• 산경연구논집
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• 제10권12호
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• pp.25-34
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• 2019

Purpose - In this study, we would like to analyze how the general characteristics of retired senior citizens affect directly the satisfaction of retirees' lives. As the life cycle continues to grow longer, post-retirement environment is recognized as important, and this study is conducted to analysis the factors that concerns which parts influence future retirement life. Research design, data, and methodology - First, Pearson's correlation analysis was conducted to analyze the correlation between the satisfaction of retirement life and the characteristics of the elderly. Secondly, a one-way analysis of variance was conducted to find out the difference in the satisfaction level of post-retirement life depending on the characteristics of the elderly. Results - First, the demographic factors for the satisfaction of retirement life have shown a definite difference. Second, the family factors for the satisfaction of retirement life have shown a clear difference. Third, financial factors for the satisfaction of retirement life have shown a clear difference. Conclusions - Early retirement, especially in major jobs, is the basis for incomplete retirement preparation, which is a factor in unstable later life. If a prospective retiree can retire in a predictable retirement age, it would be sufficient to prepare for retirement in various areas, or to prepare for further directions.

• 가족자원경영과 정책
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• 제17권4호
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• pp.171-187
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• 2013

Individuals are increasingly required to take more responsibility for their own retirement. The purpose of this study was to investigate the efficacy of counseling for retirement planning on awareness and behavior related to retirement preparation. The data came from 3,561 adults who received counseling from National Pension Service. The major findings can be summarized as follows : (1) There were significant changes in awareness and behavior for retirement preparation after receiving counseling services ; (2) young age, type of counseling (comprehensive diagnostics for retirement preparation), and counseling method (face-to-face) had a positive effect on changes in awareness and behavior ; and (3) expertise and adequacy of counseling, as well as the attitude of counselors, had an influence on changes in awareness and behavior.

• 산경연구논집
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• 제13권12호
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• pp.23-31
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• 2022

Purpose: This research is to answer the following research questions because of the importance of learning how retired businesspeople increase their financial security and quality of life. (1) how does an entrepreneur contribute to economic development? (2) what types of investments are performed by businesspeople after retirement? (3) how entrepreneurial financial attainment capacity and anticipated net income after retirement are related? Research design, data and methodology: This research has conducted the qualitative analysis (QCA) using the current literature review. In the traditional positivist research paradigm, the quality of research is evaluated based on issues of validity, reliability, and objectivity. Contrary to the positivist approach, QCA focuses on the underlying meaning of the data. Results: This research found that finance management is increasingly challenging for businesspeople. The solutions based on the literature investigation suggest four categories. (1) Planned spending and revenue allocation, (2) Investing in the stock market, (3) Create a culture of saving, (4) Get Informed. Conclusions: This research puts forth a model to describe the connection between an investor's financial achievement potential and their desired net profits in retirement. The results of this study support the idea that the ability to achieve financial success as an entrepreneur has a salutary effect on the amount of money saved for retirement.

• 노동경제논집
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• 제27권3호
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• pp.1-23
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• 2004

"한국노동패널"을 이용하여 조기은퇴 행위와 지연은퇴 행위가 은퇴 전 후 소비에 미치는 영향을 2단계 전환회귀분석방법으로 분석하였다. 추정 과정에서 본 논문에서는 조기은퇴 결정이 은퇴 전 후 소비에 미치는 영향을 크게 두 가지로 구분하였다. 첫 번째는 조기은퇴 결정이 존재하는 경우와 존재하지 않는 경우를 비교하는 것으로서 추정결과 선택편의(selection bias)가 존재하는지를 통해 살펴보았다. 두 번째는 조기은퇴 결정 후 조기은퇴자의 소비를 지연은퇴자의 소비와 비교하는 것으로서, 소비의 소득탄력성을 비교하여 살펴보았다. 추정 결과 조기은퇴를 결정했을 경우 조기은퇴 결정이 존재하지 않는 경우와 비교했을 때 은퇴 전 소비가 감소하는 것으로 나타났다. 그리고 조기은퇴자와 지연은퇴자의 소비의 소득탄력성을 비교해 본 결과 소득이 증가하였을 때 조기은퇴자의 소비 증가폭이 지연은퇴자보다 작았다. 이상의 결과는 조기은퇴 결정 이후 상대적으로 길어진 은퇴 기간이 은퇴 전 소비에 영향을 미치고 있음을 보여주는 것이다.

• International Journal of Human Ecology
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• 제14권2호
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• pp.69-78
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• 2013

This study analyzed the changes in household consumption expenditure of retired households using Korean panel data. We compared the pre and post retirement-consumption levels in different consumption categories using panel data. Paired t-test showed that changes in the consumption patterns before and after retirement were not significant except for the households in the third net worth quartile. Analyzing the effect of retirement on the level of household consumption expenditure, this study found that the effect of retirement was not significant in overall, although retirement had a negative effect on the level of consumption expenditure among households in the lowest net worth distribution. Understanding changes in consumption patterns of retiring households provides important information to design social security policies.

