• 한국도서관정보학회지
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• 제37권4호
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• pp.3-20
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• 2006

현하 한국대학생들의 독서율이 점차 저하되고 있다. 독서부진의 제반 요인을 여러 부분에서 진단, 고찰하고, 독서저해요인을 추출함으로써 독서생활을 조장하고 독서율을 향상시키는 방안을 강구하고자 한다. 특히 본 연구에서는 대학생들의 독서철학 확립을 위한 논의를 정리하고, 또한 대학생 독서부진 해결을 위한 교육제도적 방안으로서 독서학점부과제도 또는 독서인증제도의 필요성을 강조하고자 한다.

• 한국도서관정보학회지
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• 제52권4호
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• pp.255-276
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• 2021

본 연구의 목적은 학생의 과목 선택권 확대를 기반으로 한 고교학점제 시행에 대한 사서교사의 인식과 요구, 운영 시 문제점을 분석하는 것이다. 이에 고등학교에 근무하는 사서교사 153명을 대상으로 고교학점제 정책에 대한 이해 및 인식, 사서교사 선택과목 운영에 대한 인식과 요구, 선택과목 운영 시 문제점에 대한 인식을 온라인 조사하여 그 결과에 대한 통계분석을 실시하였다. 사서교사들은 고교학점제에 대한 이해와 인식이 높았으며, 선택과목 운영에 대한 요구가 높았다. 특히 연구·선도학교에 근무하는 사서교사들이 일반학교에 근무하는 사서교사보다 고교학점제에 대한 이해 및 운영 기반에 대한 이해가 높았다. 선택과목 운영에 있어서 사서교사에 대한 학생, 교사들의 교육적 역할 인식 부족이 가장 큰 문제점으로 인식되고 있었으며, 성별, 지역, 경력 등과 같은 사서교사의 배경 변인에 따른 차이는 나타나지 않았다. 본 연구의 결과를 통하여 사서교사 대상의 고교학점제 연수 및 지원, 독서, 미디어, 정보활용능력과 연계된 선택과목 개설 및 교과서 개발, 독서, 미디어, 정보활용능력 교육 관련 과목 필수 이수 제도화 등을 제안하였다.

• 산업경영시스템학회지
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• 제40권4호
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• pp.183-190
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• 2017

This paper proposes a dynamic magnetic field emulator (DMFE), which can electrically emulate information for the magnetic stripes of most widely used credit cards. Payment transactions with most common credit cards are performed by reading the card's information, encoded in magnetic stripes, using the reader head of a point-of-sale (POS) system. A stripe-type permanent magnet is attached to the back side of the credit card, and information for payments or value-added service is reorganized by exposing it to strong magnetic field. The process of data recording and retrieving as stated above has been pointed out as a major cause of illegal credit card use, because the information on the magnetic stripe is always exposed, and is thus vulnerable to forgery or alteration. A dynamic magnetic field emulator displays card information only when necessary by using the principle of solenoidal magnets. The DMFE proposed in this paper can prevent fraudulent use if it is operated with a device, like a smart phone, or a separate user-authentication procedure. In addition, because it is possible to display various information as needed, it can be utilized for a smart multi-card application, in which information for multiple cards is stored in one card, and can be selected and used as needed. This paper introduces the necessity of the DMFE and its manufacturing principles. As a result, this study will be helpful for making various application cases in payment, which is a core area of the Fintech (a newly-coined word of finance and technology) industry.

• 대한전기학회:학술대회논문집
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• 대한전기학회 2000년도 추계학술대회 논문집 학회본부 D
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• pp.644-646
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• 2000

According to the deregulations of governments in the world. the power industries of United State and European nations are proceeding remote meter reading and remote load control. But the core technology of multifunctional electronic meter implemented by programmable one-chip IC, which can be the right answer of all the power industy's efforts is now still under development in the advanced countries. Implementation of smallest size, lowest price single-phase meter with features which enable distribution automation such as bidirectional communication, Remote load control, remote meter reading, remote credit assigment. Prepayment billing system.

• 무역상무연구
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• 제12권
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• pp.429-460
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• 1999

