• Title/Summary/Keyword: Standard payment

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QRIS as a Drivers of Product Distribution Flows in Indonesia: Factors of Consumer Purchasing Behavior in the Use of Fintech Payments

  • Ariani BAKHITAH;Ricardo INDRA;Wandy HALIM;Vicky FERBIAN;Zinggara HIDAYAT
    • Journal of Distribution Science
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    • v.21 no.12
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    • pp.59-69
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    • 2023
  • Purpose: Consumers can experience better service for distribution of products with payment technology such as QRIS (Quick Response Code Indonesian Standard) compared to conventional purchase methods. This research aims to determine the experience of QRIS service users in Indonesia. Perceived Usefulness, Ease of Use, and Perceived Security were independent factors. Behavioral Intention to Use is the dependent variable. Furthermore, Word of Mouth Attitude is an intervening variable. Research Design, Data, and Methodology: Involving active QRIS users in a survey-based quantitative study in Indonesia. A survey sample of 400 people was taken from data records of 30.87 million QRIS users in Indonesia. Data were analyzed using SEM-PLS. Results: Show that Perceived Usefulness and Perceived Ease of Use significantly impact Attitudes Word of Mouth, and Behavioral Intention to Use. This research also found that Behavioral Intention to Use does not significantly impact Perceived Security. Conclusion: QRIS, as a revolutionary innovation, offers faster payments than previous methods, with a payment time of no more than one minute. QRIS is seen as valuable, simple, and safe, disseminating information to the public and continuing to use QRIS. The implications of this research are very significant in accelerating the flow of distribution of goods and services and facilitating transactions.

On the Problems of Labor Management in the Adjacent Seas Fishing Industries (어업노무관리에 관한 조사연구 - 근해어업을 중심으로)

  • 장수호
    • The Journal of Fisheries Business Administration
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    • v.5 no.2
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    • pp.1-47
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    • 1974
  • This is the report of a study carried out during the months of April to July in 1974, on the fisheries in regard to its labor management. At here the word of adjacent seas fisheries in Korea denotes the fisheries carried out by fishing boats for one or two boats trawling, purse seinning, shrimp trawling, and whale catching. For the objective of this above study the auther randomly selected 257 crew-members for the questionaires and direct interviews and, with this method, proceeded surveys and investigations on the following factors such as the organization and its functions, personel administration in regard to placement and merit system, regulations and rules of working, wages and salaries, welfare facilities or considerations, safety and sanitation, human relations within organization and cooperation, and thus covered the whole important factors with the modern management system. The results of the studies are; The factors above the standard level are only on those of organization and functions, merit system and placement and human relations and for the rest the judgement are to be laid as below the standard level. And particularly revealing the problems on the following factors; 1) Wages and salary particulary on the payment upon laid out, and the payment of wages in advance. 2) Welfare facilities such as of the insurance and crew members' welfare for the good use of leisure time. 3) Placement and merit system in regard to ite method of appointing or empioying 4) Regulations and rules of working in regard to the vacation or leave of absence. 5) Safety problem particularly on the matter of sanitation or hygene. 6) Coopertion on the matter of participation on the interested problems on both parties. The above points indicated are, methinks, all derived out of the out dated method of management. Therefore, for the improvement of the labor management, first of all, nothing is more urgent than to adopt the modern labor management method as well as to encourage and enlighten the social responsibilities burdened on the enterprise.

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Developing the Test Module of PSAM for $Hipass^{PLUS}$ Card System (하이패스플러스카드 시스템을 위한 PSAM 시험 모듈 개발)

  • Lee Ki-Han;Suh Hyun Kyo;Yoo Chang Hee;Lee Seung-Hwan
    • The Journal of The Korea Institute of Intelligent Transport Systems
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    • v.2 no.2 s.3
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    • pp.73-84
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    • 2003
  • Due to the problems of existing prepaid plastic card issued by Korea Highway Company, the prepaid electronic payment system using a smart card, called HipassPLUS Card, was developed to overcome the Problems. PSAM is one of the main component of the systea which can retrieve the value from HipassPLUS card, transmit the transaction data to CSAM, and store the accumulated account lists. For the safety of the elecoonic payment system, the functions of PSAM should be faultless. This paper developed a test module including the test method, the test checklist, and the test procedure. The test module examines the functionality and security of the payment mechanism to insure that the value stored in HipassPLUS card can be raid to PSAM by the merchants and the standardized SAM. The test module also inspects the transmission mechanism to send and store the transaction data kom PShM to CSAM correctly and safely. Ihe module is designed to test the standard items using the test checklists for PSAM. The test items and the test checklists of PShM was selected under the provision of the specification of Korea Highway Company and ISO standard. Ihe evaluation on PSAM using the test module indicates that PSAM satisfies the evaluation criteria on the quality characteristics of the functionality, security, and compatibility.

