• 제목/요약/키워드: financial ecology

검색결과 151건 처리시간 0.03초

환경교육에 대한 교사의 신념과 실제 프로그램의 차이 (Gaps between Teachers Beliefs and Actual Programs in Environmental Education in Korea)

  • 조지연
    • 한국환경교육학회지:환경교육
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    • 제16권2호
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    • pp.39-50
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    • 2003
  • Secondary school environmental education is offered mostly in extra-curricular activities, not included in the school curriculum. Therefore, drawing out its curriculum has been left to teachers' discretion. Teachers' beliefs in EE have much more influence on the selection of content of EE than any other psychological factors. It follows that the reality of school EE depends on what teachers believes about EE and which content of EE they select according to their beliefs. This study is to research the realities of the secondary school EE: examine teachers' beliefs about EE and analyse environmental views in their environment-related programs; examine whether teachers' programs reflect their beliefs and environmental views; identify the factors which teachers inhibit teachers from their expression of these beliefs. To identify what perspective was reflected to these programs, this study employs environmentalism. Environmentalism can be classified into 3 categories: environmental management; deep ecology; social ecology. Data were gathered by means of in-depth interviews with five teachers. To show teachers' beliefs clearly, the analysis of the data was conducted on the basis of 5 categories: 'ecological sensitivity', 'value education', 'behaviors', 'issues', 'perception of a cause of environmental problems, related to social structures'. These belifs reflect deep ecological perspective and social ecology. But these perspectives did not accord with those in programs. Most EE programs included only the deep ecological perspective. They didn't reflect their beliefs that students should perceive the cause of environmental problems in the social structure. The factors which teachers find as inhibiting or supporting their expression of these beliefs were analysed as following: (1) EE requests the change of curriculum and methods of instruction; (2) teachers should acquire 'environmental consciousness' and environmentrelated knowledge; (3) programs requests an administrative and financial support.

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Consumer Dissatisfaction Regarding Imported Famous Brand Goods - focused on age 20 - 30 female consumers -

  • Ryu, Mi-Hyun;Lee, Seung-Sin
    • International Journal of Human Ecology
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    • 제4권2호
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    • pp.15-25
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    • 2003
  • This study provides references to reduce consumer dissatisfaction by identifying the level of consumer dissatisfaction after the purchase and use of imported famous brand goods. In addition, it was aimed to provide basic materials for consumer education programs that will induce the rational consumption of imported famous brand goods. The survey was conducted on females in their 20s and 30s. A total of 483 questionnaires were used for the analysis. The results were as follows:(1) Consumer dissatisfaction with the purchase and use of imported famous brand goods showed a slightly higher level than the median and, (2) consumers had a lower level of consumer dissatisfaction when they had a higher ability to use internet information, greater financial stress, a higher educational level, and a greater availability of consumer education through newspapers and magazines. Additionally, consumers had a higher level of consumer dissatisfaction when they had greater holdings of imported famous brand goods, greater monthly income, and more experiences with overseas travel.

Allowance Usage Practices and Saving Behavior among Children

  • Kim Hyo-Chung
    • International Journal of Human Ecology
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    • 제6권2호
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    • pp.51-61
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    • 2005
  • This study investigated the allowance usage practices and factors affecting saving behavior from 291 elementary school students in Susan. Frequency distributions, Pearson product-moment correlations, and logistic regression analysis were conducted by SPSS Windows. Two-fifths of the respondents did not regularly receive allowance. Many parents did not guide what children spent their money on before using it. Children spent their allowances on buying snacks, stationary, and playing in the game room. Only a small number of the respondents kept a record, but many children saved money. On the other hand, in the logistic regression analysis, the significant variables explaining children's saving behavior were parents' guidance before using allowance, record-keeping, and doing household work for an allowance. These results imply that parents are in the best position to give children positive experiences towards financial management.

