• Title/Summary/Keyword: Standard of living

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Factors Affecting Middle-aged Households' Financial Preparation for Retirement : Focus on Human Capital Investment for Children (중년기 가계의 노후준비에 영향을 미치는 요인 : 인적자본 투자의 영향을 중심으로)

  • Cho, Kyung-Jin;Kim, Soon-Mi
    • Journal of Family Resource Management and Policy Review
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    • v.16 no.4
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    • pp.131-152
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    • 2012
  • The aims of this study were to analyze middle-aged households' financial preparation for retirement. Specifically, this study surveyed the relation between human capital investment for children and the middle-aged households' financial preparation for retirement and investigated factors influencing financial preparation for retirement. Data were obtained from the 3rd Korean Retirement and Income Study (KReIS) in 2009, and a sample of 757 households was selected. The statistical methods were frequency, percentile, mean, standard deviation, ${\chi}^2$, t-test, Pearson's correlation coefficient, and logistic regression analysis. The findings of this study are as follows. First, the percentile of preparation for living costs for old age was 49.9% for the middle-aged households. In terms of the types of preparation for living costs for old age, the results showed 61.6% of personal preparation, 33.9% of pension system, and 1.3% for children and relatives. In relation to the adequacy of the preparations for living costs for old age, preparations made by 57.4% of the middle-aged households were inadequate. Observing the minimum living costs for old age and adequate living costs after retirement for single and couple, the minimum living costs of the middle-aged households was 1.46 million won for couple and 0.91 million won for single. The adequate living costs for old age was 2.07 million won for couple and 1.34 million won for single. Second, there were 757 households with total education expenditure. Of these, 208 incurred annual expenditure on public education, and the annual expenditure for public education was 7.28 million won. There were 170 households with annual expenditure for private education, and the annual expenditure for private education was 2.50 million won. 243 households of middle-aged households had annual expenditure for human capital investment, including both public and private education, with annual expenditure for human capital investment for children of 7.82 million won. Furthermore, in the human capital investment factor, there was a difference in the middle-aged households' financial preparation for retirement according to their annual expenditure for human capital investment including both public and private education. In addition, there was a difference in financial preparation for retirement based on their public education expenditure. Third, in the logistic regression model 1, which included human capital investment, the significant variables affecting the preparation for retirement of the middle-aged households were as follows : annual household income, total amount of annual household income, experience of inadequate living costs, existence of financial assets, total amount of annual household savings, financial independence, adequate living costs (for single) for old age, and human capital investment. In the logistic regression model 2, which included annual expenditure for public education and annual expenditure for private education, the significant variables affecting the preparation for retirement of the middle-aged households were as follows : annual household income, total amount of annual household income, experience of inadequate living costs, existence of financial assets, total amount of annual household savings, financial independence, adequate living costs (for single) for old age, and annual expenditure for public education.

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A Study on Physical Growth and Morbidity of the Children under Christian Children's Fund Inc. Programme (일부(一部) 아동(兒童)의 신체발육(身體發育) 및 유병상태(有病狀態)에 관(關)한 조사연구(調査硏究) -기독교(基督敎) 아동복리회(兒童福利會) 전주분실(全州分室)에 가입(加入)한 아동(兒童)을 중심(中心)으로-)

  • Paik, Young-Hum
    • Journal of Preventive Medicine and Public Health
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    • v.7 no.1
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    • pp.131-138
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    • 1974
  • The author has conducted survey on the status of physical growth and morbidity of the children for christian children's fund programme, as a means of collecting basic data for the anticipated establishment of a health planning. A total 345 children aged 9 to 16 underwent C.C.F. programme while as a control, a total of 480 children of same ages from the middle-class school children in Jeonju area was also studied. As results of survey conducted for a period of one month (form July 1 to 31, 1974) on a total 429 children in 347 households living in Jeonju area. I. Socio-economic background 1. By educational status of the children, 39.9 per cent of the total children was attending at primary school, 33.8 per cent in middle school and 15.6 per cent in high school. 2. The greatest proportion or 28.8 per cent of the household head were engaged in labor, 17.9 per cent in peddler and 13.2 per cent in retail. 3. As for the living standard of the households, low class constitued 90.1 per cent, middle and high classes only 9.9 per cent. 4. 39.5 per cent of the households had their own house, 39.1 per cent lived in rent deposit house or rooms and 14.6 per cent in monthly rented house and rooms. II. Physical growth and nutritional status 1. The growth of children for C.C.F. programme in terms of height was found to be slightly smaller than the school children. The ages frm 9 to 16 corespond to the 'secondary growth and replenishment period and this period was regarded to be the one most affected by environmental and nutritional factors of all the other periods of growth and developmet. 2. The body weight of the children for C.C.F. presented a quite different pattern from that of the school children. The above findings appeared thin-and-long stature from the famillies with higher living standard while those from the household with low standard of living had a short-and-plump one. 3. According to the values of Rohrer's index, the children of C.C.F carried a higher degree of 'replenishment' than the children in Jeonju area and adolesecence comes later for the girls under C.C.F. programme. III. Morbidity 1. The monthly prevalence rate was 110.0 per thousand persons for the children under C.C.F. programme. 2. The total number of case was classified by timing of the incidence as follws. 40.0 per cent was constituted by diseases carried over from tile previous month and 60.0 per cent by new incidences. 3. The diseases were broken down by W.H.O. disease classification into the greatest proportion or 39.1 per thousand person constituted by disease of the digestive system.

