• KSII Transactions on Internet and Information Systems (TIIS)
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• v.10 no.2
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• pp.684-702
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• 2016

The changes new technologies have brought to banking over the past decade are enormous in their impact on the ways of doing business and providing customer services, most notably in the areas of customer service channels. Banks have been trying to move away from the traditional, branch-based and costly staff-assisted channels toward self-assisted channels, i.e. internet banking and mobile banking, to drive down costs and improve customer loyalty. How internet and mobile have reshaped the user experience of banking service channel? To provide valuable insights for this question, this research investigates and compares customer's channel choice behavior and profit changes from bank's branch closure. Applying the propensity scoring matching method, the results of analysis demonstrates that the mobile channel can be a realistic alternative to conventional branches. Also, the reserch result shows banks can reduce conventional branches while experiencing a positive implications on their profits from the customers. Another significant implication from the research is, to accelerate the shift to digital channels, banks need to put more efforts on developing functions in the mobile channel that will allow friendly interaction with customers and consultation, such as video consultation, interactive chat, and location-based product recommendation.

• Journal of Korea Foundry Society
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• v.36 no.5
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• pp.147-152
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• 2016

Aluminum has been used as an alternative material for copper, due to its good electrical and thermal conductivities. However, small quantities of transition elements such as Ti and V affect the conductivities of aluminum. Therefore, in this study, the influence of B addition to reduce the effects of Ti and V on the conductivities of aluminum was investigated. Both the electrical and thermal conductivities of aluminum were improved with addition of B up to 0.05 wt%, while the conductivities were gradually reduced with an excess amount of B. SEM-EDS and XRD results exhibited that B reacted with Ti and V element to form diborides, such as $TiB_2$ and $VB_2$ phase, and those diborides tended to settle down to the bottom of the crucible because their densities were higher than that of aluminum melt. As a result, B reduced the deleterious effects of Ti and V, and the electrical and thermal conductivities of aluminum were improved.

• Biotechnology and Bioprocess Engineering:BBE
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• v.8 no.5
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• pp.269-278
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• 2003

Gibberellic acid (GA$_3$) is a commercially important plant growth hormone, which is gaining much more attention all over the world due to its effective use in agriculture and brewing industry. Industrially it is produced by submerged fermentation technique using Ascomycetous fungus Gibberella fujikuroi. Solid state and immobilized cell fermentation techniques had also been developed as an alternative to obtain higher yield of GA$_3$. This review summarizes the problems of GA$_3$ fermentation such as production of co-secondary metabolites along with GA$_3$, substrate inhibition and degradation of GA$_3$ to biologically inert compound gibberellenic acid, which limits the yield of GA$_3$ in the fermentation medium. These problems can be overcome by various bioprocessing strategies e.g. two - stage and fed batch cultivation processes. Further research on bioreactor operation strategies such as continuous and / or extractive fermentation with or without cell recycle / retention system need to be investigated for improvement in yield and productivity. Down stream processing for GA$_3$ isolation is also a challenge and procedures available for the same have been critically evaluated.

• KIEAE Journal
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• v.8 no.1
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• pp.81-86
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• 2008

Due to the recent environmental problems, lots of studies on the solutions to reduce the environmental pollutions are on the way. In the field of construction, concrete that we are currently consuming approximately 1 ton each year is the most common and cheap building material. We must cut down on this preoccupied use of this material and develop an alternative material as recommended by the late environmental standards. In this regard, this study propose the 'yellow soil' as the main substance that composes the final state, 'yellow soil concrete'. This study also aims to analyze the physical and chemical performances of this concrete mixed with the yellow soil by comparing it with the cement and assesses the possibility of its application to the cement. The results of the experiment shows that, assuming the solidity of the cement concrete to be around $210kg/cm^2$ (20.58MPa), the solidity of the yellow soil combined material may be around 45%~55% in terms of the range of W/B use, 200 to 400 in the per unit fission amount and less than 2% in the addition proportion of admixing agents. But the scope of the optimal concoction amount of the yellow soil concrete should better be limited as following. 40% to 50% in W/B, 300 to 400 in the per unit fission amount and less than 2% in the addition of admixing agents.

• Proceedings of the Korean Biophysical Society Conference
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• 2003.06a
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• pp.52-52
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• 2003

Junctate is a newly identified integral ER/SR membrane $Ca^{2+}$ binding protein, which is an alternative splicing form of the same gene generating aspartyl $\square$-hydroxylase and junctin. To elucidate the functional role of junctate in heart, transgenic (TG) mice overexpressing mouse cardiac junctate-1 under the control of mouse $\square$$^{~}$ myosin heavy chain promoter were generated. Overexpression of junctate in mouse heart resulted in cardiac hypertrophy, increased fibrosis, bradycardia, arrhythmias and impaired contractility. Overexpression of junctate also led to down-regulation of SERCA2, calsequestrin, calreticulin and RyR, but to up-regulation of NCX and PMCA. The SR $Ca^{2+}$ content decreased and the L-type $Ca^{2+}$ current density and the action potential durations increased in TG cardiomyocytes, which could be the cause for the bradycardia in TG heart. The present work has provided an important example of pathogenesis leading to cardiac hypertrophy and arrhythmia, which was caused by impaired $Ca^{2+}$ handling by overexpression of junctate in heart.n heart.

