• 지능정보연구
• /
• 제25권2호
• /
• pp.123-139
• /
• 2019

국내 NPL (Non performing loan) 시장은 1998년에 형성되었지만, 본격적으로 활성화 된 시기는 2009년으로 역사가 짧은 시장이다. 이로 인해 NPL 시장에 대한 연구도 아직까지는 활발히 진행되지 않고 있는 상황이다. 본 연구는 NPL 시장의 각 물건 별 기준 수익률 달성 유무를 예측할 수 있는 모델을 제안한다. 모델 구축에 사용되는 종속변수는 물건 별 최종 수익률이 기준 수익률 수치 도달 여부를 나타내는 이항변수를 사용하였고, 독립변수로는 물건의 특성을 나타내는 11개의 변수를 대상으로 one to one t-test와 logistic regression stepwise, decision tree를 수행하여 의미있는 7개의 독립변수를 선별하였다. 그리고 통상적으로 사용되는 기준 수익률 수치(12%)가 의미있는 기준 수치인지 확인하기 위해 수치 값을 조절해가며 종속변수를 산출하여 예측모델을 구축해보았다. 그 결과 12%의 기준 수익률 수치로 산출한 종속변수를 이용하여 구축한 예측모델의 평균 Hit ratio가 64.60%로 가장 우수하다는 결과를 얻었다. 다음으로 선별된 7개의 독립변수들과 12%를 기준으로한 수익률 달성유무 종속변수를 이용하여 판별분석, 로지스틱 회귀분석, 의사결정나무, 인공신경망, 유전자알고리즘 선형 모델의 5가지 방법론을 적용해 예측모델을 구축해보았다. 5가지 방법론으로 도출한 예측 모델 간 Hit ratio를 비교한 결과 인공신경망을 이용하여 구축한 예측모델의 Hit ratio가 67.4%로 가장 우수한 결과를 도출해내었다. 본 연구를 통해 추후 NPL시장 신규 물건 매매에 있어서 7가지의 독립변수들과 인공신경망 예측 모델을 활용하는 것이 효과적임을 증명하였다. 물건의 12% 수익률 달성 여부를 사전에 예측해봄으로써 유동화회사가 투자 의사결정을 하는 데에 도움을 줄 것으로 예상하며, 나아가 NPL 시장의 거래가 적정한 가격 선에서 진행됨으로 인해 유동성이 더욱 높아질 것이라 기대한다.

• Ocean Science Journal
• /
• 제43권4호
• /
• pp.175-182
• /
• 2008

Bottlenose dolphins are the only cetaceans regularly observed in the northern Adriatic Sea, but they survive at low densities and are exposed to significant threats. This study investigates some of the factors that influence habitat use by the animals in a largely homogeneous environment by combining dolphin data with hydrological and physiographical variables sampled from oceanographic ships. Surveys were conducted year-round between 2003 and 2006, totalling 3,397 km of effort. Habitat modelling based on a binary stepwise logistic regression analysis predicted between 81% and 93% of the cells where animals were present. Seven environmental covariates were important predictors: oxygen saturation, water temperature, density anomaly, gradient of density anomaly, turbidity, distance from the nearest coast and bottom depth. The model selected consistent predictors in spring and summer. However, the relationship (inverse or direct) between each predictor and dolphin presence varied among seasons, and different predictors were selected in fall. This suggests that dolphin distribution changed depending on seasonal forcing. As the study area is relatively uniform in terms of bottom topography, habitat use by the animals seems to depend on complex interactions among hydrological variables, caused primarily by seasonal change and likely to determine shifts in prey distribution.

• 임상간호연구
• /
• 제20권3호
• /
• pp.406-416
• /
• 2014

Purpose: Screening of delirium using delirium assessment tools could promote delirium detection, however, there is lack of report about regular delirium assessment in Korea. This study was intended to describe the prevalence and related risk factors of delirium in intensive care unit (ICU). Methods: The Confusion Assessment Method for the ICU (CAM-ICU) data which were evaluated by nurses in ICUs was obtained through retrospective chart review. Data were analyzed using descriptive statistics, Chi-square test, t-test, Mann-Whitney U test, and stepwise logistic regression. Results: Delirium was evaluated in 125 patients. The incidence rate of delirium was 27.2% with a high prevalence of hypoactive delirium compared to hyperactive delirium (61.8 vs. 38.2%). Those with delirium were older, had hypertension, stayed longer in hospital, receiving ventilator support, had more number of catheters, had low serum protein and albumin level. Delirium incidence also varied according to diagnosis. Age, diagnosis of gastrointestinal disease, and application of ventilator were the significant risk factors for the incidence of delirium. Conclusion: Routine delirium screening is important for early detection of delirium. Identification of high-risk group and running delirium prevention programs could improve early recognition of delirium in ICU.

