• 대한가정학회지
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• 제29권4호
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• pp.151-165
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• 1991

The purpose of this study was to examine causal model of resources and demands, family financial management and subjective financial security among urban households based on system theory. For this purpose, the data were collected by the questionnaire sheets. 455 housewives participated this survey in Seoul. And the data were analyzed by various statistical methods such as Frequency, Percentile, ANOVA, F-test, Pearson's correlation analysis, Multipe Regression Analysis, and Path Analysis. The results of this research were as follows: 1. There were significant differences in the Subjective Financial Security according to resource variables and demand yariables. Those variables were such as housewive's age, education, occupation, househead's occupation, per capita income, aspiration, expectancy, perception of financial progress and relative deprivation. 2. The higher family financial management level, the higher level of Subjective Financial security. And the higher family financial management plan·implement level, the higher level of Subjective Financial security. 3. The lower debt/asset ratio, the higher level of Subjective Financial security. 4. Aspiration, per capita income an financial managemant variables showed direct effect on Subjective Financial security among all variables affecting the urban households' Subjective financial security. While housewive's education level, aspiration, per capita income and husband's occupation affected indirectly on the Subjective Financial security through family financial managemant.

• 경영정보학연구
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• 제10권1호
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• pp.21-45
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• 2008

조직이나 기업은 IT 자원 구입이나 유지보수에 대부분의 IT예산을 사용하고있으며, IT 자원들은 지역별, 부서별, 사업단위별로 중복되어 운영되고 있는 것이 현실이다. 이러한 중복된 자원들을 제거하고 유지보수 비용을 절감하여야만 전체 IT비용을 줄일 수 있다. 오늘날 글로벌 기업들은 산업환경에서 경쟁력을 유지하기 위해 쉐어드서비스 구현에 많은 투자를 하고 있으며, 많은 금융서비스회사들이 IT 자산과 인프라의 중복성을 제거하기 위하여 IT쉐어드서비스를 도입하였다. 본 연구는 최근 국내 금융환경이 겸업화(은행업, 증권업, 보험업 등)와 대형화(금융기관 간 M&A, 전략적 제휴)함에 따라 정보기술(IT) 부문이 조직간에 중복되어 운영되는 현상이 나타나기 시작했으며, 따라서 기업 내에 중복되어 운영되고 있는 정보시스템들을 통합하여 효율적으로 운영하고자 하는 요구가 있다고 판단하여 IT쉐어드서비스 도입에 영향을 미치는 요인을 실증적으로 분석해 보고자하였다.

• 한국생활과학회지
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• 제12권1호
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• pp.39-52
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• 2003

This study was conducted to find how to manage the household financial situation and what households demand to financial organization for their satisfaction in Chungbuk Province. The questionnaire survey was implemented from 24th of Oct. for two months and 330 households data among 350 households were analyzed and selected as a sample. The results were as follows : 1. Many households had four to six bankbooks and wives visited financial organs more frequently than their husbands. 2. Although many respondents regarded the safety as the most important point when they selected the financial organ, they were choosing the organ because of the nearness form their own house. 3. How to manage the households' financial situations and how much they were satisfied with the financial organs were different by the respondents' age and education level. 4. The younger they were and the higher the education level was, they managed the household according to the financial plan. Female consumers were more satisfied with financial organs than male did. 5. The financial problem were solved through the couple's communication in many households. This study showed the tendency that the wives' power increasing in the households's decision-making about financial problems.

• 한국조리학회지
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• 제19권1호
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• pp.26-41
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• 2013

본 연구의 목적은 한식당 경영자의 인적자원관리수행 수준에 따라서 고객만족(제품만족, 서비스만족)과 고객충성도에 어떠한 차이가 있는지 살펴보고, 고객만족이 고객충성도에 어떠한 영향을 미치는지 살펴보고자 하였다. 또한, 고객충성도와 재무성과 간의 어떠한 연관성이 있는지 살펴보고, 경영자의 인적자원관리와 재무성과 간의 어떠한 연관성이 있는지 살펴보는 것이다. 조사기간은 2012년 1월 2일부터 1월 17일까지 15일 동안 점심시간과 저녁시간에 진행되었다. 객단가 12,000원 이상의 대구, 경북지역 15개 한식당을 대상으로 실시하였고, 경영자 15부와 고객 336부가 최종분석에 사용되었다. 분석결과, 한식당 경영자의 신규직원교육 및 합리적인보상에 대한 인적자원관리수행 수준이 높은 경우 고객들이 지각하는 제품만족과 서비스만족수준이 유의하게 높은 것으로 나타났고, 신규직원채용, 신규직원교육, 업무성과평가에 대한 인적자원관리수행 수준이 높은 경우 고객들이 지각하는 충성도의 수준이 유의하게 높은 것으로 나타났다. 또한, 제품만족과 서비스만족은 고객충성도의 유의한 영향을 미치는 것으로 나타났으며, 충성도와 재무성과는 유의한 관련성이 있는 것으로 나타났다. 아울러 경영자의 인적자원관리와 재무성과 간에도 유의한 관련성이 있는 것으로 나타났다.

