• 한국정보시스템학회지:정보시스템연구
• /
• 제26권2호
• /
• pp.123-142
• /
• 2017

Purpose The development of the Fintech industry can be on the basis of the development in IT technologies such as Big data, IoT, cloud computing, it can be considered that the financial industry is repeating the evolution into Fintech. But the awareness of the consumers is still very low. Therefore the current dissertation, tries to deduce the suggestions for invigoration measures for Fintech by conducting an empirical study on the factors that influence the intention of reuse of Fintech on the consumer's point of view. Design/methodology/approach This study made a design of the research model by integrating the factors deducted from the Expectation Confirmation Theory. This paper empirically analyzes the impact of Continuous Usage Intention for Improvement of Fintech. The 302 survey responses were used to verify research hypotheses through covariate structural equation model. Findings According to the empirical analysis result, this study confirmed that the ultimate purpose of the Fintech service is to eliminate the social cost's waste element occurring from issue of money by not using or reducing the usage of cash. Since many Fintech users have pointed out security as the priority task, a direction for the related institutions has been proposed. Second, the content of the current dissertation will be the opportunity of broadening the perception of the current consumers that perceive Fintech as only a NFC simple payment service.

• 한국항해항만학회:학술대회논문집
• /
• 한국항해항만학회 2004년도 Asia Navigation Conference
• /
• pp.3-13
• /
• 2004

The total tug capacity needed for berthing/de-berthing operations of a ship may vary depending on the ship type, size, loading conditions, and environmental circumstances. Traditionally, total tug capacity is determined based on the local guidelines of port authorities or on the rule of thumb. However, the social demands for the enhancement of ship safety at harbor and the economical demands for the cost-effectiveness of tug usage makes it necessary for port authorities to develop more reasonable and detailed guidelines on tug usage which takes various conditions into account. In this paper, the method to estimate the optimum tug capacity of VLCC is suggested by considering various ship conditions such as its size, loading conditions, and environmental circumstances such as wind, wave, tidal currents, and geographical characteristics of a terminal. This method is applied to a VLCC terminal located in Gwang-Yang Harbor of Korea and the results are compared with the local guidelines of the harbor, which shows that there may be a room for the amendment of local guidelines on tug usage.

• Asia pacific journal of information systems
• /
• 제12권3호
• /
• pp.89-113
• /
• 2002

As Mobile Internet users grow rapidly, Mobile Internet Companies will be in a fierce race to catch a new customer. In this situation, companies want to identify of what factors make peoples use Mobile Internet in order to develop the effective Mobile Internet services and to supply the higher service quality. However, prior researches on Mobile Internet focused on technical area such as higher data delivery, efficient compression of images, so they do not have given companies beneficial materials for making fascinating Mobile Internet service. To offer the service development materials, this research investigated important factors to use Mobile Internet from the viewpoint of customer. Moreover, the study was progressed how much these factors influenced Mobile Internet actual usage. After being surveyed service adopting model and significant factors in Marketing and in MIS(Management Information System), this study was suggested Mobile Internet Adopting Model reflected in Mobile Internet characteristics. To collect the effective data, Internet survey had been done for two weeks. The respondents were identified if they were real Mobile Internet users and how much they had used Mobile Internet for a month. The results were that important factors of Mobile Internet usage were Usefulness, Usability, System Quality and Instant Connectivity. Perceived Value of Mobile Internet influenced Mobile Internet Behavioral Intention significantly and Behavioral Intention had a significant effect on Mobile Intent usage by results. This paper concludes with discussion of these results and their implications for researcher and Mobile Internet company managers.