The letter of credit is quintessentially international. In the absence of international legal system, a private system based on banking practices has evolved, commanding the adherence of the international letter of credit community and providing the foundation of th reputation of this instrument. To maintain this international system, it is vital that international standard banking practice should not be subject to local interpretations that misconstrue or distort it. The UCP is a formulation of international standard banking practice. It is neither positive law nor a "contract term" in any traditional sense and its interpretation must be consonant with its character as a living repositary of international understanding in this field. As a result, the interpretation and application of specific articles of the UCP must be consistent with its evolving character and history and with the principles upon which sound letter of credit practice is predicated. This study, especially, focuses on article 13 and article 14 of the UCP500. Article 13(b) of UCP500 stipulates that banks will have a reasonable time, not to exceed seven days, to examine documents to determine whether they comply facially with the terms of the credit. The seven-day provision is not designed as a safe harbor, because the rule requires the issuer to act within a reasonable time. But, by virtue of the deletion of the preclusion rule in the document examination article in UCP500, however, seven days may evolve as something of a safe harbor, especially for banks that engage in strategic behavior. True, under UCP500 banks are supposed to examine documents within a reasonable time, but there are no consequences in UCP500 for a bank's violation of that duty. It is only in the next provision. Courts might read the preclusion more broadly than the literal reading mentioned here or might fashion a common-law preclusion rule that does not require a showing of detriment. Absent that kind of development, the change in the preclusion rule could have adverse effects on the beneficiary. The penalty, strict estoppel or strict preclusion, under UCP500 and 95UCC differs from the classic estoppel. The classic estoppel rule requires a beneficiary to show three elements. 1. conduct on the part of the issuer that leads the beneficiary to believe that nonconforming documents do conform; 2. reasonable reliance by the beneficiary; and 3. detriment from that reliance. But stict preclusion rule needs not detrimental reliance. This strict estoppel rule is quite strict, and some see it as a fitting pro-beneficiary rule to counterbalance the usually pro-issuer rule of strict compliance.

• 한국콘텐츠학회논문지
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• 제9권8호
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• pp.64-72
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• 2009

원격지에 있는 전기, 가스, 수도 등의 검침기에서 유선 또는 무선으로 검침을 자동화하는 원격검침(AMR)에는 전력선통신 방식, 근거리무선통신 방식 등이 주로 연구되어 왔다. 본 논문에서는 유비쿼터스시대의 필수 품목이 펠 자바카드를 활용하여 원격검침을 수행할 수 있는 원격검침자바카드(JCA: Java Card for AMR)를 설계 구현하였다. 본 논문의 원격검침자바카드(JCA)는 전력공급사에서 제공하는 표준 거래 절차를 준수하고 전력사용로그 및 정산 자료를 관리하며 다기능 신용카드(EMV) 기능이 충족되도록 설계되었다. 원격검침자바카드(JCA)는 오픈 플랫폼(open platform)의 다기능 스마트카드로 응용 애플릿의 후발급이 가능하므로 신용카드나 교통카드 기능과 함께 다른 제휴사의 응용을 탑재할 수 있다. 원격검침자바카드(JCA)는 다른 원격검침방식과 비교하여 원격검침 시스템 구축비용이 적을 뿐만 아니라 자바차드의 인증과 보안을 활용하여 선불 및 후불 정산 방식이 가능하고 제휴 사와의 연계 서비스로 다양한 부가서비스를 제공할 수 있다.

• 경영과정보연구
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• 제7권
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• pp.21-51
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• 2001

For increasing the competitiveness and efficiency of Korea's finance industry under the new e-finance paradigm, this paper compared the practical use of finance portal site' on service parts and stage between Korea and U.S.A.. The services which can be served from site are banking, mortgage and credit loan, stock, card, retirement tax, PFM(Personal Finance Management), EBPP(Electronic Bill Presentment and Payment) and Account Aggregation and so on. The stage of site can be divided as the information provide stage which only gives information about service parts, on-line transaction stage which real-time transaction is possibile and PFM services provide stage according to development process. As a result, the beginning of finance portal service in Korea was lated about 10years and more than it of U.S.A. So the development stage of domestic portal site is still staying in the first step and the providing services and contents or business model development parts are also in the same stage than U.S.A. Resides, Korea's sites mainly focus on their first service parts even though they recently aim internet finance portal, and provide not real time transaction but finance information. On the other hand, the U.S.A. site support substantially not only various on-line transactions but also distinctive personal services like PFM(Personal Finance Management), EBPP(Electronic Bill Presentment and Payment), Account Aggregation and Trans-account, brokerage, education center, mortgage loan, mutual fund, option, pension fund and IPOs and so on. Thus, the site of Korea need to establish real type of internet finance portal which provides one-stop services on every type of finance to customers in the real time and also require the strategic integration among finance institutions. The next turn, they need to build information system and education center to give best satisfaction to customers and acquire customer information and marker environment changes and need to provide distinctive services to quality customers throughout database from this. Also the site should provide various type of banking services which refereed above like PEM, EBPP and education center etc, and the government of Korea should support the building of IT infrastructure to Physical, legal, systematic, sociocultural, technical and human resource sections. This paper provided the future movement direction of the domestic finance portal through comparison and analysis on the practical use of it between Korea and U.S.A. and also wanted to contribute for developing and reading of Korea finance portal in the new era of the finance paradigm.