• Title/Summary/Keyword: electronic Payment

Search Result 354, Processing Time 0.025 seconds

The Research on the Role of Mobile Commerce in Internet Business (인터넷 비즈니스에서 MOBILE COMMERCE의 역할에 관한 연구)

  • 오상영;김상욱;김영렬
    • Proceedings of the Korea Society for Industrial Systems Conference
    • /
    • 2000.05a
    • /
    • pp.33-41
    • /
    • 2000
  • 최근 정보기술, 정보통신기술등의 발달로 기존의 상거래 방식과는 많이 다른 방식의 거래가 이루어지고 있다. Electronic Commerce의 활성화는 가상상점(Electronic Shopping Mall), 전자지불체계 (Electronic Payment System), Web EDI 등 인터넷을 기반으로 한 전자적 경제활동을 다양하게 하였다. 이러한 EC의 한 패러다임으로 이동 상거래 방식이 등장하게 되었다. 이것이 개방 네트워크와 공중망을 통하여 이용자의 위치, 시간과 관계없이 텍스트, 음성, 화상의 디지털 데이터를 이용하여 기업 또는 개인의 상거래 활동을 정의하는 전자상거래(Electronic Commerce) 방식 중의 하나인 모빌커머스(Mobile Commerce)이다. 본 연구에서는 이러한 모빌커머스가 기존의 인터넷 비즈니스의 한 방향으로서 유, 무선 통신망을 이용한 자유스런 정보의 전달을 통한해 어떤 상거래를 구축하는 것이 성공할 수 있는 것인가 이해하고자 전자상거래에서의 모빌커머스 역할에 대해 연구하고자 한다.

  • PDF

Design of a Secure Electronic Cash System based on Fair Blind Signature Algorithm

  • Lee, Hyun-Ju;Park, Mun-Suk
    • Proceedings of the Korean Institute of Information and Commucation Sciences Conference
    • /
    • 2003.05a
    • /
    • pp.824-827
    • /
    • 2003
  • With a rapid development of Information Telecommunication technique, network communication environment has been greatly improved. People come to feel more convinient to purchase products through Internet. Accordingly, various kinds of electronic payment systems have been developed and used. In this paper, we propose an algorithm which not only can associate the broker system with an electronic cash user, but also regenerate all amount of money previously paid using technique such as Meta-Message recovery and a RSA Blind Signature based on discrete logarithm problem.

  • PDF

A Study on the Criterion of Examination of Electronic Records under the eUCP (eUCP에 있어서 서류심사기준에 관한 연구)

  • Jeon, Soon-Hwan
    • International Commerce and Information Review
    • /
    • v.7 no.1
    • /
    • pp.145-168
    • /
    • 2005
  • The International Chamber of Commerce (ICC) eUCP came into force on 1 April 2002. The eUCP is a supplement to the current existing Uniform Customs and Practice for Documentary Credits (UCP500), which governs the use of electronic presentation. The eUCP is not a revision of the UCP. It is a supplement intended to deal with situations where presentations are made electronically. That is to say, the eUCP is a supplement to the UCP that, when used in conjunction with the UCP, will provide the necessary rules for the presentation of the electronic equivalents of paper documents under letters of credit. The purpose of this paper is to study on the criterion of examination of electronic records under the eUCP.

  • PDF

Constructing the Purchasing Decision-making Factors to Maximize Customer Value on the Electronic Commerce (고객가치 극대화를 위한 전자상거래 구매의사결정 요인에 관한 연구)

  • Lee Hyun-Kyu;Park Young-Sik
    • The Journal of Information Systems
    • /
    • v.15 no.1
    • /
    • pp.121-144
    • /
    • 2006
  • For constructing the purchasing decision-making model to maximize customer value on the electronic commerce, Means-Ends Network model was used for identifying means and fundamental objectives and their relationships were analyzed by the structural equation. A questionnaire survey of 481 customers in their internet shopping experiences was conducted to extract valid means and fundamental objectives' factors. As a result, 6 means objectives shopping travel, shipping errors, vendor trust, online payment, product choice, and recommender systems and 3 fundamental objectives-shopping convenience, internet ecology, and customer support were founded. Using these 9 factors, structural equation was analyzed 4 times to ensure statistical validities and to establish new interrelationships among them. The results showed that fundamental objectives are affected by the strong relationships within means objectives. This interrelationship with mens and fundamental objectives is interpreted as the purchasing decision-making model to maximize customer value on the electronic commerce in this paper.

  • PDF

Trusted Third Party for Clearing Consumption Tax of Global Electronic Commerce and System Architecture of Global Electronic Tax Invoice (GETI)

  • Yeoul , Hwang-Bo;Jung, Yang-Ook
    • Proceedings of the CALSEC Conference
    • /
    • 2003.09a
    • /
    • pp.261-267
    • /
    • 2003
  • This study deals with controversial issues surrounding the today′s cyber-taxation and recommends feasible consumption tax system architecture titled Global Electronic Tax Invoice System (GETI). The GETI is an electronic consumption tax architecture to provide "all-in-one" tax and e-payment services through a trusted third party (TTP). GETI is designed to streamline the overall cyber-taxation process and provide simplified and transparent tax invoice services through an authorized np. To ensure information security, GETI incorporates public Key infrastructure (PKI) based digital certificates and other data encryption schemes when calculating, reporting, paying, and auditing tax in the electronic commerce environment. GETI is based on the OECD cyber-taxation agreement that was reached in January 2001, which established the taxation model for B2B and B2C electronic commerce transactions. For the value added tax systems, tax invoice is indispensable to commerce activities, since they provide documentations to prove the validity of commercial transactions. As paper-based tax invoice systems are gradually phased out and are replaced with electronic tax invoice systems, there is an increasing need to develop a reliable, efficient, transparent, and secured cyber-taxation architecture. To design such architecture, several desirable system attributes were considered -- reliability, efficiency, transparency, and security. GETI was developed with these system attributes in mind.

