• Human Ecology Research
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• v.58 no.4
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• pp.497-515
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• 2020

The use of mobile payment services has recently increased in South Korea. Mobile payments allow consumers to purchase items digitally, using a mobile card in an app affiliated with a payment service. This study explores the predictors of intention to adopt mobile payment services. The study employed an A(affective)-B(behavioral)-C(cognitive) model with two antecedent variables: cognitive (perceived usefulness, perceived risk, perceived ease of use, and perceived herding behavior) and affective (satisfaction with the status quo, innovation resistance) responses. An online survey of 405 non-users of mobile payment services aged 20 to 49 years was conducted. The study used SPSS 23.0 for descriptive analysis and Amos 23.0 for confirmatory factor analysis and structural equation modelling. The results are as follows. First, perceived usefulness, perceived risk, and perceived herding behavior significantly influenced innovation resistance. Second, perceived herding behavior significantly influenced subjective norms. Third, innovation resistance and subjective norms significantly influenced the intention to adopt mobile payment services. The findings suggest that the A-B-C model can be useful in understanding consumers' adoption and resistance behaviors and that cognitive and affective responses are important antecedent variables affecting the decision to adopt mobile payment services.

• Journal of KIISE:Information Networking
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• v.29 no.6
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• pp.654-662
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• 2002

As the Internet technology becomes a major information infrastructure, an emerging problem is the tremendous increase of malicious computer intrusions. The present Intrusion Detection System (IDS) serves a useful purpose for detecting such intrusions, but the current situation requires more active response mechanism other than simple detection. This paper describes a multi-agent based tracing system against the intruders when the system is attacked. The focus of the study lies on the secure communication mechanism for the agent message communication. We have extended parameters on the KQML protocol, and apt)lied the public key encryption approach, The limitation might be the requirements of two-way authentication for every communication through the broker agent. This model ma)r not improve the efficiency, but it provides a concrete secure communication. Also this is one important factor to protect the agent and the tracing server during the tracing process.