• 제목/요약/키워드: economic preparation for old age

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노후준비서비스의 경제적 가치 분석 (An Analysis of Economic Value of the Old-age Preparation Service)

  • 안경애;이해춘
    • 보건행정학회지
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    • 제28권1호
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    • pp.77-86
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    • 2018
  • Background: The purpose of this study is to emphasize the importance and necessity of the government's old-age preparation service by measuring the economic value of the old-age service and the policy direction and policy implications of the government's old-age preparation service project. Methods: Contingent Valuation Method (CVM) was used as an analytical method. CV methodology was used to calculate the Willingness to pay (WTP) for old-age preparation service and its value was estimated and the economic benefit of the project was estimated. Results: As a result of the analysis, the average monthly payment amount for the old service was calculated as 5,100 won, and the annual average payment amount was estimated to be 61,197.1 won. Conclusion: The present value of the benefit for 10 years with the discount rate of 5.5% is 484,651 won. Based on the value of peruser benefit, the total benefit value calculation result of the old-age preparation service considering the Willingness to pay for the next 10 years shows that the total benefit value of the old service, which occurs during the period from 2016 to 2025(10 years) was estimated at 415.1 billion won. As a result of calculating the benefit for each scenario, the present value of basic service is higher in all scenarios than the linked service.

일부 치과위생사의 생활만족도, 노후에 대한 인식 및 노후준비와의 관련성 (Relationship between life satisfaction, awareness of old age and preparation for old age of dental hygienists)

  • 이미라;박경화
    • 한국치위생학회지
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    • 제17권5호
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    • pp.841-851
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    • 2017
  • Objectives: The purpose of the study is to investigate the relationship between life satisfaction, awareness of their old age, and preparation for their old age among dental hygienists. Methods: A self-reported questionnaire was completed by 258 dental hygienists in Seoul, Gyeonggido, Incheon and Gangwondo from September 30 to October 30, 2016. The questionnaire consisted of general characteristics (10 items), life satisfaction (10 items), awareness of old age (13 items) and preparation for old age (23 items). Respondents were asked to choose on the Likert 5-point scale. Results:Significant relationships were found between life satisfaction, awareness about old age and preparation for old age among dental hygienists (p<0.01): physical preparation for old age was related to life satisfaction; economic preparation for old age was related to life satisfaction, awareness for old age, 10 or more years of experience as dental hygienist and having offspring (two or more children). Psycho-emotional preparation for old age was related to life satisfaction and awareness for old age. Conclusions:It is necessary to find ways to increase life satisfaction and awareness of old age for their old age among dental hygienists.

학령기 어머니의 가계소득, 교육소비욕구 및 사교육비와 경제적 노후준비행동 간의 관계 (The Relationship between Household Income, Consumption Wants for Education, Private Education Expenses, and Old-Age Economic Preparation Behaviors in Mothers with School-Aged Children)

  • 이나영;장윤옥;정서린
    • 가족자원경영과 정책
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    • 제20권1호
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    • pp.159-182
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    • 2016
  • The purpose of this study was to investigate the relationship between household income, consumption wants for education, private education expenses, and old-age economic preparation behaviors in mothers with school-aged children. The participants in this study comprised 393 mothers living with children aged 8.19 in Daegu. All participants had wage-earning husbands. A questionnaire was used to collect the data. Factor analysis was conducted using SPSS and structural regression analysis was performed using AMOS. The main results of this study were as follows: The participants' old-age economic preparation behaviors were influenced by their household income, the proportion of private education expenditures they paid, and the perceived burden the participants had of these private education expenditures. The consumption wants for education in mothers with school-aged children had no significant impact on the proportion of private education expenditures paid by the participants. Household income, proportion of private education expenditures, and perceived burden of the private education expenditures had a direct effect on the old-age economic preparation behaviors of the participants. When the perceived burden of the private education expenditures was mediated, the consumption wants for education in mothers with school-aged children had an indirect effect on their old-age economic preparation behaviors.

중년층의 은퇴설계 및 노후 경제적 준비 여부에 영향을 미치는 요인 (Factors that Influence Middle-aged People's Retirement Planning and Financial Preparation for Old Age)

  • 홍성희
    • 가족자원경영과 정책
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    • 제22권2호
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    • pp.25-43
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    • 2018
  • The purpose of this study was to analyze the factors that influence middle-aged people's retirement planning and financial preparation for old age. The data was derived from "the National Survey of Families 2015". The samples included 1,462 people from 40 to 64 years of age. The findings from the analysis showed that the level of retirement planning was significantly associated with gender, age, education level, employment status, monthly family income, monthly expenditure on spending to support parents, and perceived household economic condition. When the samples were divided by sex, the results showed that the perceived household economic condition was the most significant factor for both men and women's level of retirement planning. Age and education level were the significant factors for women's level of retirement planning but not for men's. Logistic regression was used to analyze whether middle-aged people made financial preparation for old age. For the whole sample, whether or not a person was a regular employee, monthly family income, monthly expenditure on supporting parents, perceived household economic condition, and retirement planning were significant variables in determining financial preparation. For men, whether or not a person was a regular employee, monthly family income, perceived household economic condition, and retirement planning were significant factors, for women whether or not a person was a regular employee, and retirement planning were the significant factors in determining financial preparation. The results implied that retirement planning is needed for middle-aged people to prepare for old age financially while the financial preparation should differ depending on sex.