• 대한간호학회지
• /
• 제35권6호
• /
• pp.1183-1189
• /
• 2005

Objectives : This descriptive study was conducted to examine the degree of stress, coping styles, communication with the mother and depression between headache-suffering children and headache-free children and to explore predicted factors for headache occurrence in children. Method : The subjects of this study consisted of 196 headache-free children and 107 headache-suffering children. They were 4th-6th graders of an elementary school in T city. The instruments in this study were David's stressor of children, Lazarus & Folkman's Stress Coping Style, PACI(Parent-Adolescent Communication Inventory) by Barnes & Olsen and Kovac's CDI (Children's depression inventory). Data were collected from May 2 to July 16, 2004. Results : Total stress(t=-3.76, p=.035), school stress(t=-3.02, p=.001), mass media stress(t=-1.39, p=.029) and depression(t=7.62, p=.001) in headache-suffering children were significantly higher than those of headache-free children. Problem-oriented coping skills (t=1.23, p=.023), and the score of communication with the mother(t=2.32, p=.012) in headache-suffering children were lower than those of headache-free children. Logistic regression analysis (stepwise) showed that the most powerful predictor was stressors in school, followed by depression, stressors in mass media and communication with the mother. Conclusions: This study revealed that important factors such as the degree of school stress, depression, the degree of mass media stress, communication with the mother and problem-oriented coping skills should be controlled for reducing of headaches in children.

• 한국경영과학회지
• /
• 제26권4호
• /
• pp.55-70
• /
• 2001

Artificial neural network(ANN) models have been widely used for the classification problems in business such as bankruptcy prediction, credit evaluation, etc. Although the application of ANN to classification of consumers＇ choice behavior is a promising research area, there have been only a few researches. In general, most of the researches have reported that the classification performance of the ANN models were better than conventional statistical model Because the survey data on consumer behavior may include much noise and missing data, ANN model will be more robust than conventional statistical models welch need various assumptions. The purpose of this paper is to study the potential of the ANN model for forecasting consumers＇ choice behavior based on survey data. The data was collected by questionnaires to the shoppers of department stores and discount stores. Then the correct classification rates of the ANN models for the training and test sample with that of multiple discriminant analysis(MDA) and logistic regression(Logit) model. The performance of the ANN models were betted than the performance of the MDA and Logit model with respect to correct classification rate. By using input variables identified as significant in the stepwise MDA, the performance of the ANN models were improved.

• 대한한의학회지
• /
• 제39권2호
• /
• pp.56-63
• /
• 2018

Objectives: The purpose of this study was to investigate the usefulness of some iris parameters in predicting the 8 constitution Methods: From November 2012 to February 2018, we retrospectively reviewed the medical records of 171 patients who were visited to the Korean Oriental Clinic. We conducted a stepwise binary logistic regression analysis to find the association between Iris parameters and 8 constitutional Medicine. Results: Automic Nerve Wreath Ration (ANWR) was larger and toxic radii was longer in Earth and Wood constitutions than Metal and water constitution. ANWR was larger and pupil are ratio(PAR) was smaller in Wood constitutions than Earth constitutions. And others did not show significant results. Conclusions: This study suggests that the relationship between some of the iris parameters and 8 constitution was significant, but more accurate follow-up study is needed.

