• 제목/요약/키워드: Trade Insurance

검색결과 161건 처리시간 0.026초

상호의료협약에 대한 고찰 -호주와 한국의 상호의료협약 가능성을 중심으로- (The Feasibility of Reciprocal Health Care Agreements between South Korea and Australia)

  • 이효영;박은옥
    • 보건의료산업학회지
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    • 제11권4호
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    • pp.225-237
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    • 2017
  • Objectives : This study reviews the feasibility of Reciprocal Health Care Agreements (RHCA) between South Korea and Australia. Methods : A literature review was conducted using government reports and media articles. Results : In Australia, the Health Insurance Act enables health care agreements with other nations, but Korea has no similar legislation in place. Therefore, Korea must build a broader consensus on the need for RHCA, based on the precedent of Australia's RHCA with 11 nations, as well as on the Korean Pension Act, which has made reciprocal pension agreements with 28 nations through an exceptive clause. The active government involvement of the Ministry of Health and the Department of Foreign Affairs and Trade in Australia, and the Ministry of Health & Welfare and Ministry of Foreign Affairs in Korea, are essential for a successful RHCA process. Conclusions : RHCA between Australia and Korea would constitute a significant step forward in strengthening people-to-people links between these two trading partners in the spirit of health diplomacy.

추심결제(D/P, D/A)방식에서의 위험관리에 관한 연구 (A Study for risk management on Documentary Collection(D/P, D/A) Payment)

  • 곽수영
    • 통상정보연구
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    • 제10권2호
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    • pp.283-304
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    • 2008
  • According to globalization and localization of world economics international trade payment method was also changed. A traditional payment was Letter of Credit basis, however it is being increased to various methods such as remittance, documentary collection(D/P, D/A) and open account. In order to acquire a secure export payment, exporters prefer to L/C basis which is guaranteed by a reliable bank. However, the L/C should bear a security so that importers would rather documentary collection than L/C. The reasons for the preference of collection payment rather than L/C are a low commission cost, the conversion of buyer's market from seller's market due to severe competition in the world market, transaction increase between main office and branches and a right to control the goods until executing the payment by exporters. Besides of them, collection payment can handle safer and faster than open account basis. However, the collection payment has a risk which it isn't guaranteed by bank for the payment so that I would suggest countermeasures to minimize the payment risk utilizing the collection basis as follows; using export credit insurance system, a large domestic credit report provider such as D&B for absolutely fresh and new information, a collection proxy service for overseas deferred credit and suggestion specifying to order B/L not straight one on consignee in order to transfer the right of ownership with endorsement without problem.

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주택도시보증공사의 주택건설 분양보증업무 독점에 관한 법적문제점과 개선방안 (Legal Problems and Improvement Measures Concerning the Monopoly of Housing Construction Sales Guarantee Business by Housing and Urban Guarantee Corporation)

  • 조이운
    • 한국콘텐츠학회논문지
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    • 제21권2호
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    • pp.78-84
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    • 2021
  • 주택도시보증공사의 주택분양보증의 독점에 대한 쟁점들이 야기 되고 있다. 국토교통부는 추가보증기관을 지정할 경우 과도한 경쟁으로 수분양자간의 재산보호가 미흡하고 도시재생 재원의 약화를 우려한다. 독점 사업을 통해 주택시장의 안정화를 위한 주택공급정책이 원활하게 수행할 수 있다고 주장한다. 이는 공정거래법상 시장 지배적 지위 남용이라 판단되며 분양보증요건의 과도한 제한으로 사업지연 및 조합원의 재산권 침해를 발생시키므로 본고는 그 개선 방안을 제시하고자 한다. 첫째, 공정위 시장지배적 사업자의 지정제도 신설을 통해 민간 보증기관의 신규 진입이 가능하도록 한다. 둘째, 「공정거래법」 제63조(경쟁 제한적인 법령제정의협의 등)의 규제개선이 필요하다. 셋째, 「주택공급에관한 규칙」 제15조제2항이하 신설을 통해 국토부장관이 보증기관을 추가 지정할 수 있도록 하여 사업주체의 분양보증 선택권을 보장할 수 있다. 또한 다수의 보증보험회사 중 1개 이상을 지정하여 사회이익 배분의 효율성을 제고하여 주택가격 변동성을 낮출 수 있을 것으로 기대하고, 주택분양보증 경쟁 도입 찬반 논란에 따른 법적쟁점에서 6가지 법률적 근거를 들어 제언해 본다.