• 셀메드
• /
• 제5권2호
• /
• pp.13.1-13.5
• /
• 2015

Many patients with psoriasis look for treatment options other than conventional treatment to control their disease with less side effects. We evaluated the prevalence and characteristics of herbal therapy usage among patients with psoriasis in Turkey. A self-prepared questionnaire about herbal therapies was applied to the psoriatic patients attended our dermatology clinic between October 2013 and December 2013. A total of 100 patients (55 male, 45 female; 7 - 80 years of age) were included in this study. Fortynine percent of patients used at least one form of herbal therapies. Juniperus oxycedrus and Aloe vera were found to be the most frequently used plants. 36.7% of the patients get benefit from herbal therapy. Only 12.2% of patients had informed their clinicians during or after herbal therapy usage. 22.4% of the patient had continued conventional treatment during herbal therapies. Side effects related with herbal therapy were developed in 26.5% of the patients. The risk of side effects was found to be 5.23 times more in patients using phytotherapies systemically compared with ones using topically. Our results show that herbal therapy usage is common among patients with psoriasis in Turkey. Since herbal therapies have the potential of interacting with the medical treatment modalities and causing life threatening allergic reactions, clinicians should be aware of plants used in psoriasis and possible adverse reactions related with them and also should not forget asking about herbal therapy history.

• 한국주거학회논문집
• /
• 제7권1호
• /
• pp.75-84
• /
• 1996

This study examines the furniture usage behavior of the apartment dwellers in tile city of furniture usage by resident’s characteristics, such as floor space size, household income, the stage of family life cycle and housewife’s age. To this end, interviews were conducted with 304 individuals, either household heads or their spouses living in three residential areas in Seoul. The sample was selected among people living in apartment units with the 30s and 40s pyong of floor space size.The major findings of this study are as fllows ; The furniture and furnishings selected for the study are grouped into four clusters such as conversation-space components, ordinary decoration, high-quality decoration and miscellaneous components. Families in the stage of primary school life cycle were likely to possess fewer furniture and decorations than those in the stage of high school life cycle and in the launching stage. Younger housewives are less likely to possess ordinary and high-quality decorations than the older. Those living in the larger apartment units are likely to decorate their living room in an ornamental rather than functional way, and to possess more ordinary and high-quality decorations than those in the smaller. In this study, the size of floor space appers a variable most powerful to explain the pattern of furniture usage.

• 한국IT서비스학회지
• /
• 제14권3호
• /
• pp.131-146
• /
• 2015

The communications market can be characterized for its overflow of users, oligopoly business structure, 24/7 open service, incomplete sales, and operation of core platform function. These characteristics have lead users to continuously make complaints and suffer inconveniences, and thus the concept of user protection has come to receive attention. This study aims to propose solutions through communication channeling between businesses and users, based on website construction from the viewpoint of user protection. In particular, a research model was developed to display how the information symmetry of websites can be influential on the satisfaction, reliability, and continuous intention for using communication services. Total of 14 hypotheses were set to measure a significant degree of variables corelation and eight hypotheses were accepted finally. The analysis results showed that information symmetry of telecommunication service websites had a positive effect on intention for continuous usage. Through the research results, it is expected that communication service businesses will be able to consider important factors when constructing websites. Furthermore, the results are expected to be utilized as for ensuring users' continued usage of their communication services.

• 디지털산업정보학회논문지
• /
• 제9권4호
• /
• pp.251-265
• /
• 2013

The emergence of social network services, is changing the foundation of human relationship formation and method of communication of individuals through sharing of free information. Social network service is a service to support or facilitate an on-line extension of off-line network among people by helping them to share personal profile. History of social network services very short. But users of the various layers is increasing rapidly and ripple effect social as a result is very large. The focus of existing research was mainly devoted to motivation of use and acceptance of social network services. Currently the use of SNS was maturing. Thus, in-depth research on the use pattern of SNS users is needed. The purpose of this study is that, for Facebook in social network services, to analyze the changes in the initial stage of use, medium-term, usage patterns at the current time. Results of the study by analyzing the characteristics of the change in the pattern of usage of user of Facebook, it can be used as basic materials for SNS researchers and service provider.