  • PDF

A Classification Model of Electronic Commerce Technology (전자상거래 기술분류 모형의 개발 및 활용)

  • 김창수;권혁인
    • The Journal of Society for e-Business Studies
    • /
    • v.8 no.3
    • /
    • pp.219-239
    • /
    • 2003
  • The world of business is being profoundly transformed by the Internet and electronic commerce. E-commerce is driven by Internet and e-commerce technology. That is, the new e-commerce is commonly associated with highly developed technical elements, ranging from web , graphic design. payment systems and network infrastructure. Thus, it is necessary to decide which technologies are important and how they are related to each other. To anticipate the future of each information communication technology and electronic commerce accurately , we have attempted to develop a classification model of electronic commerce technology. A classification model for EC technologies consists of three categories: basic technology, base technology, and application technology. This model can play a role as a guideline in classifying EC technologies into three hierarchical category and in comparing the relative relationships of each electronic commerce technology. It will also provide an impetus for the study of electronic commerce technologies and for the shaping process of electronic commerce generally.

  • PDF

A Comparative Assessment Between LVTS of Canada and Fedwire of America as a Wholesale Electronic Payment System (미국과 캐나다의 거액전자지급결제제도 비교연구 - 미국의 Fedwire와 캐나다의 LVTS를 중심으로 -)

  • Lee, Byeong-Ryul
    • International Commerce and Information Review
    • /
    • v.19 no.1
    • /
    • pp.43-63
    • /
    • 2017
  • I focused on LVTS compare with Fedwire to advance a research effects in this paper. The Fedwire Funds Service is generally used to make large-value, time-critical payments. The Federal Reserve Banks provide the Fedwire Funds Service, a real-time gross settlement system that enables participants to initiate funds transfer that are immediate, final, and irrevocable once processed. The Fedwire Funds Service is a credit transfer service. While, The LVTS(Large Value Transfer System) is the high value electronic wire system that facilitates the transfer of irrevocable payments in canadian dollars across the country. Through LVTS, funds can be transferred between participating financial institutions virtually instantaneously in a fully collateralized environment. Thus in this article, first of all, I considered features of payment system between LVTS and Fedwire. Second, I analyzed the governing structure and legal background. Third, I focused on the operational policy and risk aversion policy. Lastly, I suggested that the payment and banking system have to assume, with good reason, more efficiently accurately and securely operation together with conclusion.

  • PDF

A Study on the Transaction Security of Electronic Payment (전자결제의 보안성에 관한 연구)

  • 홍선의
    • The Journal of Information Technology
    • /
    • v.1 no.1
    • /
    • pp.173-188
    • /
    • 1998
  • In this paper we discussed various types of electronic payment schemes that are emerging. Threats vary from malicious hackers attempting to crash a system, to threats to data or transaction integrity. An understanding of the various types of threats can assist a security manager in selecting appropriate cost-effective controls to protect valuable information resources. An overview of many of today's common threats presented in this paper will be useful to mangers studying their own threat environments with a view toward developing solutions specific to their organization. To ensure security on the Internet, several methods have been developed and deployed. They include authentication of users and servers, encryption, and data integrity. Transaction security is critical : without it, information transmitted over the Internet is susceptible to fraud and other misuse. So computer systems represents an Intermediary with the potential to access the flow of information between a user. Security is needed to ensure that intermediaries cannot eavesdrop on transactions, or copy/modify data. Online firms must take additional precautions to prevent security breaches. To protect consumer information, they must maintain physical security of their servers and control access to software passwords and private keys. Techniques such as secret and public-key encryption and digital signatures play a crucial role in developing consumer confidence in electronic commerce.

  • PDF

Design of the Mobile Electronic Voucher based on NFC (NFC 기반의 모바일 전자상품권 설계)

  • Lee, Seong Ho;Kim, KyungJun;No, Hyeo-Won;Ji, Yoo-Kang;Joung, Ki-Bong
    • Smart Media Journal
    • /
    • v.2 no.3
    • /
    • pp.34-38
    • /
    • 2013
  • Several costs including printing and management are added in commerce by vouchers. In this case that a voucher is digitalized and flown through mobile phones, these costs are diminished considerably. Also, as mobile commerce is on the increase according to the activation of smart phones, NFC technology with near distance communication is gave attention to. Therefore, researches for using NFC-based electronic vouchers to pay electronically on mobile are made. To analyze the flow path of electronic vouchers, which helps marketing strategy, this paper proposes the method to put useful data into them. The proposed method utilizes object memory model. The proposed electronic voucher includes the block for flow history data in addition to its information. In the future, we will implement and test this electronic voucher.

  • PDF

Relationship between Equity and e-Satisfaction

  • Kim, Kyung-Hoon;Kim, Dong-Yul
    • Journal of Global Scholars of Marketing Science
    • /
    • v.7
    • /
    • pp.167-179
    • /
    • 2001
  • In Internet age, traditional transaction concepts are being examined in new perspectives. Electronic commerce, as a new transaction paradigm, is being paid attention to reexamine traditional marketing theories. In this study, equity is adapted to electronic commerce. We add Navigational Equity to existing equity concept: Payment and Service (Huppertz et al 1978). The research model of this study consisted of three major constructs such as equity, normative comparison of equity and consumer satisfaction in electronic commerce. Additionally, the environments of Internet navigation, which include system quality, easy for use, social pressure, playful aspects, and security check, etc. were analyzed. The propositions were drawn from the research model of this study. These propositions will be used to generate hypotheses constructing simultaneous equation model. More empirical study of future is expected.

  • PDF