• 제목/요약/키워드: financial resource management

검색결과 382건 처리시간 0.028초

관리기능에 대한 체계론적 접근 (A Study on System Approach To Managerial Functioning)

  • 이기영
    • 대한가정학회지
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    • 제30권4호
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    • pp.279-292
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    • 1992
  • The purpose of this study was to test system model for family resource management. The data were collected by means of a questionnaire distributed to the sample of 650 wives living in Seoul and Daejeon. The data were analyzed using mean, multiple regression. The result were shown as follows: 1) There were significant differences in three measure of satisfaction ―economic concern, financial satisfaction, general life satisfaction― according to contextual variables, perceived resource adequacy, planning style. 2) Planning style measures provided a unique contribution to the explanation of wives' satisfaction when contextual variables and perceived resource adequacy were controlled, but the degree of contribution was weak.

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품질성공요소가 경영성과에 미치는 영향에 관한 비교연구 : 기업규모를 중심으로 (A Comparative Study of the Success Factors of Quality on Business Performance : Focused on Business Scale)

  • 고영학;정영배
    • 산업경영시스템학회지
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    • 제35권3호
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    • pp.225-233
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    • 2012
  • The purpose of this study is to observe effect on a result of a business performance depending on the business scale and the success factors of quality. Verified hypothesis of the quality of success factors and business performance are conducted in order to conduct this research. The results of hypothesis testing can be summarized as follows : First, depending on the size of the company, quality of corporate success factors in the management and significant positive was verified to be in effect. Second, depending on the size of the small business companies' human resource management, product/process is significantly positive in effect and medium companies' quality information, quality of suppliers in the commercialization of technology is significantly positive in effect. Third, depending on the size of the small business companies' human resource management, product/process financial performance is significantly positive in effect and mid-sized companies, suppliers in the quality significantly positive show the influence of financial performance. The results of measurement through the size of the enterprise and the successful factors of quality impacts on business performance directly.

농촌빈곤가계의 경제문제 II -소비 문제를 중심으로- (Economic Problems of Rural Poor Households in Korea II - Focused on the Consumption)

  • 최은숙;노자경
    • 한국농촌생활과학회지
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    • 제6권2호
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    • pp.151-161
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    • 1995
  • The objective of this study is to analyse consumption problems of the rural poor households. This is a succeeding work to the previous report on economic resource problems. Data from 154 rural poor house holds and 290 rural non-poor households were analysed to comprehend their consumption practices, financial management ability, consumer competence of homemakers, and market environments. The major findings and conclusions are as follows : 1. The rural poor households had deficit of 30, 000 won per month. They perceived relative importance of the educational expenses and food expenses and heavier pressure of educational expenses and light and water expenses than other items. 2. The rural poor households evaluated their financial management ability average like non-poor households but their level of consumer competence was lower than other households. This means their consumer efficiency is relatively low. 3. The rural poor households had similar grade of market environments to non-poor households. This is significantly different from urban households.

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경제적 은퇴준비행동의 영향요인: 세대간 자산이전 요인을 중심으로 (Factors on Financial Preparation for Retirement: Focusing on Money Transfer between generations)

  • 정지영;양세정
    • 가족자원경영과 정책
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    • 제17권1호
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    • pp.199-219
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    • 2013
  • The purpose of the study was to investigate the effects of money transfer between generations on preparation behaviors for retirement, separated into assets and saving for retirement. The survey was conducted by targeting 422 married people across the nation. The factor of money transfer between generations was defined as the inheritance and gift variable. The data were analyzed using SPSS 20. Correlation, analysis of variance (ANOVA), and multiple regressions were utilized. The results indicated that preparation behaviors for retirement are affected by the economic independence of parents, inheritance, expenses for children's education, and marriage. Retirement assets were significantly affected by inheritance, the economic independence of parents, educational expenses for children, financial assets, and amount of debt, while the significant factors related to retirement savings were interests on retirement, income, wedding expenses for children, economic independence of parents, and educational expenses for children. It was concluded that the financial preparation for retirement ought to be expanded from one household's finances to finances between generations.