• 한국콘텐츠학회논문지
• /
• 제13권3호
• /
• pp.32-42
• /
• 2013

스마트폰 시장의 급격한 성장으로 새로운 비즈니스 모델이 필요함에도 불구하고 그 동안의 스마트폰 앱 관련 연구들은 기술수용모델(TAM: Technology Acceptance Model)과 Rogers의 혁신확산이론(Diffusion of Innovation Theory)을 기반으로 한 것이 대부분으로 실제 사용자 특성에 관한 연구는 부족했다. 이 연구에서는 스마트폰 앱 기능을 분류하고 기능별 앱을 이용하는 사용자들의 특성을 분석하였다. 스마트폰 앱의 기본 기능인 통화 및 메시지, 음악 및 동영상, 정보검색, 게임, SNS(Social Network Service)에 따른 사용자 특성은 인구통계학적 특성뿐만 아니라 스마트폰 이용 특성(앱 다운로드 빈도, 유료 앱 다운로드 경험)에서도 통계적으로 유의미한 차이가 있었다. 그리고 스마트폰 이용 특성은 스마트폰 사용기간과 밀접한 관련성이 있는 것으로 나타났다. 대표적으로 음악 및 동영상 관련 앱을 활발하게 사용하는 집단은 앱을 주 3회 이상 다운로드받는 20대 여성으로 유료 앱 다운로드 경험이 많다는 것이 특징이다. 유료 앱 다운로드 경험이 많다는 것은 앱 마켓의 플레이어들에게 긍정적인 부분이지만, 음악 관련 앱 제공의 경우 대규모 업체들이 독점하고 있어 중소규모 플레이어들은 기존과 차별화된 혁신적인 비즈니스 모델을 개발해야 함을 시사한다. 이 연구 결과는 앱 이용에 따른 사용자들의 특성을 살펴봄으로써 앱 마켓의 플레이어들이 비즈니스 모델을 기획하고 각 기능별로 보다 사용자 특성에 맞는 앱 상품을 개발하는데 유의미한 시사점을 제공할 것으로 기대된다.

• 한국IT서비스학회지
• /
• 제12권4호
• /
• pp.319-335
• /
• 2013

Cloud computing allows users to access software or specific programs that support the cloud platform through an information communicating device that can connect to the internet anywhere or anytime. Also, the cloud architecture not only reduces the expenses of IT infrastructure construction and maintenance, but also speeds up processing and mobility, which leads to a significant ease of use. In spite of the advantages of cloud computing, previous studies have been centered on case studies of the execution, advantages, and problems of cloud computing. In contrast, empirical research on individual cloud computing up till now is very insufficient. Thus, the research aims to create a model of an individual user's perspective and verify validation. This study reveals types of influence that characteristics can have on an individual user's intention to use, by searching the characteristics that the individual user recognizes on cloud computing services. The results are as follows:first, the characteristics of cloud computing indicates a significant influence on usage intention. Second, all characteristics in cloud computing, accessibility, reliability, perceived ease of use, and fusibility, are confirmed in providing significant influences in shaping social influence forms. Third, social influence has a significant influence on usage intention.

• 경영과학
• /
• 제22권1호
• /
• pp.67-81
• /
• 2005

This study aims at defining the factors affecting adoption intentions for portable Internet services based on the characteristics of individuals creating the markets and developing strategies of the service, which is expected to be the next-generation telecommunication service. For this Purpose, two types of sub-factors are defined : characteristics of individuals including demographic statistics, usage of existing services, prior cognition, adoption attitudes and service assessments : and adoption Intentions including willingness for subscription, subscription period, willingness to pay, types of usage and preferred device. The results of the study indicate that demographical statistical variables vary depending upon the levels of adoption intentions, and that users of mobile Internet services via mobile phones and wireless LANs are highly probable of being targets for the portable Internet services. Furthermore, the results demonstrate demands for enhancing recognition of the usefulness and ease of use of the services and intense marketing activities for potential users bearing innovativeness to stimulate the market of the portable Internet service. The author is confident that this study will significantly contribute to the successful market entrance of portable Internet service, and also to growth in the market.