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Technical and Political Approaches for Successful Settling of the Environmental Agriculture System in Korea (한국 환경농업의 성공적 정착을 위한 정책적 및 기술적 접근과제)

  • 손상목;정길생
    • Korean Journal of Organic Agriculture
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    • v.5 no.2
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    • pp.13-36
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    • 1997
  • This study aims to point out the basic strategy of agrotechnical and -political approaches toward successful settling for the environmental agriculture system in Korea. Although environmental agriculture & forestry strategy toward the 21st century and it's action program were released in 1996, some scientist from environmental agriculture and organic agriculture still argue on the errors of it's strategy and action program in terms of environmental sound functions. Especially it's strategy and action program of government did not focus the reduction of fertilizer and pesticide as the matters of weight and importance to reduction of fertilizer and pesticide as the matters of weight and importance to realize an environmental sound agriculture system. And korean organic agriculture gets a point in dispute, because 1) they do not practice of Basic Standard of IFOAM and FAO/WHO Codex draft, and 2) organic farming is defined quite differently from internationally recognized core aspects of organic agriculture. Organic farming, in Korea, is taken to mean the replacement of chemical fertilizer by organic manure and avoidance of agricultural chemicals. In the paper it is discussed the necessity, purpose, effect and consequence of basic standard for korean organic agriculture. The reformation of the certification system and t he direct payment system in environmental agriculture & forestry strategy toward the 21st century and it's action program by government, and on the need of the teaching program and curriculum in high education institution, the breeding program of resistant cultivars, the soil testing for optimum fertilization strategy, the nutrient management program, the declaration for 2020 environemntal agriculture are also discussed.

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A Study on the Elasto-Plasticity Behaviour According to the Yield Strength of a Ship's Plate (항복강도에 따른 선체판의 탄소성거동에 관한 연구)

  • 고재용;박주신
    • Proceedings of the Korean Institute of Navigation and Port Research Conference
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    • 2003.05a
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    • pp.27-31
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    • 2003
  • Recently, buckling is easy to happen as that High tensile steel that is the thin plate absence is used comprehensively for the structure. Specially, buckling is getting into important design standard in hull construction which use High tensile steel. Therefore, that grasp conduct exactly after buckling is important in stability of hull structure. In this study, examined closely about conduct and secondary buckling after initial buckling of thin plate structure which receive compressive load according to various kinds yield strength under simply supported condition that make by buckling strength formula standard in each payment in advance rule to place that is representative construction of hull in this research. Analysis method is F.E.M by ANSYS and complicated nonlinear behaviour to analyze such as secondary buckling in used arc-length method.

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A Study on the Introduction of Standard Field Practice Based on the Awareness Survey of Field Training Institution (실습기관 인식조사 기반 표준현장실습의 도입논의 연구)

  • Noh, Younghee
    • Journal of the Korean Society for Library and Information Science
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    • v.56 no.3
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    • pp.153-179
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    • 2022
  • The purpose of this study, was to examine and understand the possibility of introducing a standard field training semester system and the possibility of operating an autonomous field training semester system that can be operated without payment and propose a response strategy based on their perception survey conducted with the field training institutions. As a result of the study, first, it is apparent that the practice institution shows a very low perception of operating hours and operating methods, including the allocation of job-related training hours. Second, the introduction status of standard field practice turned out to be very low, while the introduction status of standard field practice, operation and agreement, change of standard field practice, specific details of standard field practice contract, and satisfaction of standard field practice turned out to be very low. Based on which, this study considers the introduction of standard field practice based on the reference research including surveys, such as the amendments of the relevan laws, adoption of standard field practice semesters or autonomous field practice semesters, securing and sharing sufficient field practice manuals, among others.

EPCglobal Network-Based Internet Escrow Service for Secure e-Commerce (EPCglobal 네트워크 기반 인터넷 에스크로 서비스)

  • Kim, Dong-Min;Huh, Jung-Hyun;Lee, Yong-Han;Rhee, Jong-Tae
    • The Journal of Society for e-Business Studies
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    • v.11 no.4
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    • pp.87-106
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    • 2006
  • Today as the scale of e-commerce constantly expands, the number and the amount of the consumer frauds are also increasing very rapidly, without sufficient levels of systematic support to prevent them. Internet Escrow service is one of the promising payment mechanisms, which guarantees secure electronic trades and payments. Especially, if the real-time product delivery information is available via RFID-based track-and-trace environment, the security and efficiency of the Internet Escrow services would be improved a lot. In this research, proposed a novel approach to integrate EPCglobal Network, which is a de-facto standard for RFID-based information network model, with Internet Escrow services. The proposed service model was implemented in the form of "Integrated Financial Platform", which supports the contracts among trading partners and the payment via Escrow services by being fully integrated with bank systems. Using the implemented EPCglobal Network-based Escrow service system, we would be able not only to shorten the money-flow cycle and to develop new kinds of loan services, but also to overcome the problems of existing Escrow services including the lack of product-related information and the delay of purchasing decisions.