Dynamic Customer Population Management Model at Aggregate Level

  • Kim, Geon-Ha
    • Management Science and Financial Engineering
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    • 제16권3호
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    • pp.49-70
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    • 2010
  • Customer population management models can be classified into three categories: the first category includes the models that analyze the customer population at cohort level; the second one deals with the customer population at aggregate level; the third one has interest in the interactions among the customer populations in the competitive market. Our study proposes a model that can analyze the dynamics of customer population in consumer-durables market at aggregate level. The dynamics of customer population includes the retention curves from the purchase or at a specific duration time, the duration time expectancy at a specific duration time, and customer population growth or decline including net replacement rate, intrinsic rate of increase, and the generation time of customer population. For this study, we adopt mathematical ecology models, redefine them, and restructure interdisciplinary models to analyze the dynamics of customer population at aggregate level. We use the data of previous research on dynamic customer population management at cohort level to compare its results with those of ours and to demonstrate the useful analytical effects which the precious research cannot provide for marketers.

The Effect of Internet Use on the Changes in Family Systems

  • Lee Hyunah;Lee Kiyoung
    • International Journal of Human Ecology
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    • 제5권2호
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    • pp.61-80
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    • 2004
  • The introduction of the Internet in homes had an effect on family systems. The purpose of this study is to investigate the changes in family systems due to Internet use in South Korea. This study classified the types of changes in the family systems and analyzes the characteristics of each type. Systems approach provides the theoretical framework for this study. First, the cluster analysis demonstrated the three types of the changes in the family subsystems due to housewives' Internet use: 'positive changes', 'negative changes', and 'no changes'. Second, there are different characteristics among the types of changes according to demographic, Internet-related, and intra-system dynamic factors. These results suggest several implications for public policy. To utilize the Internet as a useful tool to improve the quality of family life, housewives must have the ability to control the Internet use and to manage their resources. In order to enhance their abilities of using the Internet, it may be necessary for the government to provide public educational programs for housewives.

Who are Steered to a Risky Credit Alternative?

  • Lee, Jonghee
    • International Journal of Human Ecology
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    • 제14권2호
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    • pp.79-91
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    • 2013
  • The market for a payday advance, regarded as both a convenient and short term-loan for immediate financial help, has grown incredibly since the 1990's. Despite its popularity by borrowers and the possible benefits, it has received negative publicity. Some borrowers have been caught in a debt trap for a long-term period and at tripledigit interest rates. The objective of this study is to shed light on the borrowers' profiles and their demand for a payday advance. Based on the 2010 household level data from the U.S. Federal Reserve Board, this study finds that payday advance users are pronounced as seemingly risky people. Payday advance users tend to be college drop-outs, African Americans, and non-homeowners compared to non-payday advance users. They are more likely to overspend above their income and have a favorable attitude toward conspicuous spending than non-payday advance users. They tend not to shop at all nor perform even moderate shopping for credit before using a payday advance service as opposed to non-payday advance users.

Family Attitudes and Gender Role Divisions of Married Women in Contemporary Vietnam and Korea

  • Chin, Mee-Jung
    • International Journal of Human Ecology
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    • 제12권2호
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    • pp.65-75
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    • 2011
  • This study attempts to examine family attitudes and gender role divisions of married women in contemporary Vietnam and Korea. Drawing data from the 2003 Vietnam Family Study and the 2005 Korean Marriage and Fertility Study, this study investigated 1) attitudes of married women toward marriage, cohabitation, divorce, and having children, 2) decision making on household expenditures, and 3) household work division between husband and wife. The results showed that married Korean women were less inclined toward traditional family attitudes regarding marriage and children than married Vietnamese women. Decision on routine household expenditures was made and household work was done mostly by the wife in the two countries. In comparison, married Vietnamese men took more responsibilities for important financial decisions and child education than married Korean men. These overall findings imply that patriarchical family and gender role norms were preserved to larger extent in contemporary Vietnam than in Korea.

The Role of Self-Control on Retirement Preparedness of US Households

  • Kim, Kyoung Tae;Lee, Jae Min;Hong, JiHyun Eunice
    • International Journal of Human Ecology
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    • 제17권2호
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    • pp.31-42
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    • 2016
  • We examine the self-control problems of U.S households and their effects on households' retirement preparedness based on the Behavioral Life-Cycle Hypothesis. Using the 2010 Survey of Consumer Finances dataset, the level of retirement adequacy was estimated with income replacement ratio (IRR), and only 42% of households were adequately prepared for retirement. Results from logistic regression analysis indicated that households with loan payment and saving self-control problems were less likely to be prepared adequately for retirement compared to those without such problems. Age, education, race/ethnicity, marital status, employment status, retirement plans, expected retirement age and risk tolerance were significantly related to retirement preparedness. This study provides financial educator and researchers with suggestions on how to help household make a better retirement plan.

