• Journal of Digital Convergence
• /
• v.15 no.8
• /
• pp.183-193
• /
• 2017

Digital accredited certificates issued under the Digital Signature Act provide essential functionalities for online service, so certificates are used for various services such as online banking, e-government. However, certificates can be stolen by hackers and users need to install separate software to use certificates. Recently FIDO, which aims to solve the problems of password-based authentication and the lack of interoperability between authentication methods, is used for biometric authentication and TrustZone, hardware-based secure environment, is used for safe smartphone usage. In this paper, the new service method is suggested which uses FIDO-based biometric authentication and stores certificates in TrustZone. This method can not only improve security and convenience but also be easily applied to the service because it uses built-in functionalities of new smartphones such as biometric sensors and TrustZone. It is expected that people can use certificates in a safe and convenient way with this method.

• Journal of Digital Contents Society
• /
• v.1 no.1
• /
• pp.23-37
• /
• 2000

EDI is basically the concept of computer-to-computer exchange of messages relating to various types of activities or business areas, such as banking, trade, medicine, publishing, etc. Therefore, security, reliability and special functionality will be implicit requirements of EDI systems. We will design access control model to content security of these requirements. Access controls in information systems are responsible for ensuring that all direct access to the entities occur exclusively according to the access modes and rules fixed by security policies. On this paper, security policies for access control model are presented from the viewpoints of identity-based, rule-based, role-based policy. We give a design of access control model for secure EDI service based on the derived access control rules and operations to enforce the defined security policies. The proposed access control model provides integrity, confidentiality and a flow control of EDI messages.

• Journal of Korea Society of Digital Industry and Information Management
• /
• v.13 no.4
• /
• pp.107-113
• /
• 2017

Open platform technology in the banking industry is anticipated to impact the market very positively together with the activation of Fin Tech services. The domestic environment of payment services has been rapidly changing into the mobiles and multiple new payment services have been introduced from a variety of vendors. However, the convenience of payment always causes worsening the security, and the accidents on the security have been continued to occur such as leakage of personal information, hacking and so on upon the expansion of the industry and the market size. This study aims to analyze the status of Fin Tech open platforms and various problems of the related standard technologies, and to suggest the possible solutions. Upon the analysis results, it was confirmed that multiple solutions were required to improve the main security protocols of open platforms and to process the security functions diversely. In conclusion, the results of this study will be helpful to determine the direction of the solution on the security issues in the open platform environment of the current industry.

• International Journal of Computer Science & Network Security
• /
• v.23 no.11
• /
• pp.53-58
• /
• 2023

The trend of satisfying consumer needs (payment for mobile communication, music services, cab ordering, banking products, and food delivery) on a unified online platform has shaped a digital ecosystem, an instrument creating a unified space of economic interaction. Representatives of e-commerce are major stakeholders in the development of such tools. In particular, subscription services (multiservice subscriptions) allow users to create their own ecosystems based on their personal preferences. The rate of subscription service use is growing around the world, yet understanding of the peculiarities of development of this e-commerce sphere is limited due to insufficient research.The study aims to determine the motives and barriers to the use of subscription services (multiservice subscriptions) by consumers and their relationship with consumer characteristics.Proceeding from an online survey of 200 users, the study determines the relationship between the gender and income of consumers and their use of subscription services, motives and motivators for using subscription services, and barriers to the choice of a particular subscription service. The obtained results may serve as a basis for managerial decisions in e-commerce and for improving the effectiveness of marketing solutions.

• Proceedings of the Korean Society of Surveying, Geodesy, Photogrammetry, and Cartography Conference
• /
• 2003.10a
• /
• pp.169-174
• /
• 2003

Design of a rational earth volume conversion coefficient is required as the earth volume conversion coefficient may give great influence on construction work volume and construction costs in the civil engineering works where large-scaled earth volume is excavated. However, there are a great deal of difficulties in the calculation of the exact spoil surface earth and Insufficient earth volume by adopting the figures presented on the generally used design specifications which are not the results obtained from the selection tests in calculating the earth volume conversion coefficient. In this connection, it would be desirable to calculate the earth volume conversion coefficient by carrying out large-scaled site test adequate for the relevant environment. In consequence, this study aims at calculating the exact earth volume conversion coefficient of cutting and banking areas of weathering rocks in large-scaled construction sites where land is being developed into home lots. For this, we have excavated the respective 20 sites of the cutting and banking areas in the said site and then calculated the volume after the excavation. As a result, the relative exactness degree of the crossing was calculated at 0.5% in average. The relative exactness degree of 0.5% in the volume may be judged as an exact measurement as it corresponds to 0.17% of the relative exactness degree in the length measurement. We have calculated the exact earth volume conversion coefficient by the use of function ratio as per the wet unit weight and the indoor soil quality test as per volume calculated. And then we have found out minor differences as a result of the comparison and analysis with the earth volume conversion coefficient determined by the dry unit weight test as per sand replacement method. This may be judged as a rational design method for the calculation of earth volume conversion coefficient, as well as high reliability of site test as a precision photogrammetry is adopted for volume measurement of the irregular excavating areas.