FDI and the Evolution of Directed Technological Progress Bias: New Evidence from Korean Outward Investment

  • Boye Li;Xiang Li;Yaokun Wu
    • Journal of Korea Trade
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    • 제27권5호
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    • pp.1-22
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    • 2023
  • Purpose - Southeast Asia has been the focus of Korea's foreign investment. Korea has been helping developing countries in Southeast Asia achieve economic growth and win-win cooperation through capital exports. FDI is an important channel for technology diffusion. However, the impact of FDI on the bias of technological progress in the host country is dependent on the host country's own endowment structure and capital-labor factor substitution elasticity. Therefore, the central issue of this paper is to accurately evaluate the impact of Korea's FDI to the four Southeast Asian countries in various industries on their bias of technological progress. Design/methodology - The paper uses macroeconomic data for Korea and four East Asian countries to estimate capital-labor factor elasticities of substitution using nonlinear, seemingly uncorrelated regressions (NLSUR). Then, the biased technological change index (BTCI) is calculated for each country. Finally, panel data analysis is used to explore the impact of Korean FDI in various industries in the four Southeast Asian countries on their own directed technological progress, and a robustness test is conducted. Findings - There is a substitution relationship between capital and labor factors based on their elasticity in Korea, Singapore and the Philippines. There is a complementary relationship between capital and labor factors in Indonesia and Malaysia. According to the BTCI, there is a trend toward labor-biased technological progress in all countries. Korean investments in manufacturing, wholesale and retail trade in the host country trigger capital-biased technological change in the host country; investments in the finance, insurance and information and communication sectors trigger labor-biased technological change. In addition, this paper also confirms that directed technological progress can enable cross-country transmission. Originality/value - The innovation of this paper lies in three aspects. First, we estimate the BTCI for five countries and explore the trend and situation of directed technological progress in each country from each country's own perspective. Second, we explore the impact of Korean FDI in the host country on the bias to its technological progress at the industry level. Second, we explore the impact of Korean FDI in various industries in the four Southeast Asian countries on the four countries' own directed technological progress from a national perspective. Finally, we propose corresponding countermeasures for technological progress from the perspective of inverse factor endowment. These innovative points not only expand the understanding of technological progress and cross-country technology transfer in East Asia but also provide practical references for policy-makers and business operators.

중국 대북 접경지역의 북한 노동력 진입 유형과 요인 (Entry Types and Locational Determinants of North Korean Workers in Cross-border Regions between North Korea and China)

  • 이승철;이용희;김부헌
    • 한국경제지리학회지
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    • 제22권4호
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    • pp.438-457
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    • 2019
  • 본 연구의 주요 목적은 북한 노동력의 대북 접경지역 진출 유형과 요인을 규명하고자 하는 것이다. 특히, 본 논문은 북한 노동력의 대북 접경지역 진출 경로 및 유형을 1) 대북 무역 상인과 북한 대방의 거래를 통한 진입과 2) 조선족 중개업체와 북한 대방의 거래를 통한 진입으로 구분하였으며, 대북 접경지역의 공간적 맥락에서 북한 노동력의 진출 요인을 분석하고자 했다. 우선 북한 노동력의 대북 접경지역 진입 경로 및 유형은 유엔 결의 2094호 이후 대북제재의 성격이 '촉구(call-upon)'에서 '의무화 및 강제화(decide)'로 전환되면서 크게 두 가지 측면에서 변화가 나타났다. 첫째, 중국 기업에게 북한 노동력을 파견할 수 있는 북한 대방과의 거래 주체가 대북 거래 상인에서 전문화된 조선족 중개업체로 전환되었다. 둘째, 중국으로 파견되는 북한 노동력의 성격이 '중화인민공화국입경출경관리법'과 '외국인재중국취업관리규정'에 따라 공식적인 취업 허가증과 취업 거류증을 취득한 공식 노동자에서 북·중 간 '무역비자협정'과 '국경 주민에 대한 통행증 제도'를 이용하거나 단기 방문 및 관광 비자를 취득하여 편법으로 대북 접경지역에 장기 체류하는 비공식 노동자(informal workers)로 전환되었다. 따라서 북한 노동자에 대한 실질적인 제재가 가해진 이후에 이러한 비공식 노동자들의 안정적인 체류와 관리 및 통제를 위한 전문적인 서비스에 대한 수요가 높아짐에 따라 대북 접경지역에 북한 노동자 중개업체가 활성화되고 있다. 이와 더불어 북한 노동력의 대북 접경지역 진입 요인은 세 가지 측면 - 1) 중국 사회보험제도의 개혁에 따른 실질 임금 상승, 2) 대북 접경지역의 취약한 노동시장 구조, 3) 안정적이고 관리 용이한 노동력 활용 -에서 분석했다.

