• Title/Summary/Keyword: Savings

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The Economic Status of Elderly Households (노인가계의 경제구조 분석)

  • 양세정;성영애
    • Journal of Families and Better Life
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    • v.19 no.1
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    • pp.173-190
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    • 2001
  • The purpose of the study was to provide the informations about the economic status of elderly households. Utilizing the 1996 national household data, economic status was investigated by the components of two financial statements: the income and expense statement and the balance sheet statement. Thus it included incomes, consumption, propensity to consume, savings(financial assets), debt amount and net-savings. The elderly households were compared with the nonelderly households. The subgroups of the elderly were also compared. They were divided based on the employment status of the head and household composition. The results showed that the economic status of the elderly was worse compared to the nonelderly. There were also variations among the subgroups of the elderly households. In general, the economic status of retired households and single households were worse than those of employed households and of the households composed of couple and the elderly living with children.

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A Study on the Measure of purchases Savings According to the Market price dispersion. -by Food Market basket Construction Methods- (시장가격분산에 따른 소비자의 구매이득 측정에 관한 연구 -식료품 마켓바스켓 구성의 타당성검토를 중심으로-)

  • 송미영
    • Journal of Families and Better Life
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    • v.14 no.4
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    • pp.27-40
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    • 1996
  • The wide range of price found in food market allows consumer reduce the cost of food purchases through comparison shopping into one more stores. Littles known however about how much can be saved by comapring price for a whole market basket of food items. This paper present evidence relating to the comparison shopping through the theories on price is dispersion and show validity constructing methods of food market basket. It is found that the savings of comparison shopping to consumers are likely to be gains in food Markets and three market basket on foods suggest in study found to be validity.

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Systems Thinking Perspective on the Collapse of Savings and Loan Banking System in Korea (저축은행 사태에 대한 시스템 사고적 고찰)

  • Ahn, Nam-Sung
    • Korean System Dynamics Review
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    • v.13 no.1
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    • pp.63-80
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    • 2012
  • This paper is aiming at providing the systems thinking perspective on the collapse of the savings and loan banking system in Korea. Two causal loop diagrams are developed to conduct the analysis: The first is focusing on the structural problems included in the establishment of S&L banking in 1990s. The later is developed based on the project financing mechanism by controlling the credit standard required during the due diligence. The result of this study shows that the main cause of the collapse of the S&L banking is the structural problem connected to real estate market including the failure of regulation.

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