• Journal of Digital Convergence
• /
• v.12 no.11
• /
• pp.365-372
• /
• 2014

In this paper, We implement a power-saving and efficient measures in buildings using the smart-meter. In order to save electric power energy, We propose an improved automatic power-factor controller(APFC) and demand control measures. This is achieved by controlling directly circuit breakers and the capacitor bank feeders in real time via a two-way smart-meter's ICT skills. Improved APFC is minimizing installation costs by series-parallel connecting heterologous capacitors to form a more diverse capacitor banking and controlling using the smart-meter. In order to suppress the demand power, We have designed a smart-meter with communication functions using Atmel's AVR465 and tested an operated lodging building for 24-hours. As a result, We made sure to always retained more than 95% power factor and did not occur over compensation.

• Journal of Digital Convergence
• /
• v.15 no.12
• /
• pp.111-126
• /
• 2017

Korea came to see its first internet bank as 'K bank' obtained the digital-only banking license in December 2016. This paper suggests ways to foster internet banks of Korea in their early stage by analyzing the successful cases of overseas internet banks. The followings are the key success factors identified from those cases across Europe, Japan, China, and USA: Support from the related government authorities; Stable governance structure; Distinct business capabilities based on information & communications technology(ICT). These points lead to the following implications for Korean internet banks. Regulatory restrictions on owning and running internet banks should be lifted to facilitate innovation. Policies to support internet bank industry should be introduced as it is a vital part of the 4th industrial revolution. Finally, internet banks should strive to differentiate themselves by utilizing their ICT capabilities. Subjects of the further research hereafter should include the following: Analyzing the ongoing performance and developments of digital banks in Korea; Deriving success factors from the analysis; Assessing the influence and effects on financial market and economic environment.

• Journal of the Korea Academia-Industrial cooperation Society
• /
• v.12 no.12
• /
• pp.5601-5613
• /
• 2011

The purpose of this paper is to better understand the socio-economic differentials of Internet access and use. Data from '2008 Korean Internet usage behavior' were used to conduct logistic regression analysis. The findings show that there are significant socio-economic(age, gender, educational attainment, employment situation, and Internet access type) disparity in Internet access(Internet access at home, broadband Internet access). Also socio-economic variables enter in as statistically significant in most specifications for Internet use intensity (Intensive internet use, frequent internet use, less frequent internet use). The gender, household income and education attainment explanations for large differential in Internet use intensity are generally very similar. It is shown that age, education attainment and household income level cause a large digital divide on Internet service use(information use, communication and community use, e-commerce use, Internet banking use).

• International Journal of Computer Science & Network Security
• /
• v.21 no.6
• /
• pp.312-318
• /
• 2021

Lack of knowledge and digital skills is a threat to the information security of the state and society, so the formation and development of organizational culture of information security is extremely important to manage this threat. The purpose of the article is to assess the state of information security of the state and society. The research methodology is based on a quantitative statistical analysis of the information security culture according to the EU-27 2019. The theoretical basis of the study is the theory of defense motivation (PMT), which involves predicting the individual negative consequences of certain events and the desire to minimize them, which determines the motive for protection. The results show the passive behavior of EU citizens in ensuring information security, which is confirmed by the low level of participation in trainings for the development of digital skills and mastery of basic or above basic overall digital skills 56% of the EU population with a deviation of 16%. High risks to information security in the context of damage to information assets, including software and databases, have been identified. Passive behavior of the population also involves the use of standard identification procedures when using the Internet (login, password, SMS). At the same time, 69% of EU citizens are aware of methods of tracking Internet activity and access control capabilities (denial of permission to use personal data, access to geographical location, profile or content on social networking sites or shared online storage, site security checks). Phishing and illegal acquisition of personal data are the biggest threats to EU citizens. It have been identified problems related to information security: restrictions on the purchase of products, Internet banking, provision of personal information, communication, etc. The practical value of this research is the possibility of applying the results in the development of programs of education, training and public awareness of security issues.

• The Journal of the Convergence on Culture Technology
• /
• v.8 no.4
• /
• pp.469-476
• /
• 2022

As the 3D modeling technology and conversational algorithm is developed, digital humans are being used in various fields, and also virtual bankers have begun to appear in banks, including major banks such as Shin-Han Bank and Nong-Hyup Bank. However, most of the research of digital human mainly focus on its appearance, and research on robot persona that should be considered in anthropomorphizing a robot is insufficient. In this study, an experiment was conducted to find out the user experience of three scenarios (student ID receipt, deposit and withdrawal account opening, leasehold loan consultation) in which the level of anthropomorphism of the speech strategy and the level of personal information use differed in the specific context of banking. As a result of the study, social presence and usefulness had an interactive effect on the scenario and the level of anthropomorphism. There was no interaction effect on intimacy, trustworthiness, and perceived intelligence, but a tendency could be confirmed.