• 제목/요약/키워드: Type of Insurances

검색결과 7건 처리시간 0.022초

알코올과 마약남용 청소년을 위한 외래치료의 결과에 성별, 부모의 참여정도, 치료종류가 미치는 영향에 대한 연구 (Effect of Gender, Parental Support an Treatment Type on the Adolescent's Successful Completion of Substance Abuse Outpatient Treatment Program)

  • 고윤순
    • 한국사회복지학회:학술대회논문집
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    • 한국사회복지학회 2004년도 추계공동학술대회 자료집
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    • pp.461-492
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    • 2004
  • This study examined the effects of gender, parental support and treatment type on the treatment outcome of adolescent substance abusers. Outcome variable was the successful graduation (or drop) from an Intensive Adolescent Outpatient Program. Adolescents with their parents' support were treated in one of three treatment models (2-weeks Inpatient plus 6 week Intensive Croup-Oriented Outpatient, 8-weeks Intensive Croup-Oriented Outpatient, and 8-weeks Individual-Family Therapy) within a private hospital-affiliated treatment center by managed care practice allowing their own choice (non-random natural assignments). Several hypotheses were tested for main effects by the Log-Linear Analyses for a multi-dimensional contingency table with 440 adolescents (284 boys and 156 girls treated during 1992-l997) from middle-class families with private health insurances. The following results were found. Odds of graduating versus dropping out of the treatment program among : (1) girls were 1.7 times higher than those among boys; (2) adolescents with two-parent were 2.2 times higher than those among adolescents with one-parent ; (3) adolescents with Inpatient plus Outpatient was 1.7 times higher than that of those with Outpatient; (4) adolescents with Individual-Family Therapy was 2.3 times higher than that of those with Outpatient Model. There was no statistically significant outcome difference between the Individual-Family Therapy and the Inpatient plus Outpatient. Implications from the results were discussed. Suggestions were made to improve the treatment components in the areas of gender sensitivity, securing more parental support, alternatives for separation from peer group and integrating new peer groups, and flexibility for the unique needs of individual family. Also, some research questions for future studies were suggested.

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손상 및 외상 사망 환자의 재원일수 특성에 관한 융합 연구 -퇴원손상심층조사자료를 중심으로 (A Convergence Study on the Characteristics of Length of Hospital Stays of Injured and Traumatic Death Patients - Based on the Korea National Hospital Discharge Injury Survey Data)

  • 송유림;이무식;김두리;김광환
    • 한국융합학회논문지
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    • 제8권5호
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    • pp.87-96
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    • 2017
  • 이 연구는 퇴원손상심층조사 자료를 이용해 손상 및 외상 사망환자의 재원일수 특성을 분석하여 손상 및 외상으로 인한 사망 예방을 위한 기초 자료 제공을 목적으로 시행되었다. 조사대상은 퇴원손상심층조사 자료에서 2014년 1월 1일부터 12월 31일까지 퇴원한 환자 중, 치료결과가 '사망'이며, 주진단이 손상 및 사고의 외인(S00-T98)인 환자 233명이었다. 연구결과, 여자의 재원일수가 남자보다 길었다. 주진단은 기타 내부 인공삽입장치, 삽입물 및 이식편의 합병증(T85)에서 재원일수가 가장 길었다. 이상의 연구결과로 볼 때 손상으로 인한 사망 재원일수 영향 요인을 파악하여 이들을 집중적으로 관리하기 위한 정책개발이 필요한 것으로 판단된다.

한방의료기관이용환자의 부작용 및 독성발생의 특성 - 2011년 한방의료이용실태조사(보건복지부)를 중심으로 - (Characteristics of Toxicity Occurring in Outpatients at Korean Medical Clinics in Korean)