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경로당 이용노인의 경제적 의존성에 영향을 미치는 요인 -서울시 송파구 노인을 중심으로- (A study of the factors in Economic Dependency in the Senior Center for the Elderly -on the Basis of Elderly in Songpa-gu, Seoul-)

  • 이애련;김지은
    • 가족자원경영과 정책
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    • 제16권4호
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    • pp.213-233
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    • 2012
  • This descriptive study about a community center for elderly users identifies factors influencing economic dependency. The objective of this study is to find factors that contribute to increased economic dependency and to provide basic data for preventing conflict between caregivers and elderly dependents. The subjects are 204 elderly persons who are community-center users in SongPa-Gu. Thirteen dongs (administrative areas) were chosen randomly in a cluster sample from among 26 dongs in Soungpagu containing a total of 158 community centers for the elderly. I obtained informed consents for my research from all subjects, and collected data by conducting interviews from June 28th, 2011 to August 7th, 2011. The data was analyzed by descriptive statistics, t-test, one-way ANOVA, Duncan test and multi regression analysis. The mean economic dependency score was 3.23, meaning that subjects with this score are dependent at a level that is "over intermediate". The level of formal education, homeownership, financial assistance from family and the number of families, financial assistance to the family and the number of families, economic life satisfaction, self efficacy and social support.

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여성독거노인가구의 과부담 의료비 지출에 관한 연구 (The Financial Burden of Catastrophic Health Expenditure Among Older Women Living Alone)

  • 신세라
    • 가족자원경영과 정책
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    • 제23권1호
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    • pp.17-34
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    • 2019
  • Older women who live alone are among society's most vulnerable people, since they experience increased risk of multiple chronic diseases and have limited financial protection. This can lead older women living alone to catastrophic health expenditure(CHE), which is defined as a healthcare expenditure that exceeds a certain portion of a household's ability to pay. Using the Korean Longitudinal Study of Ageing(KLoSA), this study investigated the incidence of CHE among older women living alone and identified the factors related to this incidence. Applying health expenditure thresholds of 10%, 20%, 30% and 40% of ability to pay, the proportions of those with CHE were 41.3%, 22.9%, 14.6%, and 9.4%, respectively. Logistic regression models were used to identify factors related to CHE incidence, which include demographics, income, the number of chronic diseases, perceived health status, and health insurance type. The results show that the health care safety net in South Korea is insufficient for older women living alone. The findings can guide policymakers in improving healthcare and welfare policies to protect people from catastrophic payments. Particularly, welfare policies should be established for poor non-recipients who are not included within the benefits scope of the National Basic Livelihood Security System due to the unrealistic criteria of income recognition and family support obligation.

Financial Capability and Differences in Age and Ethnicity

  • MOKHTAR, Nuradibah;SABRI, Mohamad Fazli;HO, Catherine Soke Fun
    • The Journal of Asian Finance, Economics and Business
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    • 제7권10호
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    • pp.1081-1091
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    • 2020
  • The objective of this study is to disclose the effect of socio-demographic characteristics such as, age and ethnicity which is comprised of Malay, Chinese, Indian and Others on four financial capability domains namely planning ahead, managing money, choosing products and staying informed. A closed ended self-administered questionnaire was disseminated to a total of 2000 respondents among four types of groups which consist of FELDA or rural area residents, private sector employees, government sector employees and youth in institutions of higher learning in Malaysia. Those four groups were selected to cover a wide range of Malaysian population. 500 respondents were involved in this study for each types of groups through purposive sampling technique. Analysis of Variance (ANOVA) and analysis via Statistical Package for Social Science (SPSS) was utilized in this study. The results revealed that age has significant effect on planning ahead, managing money, choosing products and staying informed. Whereas, ethnicities were found to have no effect on financial capability except planning ahead domain. It is suggested that more devotion should be placed on research and professional training in building respondents' financial capability. Furthermore, government and non-government organizations should develop a comprehensive approach to intensify their financial capability and upgrade their standards of living especially of financially vulnerable households.

베이비붐 세대를 위한 미래 사회적 자본 -베이비붐 세대의 집단적 특성을 중심으로- (Social Capital for the Baby Boomer Generation in the Future -Focused on Cohort Characteristics of the Baby Boomer Generation-)

  • 차성란
    • 가족자원경영과 정책
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    • 제16권1호
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    • pp.67-83
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    • 2012
  • Baby boomers are often defined by their support of their parents and their devotion to their children's educational success by providing financial and emotional aids. Now, 7.12 million baby boomers in South Korea are retiring, or are about to retire, without any retirement plans. Similar to financial stability, health, and leisure life, social capital is another important element in the quality life after retirement. This is because social capital can function as a potential resource network. Social capital is a source that provides money, information, goods, services, emotional aids, social relational opportunities etc. In the past, family and community provided social capital for the aged. However, the baby boomer generation cannot expect the same. The baby boomers have the task of creating new social capital that can assure their quality of life. Therefore, this study examines cohort characteristics of the baby boomer generation and, based on the examination, seeks an alternative for social capital. The results are as follows: First, social capital from the local community can be an alternative source of caring for the baby boomers in old age. Second, among the social capital of the local community, elderly care supported by a family friendly community is proposed. In addition, baby boomers must become the primary social capital that contributes to a mature civil society rather than a beneficiary of welfare for the aged.

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한국과 일본의 공동주택 회계처리 고찰 (A Study on the Korean and Japanese Condominium Accounting Management)

  • 강혜경
    • 가족자원경영과 정책
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    • 제11권4호
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    • pp.155-170
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    • 2007
  • This research examined the similarities and differences between Korean and Japanese accounting management in condominiums, the basic principles of managing them and to deepen the discussion on subjects worth further consideration. This research was done by going through documents from August 2006 to October 2007 in both Korea and Japan. The research indicates many problems in accounting management. Management companies, both in Korea and Japan, used their own individual formats for managing and accounting documents. Furthermore, the problems discovered included the lack of sufficient paperwork accounting done without dividing short- and long-term expenses the preference for cash expenses that weren't approved by the Association of Apartment Owners and inefficient financial auditing. The basic principle of accounting management is to follow a budget, put down rules clearly and to conduct factual, understandable and continued accounting. Therefore, a standard for accounting management must be implemented and basic manuals for auditing and accounting must be provided along with easy-to-understand information.

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인적자원관리시스템이 조직성과에 미치는 영향에 관한 연구 - 인적자원 유연성의 매개효과를 중심으로 - (The Effect of Organizational Performance on the Human Resource Management System - Focus on Mediating Effect of Human Resource Flexibility -)

  • 윤준섭
    • 경영과정보연구
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    • 제33권2호
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    • pp.135-153
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    • 2014
  • 본 연구는 유연한 조직의 원천이 되는 개별 인적자원의 유연성이 조직의 경쟁우위를 위한 핵심적인 요소라고 판단하고 조직에서 인적자원유연성을 확보하기 위해 인적자원관리시스템의 주요 구성요소가 인적자원 유연성에 미치는 영향을 연구하고, 인적자원 유연성의 개념과 하위차원에 대한 고찰을 통해 이들이 조직성과에 어떤 영향을 미치는지를 검증하고자 하였다. 이를 위해 선행연구를 바탕으로 이론연구를 수행하였으며, 국내 138개 주요 기업을 대상으로 조직수준의 실증분석을 실시하였다. 실증분석 결과, 인적자원관리시스템의 구성요소인 선택적 채용, 폭넓은 훈련, 결과지향 평가, 인센티브 보상은 모두 기업의 재무성과에 정(+)의 영향을 미치는 것으로 나타났다. 또한 인적자원관리시스템과 인적자원유연성의 관계를 검증한 결과 선택적 채용, 결과지향 평가, 인센티브 보상은 인적자원의 기술유연성, 행동유연성, 관계유연성에 정(+)의 영향을 미치는 것으로 나타났으나 폭넓은 훈련은 인적자원유연성의 모든 하위차원에 부(-)의 영향을 미치는 것으로 나타났다. 그리고 인적자원관리시스템과 조직성과의 관계에서 인적자원유연성의 매개효과를 검증하였는데 그 결과 부분적으로 매개효과가 있는 것으로 나타났다. 본 연구의 이론연구와 실증분석 결과는 기업의 인적자원관리제도의 운영과 인적자원개발과 종업원의 경력개발을 위한 교육훈련 설계에 많은 시사점과 한계점을 제시하였다.

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