남녀 청소년의 가족배경변인, 자아존중감 및 가족건강성이 성취동기에 미치는 영향 (The Effect of Family Environment Variables, Self-Esteem and family strengths on Achievement Motivation Perceived by the Adolescents)

  • 현정미;신효식;이선정
    • 한국가정과교육학회지
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    • 제26권3호
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    • pp.1-15
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    • 2014
  • 연구는 남녀 청소년의 가족배경 변인, 자아존중감, 가족건강성이 성취동기에 미치는 영향을 분석함으로써 청소년들의 성취동기 향상을 위한 환경 개선에 도움을 주고자 한다. 본 연구의 결과를 요약하면 다음과 같다. 첫째, 남녀 청소년의 자아존중감, 가족건강성(가족존중 및 애정, 역할공유 및 문제해결력, 의사소통 및 유대감, 재정적 안정), 성취동기 모두 중간값보다 높게 나타났다. 둘째, 가족배경 변인, 자아존중감, 가족건강성, 성취동기 간의 관련성을 살펴본 결과, 남학생은 생활수준, 자아존중감, 가족건강성 전체가 성취동기와 통계적으로 유의한 정적 상관을 보였고, 여학생은 생활수준, 부학력, 모학력, 자아존중감, 가족건강성 전체가 성취동기와 통계적으로 유의한 정적 상관을 보였다. 셋째, 남학생의 성취동기는 자아존중감이 높을수록, 가족이 서로 역할을 공유하고 문제를 해결할 수 있는 힘을 지니며, 의사소통이 잘 이루어지고 가족 간 유대가 좋으며 재정적으로 안정될수록 높은 것으로 나타났으며, 이들 변인은 남자 청소년의 성취동기를 42% 설명해주고 있다. 여학생의 성취동기는 자아존중감이 높을수록, 재정적으로 안정되고, 가족 간 의사소통이 잘 이루어지고 가족 간 유대가 좋을수록 높았고, 이들 변인은 여자 청소년의 성취동기를 39% 설명해주고 있다. 따라서, 청소년의 성취동기를 높이기 위해서는 청소년 스스로 자신을 소중하게 여기고 자신을 존중하며, 자랑스럽게 여길 수 있도록 교육적인 관심과 기회 제공이 다각적으로 이루어져야 하며, 가정과 학교, 사회에서 가족 간의 의사소통 및 유대감 강화를 위한 다양한 프로그램이 개발되어 시행되어야 할 것이다.

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전주시 단독주택 지역에 위치한 경로당의 실내 환경의 특성과 이용자 만족도에 대한 분석 (Analysis on Characteristics of Indoor Environment and Satisfaction Level ofUsers of Senior Centers in Jeonju Residential Areas)

  • 정인수;맹상위
    • 한국주거학회논문집
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    • 제27권6호
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    • pp.31-43
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    • 2016
  • The purpose of this paper is to gather information and opinions to better guide the direction for implementing improvements of the senior centers' indoor environments located in Jeonju residential areas, by surveying the users about the level of satisfaction and analyzing the result in relation to the current situation. Senior centers located in Jeonju residential areas were operating the facilities with low financial support from the local autonomous entity. According to the results of the survey, most of the users tend to use the facilities between 12p.m. to 6p.m., and the majority have lunch at the senior centers. Most of the senior centers already have cooking facilities, without a dining room, except one place, and even the facilities they have are very poor. In a thermal environment area, the temperature is mostly above in summer or below in winter the appropriate temperature, especially the temperature of the restroom of all senior centers are below $20^{\circ}C$ in winter. The density of carbon dioxide is above average in most indoor areas. However, the users' level of facilities' satisfaction was positive. To improve the seniors' quality of life, the local autonomous entity has to start regular check-ups and repair of the poor indoor environment and facilities, with more financial support and active supervision by senior center the management.