  • 이기범;박영철;이선동
    • 대한한의학회지
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    • 제37권1호
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    • pp.135-150
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    • 2016
  • Research Methods: This research analyzed the data on those aged 20 and older from the Report on Korean Medicine Usage Research, which was conducted in 2011. The definitions of toxicity were defined by the presence of toxicity listed in the survey. The questions used in analysis were sex, age, household income, health insurance, medical fees, satisfaction rates on treatments, as well as the types of diseases and the presence of toxicity from treatments. The analysis was done through frequency analysis using SAS 9.2 and Fisher's Exact Test. Results: Toxicity occurred in 2.1% patients out of the 3518 studied. The types of toxicity were skin problems, such as hives and pruritus (34.7%), gastrointestinal problems (20.8%), neurological diseases (4.2%), liver(1.4%), kidney toxicity(1.4%), and others (22.2%). There were no differences in toxicity by sex, age, household income and the types of health insurances. However, toxicity were positively correlated with the increase in standard of education (p=0.0124). In addition, as treatment costs increased (p<0.0001) and satisfaction rates decreased, toxicity increased (p<0.0001). Toxicity increased in patients with low back pain (p=0.0429), hwabyung (p=0.0392), lumbar sprain (p=0.0004), correction body type (p=0.0118), growth (p=0.0045), and from motor accidents (p=0.0448). In logistic regression analysis, Toxicity were positively correlated with medical fees, and cancer treatment and negatively correlated with satisfaction rate on treatments. Conclusion: The toxicity that occurred in outpatients who used Korean medical clinics mostly happened in skin, digestive organs, nerves, livers, and kidneys toxicity. The occurrences differed by the Educational lengths, expensive costs of treatments, low satisfaction rates of the treatments, and cancer.

국내 암환자의 항암제 사용 및 본인부담비용에 대한 실태조사 (Anticancer Drug Use and Out-Of-Pocket Money Burden in Korean Cancer Patients: A questionnaire Study)

  • 김해숙;장진경;손현순
    • 한국임상약학회지
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    • 제22권3호
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    • pp.239-250
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    • 2012
  • In recent years, national health insurance(NHI) coverage had been expanded gradually for cancer as a severe disease requiring high level of medical expenditure, to reduce patient's financial burden. But, subjective burdens level for out-of-pocket(OOP) money expense are still considerable owing to high medical cost and decent numbers of services not covered by benefit plan. This study aimed to investigate OOP medical expenditures and identify factors influencing subjective financial burden in cancer patients. A 28-items questionnaire for self-reporting by responders was designed to satisfy study goal and finalized following by one pilot study and experts' verification process. Subjects were enrolled during July to October 2010 through regular meetings organized by five patient or patient-advocacy groups had acknowledged the study purpose. Subjects who aged 20 or more, have histories of cancer diagnosis and anticancer drug use, and voluntarily agreed to participate in this study were recruited. Total 107 subjects included in the analysis have cancer lesions in breast, colon, kidney, liver or stomach at the stages from I to IV. Approximately 73% of them has passed less than 5 years since cancer diagnosis. For the OOP medical expenditure regarding cancer, less 6 million won was in 31%, 6-15 million won in 35% and more than 15 million won in 28% of responders, and more than half responders(58%) felt financial burden subjectively. 63% of responders had subscribed commercial insurances, resulting in money receipts of more than 10 million won since cancer diagnoses in 76% of responders. Logistic regression results showed significant differences in subjective OOP financial burden level depending on gender, household income level, benefit type, commercial insurance money receipt degree, year cancer diagnosed, cancer lesion, therapy type, duration of anticancer drug use, drug listing in national formulary, total OOP medical expenditure and total OOP anticancer drug expense. They had mixed feelings both wishes to expand NHI coverage to reduce financial burden(70%) and no willingness to increase premium(59%). This result suggested that NHI might direct future strategies to reduce absolute total OOP medical cost and expand benefit plan coverage in higher burden groups in particular.

空間活動保險法律問題及中國狀況:基於空間商業化最新發展的分析 (Legal Aspects of Insurance Regarding Space Activities and the Situation in China: an Analysis Based on the New Development of Space Commercialization)

  • 섭 명암
    • 항공우주정책ㆍ법학회지
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    • 제32권1호
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    • pp.385-417
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    • 2017
  • Insurances of space activities are divided into satellite insurance, astronaut insurance and third party liability insurance. Against the background of the rapid development of space commercialization, especially the increasing participation of private entities in space affairs, the present international and domestic mechanisms of space insurance are challenged. As a space-faring state which is in the process of developing space businesses, the regulations of space insurance in China are deserved to be discussed. Satellites insurance is at present well-developed, the "pre-launch", "launch" and "in-orbit" phases of satellites are all possible to be insured by related companies. China created the CAIA in 1997 to provide insurance for Chinese satellites. However, with more private entities start to involve in space as well as satellite industry, the regime established under the framework of CAIA is necessary to be modified, and the mechanism relating to space insurance brokers should be promoted. The astronauts are recognized as the envoy of humankind, and relevant international regulations are made to provide assistance to them in emergency circumstances. From the domestic perspective, astronauts will be fully insured. China creates a particular type of insurance for astronauts. However, once space tourism becomes a business, the insurance of the tourist will be demanded to be created. In order to promote China's space tourism, it is recommended to take the "Astronaut Group Insurance" as an optional model to space tourists, if the tourists are customers of a governmental-owned space company. Once private involvement of providing orbital/suborbital tourism service becomes a reality, new rules are required. Getting a third party liability insurance is deemed as an indispensable precondition for an applicant to get a launch permission. Domestic space laws will include provisions for the third party liability insurance. China's "Interim Measures" of 2002 realizes the importance of third party liability insurance and requires the permit holder to get it before entering the launching site. This regulation is different from the practices of other states. Concerning that China is the sponsor of APSCO, for the purpose of promoting commercial space cooperation, a harmonized approach to domestic law is recommended to be found.

