• 제목/요약/키워드: financial attitude

검색결과 227건 처리시간 0.026초

대학 임시주거 거주학생들의 임시주거에 대한 태도 - 건축학과 학생들을 중심으로 - (An Attitude of Residents on College Temporary Housing - Focused on Students in Architectural Design Program -)

  • 김덕수;권준범
    • 교육시설 논문지
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    • 제27권2호
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    • pp.3-13
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    • 2020
  • The purpose of this study was to analyze the factors negatively affecting college life, to investigate the perception gap between housing types, and to generate preliminary data for increasing residential satisfaction of students who live in temporary housing(e.g., dormitory or one-room). The utilized research methods included a questionnaire survey and an in-depth interview. The college students, especially from other regions, experienced more financial difficulties than others. They managed their tuition and living expense/allowance by parents supports and other sources(e.g., scholarship, arbeit, work in college, loan etc.). The reasons to choose dormitory, as temporary housing, were short distance to college and low costs. In case of one room, independent life was main reason to choose. Gender differences affected to the decision, moving away from present temporary housing. For example, male students preferred an independent life and a short commuting distance, while female students preferred an independent life and a safe life. Thus, considering the origin and gender differences of residents, dormitory planning needed to develop plans allowing independent life and to choose appropriate site for the purpose. In case of planning one room apartment, concerns for safety and landscape were more important than other factors.

The Relationship among Internal Marketing, Satisfaction and Organizational Commitment: Moderating Effect of Economic Performance Change of Business

  • KIM, Boine
    • 동아시아경상학회지
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    • 제9권2호
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    • pp.31-42
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    • 2021
  • Purpose- This research's purpose is to give implications on how to increase employee satisfaction and organizational commitment of Korean employees using internal marketing. To do that this study analyzes relationships among variables and analyses mediating effect of satisfaction. Also, this study wants to analyze economic performance change of business as a moderator so group comparison between an economic slump and economic recovery is included. Research design, data, and methodology- To analyze relationships among internal marketing, employee satisfaction and organizational commitment of Korean employees, this study used the 7th KRIVET's HCCP data of employee and firm's financial statements data. And conducted CFA, SEM and group comparison analysis by using AMOS 21. Result- According to the empirical results, employee satisfaction mediates between internal marketing and organizational commitment. However, trust was the only significant antecedent that give a positive influence on employee satisfaction. And employee satisfaction increases organizational commitment. Also, economic performance change of business does significantly deteriorate relationships. Conclusion- Based on this study result, implications to manage the organizational commitment of Korean employees are discussed. Especially, the effect of employee satisfaction and trust discussed. Also, economic performance group which is an economic slump and economic recovery differentiation is highlighted. Therefore the cautious approach is needed in managing employee attitude to job and organization is needed

Boosting green cars retail in Malaysia: The influence of conditional value on consumers behaviour

  • ALGANAD, Amr Mohammed Nasser;ISA, Normalisa Md;FAUZI, Waida Irani Mohd
    • 유통과학연구
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    • 제19권7호
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    • pp.87-100
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    • 2021
  • Purpose: This paper examined the role of conditional value in the green automotive industry. The relationships of conditional value's four factors, consumers' attitudes and consumers' intention to purchase green cars were investigated. The conditional value was extended by examining the effect of fuel prices. Research design, data, and methodology: This study is quantitatively designed. All variables were measured using a 7-point Likert-scale; 425 questionnaires were collected from the respondents in Malaysia. SmartPLS was utilized to examine the proposed nine hypotheses. Result: The results demonstrate a positive relationship between attitude and intention toward green cars. Additionally, the results of the relationships were as follows: fuel prices was the most significant predictor of Malaysian consumers' attitudes and consumers' intention to purchase green cars, followed by environmental consequences and government policy. However, retail sales promotions did not show a significant effect on both consumers' attitudes and intentions. Conclusion: The study's findings suggest that the Malaysian government should implement an integrated package that includes a fuel pricing policy that restricts the purchase of non-green cars, as well as a set of financial incentives for purchasing green cars. Moreover, it is valuable to conduct public awareness campaigns about the negative consequences of current consumption patterns.

