• Journal of the Korea Institute of Information Security & Cryptology
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• v.13 no.3
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• pp.35-43
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• 2003

The randomization of scalar multiplication in ECC is one of the fundamental concepts in defense methods against side-channel attacks. This paper proposes a countermeasure against simple and differential power analysis attacks through randomizing the transformed m-ary method based on a random m-ary receding algorithm. The proposed method requires an additional computational load compared to the standard m-ary method, yet the power consumption is independent of the secret key. Accordingly, since computational tracks using random window width can resist against SPA and DPA, the proposed countermeasure can improve the security for smart cards.

• Journal of the Korea Institute of Information Security & Cryptology
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• v.13 no.5
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• pp.147-157
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• 2003

We often use cryptographic systems on small devices such as mobile phones, smart cards and so on. But such devices are delicate against the tlreat of key exposure of secret keys. To reduce the damage caused by exposure of secret keys stored on such devices, the concept of forward security is introduced. In this Paper, we present a new forward secure signature scheme based on Gap Diffie-Hellman groups. Our scheme achieves security against chosen-message attacks under the computational Diffie-Hellman assumption in the random oracle model.

• Journal of the Korea Institute of Information Security & Cryptology
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• v.14 no.4
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• pp.135-140
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• 2004

The ID-based cryptosystem and Power Analysis Attack are attracting many researchers and have been developed aggressively to date. Especially, DPA (Differential Power Analysis) attack has been considered to be the most powerful attack against low power devices, such as smart cards. However, these two leading topics are researched independently and have little hewn relations with each other. In this paper, we investigate the effect of power analysis attack against ID based cryptosystem. As a result, we insist that ID-based cryptosystem is secure against DPA and we only need to defend against SPA (Simple Power Analysis).

• International Journal of Advanced Culture Technology
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• v.11 no.2
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• pp.125-131
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• 2023

OVO is a digital platform that provides simple payments and smart financial services, as well as one of the largest digital payment platforms in Indonesia. It has wide coverage and security when making payments, and supports multiple settlement currencies. The purpose of this study is to explore the history, business model, and future strategic direction of OVO, an Indonesian e-wallet. To date, OVO has built its own mobile payment ecosystem covering a wide range of consumer scenarios including e-commerce, travel, offline shopping and finance. And it supports mobile banking, online banking, debit cards or selected partner merchants. Its three largest transaction categories are in the transportation, retail and e-commerce sectors. With over 110 million consumers and 1.3 million merchant users, it is one of the dominant e-wallets in Indonesian market and has become the country's e-payment market leader. OVO eWallet's 'One Card' model offers convenience and choice for users, thus contributing to the rapid growth of OVO eWallet. And OVO eWallet competes fiercely with other competitors, but OVO eWallet continues to grow in terms of the number of users and market share. Finally, this study analyzes the strategic goals and plans of OVO eWallet, predicts its future direction. OVO eWallet has a huge success, but there are still competition and challenges to face.

• Journal of Intelligence and Information Systems
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• v.25 no.2
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• pp.1-23
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• 2019

Big data refers to data that is difficult to store, manage, and analyze by existing software. As the lifestyle changes of consumers increase the size and types of needs that consumers desire, they are investing a lot of time and money to understand the needs of consumers. Companies in various industries utilize Big Data to improve their products and services to meet their needs, analyze unstructured data, and respond to real-time responses to products and services. The financial industry operates a decision support system that uses financial data to develop financial products and manage customer risks. The use of big data by financial institutions can effectively create added value of the value chain, and it is possible to develop a more advanced customer relationship management strategy. Financial institutions can utilize the purchase data and unstructured data generated by the credit card, and it becomes possible to confirm and satisfy the customer's desire. CRM has a granular process that can be measured in real time as it grows with information knowledge systems. With the development of information service and CRM, the platform has change and it has become possible to meet consumer needs in various environments. Recently, as the needs of consumers have diversified, more companies are providing systematic marketing services using data mining and advanced CRM (Customer Relationship Management) techniques. KB Kookmin Card, which started as a credit card business in 1980, introduced early stabilization of processes and computer systems, and actively participated in introducing new technologies and systems. In 2011, the bank and credit card companies separated, leading the 'Hye-dam Card' and 'One Card' markets, which were deviated from the existing concept. In 2017, the total use of domestic credit cards and check cards grew by 5.6% year-on-year to 886 trillion won. In 2018, we received a long-term rating of AA + as a result of our credit card evaluation. We confirmed that our credit rating was at the top of the list through effective marketing strategies and services. At present, Kookmin Card emphasizes strategies to meet the individual needs of customers and to maximize the lifetime value of consumers by utilizing payment data of customers. KB Kookmin Card combines internal and external big data and conducts marketing in real time or builds a system for monitoring. KB Kookmin Card has built a marketing system that detects realtime behavior using big data such as visiting the homepage and purchasing history by using the customer card information. It is designed to enable customers to capture action events in real time and execute marketing by utilizing the stores, locations, amounts, usage pattern, etc. of the card transactions. We have created more than 280 different scenarios based on the customer's life cycle and are conducting marketing plans to accommodate various customer groups in real time. We operate a smart offering system, which is a highly efficient marketing management system that detects customers' card usage, customer behavior, and location information in real time, and provides further refinement services by combining with various apps. This study aims to identify the traditional CRM to the current CRM strategy through the process of changing the CRM strategy. Finally, I will confirm the current CRM strategy through KB Kookmin card's big data utilization strategy and marketing activities and propose a marketing plan for KB Kookmin card's future CRM strategy. KB Kookmin Card should invest in securing ICT technology and human resources, which are becoming more sophisticated for the success and continuous growth of smart offering system. It is necessary to establish a strategy for securing profit from a long-term perspective and systematically proceed. Especially, in the current situation where privacy violation and personal information leakage issues are being addressed, efforts should be made to induce customers' recognition of marketing using customer information and to form corporate image emphasizing security.