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기본소득의 재정적 실현가능성과 재분배효과에 대한 고찰 (An Examination of Financial Feasibility and Redistributive Effect of Universal Basic Income)

  • 유종성
    • 한국사회정책
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    • 제25권3호
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    • pp.3-35
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    • 2018
  • 이 글은 기본소득의 재정적 실현가능성과 기존 사회보장제도의 대안으로서의 효용을 부정하는 양재진(2018) 등의 주장을 비판적으로 검토하고, 효과적이고 효율적인 기본소득안 설계를 위한 몇 가지 제안을 하고자 한다. 재정적 실현가능성에 대해서는 역진적인 조세지출의 기본소득으로의 전환을 통해 세율 인상 없이도 상당한 규모의 기본소득 도입이 가능하며, 이는 상위층을 제외한 대다수에게 실질적인 감세 내지 현금지원 효과를 냄을 강조한다. 또한 기본소득의 과세소득화와 기존 현금급여 수급자와 수급액의 축소로 재정절감이 가능함을 주장한다. 소득재분배의 효과 면에서 기존 사회보장제도의 선별 능력이 좋지 않으며, 보편적인 복지가 선별적인 복지보다 재분배 효과에서 우월하다는 "재분배의 역설"이 기본소득에도 적용될 수 있음을 주장한다. 또, 재정중립적인 기본소득안의 재분배효과를 가상의 시나리오를 통해 보여준 후 국내외의 관련 연구들을 검토하여 기본소득이 사회보험이나 공적서비스 확대 이상으로 재분배효과를 나타내며 추가적인 여러 장점이 있음을 주장한다. 끝으로 이러한 연구들을 위한 인프라로서 가구조사 자료와 행정자료를 통합하고 각종 조세와 복지지출 관련 규정들을 수식화하여 결합한 제대로 된 조세-급여 모델 구축의 필요성을 강조한다.

건설공사보험 확대 당위성 및 예산소요 분석 연구 (An Analysis on Expanding Construction Insurance and Estimating Necessary Budget)

  • 김명수
    • 한국건설관리학회논문집
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    • 제15권5호
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    • pp.94-102
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    • 2014
  • 본 연구에서는 건설공사보험 확대의 당위성을 분석하고 확대를 위한 예산소요를 추정하였다. 건설공사 손해배상보험은 국가계약법, 지방계약법 등 관련법규에서 의무화하고 있으며, 건설공사의 수행 중에 발생하는 예기치 못한 사고로 인한 사업목적물이나 재산상 손해의 배상을 위하여 가입하고 있다. 현재 200억 이상 PQ공사 및 대형공사만을 의무가입대상으로 공공발주자가 보험료를 지원하고 있다. 의무가입 대상 공사의 경우 발주자가 보험료를 부담하지만, 200억 미만 공공공사의 경우 업체가 자기부담으로 손해를 배상해야 하는 형평성문제가 발생한다. 비의무대상 공사라도 많은 경우가 자기비용으로 보험을 가입하고 있으며, 민간 공사의 경우도 건설공사보험 가입이 많은 것으로 나타난다. 건설공사보험을 가입하면 건설업체의 부족한 사고관리능력을 보험회사로부터 지원받아 안정적인 조업이 가능하게 된다. 따라서 중소업체에 대한 보호와 중소규모 공사의 조업안정성을 위해 200억 이상 공공공사에만 의무화 되어 있는 현재 규제를 개선하여 중소 규모 공사까지 가입 범위를 확대시킬 필요가 있다. 비의무가입 공사의 최근 3년 평균 비중은 46%이며, 보험사의 보험료율에 근거한 원가반영율은 0.2%로 산출된다. 여기에 공종별 위험도를 감안하면 비의무가입 공사의 원가반영율은 0.13%로 추정된다. 이에 따라 향후 200억 이하 공사에 대한 보험 가입을 위해 공공공사 발주가 35조원 규모라면 209억원, 40조원이라면 239억원의 예산이 추가로 필요할 것으로 추정된다.