중국(中國) 3대(3大) 지역(地域) 도농(都農) 간(間) 소비격차(所得隔差) 현황(現況) 및 형성원인(形成原因)에 관(關)한 실증연구(實證硏究) (Analysis on the Income Gap Between Urban and Rural Areas Among the Three Major Areas in China)

  • 남설봉;김석주
    • 한국지역지리학회지
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    • 제16권5호
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    • pp.537-548
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    • 2010
  • 중국경제의 비약적인 발전과 더불어 지역 간 소득격차 문제는 더 이상 간과할 수 없는 사회적인 문제로 대두되고 있다. 따라서 본 연구는 중국의 동 중 서 3대 지역 도농 간 주민소득 격차의 현주소를 살펴보고 이와 같은 구조가 형성된 원인을 실증분석 하였다. 분석 결과 경제발전 정도가 상이한 3대 지역의 주민소득에 영향 주는 요인이 각자 다른 것으로 나타났다. 동부지역의 경우 정부의 교육지원 요인이 지역 내 도농 간 소득격차를 가장 효과적으로 완화시켜 주고 있는 것으로 나타났으며 특히 최근에 그 영향 정도가 점차 뚜렷해지는 추세를 보이고 있다. 그리고 중부지역의 경우 공업화 요인이 도농 간 소득격차를 효과적으로 완화시키고, 서부지역의 경우 정부의 농업생산지원 요인이 도농 간 소득격차를 효과적으로 완화시켜 주고 있는 것으로 나타났다. 따라서 중국 각 지역의 도농 간 소득격차 문제를 해소함에 있어 중국 전역에서 도사와 농촌을 모두 아우르는 통합적인 의료보험정책이나 사회복지정책 등을 추진시키는 것도 중요하지만 동부지역 지방정부의 교육비 지원 증가, 중부지역 지방정부의 공업추진특별정책, 서부지역 지방정부의 농업생산지원 증가 등 지역적 정책조치도 시급하다는 결론을 얻었다.

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WTO 보조금 분쟁을 대비한 수출신용제도 운영방안에 관한 연구 (A Study on the Operation of Export Credit Policy preparing for possible WTO ASCM Disputes)

  • 오원석;김필준;백승택
    • 무역상무연구
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    • 제57권
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    • pp.283-303
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    • 2013
  • When a trade conflict arises related to an officially supported export credit programme, The World Trade Organization(WTO), decides on whether the programme is a forbidden subsidy stipulated in the Agreement on Subsidies and Countervailing Measures(the ASCM Agreement). Korea was taken to the WTO panel two times for the export credit programme. One is the semiconductor case in 2002 and the other was the shipbuilding disputes in 2004. And, In 2012, the U.S. Commerce Department ruled K-SURE's export insurance for Korean refrigerator manufacturers as a forbidden subsidy even if the case was not taken to the WTO. This paper examines the significance of export credit programmes on the WTO ASCM Agreement and discusses how to operate these programmes so they would not infringe upon the Agreement by analyzing the actual cases of WTO subsidy conflicts that involved Korean enterprises in relation to export credit programmes for the purpose of determining the related issues and impacts. From this research the results were as follows: First, on whether export credit is a prohibited subsidy, the deciding factor was whether a benefit has been conferred to the beneficiary. On the presence of a benefit, the WTO panel used market benchmarks as the main criteria. Thus, official export credit agencies(ECAs) should be careful not to provide export credit support which had been granted to the beneficiary at better than market terms. Second, in the case of export credit, the special status of ECA as a public body receiving government support itself does not constitute a subsidy. However, caution must be taken not to provide export credit that may lead to WTO ASCM subsidy conflicts involving a certain exporter or industry by setting up clear and valid regulations and fair work processes in the operation of export credit programmes. Third, item (j) of Annex I cannot be interpreted reversely as this item is for interpreting the presence of a prohibited subsidy, not the presence of a benefit. Thus, an export credit program that confers a financial contribution, a benefit and specificity, could qualify as a prohibited subsidy. Fourth, ECAs not only have to maintain long-term account balance but also introduce additional measures to meet this long-term balance such as a clear and systematic premium system. Finally, export credit programmes that are not defined in item (j) of Annex I of the ASCM Agreement would not deemed as an prohibited export subsidy as long as the continued support of the programmes are not being forced.