• Journal of the Korea Academia-Industrial cooperation Society
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• v.18 no.10
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• pp.131-135
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• 2017

We developed a portable card reader for the visually impaired. In South Korea, there is insufficient development of lifestyle aids for people with disabilities. Living aids for people with disabilities are being developed using information technology, smart phones, Internet of Things(IoT) devices, 3D printers, and so on. Blind people were interviewed, which showed that the card recognition function using a currently developed smart phone app was not able to recognize the screen of the smart phone by the hand of the visually impaired, and it was inconvenient to operate. In recent years, devices that enable the visually impaired to recognize cards have been studied in foreign countries and are emerging prototypes. But what is currently available is expensive and inconvenient. In addition, visually impaired people are most vulnerable to low-income families, which makes it difficult to purchase and use expensive devices. In this study, we developed a card reader that recognizes a card using a Raspberry Pi, which is an open-source hardware that can be applied to IoT. The card reader plays it by voice and vibration, and the visually impaired can use it at a low price.

• Journal of the Institute of Electronics Engineers of Korea SD
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• v.42 no.5 s.335
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• pp.23-30
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• 2005

In the construction of an extension field, there is a connection between the polynomial multiplication method and the degree of polynomial. The existing methods, KO and MSK methods, efficiently reduce the complexity of coefficient-multiplication. However, when we construct the multiplication of an extension field using KO and MSK methods, the polynomials are padded with necessary number of zero coefficients in general. In this paper, we propose basic properties of KO and MSK methods and algorithm that can reduce coefficient-multiplications. The proposed algorithm is more reducible than the original KO and MSK methods. This characteristic makes the employment of this multiplier particularly suitable for applications characterized by specific space constrains, such as those based on smart cards, token hardware, mobile phone or other devices.

• Journal of the Institute of Electronics Engineers of Korea CI
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• v.40 no.6
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• pp.39-46
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• 2003

Biometric technologies using biometric information like fingerprints features are in wide use for the secure user authentication in many services including log-in of computer systems, entrance ID and E-commercial security. Nowadays, biometric technologies are ported into small embedded systems like security tokens or smart cards due to the merit of being secure and automatic in comparison with the previous method in user authentication such as using a PIN. In this paper, the security token developed as an embedded system and tile user authentication system implemented and tested using fingerprints information are described. Communications between the security token and tile host are tested and verified with USB. And, execution time and runtime memory on tile security token board was measured and performance improvement was described. In addition, requisites for the transit from the security token to the match-on-card was mentioned.

• Journal of the Korea Institute of Information Security & Cryptology
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• v.25 no.5
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• pp.1175-1186
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• 2015

Financial fraud has been increasing along with credit card usage. Magnetic stripe cards have vulnerabilities in that credit card information is exposed in plaintext and cardholder verification is untrustworthy. So they have been replaced by a smart card scheme to provide enhanced security. Furthermore, the FinTech that combines the IT with Financial product is being prevalent. For that reason, many mobile device based payment schemes have been proposed for card present transaction. In this paper, we propose a virtual credit card number payment scheme based on public key system for efficient authentication in card present transaction. Our proposed scheme is able to authenticate efficiently in card present transaction by pre-registering virtual credit card number based on cardholder's public key without PKI. And we compare and analyze our proposed scheme with EMV.

• KSII Transactions on Internet and Information Systems (TIIS)
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• v.14 no.1
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• pp.366-381
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• 2020

Steganography has been successfully employed in various applications, e.g., copyright control of materials, smart identity cards, video error correction during transmission, etc. Deep learning-based steganography models can hide information adaptively through network learning, and they draw much more attention. However, the capacity, security, and robustness of the existing deep learning-based steganography models are still not fully satisfactory. In this paper, three models for different cases, i.e., a basic model, a secure model, a secure and robust model, have been proposed for different cases. In the basic model, the functions of high-capacity secret information hiding and extraction have been realized through an encoding network and a decoding network respectively. The high-capacity steganography is implemented by hiding a secret image into a carrier image having the same resolution with the help of concat operations, InceptionBlock and convolutional layers. Moreover, the secret image is hidden into the channel B of carrier image only to resolve the problem of color distortion. In the secure model, to enhance the security of the basic model, a steganalysis network has been added into the basic model to form an adversarial network. In the secure and robust model, an attack network has been inserted into the secure model to improve its robustness further. The experimental results have demonstrated that the proposed secure model and the secure and robust model have an overall better performance than some existing high-capacity deep learning-based steganography models. The secure model performs best in invisibility and security. The secure and robust model is the most robust against some attacks.