• Proceedings of the Korean Society of Computer Information Conference
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• 2019.07a
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• pp.401-402
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• 2019

The purpose of this study is to find specific service quality factors of enterprises that can maximize the perception of banks' services to users of commercial banks in China, and to establish empirically how these quality factors affect the bank's image. They also want to verify the impact of the positive image of the bank on the user's satisfaction and the willingness to use the bank's services. For empirical verification of this study, questionnaires will be used to customers who have used the services of each of the four commercial banks in China, and the survey was conducted. The collected data were analyzed using the SPSS using statistical techniques such as Cronbach' ${\alpha}$, Investigative Factor Analysis, Reliability Analysis, Correlation Analysis, Regression and Difference Verification. The results of the verification were summarized below. First, the quality of service of commercial banks has a partial positive effect on the bank's image. Second, the image of a commercial bank has a positive effect on customer satisfaction. Third, the image of a commercial bank has a positive effect on the purpose of use. Fourth, the image of commercial banks has a partial mediated effect between service quality and customer satisfaction. Fifth, the image of a commercial bank has a partial mediated effect between the quality of service and its intended use.

• The Journal of Korean Institute of Communications and Information Sciences
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• v.21 no.5
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• pp.1141-1154
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• 1996

The para-unitary (PU) M band filter bank, which can beused for M band decomposition, has many useful properties. In this ppaer, attempts have been made to design and and analyze the linear phase para-unitary (LPPU) M band filter bank, which is appropriate to the image coding application. First, we derive a unified coding gain in terms of the correlation in the band, as well as the energy compaction. And M band filter bank has been designed, maximizing the new coding gain. Then, we analyze the image coding performance of the LPPU M band filter bank, such as the energy compaction, the correlation in the band and the entropy. From the analysis, it is shown that the coding gain for LPPU M band filter bank improves, and the coding gain for the LPPU 4 band filter bank approaches very closely to that for LPPU 8 band filter bank, as the length of the filter increases. This fact is also verified by the coding results on the real images.

• The Journal of Asian Finance, Economics and Business
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• v.8 no.3
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• pp.1315-1325
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• 2021

This study aimed to design a strategy in encouraging the loyalty level of priority customers of Sharia banks in Indonesia. The strategy was outlined in a series of alternative applicative programs priority. The use of ANP intended to simplify the existing problems so that the offered solution was easier to apply. Each item was scored on a 5-point Likert scale. The expected outcome was to give priority scales to the offered solutions. The findings of this study are service quality, brand image, bank image which could build customer loyalty in Sharia banks. Priority customer gathering could strengthen the bonds between customers and also between customers and their banks. The excellence of Sharia banks in terms of service quality, brand image, and bank image, when combined with priority customer gathering activities, would become a powerful formula in increasing priority customer loyalty to banks that lead to increased revenue from banks. Originality of this research was the formulation process of a new approach in search of ways to increase the customer loyalty, as well as giving concrete proposals for the banking world in designing customer loyalty improvement programs. This paper shows the updated strategy in Customer Loyalty, Bank image, Brand image, Banking service quality.

• 제어로봇시스템학회:학술대회논문집
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• 1997.10a
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• pp.1387-1390
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• 1997

In this paper we propose a novel way to restore degraded image using wavelet transform & filterbank. First, we devide a degraded image into 4-suband images using UDWT(Undecimated Wavelet Transform), and then use a proper CLS (Constrained Least Square) filter in each subband. Using a proper CLS filter ineach subband, we can save high grequency components of original image. We reconstruct a restored image from the downsampled subband images using wavelet tansform. Even though there is a trade-off between ISNR and calculation loads, we reduce the calculation loads by using wavelet transform in reconstruction with a negligible degradatiion in ISNR.

• The Transactions of The Korean Institute of Electrical Engineers
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• v.56 no.4
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• pp.795-798
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• 2007

In this paper, we propose an image reconstruction method utilizing an optimized adaptive interpolation kernel along with a 2D M-channel perfect reconstruction filter bank (M-ch PR-FB) structure. In particular, the proposed approach leads to construction of a sharper image than a direct conversion, still preserving high frequency components of the original image through the subband processing of the 2D M-ch PR-FB. Finally, the image quality of the proposed approach is demonstrated by comparing with those of the direct methods using conventional interpolation kernels.