• 문화기술의 융합
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• 제4권2호
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• pp.27-31
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• 2018

본 연구는 성별 및 결혼여부에 따라 펀드투자자를 기혼여성, 기혼남성, 미혼여성, 미혼남성 등 4개 그룹으로 구분하여 이들의 금융역량 차이를 분석하였다. 분석결과, 첫째, 기혼여성은 기혼남성, 미혼여성, 미혼남성보다 평균적으로 펀드용어 숙지, 펀드 및 일반금융 지식이 낮았다. 둘째, 기혼여성과 미혼그룹(여성 및 남성)의 평균 투자기간 차이는 상대적으로 크게 나타났다. 투자실력평가에서도 기혼여성이 남성(기혼남성과 미혼남성)과 유의한 평균차이를 보였으며 특히 미혼여성보다 차이가 크게 나타났다. 셋째, 기혼여성의 펀드수익률이 가장 낮았으며, 미혼여성과는 평균 차이가 유의하지 않았으나 남성(기혼남성과 미혼남성)과는 유의한 것으로 나타났다. 이와 같이 기혼여성의 금융역량은 상대적으로 다른 그룹보다 부족한 것으로 나타났다.

• 한국조리학회지
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• 제11권4호
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• pp.134-149
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• 2005

First, generally the more business employ the financial and non financial outcome analysis for evaluation process, the higher the success rate of new product development becomes in the domestic restaurant market. Second, the study shows that the financial outcome tends to be considered more than non financial outcome on deciding success of the new product development. Third, it is indicated that although detailed plans have a large impact on the outcome of new product development, communication between departments within a company is not a considerably important factor for deciding success of the new product. Fourth, 'market environment' has significant influence on deciding adoption level of financial and non financial outcome analysis, organizational resources and culture.

• 가정과삶의질연구
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• 제28권2호
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• pp.165-179
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• 2010

The purpose of this study was to examine the relationships among the resources, financial management behavior and economic welbeing of wives. The data were collected from 300 participants by questionnaire. The subjects of this survey were 250 wives living in the Pusan and Kyungnam regions. The data were collected by personal interviews and self-administered questionnaires and analyzed by frequencies, correlation analysis, one way Anova, Duncan test, factor analysis, and multiple regression analysis. The major findings of this study were as follows: (1) the regression analysis found that financial management behavior was an important variable affecting the economic wellbeing of wives : and (2) there are statistically significant differences in the levels of financial management behavior and economic satisfaction between households of different socioeconomic levels. Theses results imply that a financial management program focusing on the ways to implement financial behavior effectively should be developed.

• 대한가정학회지
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• 제35권4호
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• pp.211-228
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• 1997

The purposes of this article were to find the general trends of single mothers and their children's stress family resources and coping to estimate the correlation among variables and to analyze the effects of related variables family resources influencing coping and stress. The data were analyzed from the 566 single mothers and their children living in Kwang-ju. The major findings were as follow; 1. Scores of single mothers' and their children's stress family resources were lower than median. But scores of single mothers' coping were higher than median. Their problem-solving coping were higher than emotional coping. 2. Widowed single mothers' stress were related to family resources and emotional coping. Divorced single mothers' stress were related to emotional coping. Children's stress were related to emotional coping. Single mother's stress coping were related to stress of children. 3. Single mothers' coping were influenced by financial well-being family strength I and family strength II. Children's coping were influenced by number of friend. Single mothers' stress were influenced by education financial well-being. Children's stress were influenced by their mothers' education friendship satisfaction and school achievement satisfaction.

• 동아시아경상학회지
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• 제9권1호
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• pp.17-26
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• 2021

Purpose-This study examines how financial slack resources and subcontracting of small and medium-sized enterprises (SMEs) affect their internationalization. To identify slack resources, subcontracting, and internationalization of SMEs, 1,062 SME samples in the electronics industry are used in the logistic regression analysis to analyze their relationship with SMEs' export. Research design, data, and methodology-This study conducted the empirical analysis on 1,062 SMEs in the electronics industry using the sample survey method. The samples were based on data selected and distributed by the Ministry SMEs and Startups. The data analysis methods were descriptive, correlation analysis, and logistics regression analysis. Result-The analysis shows that only available resources are negatively related to SMEs' internationalization. It can be interpreted as a high tendency for SMEs to avoid relatively risky choices such as entering overseas markets if they have enough financial resources. Moreover, subcontracting has a negative relationship with internationalization. Conclusion-This study broadened the scope of SME research by analyzing subcontracting and slack resources together and provides practical implications for policymakers and managers.

• The Journal of Asian Finance, Economics and Business
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• 제8권10호
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• pp.341-352
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• 2021

Research on SMEs highlights their limited resources and the influential role of SMEs' owners/managers. In this respect, scholars stressed the importance of different capabilities possessed by owners/managers of SMEs in developing a competitive position and enhancing firm performance. This study intended to examine the direct influence of two fundamental capabilities: financial literacy and networking competency possessed by owners/managers of SMEs in China and the United Arab Emirate (UAE) on SMEs' financial performance. In addition, this research tested the moderating impact of market orientation. The quantitative research method was employed by administering structured questionnaires. A total of 150 and 120 questionnaires were collected from owners/managers of SMEs in China and UAE. Structural equation modeling was used for data analysis using Smart-Pls. Findings revealed that SMEs' financial performance was positively related to maintaining financial literacy and networking competency in both samples. Further, market orientation was found to strengthen the positive impact of financial literacy and networking competency on SMEs' financial performance in China. However, market orientation had a significant moderating impact only on the relationship between networking and the financial performance of SMEs in the UAE. This paper ends with providing a set of concluding remarks, recommendations, and potential areas of further research.