• KDI Journal of Economic Policy
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• 제28권2호
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• pp.97-129
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• 2006

본 연구에서는 우리나라의 동태적 대손충당금제도 도입의 타당성에 대한 실증분석을 실시하였다. 동태적 대손충당금이 요청되는 환경은 은행이 경기상승국면에서 대출을 증가시키면서도 대손충당금 적립에 소홀하거나 단기적인 업적에 집착하여 수익이 증가하는 시점에서 대손충당금을 적게 적립하는 경우이다. 그런데 우리나라에서는 대손충당금 적립의 경기순응성이 존재하는 것으로 나타날 뿐만 아니라 은행이 동태적으로 수익을 평준화하는 경향이 있어서 대손충당금 적립관행이 비교적 건전한 것으로 분석되었다. 따라서 경기중화적인 동태적 대손충당금제도의 도입이 절실한 상황은 아니라고 할 수 있다. 다만 금융구조조정이 완료된 이후 대손충당금 적립행태가 경기역행적으로 변모할 개연성이 높아지고 있고, 일반은행의 외국인 지분율이 상승하면서 은행 경영진에 대한 단기업적주의의 압력이 증가할 경우 대손충당금의 탄력적 적립을 통한 수익평준화 성향이 훼손될 우려도 제기되고 있다. 따라서 금융시스템의 안정성을 제고한다는 관점에서 대손충당금 적립요건을 강화할것을 제안한다.

• 대한의용생체공학회:의공학회지
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• 제22권5호
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• pp.393-402
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• 2001

전체 심혈관계의 혈류역학적 특성을 분석할 수 있는 수치해석 방법을 개발하였다. 이는 12개의 요소들로 구성된 lumped parameter모델에 기초하고 있으며 인체의 신경계에 의한 자율조절기능을 모사하기 위해 주로 혈압의 단기적 조절을 위한.baroreflex system뿐 아니라 cardiopulmonary reflex 메커니즘가지도 구현하여 모델에 포함시켰다. 또한 교감 및 부교감 신경에 의한 자극-반응 전달을 구현함에 있어 생리학적 데이터에 기초한 방법을 사용하였다. 본 연구의 수치해석 코드를 검증하기 위하여 우선 보통 상태의 심혈관계에 대하여 혈류역학적 계산 결과를 기존의 참고문헌들에서의 값들과 비교 검토하였다. 심혈관계 모델의 혈류역학적 자극에 대한 반응 결과를 조사하기 위하여. 20% 출혈이 발생하는 경우와 LBNP(Lower Body Negative Pressure) 모사를 수행하였다. 두 경우 모두. 비교적 실험치와 잘 일cl하고 있음을 확인할 수 있었다. 특히 LBNP 수행 시, 외부압력의 크기가 커질수록 baroreflex만을 포함하고 있는 방법은 baroreflex와 cardiopulmonary reflex 모두를 포함하고 있는 방법에 비하여 다소 부정확한 결과를 보여주고 있는데. 이는 cardiopulmonary reflex 메커니즘의 중요성을 보여주고 있다.

• 한국주거학회:학술대회논문집
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• 한국주거학회 2011년도 춘계학술발표대회 논문집
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• pp.296-300
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• 2011

It's well known that housing is one of the largest holdings in household wealth and at the same time the majority of households highly concentrate on it for their wealth accumulation. Coupled with a low interest rate and increasing housing price, the rationale is conspicuous and the propensity to debt-financed consumption becomes strengthened. This research was to examine the risk of home financing. In doing so, the study utilized several secondary data to identify the characteristics of households who finance loans for home buying in three regions of the nation - so-called Bubble 7, Seoul Metropolitan Area, and others. Based on the 2009 KB survey, the major findings were as follows: the majority of the studied households in Seoul Metropolitan Area who owned a house lived in rental housing, housing accounted for 89% of the household wealth, and home loans taken on were a ballon payment amortized for a short-term period (5 years) with an adjustable interest rate. In addition, the payment method most of the households depend on is income. The financing mechanism fueled debt load of the households, and further they are financially very vulnerable to such factors as increase in interest rate, unemployment and market downturn. In the absence of understanding the financial system, the consumption behavior leads to house-poor, so that financial accountability and ethics are addressed while the intervention of the government in home financing system should be more cautious but stimulate financial soundness in household wealth accumulation.