Factors Influencing Startup Intention of Young People in Vietnam

  • Thi Thuy Trang, PHAM;Thi Bich Ngoc, TRAN
    • The Journal of Asian Finance, Economics and Business
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    • 제10권2호
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    • pp.223-233
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    • 2023
  • Entrepreneurship brings countless values to each individual and practical benefits to society and the economy. Recently, the call for a better understanding of entrepreneurship from corporations and governments is regularly voiced the day, both in the academic literature and in public discussions. This study examines factors influencing the startup decision of young people in Vietnam. Primary data was collected from an online survey and then imported into an Excel file before being analyzed by SPSS 22. The total number of relevant observations for the study is 656, using numerous statistical approaches such as EFA and multiple regression analyses. This study contributes to the existing literature and current practice by suggesting six major determinants of startup intention: self-expectation, personal attitudes, self-competency, perceived feasibility, entrepreneurial orientation, and financial wealth. Among these factors, self-competency and entrepreneurial orientation are statistically significant, indicating that the capability of young people is the most important determinant of their startup intention. Additionally, the results indicate that self-expectation, attitude, perceived feasibility, and finance do not impact students' intention to pursue entrepreneurship. We suggest that by enhancing the training quality of universities, young people will be provided with much essential knowledge and technical skills for running a business.

안전의식 수준 확보를 통한 항공 안전문화 증진 방안 연구 (A Research on Enhancing Aviation Safety Culture by Building the Level of Safety Awareness)

  • 송제환;전제형;정근화
    • 한국항공운항학회지
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    • 제31권3호
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    • pp.10-16
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    • 2023
  • Demand for air travel, which shrank sharply following the outbreak of the COVID-19, has recently recovered up to 80% before the spreading pandemic. As a result, the number of passengers are rapidly increasing again. However, financial difficulties and lack of skilled workers in the aftermath of a long-term recession and pandemic lead to a decrease in aviation safety awareness which is fundamental for safety culture. Consequently, this hazard can act as a potential risk factor for the global aviation industry preparing for a new leap forward in the post-pandemic era. Therefore, this study analyzed and defined the four key elements of aviation safety awareness; attitude, belief, perception, and value. Based on this analysis, this study combined the four key elements into the P-D-C-A cycle to derive what top management, middle managers, and workers should each do to continuously improve the positive safety culture.

A Study on Intention to Adopt Digital Payment Systems in India: Impact of COVID-19 Pandemic

  • Kavita Jain;Rupal Chowdhary
    • Asia pacific journal of information systems
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    • 제31권1호
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    • pp.76-101
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    • 2021
  • Digitalization and digital transformations have metamorphized the face of Financial Inclusion globally, more so, in cash obsessed economies like India. The purpose of our study is to empirically analyze the users' intention to adopt digital payment systems, post Demonetisation, during the COVID-19 pandemic in India. The conceptual framework for the study is based on the Unified Theory of Acceptance and Use of Technology (UTAUT) adoption model with added operationalized constructs of Perceived Risk and Stickiness to use Cash. A total of 326 respondents were surveyed using a pre-tested questionnaire during the Nationwide Lockdown 3.0 in India. These responses were analyzed using Partial Least Squares - Structural Equation Modelling (PLS-SEM) technique. The findings of the study revealed that performance expectancy and facilitating conditions directly influence the intention of individuals to use digital payment systems, whereas the effect of perceived ease of use on digital payment systems is mediated through the attitude towards the digital payment systems during COVID-19 pandemic situation. Implications of the proposed adoption model are discussed. This will enable the other developing economies to formulate a digital ecosystem, that is here to stay even after the pandemic.

의료보험(醫療保險) 실시이후(實施以後) 지역주민(地域住民)의 의료기관이용행태(醫療機關利用行態) 변화(變化) 추이(推移)와 그 요인(要因)에 관한 조사연구(調査硏究) (Analysis on the trends and causes of inhabitant's behavioral changes in medical institutions's utilization after enforcement of regional medical insurance. (pilot-project area of regional medical insurance; mainly Kun-wi and Kwang-hwa county))

