• 제목/요약/키워드: emergency funds

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Crisis Management Strategy for the Korean MICE Industry Using SWOT-AHP-TOWS Analysis

  • Kim, Yongsuk
    • Journal of Korea Trade
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    • 제25권6호
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    • pp.34-56
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    • 2021
  • Purpose - This study presents strategies to overcome the COVID-19-induced crisis in Korea's meetings, incentives, conferences, and exhibitions (MICE) industry. It aims to quantitatively identify the environmental factors affecting the industry and their degree of influence, and derive optimal countermeasures. Design/methodology - The study applied the SWOT-AHP-TOWS framework. An AHP analysis was first performed within the SWOT frame, and then a TOWS analysis was conducted using the results of the SWOT-AHP analysis. In the AHP analysis, the number of pairwise comparison questions was limited to four for each SWOT factor to increase the consistency of responses by reducing the burden on respondents. Findings - The plunge in demand (threats factor) has had an overwhelming impact on the MICE industry, more than any other environmental factor. To overcome the crisis, the ST alternative that takes advantage of dynamic pop culture to minimize the business damage caused by the plunge in demand was the top priority measure. Based on the results, this study presents suggestions for overcoming the crisis in the MICE industry. First, the industry should develop profitable business models to supplement scarce financial resources by exploiting Korea's success with quarantine management. Second, the government must provide emergency relief funds or bailout support to protect MICE facilities and employees. Originality/value - Unlike previous work on the MICE industry, this study utilized the SWOT-AHPTOWS framework to derive quick research results in an abnormal situation. This approach can be expanded to other countries with different industrial environments and situations. Additionally, when applying this method to MICE sub-sectors, countermeasures should be tailored to each field.

가계부 기록이 가계의 재무건전성에 미치는 영향 (Effects of Keeping Financial Records on Financial Soundness of Households)

  • 손지연;박주영
    • 가정과삶의질연구
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    • 제34권3호
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    • pp.113-128
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    • 2016
  • The Purpose of this study is to find the levels of keeping financial records among Korean households and to reveal the effect of keeping financial records on financial soundness of households. The 2014 Consumer Empowerment Index of the Korean consumer agency, which includes the surveyed results of 1,000 individuals, was analyzed as a secondary dataset. As a result, the following findings emerged during the study. First, 25.9% of consumers replied that they were keeping financial records. Factors associated with keeping financial records were gender and income. Women were more likely to keep financial records than men. Also, income had significant effects on keeping financial records. Second, levels of meeting percentages of financial ratios were highest in the debt to income ratio, which was 81.5%, and lowest in the investment ratio, which was 14.5%. Furthermore, 52.6% met the savings ratio, 40.6% met the emergency funds ratio, 24.6% met the retirement savings ratio. Meeting a percentage of the savings ratio did not fluctuated for 16 years, although the debt to income ratio has decreased around 15% since 1998. Third, keeping a household account book had signigicant influences on meeting percentages of financial ratios. Magnitudes of effects ranged between 1.4-1.8 odds, which were as much as the income effects. In summary, effects of keeping financial records were evidenced in this study. It is suggested that the importance of keeping financial records should be stressed in financial education and counseling programs.

베이비붐세대 가계의 자산.부채상태 분석: 2006년과 2011년 비교 (Asset-Liability Analysis of Baby-Boomer Households: Comparison of year 2006 and 2011)

  • 차경욱
    • 가족자원경영과 정책
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    • 제16권3호
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    • pp.153-176
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    • 2012
  • This study gives an account of the state of baby-boomer households in regard to assets and liabilities utilizing the 2006 Household Asset Survey and the 2011 Survey of Household Finances. Using the data gathered from each year, this study examined the proportion of households who had each type of asset and liability, and the amount of them. This study also compared the amount of assets and liabilities of baby-boomer households with those of non baby-boomer households in 2006 and 2011 respectively. Finally, this study examined the amount of change and composition ratio of assets and liabilities of baby-boomer households between 2006 and 2011. Selected financial ratios were also presented for both years. Major findings are as follows. The average asset amount for baby-boomer households was approximately 296 million in 2006 and 392 million in 2011. Of total assets, 78% and 76.5% were real assets in 2006 and 2011 respectively. The average financial assets of 2006 baby-boomer households were approximately 66 thousand and the average amount of debt was 42 thousand. For 2011 baby-boomer households, the average amount of financial assets was 92 thousand and the average amount of debt was 73 thousand. Results from the 2011 survey showed that baby-boomer households had a significantly higher proportion of total assets, total debt, and net worth than non baby-boomer households. The proportion of savings, saving insurance, stocks, and mutual funds were significantly higher for baby-boomer households than non baby-boomer households in 2011. In regard to financial ratios, the emergency fund index and debt burden index were appropriate to the guidelines of asset quality, although the propensity to investment indexes were not.

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한국 테러대응 시스템의 제도적 구축방안 (A Study on Institutional Foundation on the Korea Counter-Terrorism System)

  • 권정훈
    • 시큐리티연구
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    • 제25호
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    • pp.27-61
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    • 2010
  • 본 연구는 각국의 테러대응 시스템을 비교 분석함으로써 얻은 시사점을 바탕으로 현행 우리나라 테러대응 시스템의 효율화 방안을 모색하려는데 그 목적이 있다. 특히, 각국 테러대응 시스템의 체계적인 비교 분석을 위한 준거로 조직 기능적, 법률적, 대응 활동적 측면을 선정하여 연구함으로써 테러대응을 위한 각국의 제도적 정비를 모색하고 이를 통해 우리나라 테러대응 시스템의 문제점 및 운용을 파악하는데 주력하고자 하였다. 각국의 테러대응 시스템을 비교 분석한 결과, 우리나라의 테러대응 시스템은 조직 기능적 측면에 있어서 테러 대응을 위한 전담기구의 부재와 관계 기관들의 기능이 분산되어 있는 것으로 밝혀졌고, 법률적 측면에 있어서 '국가대테러활동지침'의 훈령으로 인하여 법적 근거로서 아무런 효력을 발휘하지 못하고 있으며, 대응 활동적 측면에 있어서 이러한 법적 근거의 부재로 인하여 테러의 예방과 대응을 위한 모든 활동 조치가 이루어지지 못하고 있는 것으로 나타났다. 따라서 본 연구에서는 이러한 미흡한 부분을 보완하였을 뿐만 아니라 향후 발생 가능한 테러에 효율적으로 대처할 수 있는 방안을 제시하였다. 첫째, 창발현상을 나타낼 수 있는 기능적 통합과 테러 관련 정보가 한 곳으로 집중되어 종합 분석될 수 있도록 정보 공유의 확대를 위한 통합형 테러대응 시스템을 구축해야 할 것이다. 둘째, 테러의 정의와 범위의 명확한 규정, 테러혐의자에 대한 감시 및 수사권 강화, 출입국 통제 강화, 테러자금의 차단 강화, 테러리스트의 처벌 규정 마련, 환경테러에 관한 규정, 피해 보전장치 등의 법률적 보완을 통한 상위법 체제가 확립되어야 할 것이다. 셋째, 중요시설 보호 강화와 테러안전의식 고취의 대민 홍보 교육을 위한 민 관 협력 시스템이 확대되어야 할 것이다. 넷째, 테러대응 관리의 효과를 극대화하기 위한 테러대응 단계별 상호연계성과 분권화된 비상대비 체제를 효율적으로 일원화하는 등 위기관리 시스템과의 연계성을 강화해야 할 것이다.

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