• 대한가정학회지
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• 제36권1호
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• pp.129-142
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• 1998

The purposes of this study were to identify education expenditure and to analyze contributing factors to total education expenditure for two children among married couples. For these purposes, total sample of 1,256 married couples those having two children of both pre-school aged and school aged were selected, and total sample was divided into four groups by first child's school aged; those were pre-school aged(375), elementary school aged(385), middle & high school aged(248) & college aged(248). Statistics used for the analysis were frequencies, means, percentile, and tobit and OLS analysis. The results were as follows. First, the households those having the first child of pre-school aged didn't spent for public education expenditure, while public education xpenditure of school aged increased continuously. The households having the first child of high school aged spent the most private education expenditure among four groups, however, total education expenditure of the households having the first child in college aged spent the most education expenditure were household head's age, family size, home ownership and financial asset amount, and elementary school-aged's factors were household head's age, education level, home ownership and total household income. Also, household head's education level, wife's expectation of future economy, residence, total household income had significant effects on total education expenditure in middle and high school-aged, and household head's job, home ownership, contact with neighborhood, residence and Engel's coefficient were significant variables in college aged.

• 가족자원경영과 정책
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• 제7권1호
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• pp.135-152
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• 2003

This study examined which factors influence educational expenditure by family life cycle. Data for this study were from the 2001 Household Income and Expenditure Survey and consisted of a sample of 2,681 households. The results showed that the households having high school students had the highest educational expenditure and the households having middle school students had the highest ratio of educational expenditure to consumption expenditure. The education of household head, family type, the number of children, the age of the youngest child, and family income had significant effect on educational expenditure in all the stages of family life cycle. The results of this study will be useful for financial management of households and give suggestions for the government policy on education.

• 대한가정학회지
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• 제45권10호
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• pp.45-57
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• 2007

The causes of indebted overspending were investigated by examining household expenditure patterns using the data from the 2002 Family Expenditure Survey. The five major expenditure categories were identified by factor analysis, and the six types of indebted overspending were clustered. About 28% of the indebted overspending was done out of necessity, and food, utilities, housing, and health care accounted for about 42% of the household expenditure. Luxury spending accounted for about 25% of the overspending by indebted households who spent about 24% of the household expenditure on clothing, entertainment, and private education. Cars (22%) and education (20%) were found to be other major causes of indebted overspending. Paying off debt and durable purchases were identified as the major causes of indebted overspending, but had a low frequency. Finally, the financial status of the four major types of indebted overspending households was evaluated.

• 가족자원경영과 정책
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• 제18권3호
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• pp.135-157
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• 2014

The purpose of this study was to investigate the influences of household income, education needs, private education expenses and expenditures of preparation for old age for mothers of school-aged children and to discover the causal relationships among these variables. The subjects in this study were gathered from among 393 mothers living in Daegu with school-aged children from 8 to 19 years old and with wage-earner husbands. The research tool was a questionnaires which addressed the general characteristics of the subjects, household income, the scale of education needs, the scale of private education expenditures, the scale of perceived burden of private education, and the scale of expenditures of preparation for old age. In order to analyze the study data, factor analysis, and regression analysis using SPSS were used, and structural path analysis using AMOS was used. The main results of this study were as follow: First, the greater the household income, the greater the education needs. Second, household income and education needs had no significant influences on private education expenditures. Third, education needs and private education expenditures turned out to have significant effects on the perceived burden of private education expenditures. Fourth, expenditures of preparation for old age among mothers of school-aged children was influenced by the education needs, private education expenditures and perceived burden of private education expenditures. The household income of mothers of school-aged children had no significant influence on private education expenditures. Finally, education needs, private education expenditures and perceived burden of private education expenditures for mothers of school-aged children had a direct effect on the expenditures of preparations for old age. On the other hand, in mediating education needs, household income of these mothers had an indirect effect on expenditures of preparations for old age. The perceived burden of private education expenditures turned out to have the biggest total effect on the preparations for old age of mothers with school-aged children.

• 대한가정학회지
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• 제35권2호
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• pp.401-413
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• 1997

The objectives of this study were to measure the characteristics of environmentally conscious behavior in the private household focused on energy consumption, money expenditure and time usage, and to determine the socioeconomic variables, environmental consciousness and environmental education which are associated with the environmentally conscious behavior of private households. The data for this study were collected in a personal interview and the final sample consisted of 178 respondents and the statistics employed to analyze the data are discriminant analysis $\chi$2-test. As a result of the discriminant analysis, it was shown that environmentally conscious private households consumed less energy, had lower transportation costs, but spent more time in purchasing behavior in the market compared with those who did not exhibit environmentally conscious behavior. Environmentally conscious behavior of private households differed significantly according to the education of housewives, and also to the level of environmental consciousness and environmental education of the respondents.