Study on the Difference in the Level of Preparation for Old Age and Happiness according to the General Characteristics of Senior Welfare Center Attendees.

  • Seo, Jung-Sook;Cho, Sung-Je
    • 한국정보전자통신기술학회논문지
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    • 제10권4호
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    • pp.279-287
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    • 2017
  • The aim of this study is to verify the difference in the level of happiness and preparation for old age according to the general characteristics of senior welfare center attendees. The subjects of the study were 148 attendees of OO senior welfare center in Seoul and a survey was conducted from July 4 to October 7, 2016. The method of analysis was by using the SPSSWIN 18.0 program, a 5% level of significance was verified in a frequency analysis, t-test, one-way ANOVA, correlation analysis, and multiple regression analysis. The results showed that first, from investigating the difference in the level of preparation for old age according to general characteristics, there was a significant difference according to age, occupation, monthly income, and physical condition but there was no significant difference according to gender and level of education. Second, as a result of observing the difference in the level of happiness according to general characteristics, although there was a significant difference according to occupation and monthly income, the difference level according to gender, age, level of education, health condition was less than a 5% level of significance. Third, from observing the correlation between the level of happiness and preparation of old age, it was found that happiness was positively correlated to preparation for old age in the following order: physical preparation for old age ((r=.576, p<.001), economic preparation for old age (r=.570, p<.001), psychological preparation for old age (r=.526, p<.001), social preparation for old age (r=.525, p<.001). It is forecasted that this study will be used as base line data for improvement of happiness and preparation for old age for the elderly according to general characteristics.

중고령 종합병원 식당종사자의 근골격계 부담 작업에 대한 위험성 평가 (Risk Assessment in the Loaded Works of Muscular Skeletal Disorder for Mid-old Aged General Hospital Dining Workers)

  • 김희수;유영열
    • 대한인간공학회지
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    • 제29권3호
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    • pp.375-382
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    • 2010
  • The purpose of this study was to analyze the risk factors of the musculoskeletal workload of mid-old-age food preparation workers by identifying the differences in the complaints of subjective symptoms between mid-old-age housewives and mid-old-age food preparation workers. This study was carried out on a total of 83 subjects from April 2009 through July 2009: 43 food preparation workers at the catering department of general hospital A, with a high rate of mid-old-age food preparation staff, and 40 full-time housewives (40~59 years old). The analysis of the relationship between the rates of the subjective symptoms of the two groups showed that the mid-old-age food preparation workers had a 7.8-fold higher risk of developing musculoskeletal diseases than the full-time housewives. The musculoskeletal workload of the mid-old-age food preparation workers included repetitive motions, uncomfortable postures, and heavy lifting. It is hoped that this study will help provide mid-old-age people with opportunities for appropriate economic activity and labor and will help improve their work postures and methods as well as their environmental-risk factors.

예비 전역자의 노후생활인식이 노후설계준비에 미치는 영향 (The Effects of Veterans' Perception of Old age on the Preparation for Old Age Plan)

  • 양태호;임왕규
    • 한국콘텐츠학회논문지
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    • 제14권10호
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    • pp.137-150
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    • 2014
  • 본 연구는 급속한 한국의 인구 고령화로 노후설계의 필요성이 증대되고 있음에도 불구하고 사회와 다소 소외되어 있는 군인을 대상으로 노후생활인식이 노후설계준비에 미치는 영향을 분석하였다. 연구결과 인구사회학적 특성에 따른 차이는 2개 영역(경제적 여가)의 노후설계준비에서 계급, 학력, 종교, 가정구성에서 유의한 차이를 보였으나 신체적 영역에서는 재산만이 유의한 차이를 보여 군 특성이 반영된 결과를 나타냈다. 예비 전역자의 노후생활인식이 노후설계준비에 어떠한 영향을 미치는지의 연구에서는 노후생활인식을 '성공적인 노후생활의 인식'과 '노후에 예상되는 문제점 인식'으로 상반된 개념의 두 가지 요인을 적용한 결과, 이들은 2개 영역(경제적 여가)의 노후설계준비에 정(+)의 영향을 주는 요인이었으나 신체적 영역에서는 유의하지 않았다. 전직지원교육 학습활동의 조절효과는 노후생활인식 중 '예상되는 문제점 인식'에 조절효과가 나타났으나 '성공노년 인식'요인에는 나타나지 않았다.