  • 박정연
    • 한국보건간호학회지
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    • 제3권2호
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    • pp.47-76
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    • 1989
  • The objectives of this study was to analyze the major causes of decreasing utilization rate of health care institutios in pilot-project area of regional medical insurance, Kwang-hwa and Kun-wi country. After the implementation of medical insurance, utilization rate of health institutions turned out' to be lower than it was estimated, when the pilot-project of regional medical insurance was planned. It might be due to changes in inhabitant's behavioral attitude toward medical insurance. So this study was made to find measures for financial stability by increasing utilization rate of health care institutions and to be available for basic demand-supply program of medical care. The hypothesis of this study was as follows; First. there is difference in understanding health care institutions between Kun-wi and Kwang-hwa. Second. respondesnts of inquiry survey have exact knowledge of their past experience of treatment taken prior to enforcement of medical insurance, Questionaire survey was made as to each 700 household among total 11, 884 households in Kun-wi and 20,919 households in Kwang-hwa. In case of Kun-wi, 70% of inquired households (491) gave their answers. In Kwang-hwa, the number was 560 households (80% of inquireds). Dollected data was processed and analyzed by way of using SPSS batch system. To evaluate facto rs distribution aspects of data and to make comparison between two area, percentage and $X^2$ distribution were applied. The results were as follows; L The utilization rate of health care institutions in Kun-wi and Kwang-hwa was lower than it was estimated. when pilot-project of medical insurance was planned. 2. Prior to the implementation of medical insurance. inhabitants in two area chose the medical institutions considering such factors. First was medical care fee cheap. second in habitant's residence, Third was the institutions conveniently easy of access. 3. After the implementation of medical insurance. 26.1% of inqurieds in Kun-wi and 41.6% in Kwang-hwa, changed medical institutions. In case of Kwn-wi, from health care institution (p 0.05), and in case of Kwang-hwa, vice versa, from general medical institutions to health care institutions. 4. Evaluation by factors were made such as follows. Inquired gave high marks to following facts: In case of Kun-wi, general medical institutions were difficult of access and relation between patients: was not friendly, but burden of medical expenditure was light. Effects of treatment and facilities was good. In case of Kwang-hwa, inquired gave high evaluation marks to the follow ing facts; facilities of medical institutions was not good, but the burden of medical expenditure was light. 5. After the implementation of medical insurance, the services was evaluated as good, but inquired hopec for lessening the burden of medical expenditure. 6. In case of exact understanding of cost-sharing, the evaluation rate in Kwang-hwa was higher than that of Kun-wi (p < 0.005). And positive attitude toward necessity of medical insurance was also good in Kwang-hwa (p < 0.05). 7. In case of inquired's attitude toward medical institutions, Kwang-hwa showed positive response (p < 0.05) 8. In the case of comparison between general medical institution and health care institution, two area showed similar positive response; medical manpower, facilities of medical institutions and effest: of treatement was good. 9. In comprehensive evaluation of benefit-service; the general medical institution's positiveness was higher than that of health care institutions in Kun-wi. But in Kwang-hwa vice-versa. 10. If the medical expenditure of general medical institution and health care institutions was equal 77% of inquireds in Kun-wi and 59.1% in Kwang-hwa answered that they chose general medical insurance. Considering results above mentioned, the conclusion of this study was made as follows. 1. In Kwang-hwa county, where the understanding of health care institutions's was good, the utilization's of health care institutions was shown high. Therefore, in case of Kwang-hwa, betterment: should be made to induce increasing utilization rate for negative factors of health care institutions. 2. In case of Kun-wi, where the understanding of health care institutions was on the decrease, measures for changing such negative factors should be taken by way of strengthening public relations. And cases of Kwang-hwa should also be studied. 3. On the side of financial stabilization and establishing health care delivery system, primary health care should be available. Therefore, the major cause of inhabitant's avoiding health care institutions should be known. And measures for activating that institutions have to be taken. So, the facilities of health care institution have to be improved up to the level of clinic. And supportive measures for securing equipment and improving health care services should also be taken. It is necessary that strategy for public relations should be employed with policy considerations and supports.

