggestion of the improvement of leisure farm management thorough survey of the present leisure farm management status. The leisure farm. management survey was carried out based on the seven leisure farms such as Songnam, Cheongrock, Yusung, Duryong, Hwachun, Maesan and Sinhuck which are saperately located in Chungnam Province.

• 가정과삶의질연구
• /
• 제9권2호
• /
• pp.191-207
• /
• 1991

The purpose of this study is to investigate the degree of socialization of household work and to analyze the influence of demographic and psycho-social variable on socialization of household work. For the purpose of this study, questionnaires were administrated to 314 housewives in Pusan. For the statistical analysis were as follows; 1)The degree of socialization in the domain of food showed significant difference by number of family, number of children, housewife's age, housewife's education, husband's education, income and sex-role attitude. The degree of socialization in the domain of housing showed significant difference by family pattern, housewife's education, husband's education, state of housewife employment. husband's occupation , income and sex-role attitude. The degree of socialization in the domain of clothing showed significant difference by housewife's age, housewife's education, husband's education , state of housewife employment. husband's occupation, income and sex-role attitude. The degree of socialization in the domain of family management showed significant difference by number of children, housewife's age. state of housewife employment, income, period of marriage life and sex-role attitude. The degree of socialization in the domain of home management showed significant difference by housewife's education, husband's occupation, sex-role attitude and share of household work. 2) The socialization in the domain of food was influenced husband's education, income, housewife's education and sex-role attitude. The socialization in the domain of housing was influenced husband's education, income, housewife's occupation and sex-role attitude. The socialization in the domain of clothing was influenced husband's education, income. housewife's occupation and sex-role attitude. The socialization in the domain of family management was influenced husband's education, shave of household work. and sex-role attitude. The socialization in the domain of home management was influenced husband's education, shave of household work, and sex-role attitude.

• 가족자원경영과 정책
• /
• 제22권2호
• /
• pp.65-84
• /
• 2018

This study analyzes the impacts of household work participation and shared activities between couples on marital relationship and depression among retired men and women with retired husbands. To investigate this, a survey of 367 married people is conducted on retired men and women with retired husbands. The influencing factors on the marital relationship of retired men are found to be couples' shared activities, gender role attitudes, and subjective health status. The marital relationship of women with retired husbands is influenced by shared activities by couples, the division of domestic labor, and gender role attitudes. The factors affecting retired men's depression are shared activities by couples, perceived health status, type of jobs before retirement, and age. Women's depression is related to household income, shared activities by couples, husbands' jobs before retirement, subjective health status, and division of household labor.

• 가족자원경영과 정책
• /
• 제11권4호
• /
• pp.37-53
• /
• 2007

The purpose of this study was to develop an educational program of leadership for housewives as the CEO of household management. For this purpose, the related concepts of leadership as CEO were analyzed and cases on the educational program for housewives were reviewed. The program developed through this study consists of four subjects: 1. The housewives' identity 2. Household management and the CEO 3. The strategies for the development of leadership and 4. The connection between the individual household, the community, and society. It can be expected that the program will contribute to the activation of various programs in the Healthy Families Center and the strong positioning of research in "family resource management" as a practical science.