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A Study on the Understanding of Aromatherapy of University Students (대학생의 아로마테라피에 대한 인식도 분석)

  • Lee, Ju-Yeon
    • The Research Journal of the Costume Culture
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    • v.18 no.1
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    • pp.150-160
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    • 2010
  • This research was intended to furnish basic data which can be helpful to maintain and improve the skin health and to activate aromatherapy by analyzing the knowledge, attitude and behavior on the aromatherapy skin care of college students. As their grade got higher, students of beauty class showed the level of knowledge on aromatherapy higher than those of non-beauty class, and that of girl students was higher than that of boy students and as the living standard of students got higher, and pocket money of a month of them got more, the level of knowledge on aromatherapy of them was high, and as the interest in appearance and satisfaction on appearance of them got higher, the level of knowledge on aromatherapy of them was high. In common characteristics, as the living standard of them got higher, and pocket money of a month of them got more, the level of attitude on aromatherapy of them was high. As the interest in appearance of them got higher, the level of attitude on aromatherapy on the interest in appearance of them was high. In the characteristics related with the skin, as the skin health condition of students got healthier, the level of attitude on aromatherapy of them was high, and it was high in the students who had much agony on the skin color.

Does Access to Finance Eradicate Poverty? A Case Study of Mudra Beneficiaries

  • SALGOTRA, Ajay Kumar;KANDARI, Prashant;BAHUGUNA, Uma
    • The Journal of Asian Finance, Economics and Business
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    • v.8 no.1
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    • pp.637-646
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    • 2021
  • The main objective of this study was to investigate the impact of access to finance on the different dimensions of poverty. To achieve the objectives of the study, the participants/beneficiaries of the Mudra scheme were included and sample of target respondents was extracted through multistage random sampling technique. The sample for the study was taken from the Union Territory of Jammu and Kashmir of India. The study further utilized secondary data from the government official websites and lead banks. A paired t-test was applied to test the impact of access to finance across the various dimensions of poverty by constructing the Multidimensional Poverty Index(MPI), after checking the normality of the data. MPI incorporates dimensions such as education, health, and standard of living.The finding of the study revealed that dimensions of poverty responded positively to access to finance. The study shows that larger access to finance has helped in reducing the multidimensional poverty by having moderate, but positive impact on the standard of living, health, and education, thereby improving the lives of the poor. The present study identified that the level of impact of access to finance is moderate and further explains its importance for policy implications.

Relationships among Attachment with Parents, Self-Differentiation and Fear of Intimacy among College Students (대학생이 지각한 부모애착과 자기분화 및 친밀한 관계에 대한 두려움)

  • Na, Bo-Young;Chung, Hye-Jeong
    • Journal of Families and Better Life
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    • v.26 no.2
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    • pp.155-168
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    • 2008
  • The purpose of this study was to investigate the relationships of parental attachment and self-differentiation with fear of intimacy perceived by college students. The data of the study were collected through self-administered questionnaire method with 187 male and 159 female college students. The major results of this research were as follows. First, there were significant differences in the level of attachment with parents according to parent's marital statue, living standard, and father's education level. Second, there were significant differences in the level of self-differentiation across sex, age, parent's marital statue, living standard, and parental's education level. Third, the level of attachment with parents was positively correlated with self-differentiation, indicating that the greater the level of attachment with parents, the higher the degree of self-differentiation. Fourth, fear of intimacy was negatively associated with parental attachment and self-differentiation, showing that the greater the degree of fear of intimacy, the lower the lever of attachment with parents and self-differentiation. Finally, multiple regression analysis result reported that emotional cutoff among the four self-differentiation subscales was the most powerful variable predicting the fear of intimacy. The results were shortly discussed in terms of some implications for education and counseling with college students.