• Asian Pacific Journal of Cancer Prevention
• /
• 제16권9호
• /
• pp.4019-4023
• /
• 2015

Background: Breast cancer is the most frequently occurring cancer in women and the most common cause of cancer death worldwide. Materials and Methods: A cross-sectional study was carried out among 792 female undergraduate students in public universities in Klang Valley, Malaysia, from January to April 2011. Data were collected using a validated questionnaire developed for this study. Results: The mean age of respondents was $21.7{\pm}1.2$ years. Most of them were single (96.8%), Malay (91.9%) and 150 (19.6%) claimed they had practiced BSE. There was a significant differences between performers and non-performers correlated to age, marital status, check breast by doctor, and being trained about BSE. Performers had lower mean scores for perceived barriers and susceptibility and higher mean score for confidence. Stepwise logistic regression analysis yielded four significant predictor variables. Conclusions: Overall our findings indicate that the practice of BSE while perceived as being important is not frequently practiced among female in Malaysia. Targeted education should be implemented to improve early detection of breast cancer.

• Safety and Health at Work
• /
• 제5권3호
• /
• pp.147-151
• /
• 2014

Background: Agriculture ranks among the most dangerous trades worldwide. There is, however, still a lack of knowledge on nonfatal injuries in agriculture. The aim of this study was to describe the nature and occurrence of nonfatal injuries in farmers in two counties in central Norway. Methods: A questionnaire was sent to 7,004 farmers in Norway. We asked for information about the respondents and the farm, whether the farmer had had work-related injuries on the farm during the past 12 months, and details about the incidence and seriousness of the injury. Results: A total of 2,699 respondents gave a response rate of 42%. Of the respondents, 249 (9.2%) reported one or more work-related injuries. The most usual cause of injury involved an animal, and >75% of these happened inside the outbuilding. Among these, 17.5% had a consequence of sick leave or a more serious result. When all the accidents were analyzed by stepwise logistic regression, only the variables: works alone, has >3,500 stipulated working hours at the farm, and the type of production were statistical significant explanatory variables for having an injury. Conclusion: Incorporating safety aspects to a greater extend in the design and construction of outbuildings would make a substantial contribution to injury prevention in agriculture.

• 지역사회간호학회지
• /
• 제26권1호
• /
• pp.42-51
• /
• 2015

Purpose: The aim of this study is to determine the impact of abuse experience and coping styles on suicidal ideation in Korean elders. Methods: Data were collected from the 2011 Korean National Survey on the Elderly. The participants were 10,537 elders aged 65 or older who had replied to the question on suicidal ideation. Socio-demographic and health related factors, abuse experience, and coping style were included as the influence factors of suicidal ideation. Data were analyzed using ${\chi}^2$-test and logistic stepwise regression with the SPSS/WIN 21.0 program. Results: The prevalence of abuse experience among the elders was 12.7% and that of suicidal ideation was 11.2%. Elders with abuse experience (OR=2.79, 95% CI=2.39~3.26) were more likely to have suicidal ideation but those with an active coping style (OR=0.69, 95% CI=0.57~0.84) were less likely to have suicidal ideation even with other influence factors controlled. Conclusion: Abuse experience of the elderly was a major risk factor that increased suicidal ideation, and active coping style was a protective factor that reduced suicidal ideation. These findings show that careful attention to elderly abuse and education for active coping style are necessary to reduce suicidal ideation among the elderly.

• 지역사회간호학회지
• /
• 제24권1호
• /
• pp.1-10
• /
• 2013

Purpose: This study was conducted to examine the degree of senile macular degeneration in elders aged 65 or older and identify factors associated with senile macular degeneration in elders within communities. Methods: Participants in this cross-sectional descriptive study were 388 elders without cataract, glaucoma, and diabetic retinopathy. Data were collected through face to face interviews using a questionnaire in an urban area from June 2010 to December 2011. To detect senile macular degeneration, the participants' self-tests were carried out with Amsler grid testing. Stepwise multivariate logistic regression was performed to evaluate the effects of health behavior and knowledge about eye health on senile macular degeneration. Results: The proportion of participants with senile macular degeneration was 11.6%. Factors that significantly increased the risk of senile macular degeneration included eye discomfort and history of ophthalmic examination (p<.05). Factors that significantly decreased the risk of senile macular degeneration included regular change of magnifiers, non-use of magnifiers, and knowledge about preventive effects of non-smoking and antioxidant vitamin intake on senile macular degeneration (p<.05). Conclusion: This study showed that programs for preventing senile macular degeneration were necessary for elders within communities and the results of this study can be used for developing those programs.