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확정오퍼가설 관점에서 바라 본 대위중재의 허용여부 (Admissibility of Subrogation Arbitration in the view of Firm Offer Hypothesis)

  • 조정곤
    • 통상정보연구
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    • 제15권4호
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    • pp.287-311
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    • 2013
  • 본 연구는 대위중재에서의 당사자적격성과 관련하여 복잡하게 전개될 수 있는 시비를 해결할 수 있는 방향의 설정에 대해 고찰하였다. 결함문제를 해결하기 위해 전례를 분석해 본 결과, 대위중재로 중재판정에 이른 사례는 찾아볼 수 있지만 대위중재 그 자체에 대한 판정이유는 불분명하다. 기존의 법원판례는 대위중재를 허용하는 듯 안 하는 듯 애매모호하고 대위중재의 허용여부에 대한 직접적인 법원의 판례는 찾아보기 힘들다. 또한 어느 한 국가의 판례로는 국제거래에서 발생하는 대위중재에 대해 단정할 수도 없다. 대위중재가 자동으로 허용되는지 아닌지 분명하지 않으면 전략적 차원에서 볼 때 분쟁해결절차의 경우의 수는 너무나 많아 수많은 사회적 비용을 치르게 된다. 따라서 향후 대위중재의 허용여부에 대한 국제적 통일지침의 확정이 긴요한 바, 본고에서는 자동차 대위중재제도, 공백과 상호주의 그리고 코즈정리의 관점에서 고찰한 결과 확정오퍼가설에 입각한 대위중재의 제도정립이 바람직하다는 결론에 이르렀다. 대위중재사건을 맡은 중재인들이나 판사들, 그리고 관련자들이 확정오퍼가설에 입각하여 대위중재에서의 당사자적격성을 판단한다면 본고에서 살펴본 대위중재와 관련한 문제점들을 대부분 해결할 수 있을 것으로 기대된다. 또한 국제적으로도 대위중재에 대한 확정오퍼가설이 확산됨으로써 대위중재의 일관된 해결원리가 확정오퍼가설로 수렴되기를 기대한다.

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요양병원의 효율성과 의료서비스 질의 관련성: 자료포락분석과 매트릭스 분석 (Association between Efficiency and Quality of Health Care in South Korea Long-term Care Hospitals: Using the Data Envelopment Analysis and Matrix Analysis)

  • 손민성;최만규
    • 대한간호학회지
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    • 제44권4호
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    • pp.418-427
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    • 2014
  • Purpose: Objectives of this study were to investigate the association between efficiency and quality of health care in Long-term Care Hospitals (LTCH) and determine related factors that would enable achievement of both high efficiency and high quality at the same time. Methods: Major data sources were the "2012 Korean Assessment of Propriety by Long-term Care Hospitals" obtained from the Health Insurance Review & Assessment Service. Cost variables were supplemented by a National Tax Service accounting document. First, data envelopment analysis was performed by generating efficiency scores for each LTCH. Second, matrix analysis was conducted to ascertain association between efficiency and quality. Lastly, kruskal-wallis and mann-whitney tests were conducted to identify related factors. Results: First, efficiency and quality of care are not in a relationship of trade-offs; thus, LTCH can be confident that high efficiency-high quality can be achieved. Second, LTCH with a large number of beds, longer tenure of medical personnel, and adequate levels of investment were more likely to have improved quality as well as efficiency. Conclusion: It is essential to enforce legal standards appropriate to the facilities, reduce turnover of nursing staff, and invest properly in human resources. These consequences will help LTCH to maintain the balance of high efficiency-high quality in the long-run.

The optimal balance between sexual and asexual reproduction in variable environments: a systematic review

  • Yang, Yun Young;Kim, Jae Geun
    • Journal of Ecology and Environment
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    • 제40권2호
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    • pp.89-106
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    • 2016
  • Many plant species have two modes of reproduction: sexual and asexual. Both modes of reproduction have often been viewed as adaptations to temporally or spatially variable environments. The plant should adjust partitioning to match changes in the estimated success of the two reproductive modes. Perennial plants showed that favorable habitats in soil nutrients or water content tend to promote clonal growth over sexual reproduction. In contrast, under high light-quantity conditions, clonal plants tend to allocate more biomass to sexual reproduction and less to clonal propagation. On the other hand, plants with chasmogamous and cleistogamous flowers provides with a greater tendency of the opportunity to ensure some seed set in any stressful environmental conditions such as low light, low soil nutrients, or low soil moisture. It is considered that vegetative reproduction has high competitive ability and is the major means to expand established population of perennial plants, whereas cleistogamous reproduction is insurance to persist in stressful sites due to being strong. Chasmogamous reproduction mainly enhances established and new population. Therefore, the functions of sexual and asexual propagules of perennial or annual plants differ from each other. These traits of propagule thus determine its success at a particular region of any environmental gradients. Eventually, if environmental resources or stress levels change in either space or time, species composition will probably also change. The reason based on which the plants differ with respect to favored reproduction modes in each environmental condition, may be involved in their specific realized niche.