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Adolescents' Actual Conditions of Buying and Impulsive Buying, Imitative Buying, and Conspicuous Consumption on the Internet Items (청소년의 인터넷 아이템의 구매실태 및 충동, 모방, 과시소비 성향)

  • Chung, Eun-Young;Lee, Eun-Hee
    • Journal of the Korean Home Economics Association
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    • v.45 no.8
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    • pp.105-126
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    • 2007
  • The aims of this study were to examine the actual conditions surrounding the purchasing of online game items and Internet cyberspace items by adolescents the propensity of adolescents to consume these items, to determine the difference in the propensity for high and low consumption of these items among adolescents, and to investigate the characteristics of the adolescents who show a high propensity for the consumption of Internet items. The data for this study were collected from 483 adolescent consumers who were middle school and high school students in the city of Bucheon in Gyeonggi Province. The statistical methods used for the data analysis included frequency, percentage, standard deviation, t-test, and one-way ANOVA. The results of the present study can be summarized as follows. The majority(79.5%) of the students surveyed had had the experience of purchasing items. Most students(67.5%) had a rare frequency of buying ($1{\sim}2$ times in a period of 6 months or less). Nearly half (47.9%) of the students spent less than 1000 won per month on the item(s) purchased. Most of the students purchased items with their parents' permission, but 26.6% of the students bought the items without their parents' permission. Most of the characteristics of the items purchased, such as the major item purchased, payment method, amount purchased per month, average amount spent per buying experience, and whether or not they had their parents' permission differed according to gender, grade level, record, and monthly allowance. The level of propensity to consume the items was not high. The propensity of imitation consumption (1.96) was lower than that of impulsive consumption (2.38) and conspicuous consumption (2.45). Most of the buying characteristics, including the major item purchased, payment method, amount purchased per month, average amount spent per buying experience, parents' permission, grade level, and monthly allowance were different between the high and low propensity for consumption groups.

An Aanalysis of Predictive Factors of Medical Service Overuse for Inpatients Applied Out-of-Pocket Maximum in Long-Term Care Hospitals in South Korea (본인부담상한제 적용 요양병원 환자의 의료이용가수요 예측요인 분석)

  • Lim, Seungji;Shin, Hannah
    • Health Policy and Management
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    • v.30 no.1
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    • pp.72-81
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    • 2020
  • Background: The out-of-pocket maximum is one of the distinctive healthcare systems which sets a ceiling on co-payment in order to reduce the burden of households from the unpredictable medical expenditure. However, this leads to an increase in the demand for healthcare services especially in long-term care hospitals (LTCHs) in Korea. Methods: This study analyzed the influence factor of medical service overuse of 165,592 inpatients in LTCHs which out-of-pocket maximum is applied, by utilizing data from the National Health Insurance Service (2016). Based on Anderson Model, the medical service overuse, as a dependent variable, was defined as long-stay admission more than 180 days at the LTCHs. Independent variable was comprised of predisposing factors (gender, age), enabling factors (income level, types of out-of-pocket maximum) and need factors (illness level, patient use of tertiary hospital). Results: The most powerful factor of medical service overuse in LTCHs was availability of pre-payment for the out-of-maximum (odds ratio [OR], 191.66; p<0.001). This tendency was found in high income level status (p<0.001). Furthermore, mild inpatients (OR, 1.50; p<0.001) which had no experience with the tertiary hospitals (OR, 2.06; p<0.001) were more relevant to the medical service overuse in LTCHs, compared to the severe inpatients. Conclusion: It is suggested that a separate standard of out-of pocket maximum with regards to LTCHs is required to secure the beneficial functions of long-term hospitals and prevent unnecessary financial leakage to achieve sustainable and financially sound National Health Insurance.

Fuzzy Patterns of Economic Valuating on the Architectural Aesthetic - Case Study of Applying the Fuzzy-Contingent Valuation Method to the Dongdaemoon Design Plaza - (건축미의 경제적 가치 퍼지패턴 분석)

  • Lee, Dong-Joo;Ko, Eun-Hyung
    • Journal of the Architectural Institute of Korea Planning & Design
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    • v.36 no.3
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    • pp.13-20
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    • 2020
  • The purpose of this study is to analyze the fuzzy pattern that is reflected on the inside of the value evaluator in measuring the economic value of architectural aesthetic using the fuzzy-contingent valuation method. The main results of analyzing the relationship between architectural aesthetic and fuzzy patterns by typing 307 fuzzy patterns collected from visitors at Dongdaemun Design Plaza are as follows: First, low levels of architectural aesthetic can be a primary cause of extreme refusal of payment. However, it was confirmed that the extreme refusal of payment could partially involve mentality of free-ride on public goods or mentality that would not give value to past events that are not future. Second, if the architectural aesthetic score is 77.5, the most perfect form of fuzzy pattern is formed. It is confirmed that the fuzzy form, which is the standard in the relationship between architectural aesthetic and money value, is made at 77.5 points. This means that it is most efficient to have 77.5 points of architectural aesthetic to secure balanced data by membership in the study of architectural aesthetic value measurement through fuzzy pattern. Third, according to the architectural aesthetic score, respondents can be interpreted as follows: no monetary willingness arises before or after 52.4, starts to respond to the amount before and after 65.6, severe conflict over payments around 70.6~71.7, stronger willingness to pay around 77.6, want to pay for sure around 80.0.