• The Journal of Korean Institute of Communications and Information Sciences
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• v.27 no.8A
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• pp.796-804
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• 2002

This paper presents a new algorithm of fingerprint image analysis and processing using directional filter bank(DFB). The directional components of ridge is very important in pre-processing steps of fingerprint image processing such as image enhancement by directional filtering followed by estimationg the directional image of ridge patterns. The DFB analyzes input image into directional subband images and synthesizes them to the perfectly reconstructed image. In this paper, a new fingerprint processing algorithm using the DFB is proposed. The algorithm decomposes the fingerprint image into directional subband images and performs directional map generation, foreground segmentation, singular points extraction and image enhancement based on local directional energy estimate.

• The Journal of Asian Finance, Economics and Business
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• v.8 no.1
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• pp.457-470
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• 2021

The banking system provides a number of important functions for the economy and is also the lifeblood and financier of the economy in each country. Large amounts of idle money have not been exploited by banks; however, banks still depend on loans, including loans from foreign banks, to meet the growing demand, as such, for banks, the cost of capital is high, the stability and business efficiency are low and banks have not promoted their internal resources to grow steadily. To achieve the goal, this research analyzes the factors affecting the choice of bank for the deposit decisions of customers in Vietnam. The study used a sample data of 250 individuals and SPSS software was used to analyze the data. The results showed that customer policy has a positive effect on customers' deposit decisions in a bank, and this is new evidence regarding behavioral theory in the case of Vietnam. Results further demonstrated that other factors such as employee image, brand, interest rate, relative influencing, and transaction time positively impact the choice of bank for the deposit decisions of customers. However, the bank's promotion strategies had no impact on the choice of bank for the deposit decisions of customers. Besides, employee image is the most influential factor in the deposit decisions, followed by the bank's brand and interest rate.

• Journal of Institute of Control, Robotics and Systems
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• v.20 no.9
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• pp.930-935
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• 2014

A Gabor filter is a linear filter used for edge detectionas frequency and orientation representations of Gabor filters are similar to those of the human visual system. In this thesis, we propose a pedestrian detection algorithm using a Gabor filter bank. In order to extract the features of the pedestrian, we use various image processing algorithms and data structure algorithms. First, color image segmentation is performed to consider the information of the RGB color space. Second, histogram equalization is performed to enhance the brightness of the input images. Third, convolution is performed between a Gabor filter bank and the enhanced images. Fourth, statistical values are calculated by using the integral image (summed area table) method. The calculated statistical values are used for the feature matrix of the pedestrian area. To evaluate the proposed algorithm, the INRIA pedestrian database and SVM (Support Vector Machine) are used, and we compare the proposed algorithm and the HOG (Histogram of Oriented Gradient) pedestrian detector, presentlyreferred to as the methodology of pedestrian detection algorithm. The experimental results show that the proposed algorithm is more accurate compared to the HOG pedestrian detector.

• The Journal of Korean Institute of Communications and Information Sciences
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• v.27 no.4A
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• pp.345-355
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• 2002

This paper describes a new method of directional filter-based analysis for fingerprint enhancement. Fingerprint cages can be represented by direction field of regular structure of ridge patterns. The dominant directional component of ridge plays a very important role in pre-processing steps of fingerprint image analysis such as ridge's linking and noise removal for minutiae extraction. A directional filter bank analyzes input image into directional subband images and synthesizes them to the perfectly reconstructed image. In this paper, a new fingerprint enhancement algorithm based on a directional filter bank is proposed. The algorithm decomposes the fingerprint image into subband images in the analysis stage, accomplishes an enhance procedure by processing subband images in the enhance stage and synthesizes them to the enhanced image in the synthesis stage.

• The Journal of Korea Institute of Information, Electronics, and Communication Technology
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• v.12 no.1
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• pp.13-21
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• 2019

The content based on image retrieval makes use of features of information within image such as color, texture and share for Retrieval data. we present a novel approach for improving retrieval accuracy based on DCT Filter-Bank. First, we perform DCT on a given image, and generate a Filter-Bank using the DCT coefficients for each color channel. In this step, DC and the limited number of AC coefficients are used. Next, a feature vector is obtained from the histogram of the quantized DC coefficients. Then, AC coefficients in the Filter-Bank are separated into three main groups indicating horizontal, vertical, and diagonal edge directions, respectively, according to their spatial-frequency properties. Each directional group creates its histogram after employing Otsu binarization technique. Finally, we project each histogram on the horizontal and vertical axes, and generate a feature vector for each group. The computed DC and AC feature vectors bins are concatenated, and it is used in the similarity checking procedure. We experimented using 1,000 databases, and as a result, this approach outperformed the old retrieval method which used color information.