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금융회사의 정보보안정책 위반요인에 관한 연구: 내부직원과 외주직원의 차이 (Violations of Information Security Policy in a Financial Firm: The Difference between the Own Employees and Outsourced Contractors)

  • 이정하;이상용
    • 경영정보학연구
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    • 제18권4호
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    • pp.17-42
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    • 2016
  • 금융회사의 정보보안사고는 정당한 접근 권한을 가진 내부자에 의해 발생하는 사례가 증가하고 있으며, 특히 외주직원에 의한 사고가 증가하고 있다. 금융회사의 외주용역 증가에 따라, 내부자 위협관점에서 정당한 권한을 가진 외주직원은 조직의 정보보안정책을 위반할 수 있는 위협적인 존재가 되고 있다. 본 연구의 목적은 내부직원과 외주직원의 차이를 분석하고 정보보안정책의 위반요인을 확인하여 금융회사의 정보보안정책이 바르게 작용할 수 있도록 하기 위함이다. 금융회사 조직원의 정보보안정책에 대한 위반요인에 대해 계획된 행동이론, 일반억제이론 및 정보보안인식을 기초하여 연구모형을 설계하고, 내부직원과 외주직원 간의 차이를 분석하였다. 분석에 사용된 설문은 온라인과 오프라인으로 수집된 363개의 샘플이 사용되었으며, 그룹 간 차이를 분석하기 위해 내부직원 246명(68%)과 외주직원 117명(32%)을 두 그룹으로 나누어 다중 집단 분석을 이용하였다. 차이 분석을 수행한 결과, 외주직원은 내부직원과 달리 정보보안정책에 대한 위반의도가 정보보안정책에 대한 주관적규범에 영향을 받지 않고 정보보안정책에 대한 행동통제에 영향을 받아 억제되는 것으로 나타났다. 이는 외주직원은 자신이 스스로 할 수 있다고 여기는 자기효능감과 같은 요인에 의해 정보보안정책에 대한 위반의도가 통제되는 것을 나타내는 것이며, 외주직원관리에 이를 응용하여 정보보안교육을 내부직원과 달리 정보보안정책에 대한 조직의 기대를 강조하기보다는 스스로 지킬 수 있을 정도로 외주직원이 기술을 가지고 있음을 강조하고 쉽게 지킬 수 있다는 것을 강조하면 더욱 효과적일 것이다. 결론적으로 금융회사의 외주직원에 대한 정보보안교육 프로그램은 정보보안정책에 대한 이해도를 높일 수 있도록 하여야 하며, 외주직원관리에서는 외주직원이 스스로 지킬 수 있도록 쉬운 보안체계를 유지하는 것이 효과적이라 할 수 있다.

청소년과 부모 세대의 노부모 부양인식에 대한 토착심리 탐구 (Indigenous psychological analysis of elderly parents care among adolescents and their parents)

  • 박영신;박영자;남인순
    • 한국심리학회지 : 문화 및 사회문제
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    • 제23권3호
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    • pp.409-449
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    • 2017
  • 이 연구의 주된 목적은 청소년과 부모 세대의 노부모 부양인식을 탐구하는데 있다. 더불어 세대 집단별 노부모부양효능감과 노부모 부양태도의 차이를 살펴보았다. 또한 부모가 청소년 자녀의 노부모부양효능감과 노부모 부양태도에 미치는 영향을 분석하고자 하였다. 최종분석대상은 총 2,460명(청소년 820, 부 820, 모 820)이었다. 연구결과는 다음과 같다. 첫째, 노부모 부양할 때 어려움에 대해 청소년은 경제적 문제를, 부모는 의견 차이를 가장 대표적으로 제시하였다. 노부모를 부양할 때 좋은 점으로 청소년은 가정화목을, 부모는 자녀교육에 도움 됨을 가장 많이 응답하였다. 노부모 부양의 대표적 행동으로 청소년은 모시고 사는 것, 부모는 보살펴드림의 반응률이 가장 높았다. 노부모 부양의 좋은 방법으로 청소년과 부모 모두 마음 편하게 해 드림을 가장 많이 응답하였으나, 그 다음으로 청소년은 모시고 사는 것을, 부모는 대화함을 많이 응답하였다. 노부모를 부양하지 않았을 때 드는 마음으로는 청소년과 부모 모두 죄송함이 가장 대표적이었다. 둘째, 청소년과 부모 세대의 노부모 부양 관련 변인의 차이를 분석한 결과, 부모 집단이 청소년 집단보다 노부모부양효능감이 낮고, 노부모 부양에 대한 태도가 부정적이었다. 셋째, 청소년의 노부모부양효능감과 노부모 부양태도는 어머니의 노부모부양효능감의 영향을 받았다.