• 한국지반공학회논문집
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• 제31권9호
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• pp.5-15
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• 2015

본 연구에서는 수리-역학적 유한요소 해석기법을 바탕으로 강우침투에 의한 비탈면 안정성과 커플링 효과를 분석하였다. 이를 위해 수리학적 특성과 역학적 특성을 동시에 고려할 수 있는 해석기법을 개발 하였으며, 현장모관흡수력 측정 결과를 활용하여 해석기법을 검증하였다. 이를 바탕으로 균질한 지층과 비탈면을 모델링 하여 강우발생에 따른 모관흡수력 변화, 평균유효응력, 간극률 변화, 지반 변위, 안전율의 결과를 단계별 해석결과와 비교 분석하였다. 그 결과, 간극률의 변화를 고려할 수 있는 커플링 해석의 변위는 단계별 해석에 비해 크게 나타났으며, 모관흡수력은 천천히 감소하는 것으로 나타났다. 커플링 해석을 통해 동시에 계산된 변형과 모관흡수력 감소는 비탈면의 불안정성에 큰 영향을 미치며, 점진적 파괴거동을 확인할 수 있다. 커플링 해석을 통한 비탈면 안정해석 시, 단기간 발생한 강우에 대해 낮은 안전율을 보여 커플링 효과가 큰 것으로 나타났으며, 집중호우에 의한 비탈면 설계 시 커플링 해석이 필요함을 알 수 있었다.

• 보건교육건강증진학회지
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• 제24권4호
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• pp.241-249
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• 2007

Health education aims at behavior change rather than just delivering health knowledge to people. In Korea health education activities in public sector began in 1960 and they were included in the primary prevention program in communities. This article reviewed current health education programs in healthy living practice programs provided by local public health centers in Korea and drew implications for the future role of health education in community setting. Health education has been a core function of the National Health Promotion programs in the nation since the enactment of the National Health Promotion Law in 1995. The National Health Promotion programs are funded by the National Health Promotion Fund which are drawn from tobacco tax. The National Health Promotion programs include healthy living practice programs (smoking prevention and cessation programs, moderate alcohol use programs, physical activity promotion programs, and nutrition programs), chronic disease prevention programs, oral health programs and public hygiene programs. Methods of the National Health Promotion programs include health education, health counseling, health class, health information management, survey and research. Smoking prevention and cessation programs include smoking cessation clinic, smoking cessation education, non-smoking environment program, and non-smoking campaign. Moderate alcohol use programs include alcohol use education, moderate alcohol use campaign, alcohol use counseling, and alcohol free environment programs. Physical activity promotion programs include obesity control, targeted exercise program, and exercise civic group programs. Nutrition programs include nutrition management, obesity management, nutrition education, breakfast eating program, and nutrition counseling and treatment programs. The health education programs in community are not efficient today because there are many overlapping contents and short term goals. Community health education programs needs to be more comprehensive. Workforce development is another big issue at the moment because the National credential program will begin in 2009. Variety of community health education programs should be developed and funded by the national health promotion fund.

• Journal of the Korean Academy of Child and Adolescent Psychiatry
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• 제7권2호
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• pp.153-160
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• 1996

본 연구의 목적은 청소년 행동장애의 예후에 영향을 미치는 요인들을 알아보기 위한 것이었다. 이를 위해 저자들은 행동장애의 진단 하에 6개월 이상 입원치료를 받은 후 퇴원한 청소년 환자들을 대상으로 퇴원후 6개월 동안에 행동장애의 진단기준에 다시 부합되는지 여부에 따라 예후가 양호한 군 37명과 예후가 불량한 군 36명을 선발하였으며 입원기간동안 완료된 청소년 자가 보고척도 및 다면적 인성검사, 한국판 웩슬러 지능검사를 통해 두 군의 비교를 시행하였다. 본 연구에서 얻어진 결과들은 다음과 같다. 1) 청소년 자가보고척도에서 전체 문제점수와외면화 증후군의 점수, 그리고 비행척도의 점수가 유의하게 높고 그 이외의 척도에서는 유의한 차이가 없었다. 2) 교육정도, 사회경제적 상태, 부모의 교육정도 등의 가족환경 요소들 중에서 두 군간에 유의한 차이를 보이는 요소는 없었으나, 사회경제적 상태의 경우 예후가 불량한 군에서 더 높은 경향을 보였다. 3) 다면적 인성검사에서 두 군간에 유의한 차이를 보이는 척도는 없었다. 4) 한국판 웩슬러 지능검사상 두 군간에 전체 지능지수의 유의한 차이는 없었다. 결론적으로 절대적인 문제행동의 양이 많았던 경우에서 예후가 불량 것이라는 가설을 본 연구결과에서 확인할 수 있었다.

• 한국경영과학회지
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• 제38권1호
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• pp.123-138
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• 2013

Keyword advertising has been used as a promotion tool rather than the advertising itself to online retailers. This is because the online retailer expects the direct sales increase when they deploy the keyword sponsorship. In practice, many online sellers rely on keyword advertising to promote their sales in short term with limited budget. Most of the previous researches use direct revenue factors as dependent variables such as CTR (click through rate) and CVI (conversion per impression) in their researches on the keyword advertising[14, 16, 22, 25, 31, 32]. Previous studies were, however, conducted in the context of aggregate-level due to the limitations on the data availability. These researches cannot evaluate the performance of keyword advertising in the individual level. To overcome these limitations, our research focuses on conversion of keyword advertising in individual-level. Also, we consider manageable factors as independent variables in terms of online retailers (the costs of keyword by implementation methods and meanings of keyword). In our study we developed the keyword advertising conversion model in the individual-level. With our model, we can make some theoretical findings and managerial implications. Practically, in the case of a fixed cost plan, an increase of the number of clicks is revealed as an effective way. However, higher average CPC is not significantly effective in increasing probability of purchase conversion. When this type (fixed cost plan) of implementation could not generate a lot of clicks, it cannot significantly increase the probability of purchase choice. Theoretically, we consider the promotional attributes which influence consumer purchase behavior and conduct individuals-level research based on the actual data. Limitations and future direction of the study are discussed.