Effects of Knit Fabric Layering and Flat Seam Direction on Stretchability and Clothing Pressure

  • Lee, Hyojeong;Eom, Ran-i;Park, Sunhee;Lee, Yejin
    • Journal of Korean Living Environment System
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    • v.24 no.4
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    • pp.533-540
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    • 2017
  • This study analyzes the stretchability and clothing pressure of fabrics made from stretchy knit materials, and uses the baseline data to develop various functional clothing made from stretchy knit fabrics. To observe the changes in the stretchability and clothing pressure, we observed the compatibility of the two materials (tricot and power-net), presence of flat seam, fabric layering, and flat seam direction as key variables. A standard test method for stretch properties (ASTM D2594) was used for measuring the stretchability of the material. Clothing pressure measurements were analyzed in terms of the mean and standard deviation values, and the correlation of the stretchability. In the case of tricot, the presence of flat seam increased the stretchability of the fabric regardless of the fabric layering. However, when tricot and the less stretchable power-net were combined, the presence of flat seam did not increase the stretchability. Flat seam did not interfere with or limit the stretchability of the fabric, but they did increase the clothing pressure at the seam. The stretchability had a negative correlation with the clothing pressure except along the flat seam.

Gender and Age Differences in the Nutritional Status of the Low Income Elderly Living in Gwangju (광주지역 저소득층 노인의 성별, 연령별 영양상태)

  • 노희경;오근애
    • Korean Journal of Community Nutrition
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    • v.8 no.3
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    • pp.302-310
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    • 2003
  • This study was undertaken to assess nutritional status of the low income elderly residing in Gwangju. Anthropometric data showed that mean height of the subjects was lower than that of Korean Standard Growth data but weight was similar to that standard value. As the subjects became older, their heights and weights were decreased. Body mass index (BMI) in males and females were 22.9 and 24.4 respectively. However, BMI distribution showed that 56% of the elderly females under 75 were underweight. Advancing age conoibutes significant difference in triceps skinfold thickness in females (p < 0.001). Total cholesterol level was higher in the elderly females than the males. It was found that a considerable number of subjects had anemia determined by hemoglobin and hematocrit level, which indicated un iron deficiency. Twenty-four hour dietary recall revealed that, except for phosphorus and vitamin C, all the nutrient intakes of the subjects were below 75% of Korean RDA. Surprisingly, vitamin A and riboflavin intakes of the elderly were below 50% of Korean RDA. Energy intakes of the elderly males and females were 58.7% and 59.6% of Korean RDA respectively. Unbalanced energy ratios of carbohydrate, protein and fat were noted in both genders. Nutrient intakes of females' were lower than those of males'. Thus, there was a significant gender difference in nutrient intakes. It might be further suggested that an appropriate nutritional program should be developed and implemented to improve the Poor nutritional status of the low income elderly living in cities.

Variables Related to Etiquette Consciousness and Performance of Adolescents (청소년의 예절의식 및 예절수행에 관한 연구)

  • Chi, Keum-Soo;Na, Ji-Won;Lee, Jin-Sook
    • Korean Journal of Human Ecology
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    • v.11 no.2
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    • pp.135-147
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    • 2002
  • This study was to examine the differences in the levels of etiquette consciousness and performance of adolescents according to individual variables (sex, school, and self-esteem), family-related variables (parents' age and education level, and subjectively perceived living standard), and. etiquette-related variables (communication on etiquette, experience of etiquette education, parents' interest of and necessity. of etiquette education). The subjects were 394 middle and high school students in Jeonju. Such statistictical methods as t-test, F-test, Pearson's correlation analysis, and stepwise regression analysis were performed for this research. Results showed that the levels of etiquette consciousness and performance were slightly high. Among the domains of etiquette consciousness and performance, the levels of bowing manner and public etiquette were found to be relatively high. The etiquette consciousness and performance were different. according to adolescents' self-esteem, subjective living standard, and such etiquette variables as communication on etiquette, experience of etiquette education, parent's interest and necessity of etiquette education. Communication on etiquette was the most powerful variable influencing adolescents' etiquette performance. The results implied that the etiquette education need to be performed both in family and in school.

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