• 아태비즈니스연구
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• 제10권2호
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• pp.13-26
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• 2019

This paper aims to empirically examine the short-run and long-run aggregate demand for the US imports using quarterly economic data for the period 2000-2018 including aggregate imports, final expenditure components, gross fixed capital formation and relative price of imports. According to the results of both multivariate co-integration analysis and error correction model, the above variables are all cointegrated and significant differences are found to exist among the long-run partial elasticities of imports as regards different macro components of final expenditure. Partial elasticities with respect to government expenditure, gross fixed capital formation, exports and relative price of import are found to be positive while imports seems to respond negatively to changes in private consumption, implying that an increase in private consumption could result in a significant reduction in demand for imports in the long run. With regard to the relative import prices, the results appear to indicate a relatively insignificant influence on the aggregate imports in the US in the long run. However, an error correction model designed for predicting the short-term variability shows that only exports have an impact on the imports in the short run.

• 가족자원경영과 정책
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• 제4권1호
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• pp.1-13
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• 2000

This study examined patterns and determinants of families’supplementary educational investment on children. By supplementary educational investment, it meant the amounts of money spent on children’s education other than regular formal schooling expenses. The data used were from the 「1996 Household Expenditure Survey」conducted by the National Statistical Office. The statistical methods employed were descriptive statistics, cluster analysis and logistic multiple regression analysis. Results of cluster analysis revealed five different patterns of family supplementary education expense with relatively even proportion of families allocated to each pattern. The five education expenditure patterns were arts education dominant; other education dominant; gymnastics·clerical·computer education dominant; college entrance exam preparation dominant; and private tutoring dominant. Results of logistic regression analysis showed that the possibility of being in a pattern affected by various family socioeconomic variables. Important factors affecting there patterns were children’s schooling stage, residence, and mother’s education.

• 가정과삶의질연구
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• 제15권4호
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• pp.165-182
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• 1997

The purpose of the study is to analyze the family economic status by wife's employment. The data used in the study was taken from 1994 Expenditure Survey of Urban Families. The results showed that 33.2% of family income of employed-wife families was from wife's earnings and employed-wife families took more family income compared to nonemployed-wife families. In total expenditure eployed-wife families spent more than nonemployed-wife families. Employed-wife families spent more than nonemployed-wife families these categories such as food away from home rent domestic services clothing & shoes education public transportation and miscellaneous; spent on health care utilities communication and private transportation. The amount of savings of employed-wife families was more than of nonemployed-wife families.

• Journal of the Korean Data and Information Science Society
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• 제23권3호
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• pp.543-558
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• 2012

본 연구는 가계지출 부담을 주고 있는 사교육비의 증가원인을 여성 전업주부의 영향 관점에서 살펴보고 있다. 주요 결론으로는 첫째, 사교육비 정의를 세 가지 유형으로 나누어 효과를 살펴본 결과, 유형별 모형에 관계없이 여성전업주부는 가구의 사교육비를 증가시키는데 영향을 주고 있는 것으로 분석되었다. 둘째, 5분위 소득계층별로 구분하여 분석한 결과, 1분위를 제외하고는 2분위 이상 소득계층에서는 소득이 많을수록 가구의 교육비부담에 대한 전업주부 효과가 다소 줄어드는 것으로 나타났다. 셋째, 가구유형을 근로자 가구와 비근로자 가구로 구분하여 살펴본 결과, 사교육비 부담에 대한 전업주부 효과가 비근로자 가구보다 근로자 가구에서 더 강하게 나타났다. 이는 규칙적으로 소득을 벌어들이고 있는 근로자 가구가 비근로자 가구에 비해 전업주부를 통해서 사교육비에 더 많은 투자를 하기 때문이라고 볼 수 있다.

• 대한가정학회지
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• 제42권9호
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• pp.37-51
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• 2004

The purpose of this study was to examine the effects of household characteristics on savings account, savings insurance, and private financial clubs. Data for this study were collected from the 2001 Household Income and Expenditure Survey consisting of a sample of 1,801 salary and wage earners' households. Tobit analysis was peformed to investigate savings accounts, savings insurance and private financial clubs. The results showed that 76% of households held savings accounts, 77% savings insurance, and 12% non-institutional assets in private financial clubs. Sender, age, education, job, spouse employment, family type, location, home ownership, number of children, and family income were significant determinants of investment in savings accounts, savings insurance, and private financial clubs. Family income was the most powerful variable.