• 한국수산과학회지
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• 제47권3호
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• pp.195-203
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• 2014

We investigated the effect low salt (2 or 4% salt) concentrations jeotgal made from Todarodes pacificus on the learning and memory impairments in scopolamine-induced (2 mg/kg, i.p.) dementia rats. Rats treated with oral BF-7 (200 mg/kg, p.o.) as a positive control and Todarodes pacificus jeotgal had significantly reduced scopolamine-induced memory deficits in the passive avoidance test. The Morris water maze test or treatment with 2% salt jeotgal made from Todarodes pacificus significantly ameliorated the scopolamine-induced memory deficits in the formation of long- and short-term memory. The acetylcholine content and acetylcholinesterase acitivity paralleled the results of the behavior experiment. There were no significant differences in the brain acetylcholine contents of the experimental groups, while the brain acetylcholine content of the group treated with 2% salt Todarodes pacificus jeotgal was higher than that of the control group. The inhibitory effect of 2% salt jeotgal made from Todarodes pacificus on the acetylcholinesterase activity in the brain was lower than that of the control group. These trends were similar to those of the gamma-aminobutyric acid content. We suggest that Todarodes pacificus jeotgal enhances learning memory and cognitive function by regulating cholinergic enzymes.

• Radiation Oncology Journal
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• 제30권4호
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• pp.153-157
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• 2012

Purpose: There has been no definite consensus on standard treatment, either local or systemic, for the Kaposi's sarcoma (KS). Radiotherapy (RT) can be a good local therapeutic choice especially in non-AIDS associated KS (NAKS) for its indolent behavior. Materials and Methods: Medical records of 17 KS patients treated with RT at the Seoul National University Hospital from February 1998 to January 2012 were retrospectively reviewed. One human immunodeficiency virus (HIV)+ patient with 3 lesions was excluded. The total number of the lesion was 23 among the 16 patients. The median follow-up period was 27.9 months. Correlation between response and variables was analyzed using the logistic regression model. Median age of the patients was 75 years. All the 23 lesions were located at the extremities. Fourteen (61%) of those had pain or local swelling as the initial presentation. Ten patients had possible causes of immunodeficiency and were regarded as iatrogenic, and other 6 were classic KS. Median dose of RT was 36 Gy. Results: No KS-related death was observed. Excluding 2 with short-term follow-up only, complete response and partial response were obtained in 2 (9%) and 19 (73%) lesions, respectively. Of those, 3 lesions underwent local progression. Six had out-of-field recurrence after RT. Symptom improvement was achieved in 13 (93%) of 14 patients. Grade 2 skin toxicities were found in 9 lesions but all got improvement after treatment. When divided into responsive and progressive group, free from progression was not related to any of the possible variables. Conclusion: RT is effective in local control of NAKS resulting great response rate.

• 대한영양사협회학술지
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• 제7권4호
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• pp.313-319
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• 2001

High serum cholesterol level is a major risk factor for coronary heart disease(CHD). Nutrition therapy of hypocholesterolemic diets with increased physical activity is the essential step in the treatment of the hypercholesterolemic patients. The purpose of this study was to evaluate the short-term effect of intensive dietary therapy combined with regular exercise in lowering serum cholesterol level. Seventy three hypercholesterolemic outpatients(mean: 268.0$\pm$24.7mg/dL), aged 34 to 73(mean: 56$\pm$9.8yrs), who visited cardiology OPD of Yonsei Cardiovascular Center from April through October, 1998 were studied. Anthropometric measurements, usual nutrient intake survey using semiquantitative food frequency questionnaire, and daily nutrient intake analysis were performed. The nutrition counseling for the hypocholesterolemic diet and exercise therapy was performed individually. After a 4 week intensive dietary therapy, comparisons of body weight, nutrient intakes, and blood lipid concentrations were evaluated for the hypocholesterolemic effect of intensive diet therapy. After 4 weeks of intensive diet therapy, significant reductions in percent ideal body weight(p<0.01), saturated fat intake(p<0.01), and cholesterol intake(p<0.01) were observed. There were significant reductions in serum total cholesterol and LDL-cholesterol levels after 4 weeks of therapy by 8.1%(p<0.01) and 9.7%(p<0.01), respectively. Our results showed that intensive dietary therapy was effective in reductions of serum total and LDL-cholesterol levels. The goal for this dietary modification should not be temporary but rather be permanent in eating behavior accompanied by appropriately increased physical activity.