• 한국노년학
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• 제36권4호
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• pp.959-979
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• 2016

본 연구는 초등학교 여교사들을 대상으로 삶 속에 녹아있던 교사로서 생애경험을 탐색해보고자 하였다. 본 연구를 위하여 2015년 4월부터 2015년 11월까지 교육경력이 35년 이상이고 퇴직한 지 3년 이상의 퇴직교원 5명을 연구 참여자로 선정하여 연구를 진행하였다. 연구방법으로 질적 연구방법 중 내러티브 탐구를 활용한 생애사 연구방법의 Sch?tze의 인터뷰 방법으로 접근하였다. 연구결과에서 참여자의 '생애진술'을 통하여 생애곡선을 나타냈으며, '여교사의 생애경험', '여교사가 현실에서 겪는 어려움', ' 교직에서 느낀 보람', '퇴직 후 생애적응 유형'으로 범주를 나누었다. 연구 결과에 따른 퇴직 여교사들은 퇴직 이후의 삶에 대한 준비나 연수 등 사회적응 프로그램의 부족함을 지적했고, 퇴직 이후의 삶에 준비를 위한 퇴직 전 연수의 필요성 증대와 퇴직이후의 삶에 대한 정부의 프로그램 및 정보 제공이 필요하다는 것을 제언하였다.

• 가족자원경영과 정책
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• 제12권1호
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• pp.107-125
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• 2008

Aims of this research are as follows. The first is to find out the level of depression according to the types of retirement. The second is to divide the level of satisfaction within a family into two types, satisfaction with children and satisfaction with conjugal relations, and then to examine whether they have any modulating effect on the depression after retirement. The third is to find out ways of social welfare program that can successfully intervene in solving the depression problems retired people may have. The results of this research are as follows. First, the types of retirement are devided into three groups: voluntary retirement, reluctant retirement and retirement due to age limit. People who choose a voluntary retirement have the lowest level of depression. Second, only the level of satisfaction they get fiom their children has an influence on the level of depression. The results suggest that differentiated ways of intervention are needed according to the types of retirement. Especially, there is a greater need to focus or the reluctantly retired group. In case of reluctant retirement, programs should be provided in order to increase the level of satisfaction they get from the children.

• 대한치과기공학회지
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• 제37권4호
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• pp.253-259
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• 2015

Purpose: The purpose of the study is to investigate the need for the retirement attitude of korean dental technicians. Retirement attitude is important in the study of retirement planning. Methods: A total of 778 dental technicians were selected by proportional stratified by region compared to extraction sampling from a list of korea dental technician association in 2012. The final sample size was 386. Questionnaires consisted of 10 questions general characteristics, 9 questions for the current life satisfaction and retirement preparation, and 4 questions about retirement attitudes on a Likert 5 scale. Cronbach's alpha was 0.812 in the study. All statistical analyzed were performed using SPSS 14.0(Statistical Packages for Social Science Ver. 14.0. Chicago, IL, USA). Results: An average of $3.01{\pm}0.8$ dental technicians were retirement attitude. To affect retirement attitude marital status, age, subjective health status, assets satisfaction, job type, job satisfaction and the economic outlook was living after retirement (p <0.05). Conclusion: This study suggested that retirement attitude of korean dental technicians was very important and the preparation must be connected with the social welfare policy.

• 한국콘텐츠학회논문지
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• 제15권12호
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• pp.459-470
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• 2015

본 연구는 은퇴설계에 코칭기법의 체계적 대화법을 적용하여 은퇴설계의 필요성을 인식하고 실행력을 향상시키기 위해 '효과적인 은퇴설계를 위한 은퇴코칭모델(RE-TIRE)'을 개발하였다. 문헌검토를 통해 모델초안을 개발하였고, 은퇴설계와 코칭분야 전문가들의 타당도 검증을 통해 수정, 보완하였다. 최종 은퇴코칭모델은 총 5단계로 구성되었다. 첫째, 라포형성과 임파워링으로 구성된 RE(rapport and empowerment)단계는 '관계형성'으로 코치와 은퇴설계를 받으려는 사람 간의 라포를 형성하는 단계이다. 둘째, T(target establishment)단계는 '목표설정'으로 대화의 주제를 선정하고 목표를 설정하는 단계이다. 셋째, I(identification)단계는 '계획수립'으로 은퇴설계 목표를 달성하기 위한 큰 계획을 수립하는 단계이다. 넷째, R(realization)단계는 '실행'으로 계획의 구체적인 수행일정과 방법을 스스로 수립하는 단계이다. 다섯째, E(evaluation)단계는 '평가'로 코칭 세션 동안 느낀 점을 공유하고 향후 계획과 실행방안을 보완하는 단계이다.

• 한국산학기술학회논문지
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• 제14권2호
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• pp.655-664
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• 2013

본 연구의 목적은 베이비붐 세대를 대상으로 노후 사회참여 의향 예측요인을 파악하는데 있다. 이를 위해 성별과 거주지에 따른 할당표본을 한 강현정(2012)의 데이터 1115부를 분석에 이용하였다. 첫째, 현재의 사회참여는 경제활동 77.7%, 자원봉사활동 27.0%, 여가활동 79.3%로 경제활동과 여가활동에 비해 자원봉사활동에의 참여가 상당히 낮았다. 그러나 노후 사회참여 의향은 경제활동 80.9%, 자원봉사활동 76.7%, 여가활동 82.2%로 고른 분포를 보였다. 둘째, 현재 사회참여를 하는 베이비붐 세대는 노후에도 사회참여를 하려는 의향이 높았다. 그런데 현재는 사회참여를 하지 않으나 노후에는 사회참여를 하고자 하는 베이비붐 세대가 경제활동의 경우에는 55.8%, 자원봉사활동의 경우에는 70.6%, 여가활동의 경우에는 66.5%였다. 셋째, 현재 사회참여여부가 노후 사회참여 의향의 가장 강력한 예측변인이었다. 이러한 결과를 지속성의 이론의 관점에서 논의하였으며, 노후 삶의 만족도에 중요 변수로 알려진 사회참여를 활성화시키기 위해서는 중년기부터의 준비가 필요하다는 점을 제안하였다.