• Proceedings of the KSR Conference
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• 2004.10a
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• pp.455-460
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• 2004

The Fuel cell Rubber tired Train (FRT), which is now getting the attention as the next generation vehicle with its environment-friendliness, is the transportation for smooth connections of city traffic. It is the revival of the surface-car system with its revaluation of the function and technological development. Accordingly, fixed time operation and high speed driving became possible. FRT is operated together with other vehicles on the regular drive way. While this vehicle can solve the problem of traffic congestion in the urban area, it also can be cost-effective when it is compared to the cost of subway construction. It is also designed to minimize the underground or elevated traffic lane, to introduce the new construction technology, to reduce a term of works, and to cut down the operation cost by unmanned automatic driving system. Furthermore, it is considered as the alternative measure of other transportation due to its potential for the ecological way of speed improvement and the accessability to the disabled, elderly and children by developing the vehicle with folding steps or by building the high boarding platforms. In this research, I concentrated on the user oriented interior design of the FRT to make it passenger-friendly and safe in order to maximize the utilization of the vehicle so that all users including wheelchaired, user with baby carriage, elderly and children can conveniently use this vehicle.

• Child Health Nursing Research
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• v.13 no.4
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• pp.427-435
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• 2007

Purpose: This study presents the findings of various research on human intelligence and Multiple Intelligence Theory and suggested the implications of Multiple Intelligence Theory-based approach to the nursing education for the ill children. Method: Research objectives were accomplished by conducting a literature review. The main areas of the literature review included the Multiple Intelligence Theory, and it's application case for the children with learning disorder. Results: Dissatisfaction with traditional IQ tests has led to the development of a number of alternative theories, all of which suggest that intelligence is the result of a number of independent abilities that uniquely contribute to human performance. Among them, Multiple Intelligences Theory led to break intelligence down into at least eight different components: logical, linguistic, spatial, musical, kinesthetic, naturalist, intra-personal and interpersonal intelligences. In addition, Multiple Intelligence Theory and it's application case believes that every topic can be effectively taught and achieved using six entry points framework. Conclusions: The educational implications of Multiple Intelligence Theory in view of the health education and education in the children's hospital school should be considered for the ill children2's better education in a hospital setting.

• 한국정보디스플레이학회:학술대회논문집
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• 2009.10a
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• pp.389-392
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• 2009

Metal oxides have been proposed as an alternative channel material to hydrogenated amorphous silicon in thin film transistors (TFTs) because their higher mobility and stability make them suitable for transistor active layers. Thin films of indium zinc oxide (IZO) were deposited using a High Target Utilization Sputtering (HiTUS) system on various dielectrics, some of which were also deposited with the HiTUS. Investigations into bottom-gated IZO TFTs have found mobilities of 8 $cm^2V\;^1s^{-1}$ and switching ratios of $10^6$. There is a variation in the threshold voltage dependent on both oxygen concentration, and dielectric choice. Silica, alumina and silicon nitride produced stable TFTs, whilst hafnia was found to break down as a result of the IZO.

• Proceedings of the KIEE Conference
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• 1998.07a
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• pp.384-386
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• 1998

In the emergency case such as a single line operation in a double line section because of a line broken or train's mal-operation, single line equipments that can operate without a line indication are needed. The main purpose of this study is to verify and analyze the availability of the single line operation that is able to operate without the indication of up or down line, and to offer a realizably alternative method to improve this situation. In order to carry out this study, we concentrated on getting related information. And to adopt the single line operation to existing line, the technology survey of other countries signalling system and the technical analysis of the interior signalling equipment were performed. As a result of this study, the required system and effect of the single line operation system were represented.

• Journal of the Korean Society of Manufacturing Technology Engineers
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• v.18 no.6
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• pp.598-603
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• 2009

Resistance spot welding has been investigated to apply for manufacturing car bodies because of its high productivity. So quality of resistance spot weld is one of the major concerns for both automobile and aerospace industry. Current design trends in automotive manufacture have shifted emphasis to alternative lightweight materials in order to aid in producing vehicles with higher fuel efficiency and lower down the vehicle emission level for environmental control. There is increasing emphasis to provide lighter cars. Therefore there is an effort to use high strength steels such as HSLA, dual phase, in car body. However there is used in restricted because of difficulty in producing consistently high quality resistance spot welds. In this study, resistance spot welding schedules were developed to achieve acceptable welds with improved static mechanical properties. Improved resistance spot welding schedules were developed using post heating current to reduce the cooling rate, or in-process tempering to reduce the hardness of the weld produced. The effects of resistance spot welding process parameter on hardening fracture mode and static mechanical properties of the joints were determined.