부모진로지지와 진로자기조절, 진로정체감의 관계 - 방사선과 학생 대상 - (Relationship between Parental Career Support, Career Self-Regulation, and Career Identity - with Student Dep. of Radiologic Technology -)

  • 김인숙;이인자
    • 대한방사선기술학회지:방사선기술과학
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    • 제38권3호
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    • pp.295-304
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    • 2015
  • 방사선과 1, 2, 3학년 학생들의 부모진로지지(정보적, 정서적, 경제적, 경험적)의 영향으로 진로자기조절 관계(계획 및 점검, 긍정적사고, 진로피드백, 진로환경조성), 진로정체감 관계(진로결정, 우유부단, 진로미결정)을 알아보고자 설문을 중심으로 분석한 결과 다음과 같은 상관관계가 있음을 알 수 있었다. 부모진로지지 중에 정서적지지는 계획 및 점검(r=.25, p<.001), 진로피드백(r=.54, p<.001), 긍정적사고(r=.46, p<.001)는 높은 상관을 보였고, 정보적지지도 진로환경조성(r=.22, p<.001), 계획 및 점검(r=.20, p<.001), 진로피드백(r=.24, p<.001), 긍정적사고(r=.26, p<.001)도 모두 높은 상관을 보였다. 경제적지지는 진로피드백(r=.33, p<.001), 긍정적사고(r=.34, p<.001)은 다소 높은 상관을 보였다. 경험적지지는 진로환경조성(r=.18, p<.001), 계획 및 점검(r=.25, p<.001), 진로피드백(r=.37, p<.001), 긍정적사고(r=.30, p<.001) 모두 높은 상관을 보였다. 부모진로지지 중에 정서적지지는 진로결정(r=.27, p<.001), 경제적지지 역시 진로결정(r=.18, p<.001), 경험적지지도 진로결정(r=.23, p<.001)에서만 다소 높은 상관을 보였다. 부모진로지지에 따른 학년간의 차이는 정서적지지(F=8.52, p<.001), 경제적지지(F=8.97, p<.001), 경험적지지(F=5.36, p<.05)에 유의한 차이가 나타났다. 진로자기조절에 따른 학년간의 차이는 진로피드백(F=8.48, p<.001), 긍정적사고(F=16.29, p<.001)에 유의한 차이가 나타났다. 진로정체감에 따른 학년간의 차이는 진로미결정(F=4.01, p<.05), 진로결정(F=11.72, p<.001)에 유의한 차이가 나타났다. 부모진로지지가 진로과업을 성장시키는 자녀나 청소년들에게 얼마나 많은 영향력을 발휘하는지에 대한 연구 결과가 나왔으며, 전문적인 후속 연구가 필요로 하며 부모님들이 자녀의 진로나 의사결정에 전적으로 참여하기보다는 지원하고 도울 수 있는 객관적인 입장으로 보살펴주는 부모의 역할이 매우 필요할 것으로 생각된다. 특히 방사선과 전체 학생들은 자신이 진로결정 시 가장 영향을 준 사람은 본인의 의사를 제외하면 부모님의 영향(30.1%)이 높은 결과가 나왔으며, 또한 전공 선택 시 가장 큰 동기는 취업전망이 좋을 것 같아서가 40%로 높은 결과가 나왔다. 이러한 결과들은 고등학교에서 대학 진학 진로결정시 자신의 흥미나 적성보다는 현실적인 문제인 취업전망이 좋은 부분에 많은 관심을 가지고 진로결정을 하였다는 결과로 보여 지고 있다. 또한 정보, 정서, 경제, 경험들의 부모진로지지가 자신의 진로목표 및 목표를 달성하기 위해 자신을 조절할 수 있게 영향을 주며 또한 진로결정에 많은 영향력을 주는 것을 알 수 있으나, 현재 방사선과 학생들의 진로선택은 흥미나 적성보다는 시대에 맞춘 취업 전망이 중요한 부분이고, 또한 대부분의 부모도 미래에 자녀가 안정된 직업을 얻었으면 하는 바람을 갖고 있다. 이러한 기대로 방사선과에 입학한 학생들이 비록 적성과 흥미가 맞지 않아서 대학생활이나 전공공부 하는데 어려움을 겪고 있는 학생들에게 잘 적응 할 수 있도록 부모진로지지 만큼이나 학생들의 학습지도나 정서지지가 필요하다고 생각한다.