도시주부의 자산관리태도.자산적정인지도에 따른 노후경제대책수행에 관한 연구 (A Study on the Urban Housewives. Economic Preparation for their Retirement Planning based on the Attitudes of their Personal Asset.s Management and Perception on it)

  • 계선자;박혜성
    • 가족자원경영과 정책
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    • 제4권1호
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    • pp.29-45
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    • 2000
  • The purpose of this study is to investigate some influencial factors for urban housewives’economic retirement preparation. Questionnaires were distributed to the 550 housewives in Seoul. The 453 data obtained were analyzed by Frequency, Percentage, Mean, Factor analysis, Reliability, and Stepwised Multiple Regression with SPSS win PC+. The major findings of this study were summarized as follows: First, there wre significant differences on the attitudes of assets management and the perception of assets property according to the expectation for being supported in their old age and the controlable values. Second, the most influential variables on the economic preparation for the old age of the urban housewives were through the attitudes of assets management, the perception on it and controlable values. Based on the above findings the urban housewives should have concerns on the economic preparation in advance.

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학령기 어머니의 가계소득과 교육소비욕구에 따른 사교육비와 경제적 노후준비 (The Expenses of Private Educations and Economic Preparations for Old Age According to Household Income and Consumption Wants for Education in Mothers with School-aged Children)

  • 장윤옥
    • 가정과삶의질연구
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    • 제31권5호
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    • pp.211-231
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    • 2013
  • The purpose of this study was to analyze the differences in the expenses of private education and the economic preparations for old age according to household income and consumption wants for education in mothers with school-aged children. The data used in this study were collected from 416 mothers with school-aged children aged 8 to 19 years old living in Daegu. The data analysis methods adopted for the study were two-way ANOVA and Scheff$\acute{e}$ test. The results of this study were as follows: First, there were differences in the private education expenditure according to the household income and the consumption wants for education in mothers with school-aged children. In the group of mothers of low household income, the mothers with high consumption wants for education spent more money on academic education and music, fine arts or physical education than the mother's with low consumption wants for education. On the other hand, in the group of mothers of high household income, the mothers with low consumption wants for education spent more money on academic education and spent less money on music, fine arts or physical education than the mothers with high consumption wants for education. There were no meaningful differences in the group of mothers of middle household income. Second, there were differences in the perceived burden of private education expenditure according to the household income and the consumption wants for education in mothers with school-aged children. In the group of mothers of middle household income, the mothers with low consumption wants for education perceived there was a higher burden for private education expenditure than the mothers with high consumption wants for education. Third, there were differences in the expenditure preparation for old age and the economic preparation behavior for old age according to the level of household income. The mothers with high household income spent more money on preparation for old age and did well in economic preparation behavior for old age than the mothers with middle and low household income.

베이비부머의 성격특성이 노후준비행동에 미치는 영향 -천안지역 공단 근로자를 중심으로- (Effects of the Personality Traits of Baby Boomers on the Preparation Behaviors for the Old Age -Focused on the Cheon-An Industrial Complex's Workers-)

  • 유인순;최수일
    • 한국콘텐츠학회논문지
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    • 제12권4호
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    • pp.245-262
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    • 2012
  • 본 연구는 베이비부머의 인구학적 특성에 따라 성격특성 및 노후준비행동에 차이가 있는지 알아보고 성격5요인이 노후준비에 미치는 영향에 관해 분석하고자 하였다. 연구 대상은 1955년부터 1963년 사이에 태어난 베이비붐 세대로 천안시 공단지역 근로자 331명을 대상으로 하였다. 자료 분석은 SPSS 18.0 프로그램을 이용하여 빈도분석, 요인분석, 신뢰성분석 및 t-test, ANOVA, 위계적 다중회귀분석을 실시하였다. 본 연구의 결과는 다음과 같다. 첫째, 베이비부머의 인구사회학적 특성에 따라, 성격특성과 노후준비행동에서 부분적으로 차이가 나타났다. 둘째, 베이비부머의 성격특성 중 외향성과 개방성, 그리고 성실성은 신체적 노후준비에 정(+)의 영향을 미치고, 정서적 불안정성은 부(-)의 영향을 미치는 것으로 나타났으나 호감성은 영향력이 없는 것으로 나타났다. 셋째, 베이비부머의 성격특성이 사회적 노후준비에 미치는 영향을 분석한 결과 성실성과 개방성, 외향성이 정(+)의 영향을 미쳤고, 정서적 불안정성과 호감성은 영향력이 없는 것으로 나타났다. 넷째, 베이비부머의 성격특성이 경제적 노후준비에 미치는 영향을 분석한 결과 정서적 불안정성, 외향성, 개방성, 성실성이 영향을 미치고 호감성은 영향을 미치지 않는 것으로 나타났다.