• Title/Summary/Keyword: Saving money

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The Analysis of Characteristics and Plan to Activate the Small Wedding Reported in Internet News (인터넷 뉴스에 보도된 작은 결혼식의 특징 분석 및 활성화 방안)

  • Kim, Hyun-Mi
    • Journal of Korea Entertainment Industry Association
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    • v.13 no.3
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    • pp.43-54
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    • 2019
  • This study has purpose in analyzing the characteristics of small weddings reported in the internet news, and suggesting the plan to activate it. The materials are about 248 internet news from 2012 to 2018, and frequency analysis and chi-square test were conducted for it. The research result is like the following. 1. It was reported that the saving type was higher in 2016 and the money gift improving type was higher rate in 2015. 2. As a venue for wedding, it was reported the saving type and free type choose the public institution, the small size type hotels, the peculiar type outdoor and house, money gift improving type hotel and public institutions. 3. The saving type, peculiar type and free type were likely to be reported as information transfer, and the small size type and the money gift improving type were likely to be reported to suggest the case of small weddings. 4. Case type showed high rate for public institutions and hotels for small weddings, and information type showed high rate for public institution for small wedding venue. 5. Case type and information type showed favorable rate for small wedding, and opinion type appeared similar favorable rate and unfavorable rate for small weddings. 6. Ordinary people showed high rate to be reported with saving type, celebrities were with small size type. And also the ordinary people showed high rate public institutions, celebrities with hotel as small wedding venue. 7. The items to save the cost in small wedding included more of venue renting cost, reception cost, wreath/decoration cost, photo filming cost than marriage expenses and wedding gifts, house.

Students and Money Management Behavior of a Malaysian Public University

  • ZULFARIS, Mohd Danial;MUSTAFA, Hasri;MAHUSSIN, Norlida;ALAM, Md. Kausar;DAUD, Zaidi Mat
    • The Journal of Asian Finance, Economics and Business
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    • v.7 no.3
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    • pp.245-251
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    • 2020
  • This study aims to investigate whether financial literacy, parental socialization, peer influence and self-control have a significant impact on money management among students of a Malaysian public university. In most settings, the studies on the determinants of personal saving behavior among university students focus on personality factors, attitudes toward money and possessions, and financial knowledge as predictors of money management behavior. Primary data are collected using a self-administered questionnaire with the samples comprised 186 students. The findings show that all the financial literacy and parent socialization have a positive relationship with money management; meanwhile, peer influences and self-control have a negative relationship with money management. This is because the majority of students admit they cannot control their self in managing their money. In this study, parent socialization has a significant relationship with money management which signifies that parents are playing essential roles in ensuring their children to establish money management. In practical, this study can contribute to the parents in providing their children to foster sound money management. Besides, Perbadanan Tabung Pendidikan Tinggi Nasional (National Higher Education Fund Corporation) PTPTN should monitor the loan, and management process and arrange motivational program so that students can more focus on the educational expense.

The Determinants of Saving for Children s College Education in the U. S. (자녀의 대학교육을 위한 부모들의 저축결정 요인에 관한 연구)

  • 차경욱
    • Journal of Family Resource Management and Policy Review
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    • v.6 no.2
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    • pp.133-142
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    • 2002
  • The purpose of this study was to compare characteristics between the parents who saved money for their children's college education and those who did not, in an effort to identify the factors influencing the decision to save. From 1998 Survey of Consumer Finances (SCF), a sample of 1,085 family households was employed. Logistic regression analysis was used to examine the probability of saving for college education. The results showed that higher incomes and financial assets significantly increased the probability of saving for children's college education. The married couples who had higher education and larger household sizes were more likely to save. The age of the youngest child was a significant positive factor in the probability of saving for college education

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Factors on Financial Preparation for Retirement: Focusing on Money Transfer between generations (경제적 은퇴준비행동의 영향요인: 세대간 자산이전 요인을 중심으로)

  • Jung, