• 한국정보시스템학회지:정보시스템연구
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• 제29권3호
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• pp.119-144
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• 2020

Purpose Real estate usually takes charge of the highest proportion of physical properties which individual, organizations, and government hold and instability of real estate market affects the economic condition seriously for each economic subject. Consequently, practices for predicting the real estate market have attention for various reasons, such as financial investment, administrative convenience, and wealth management. Additionally, development of machine learning algorithms and computing hardware enhances the expectation for more precise and useful prediction models in real estate market. Design/methodology/approach In response to the demand, this paper aims to provide a framework for forecasting the real estate market with machine learning algorithms. The framework consists of demonstrating the prediction efficiency of each machine learning algorithm, interpreting the interior feature effects of prediction model with a state-of-art algorithm, LIME(Local Interpretable Model-agnostic Explanation), and comparing the results in different cities. Findings This research could not only enhance the academic base for information system and real estate fields, but also resolve information asymmetry on real estate market among economic subjects. This research revealed that macroeconomic indicators, real estate-related indicators, and Google Trends search indexes can predict real-estate prices quite well.

• Nuclear Engineering and Technology
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• 제47권3호
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• pp.362-379
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• 2015

In this study, Nuclear Power Plant (NPP) construction schedule delay risk assessment methodology is developed and the construction delay risk is assessed for turnkey international NPP projects. Three levels of delay factors were selected through literature review and discussions with nuclear industry experts. A questionnaire survey was conducted on the basis of an analytic hierarchy process (AHP) and Relative Importance Index (RII) methods and the schedule delay risk is assessed qualitatively and quantitatively by severity and frequency of occurrence of delay factors. This study assigns four main delay factors to the first level: main contractor, utility, regulatory authority, and financial and country factor. The second and the third levels are designed with 12 sub-factors and 32 sub-sub-factors, respectively. This study finds the top five most important sub-sub-factors, which are as follows: policy changes, political instability and public intervention; uncompromising regulatory criteria and licensing documents conflicting with existing regulations; robust design document review procedures; redesign due to errors in design and design changes; and worldwide shortage of qualified and experienced nuclear specific equipment manufacturers. The proposed combined AHP-RII methodology is capable of assessing delay risk effectively and efficiently. Decision makers can apply risk informed decision making to avoid unexpected construction delays of NPPs.

• 보건행정학회지
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• 제11권2호
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• pp.29-57
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• 2001

Since the inauguration of the medical insurance system in 1977, the increasing medical expenses which can be menace to tile finance of the medical insurance system, have become major concern in the medical insurance field In Korea. This study focuses on the determinants of the medical expenses in the health insurance in Korea and analyzes the impact of these factors on the increase in the medical expenses. The empirical work is done using the pooled cross-section and time-series data of the medical insurance for the self-employeds and the industrial workers from the year 1995 to 1997. The result of this study shows that the main determinants of the medical expenses in the health insurance are the ratio of the population of the aged to the total population, the frequency of the utilization, number of doctors per capita and the regime changes. Although the increasing trend in the medical expenses seems to be unavoidable, we probably need to add some efficiency to the medical expenses by suppressing the supply and the utilization of the unnecessary medical services. The fee-for-service reimbursement system of today can't suppress the supply of the unnecessary medical services effectively. So we need to convert the present fee-for-service system into DRG's which is known to reduce the medical costs. The increase in the medical expenses comes from a lot of factors. Therefore, we should develop more systematic and comprehensive measures to control the soaring medical expenses in consideration of the various factors such as demand, supply, and the organizational side of the medical system.

• 한국사회정책
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• 제25권2호
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• pp.219-241
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• 2018

이 연구의 목적은 여성의 경제생활 위험인식이 출산 격차에 미치는 영향을 분석하는 데 있다. 여성이 체감하는 실업 빈곤의 위험, 주거불안의 위험, 금융불안의 위험, 경기침체 불안의 위험 등 경제생활 위험이 실제 출산한 자녀의 수와 이상적으로 생각하는 자녀의 수의 차이에 유의한 영향을 미치는지를 살펴보고자 했다. 이를 위해 한국종합사회조사(KGSS) 2014년도 자료를 활용하여 탐색적 요인분석, 신뢰도 분석, 상관관계 분석과 다중 회귀분석을 수행하였다. 분석결과, 경제생활 위험의 발생 가능성을 심각하게 인식하는 여성일수록 출산한 자녀의 수가 적은 반면 출산 격차는 높은 것으로 나타났다. 이 연구는 이상의 결과를 바탕으로 정책적 제언을 제시하였다.

• 유통과학연구
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• 제20권6호
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• pp.43-56
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• 2022

Purpose: This study aims to investigate the impact of investing into technology development on banking performance in an emerging country. Research design, data and methodology: Based on the data of 12 commercial banks listed in Vietnam from 2011 to 2019 and performing multivariable regression analyses as well as conducting a variety of robustness tests, we carry out the empirical investigation to discover this impact. Results: Our empirical evidence shows that these spending help to improve significantly performance of banks. Particularly, the technology expenditures have positive effect on the net interest margin and the non-interest income in which the level of influence on the latter is relatively remarkable in comparison with the former. At the same time, the result does not support the view that increasingly spending on technology may lead banks to face the risk of instability. Conclusions: Overall, our empirical analysis indicates that increasing investment into distribution information and communication technologies will help to enhance business strategies of banks and thus we advocate the bright side of technology development and digitalization in banking sector. We believe that the research is useful for both managers, regulators and policy makers in Vietnam as well as in countries having similar financial structure.

• 가정과삶의질연구
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• 제32권4호
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• pp.75-89
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• 2014

The purpose of this study is to explore whether the phenomenon of both married and unmarried adults' cohabiting with their parents in Korean society is "unilaterally parasitic" on the child's side, or is "interdependent", characterized by expectation and dependence from the parent's side. As a result of this study possessing the characteristics of theoretic research, the following propensities of parent-dependent adults have been discussed. First of all, it was discovered that the ratio of adult children dependent on and cohabiting with their parents is considerable. Second, parents cohabiting with their adult children have unfavorable sociological features, such as high age, low level of education and income, and lower standards of education and income, compared to parents in normal households. Third, it was found that parent-dependent adults in Korean society maintain a relatively high rate of financial activity and stable employment-based occupation status. Fourth, it was shown that the level of satisfaction on the relationship between parent-dependent adults and their parents was discovered to be high, which is contrastive to the prediction of negative results based on some previous researches. Single adult children's age, their level of education and financial activity status, and their parents' age and level of education were deducted as variables related to the level of satisfaction of the relationship between parents and their children. It seems that the issue of married and unmarried adults' cohabiting with their parents in Korean society should be approached from various perspectives such as political, economic, socio-cultural and developmental aspects. On the basis of this fundamental awareness and several of the materials, it is pertinent that approaches to both married and unmarried adults' cohabiting with parents in Korean society should be distinguished from approaches to those in Japanese or Western society because it reflects the uniqueness of Korean society. In the phenomenon of married and unmarried adults' cohabiting with their parents in Korean society, there are several factors besides the economic factor, especially the socio-cultural factor that have the characteristics of mutual dependence between parents and their children rather than those of unilateral parasitism, in contrast with the phenomenon in Japanese or Western society. This research was aimed to contribute by establishing basic data for policy making by providing necessary information to treat the issues of instability and anxiety related to families and reflection on the matters of generations and parent-child relationships in current Korean society.

• 국제지역연구
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• 제20권2호
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• pp.113-140
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• 2016

본 논문에서는 선행 연구를 통해 중진국 함정 논의의 주요 근거들을 추출하고 이들 근거를 중국경제 현실에 적용하여 '중국 중진국 함정 논의'의 객관적 근거와 위기 요인을 우선 확인해 보려 하였다. 그런 다음 향후 함정에 빠지지 않기 위해 중국이 어떤 경제개혁을 추진해야 하는지에 대해 살펴보는 것을 중요한 과제로 삼고 있다. 함정 유발 요인에 대한 선행 연구 검토 후 추출한 6가지 핵심 요인을 준거로 삼아 중국 경제에 대응시켜 본 결과 중국경제가 중진국 함정에 빠질 수 있는 가능성이 높아지고 있어 중대한 전환점에 서 있음을 알 수 있었다. '과잉투자'-'과잉설비'에 따른 'TFP 지속감소, '인구보너스 소멸과 고령화', '경제주체별 과다 부채와 기업구조조정 및 금융불안정', '소득불균등 확대', '정보통신 확산과 금융 인프라 접근성 및 투명성 지수 등 사회적 자본 미비' 등의 문제가 큰 우려요인으로 등장했음을 알 수 있었다. 그런데 이들 위기 신호들은 모두 지금까지의 중국이 추진해 온 성장모델, 즉 요소투입형 성장과 정부주도 부채의존형 성장모델의 한계를 보여주고 있다는 점에서 정부실패 교정을 필요로 하는 것들임을 또한 확인할 수 있었다. 함정을 피하기 위한 중국 정부의 정책방향은 대체로 제대로 설정된 상태이지만 이행과정이 쉽지 않다는 증거가 곳곳에서 나타나고 있었다. 결국 지금까지의 각종 '정부 실패'를 수정할 수 있는 정부 차원의 혁신에만 매달려서는 명확한 한계에 봉착할 수 있으므로 어떻게든 시장의 자체적인 상시 구조조정 능력이 배양될 수 있는 틀을 만들어 내는 것이 중국의 경우 더 없이 중요한 요소임을 알 수 있었다. 특히 2015년부터 위안화 SDR 편입이 확정되면서 대외적 측면에서도 큰 제약에 직면할 수밖에 없어 향후 중진국 함정 탈출을 위한 정책지향은 더욱 큰 제약에 직면할 수 있음도 알 수 있었다.

• 한국심리학회지 : 문화 및 사회문제
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• 제14권1호_spc
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• pp.299-317
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• 2008

2000년대를 전후로 급증한 청소년들의 학업중단을 실태와 기존의 연구들을 통해 종합적으로 조망하였다. 용어, 실태, 원인과 과정 및 학업중단 이후 과정으로 나누어 우리나라 청소년의 학업중단을 이해하고, 이를 다시 12가지 특성으로 정리하였다. 그리고 이러한 특성들을 생태학적 모형으로 재구조화하였다. 1990년대 중반에 시작된 사회적 안정구조의 흔들림과 1998년의 IMF 사태는 청소년들의 1차 환경인 가정과 학교에 영향을 미쳤다. 가정은 이혼 등의 갈등이 표면화되면서 청소년에 대한 심리적 지지와 경제적 지원을 약화시켰고, 학교에서는 교권과 교칙이 약화되면서 교사와의 갈등, 학업의 목적과 흥미 상실로 나타났다. 청소년들은 우울, 무력감, 공격성과 같은 정서적 반응, 미래의 불투명성, 학업적 의미 상실과 같은 인지적 반응 및 부적절한 성행동, 폭력과 같은 표면화된 비행행동반응을 보였다. 이러한 심리적 상태는 가출과 학업중단이라는 표면화된 행동으로 드러나게 되었고, 이후 이들의 학업 유지 의도에도 불구하고 준비되어 있지 않은 사회에 의해 비행화가 가속되었다. 이들에 대한 국가적 대처에 대한 제안과 제한점들이 논의에 첨가되었다.

• 대한안전경영과학회:학술대회논문집
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• 대한안전경영과학회 2005년도 추계학술대회
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• pp.569-579
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• 2005

International capital movement has made progress at global liberalization of finance and foreign exchange, international monetary norm changing into floating exchange rate system, easiness of collection of information and trade at improvement of information communication technology from early of 1970's. Results of empirical test for relation between foreign exchange rate or various determination factors of foreign exchange rate and interest rate are followed by next sentences. First, according to relation between foreign exchange rate and interest rate, correlation for each of variables after OECD entrance is increased. 'But, long-term & short-term interest rate is affected by Hanbo & Kia's bankruptcy, continuous large scale coporates bankruptcy and crisis of foreign exchange. Therefore, financial instability is occured. If portfolio investment fund has been inflow as it is mollified by continuous shortage of foreign exchange and fall of country's credit rating, it is expected to have positive effect for long-term & short-term interest rate from appreciation of won against dollar. Second, results from relation between determination factor of foreign exchange rate and interest rate are followed by next sentences. If surplus of current account and goods account is continued, yield of corporate bond is to be stable. But, margin of surplus is expected to diminish after second quarter 98, and difference between external and domestic interest (after adjusting foreign exchange rate) is to be diminished. And if net inflows of foreign investor's fund (stock and bond) is diminished, it is to have negative effect for yield of corporate bond. According to foreign investor's investment movement of previous years, hedge fund were stayed at least during two years in Mexico. It means that sudden capital outflow is not to be happened at Korea.

• 통상정보연구
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• 제12권3호
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• pp.167-195
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• 2010

The global financial crisis, the instability of the global economy since the beginning of the growing economic interests of the countries to adjust to establish a new economic system was set up on occasion. Meanwhile, standing in the international trade environment, multilateral system of international trade for the country as the cumulative fatigue of open markets and trade liberalization as an alternative to lead the free trade agreements between countries. Currently in Korea and China, in addition to the geographical proximity in all areas, including economic exchanges and mutually dependent relationship that is deepening the world's No. 1 exporter in China and overseas investors have become partners. FTA with China by promoting the growth of emerging economies in the Chinese market by securing a stable economic growth of China as a driver of economic growth in the country to utilize the plan is being promoted from. This study is currently being promoted, in a discussion of the FTA's agricultural trade measures to address the challenges and poems. Agricultural trade with other goods to be different from the specificity of the discussion of market opening and liberalization of trade has been recognized in the main essentially nothing. We promote an FTA, according to one review and discuss the background and trends of the agricultural trade in a market, through the analysis of the status and trends and present problems for future bilateral trade negotiations with Korea for agricultural markets and propose countermeasures for. Agricultural trade, during a discussion of the FTA is essentially nothing in the review is expected to expand the bilateral trade in agricultural products, while protecting its agricultural markets to be trying to policy implications.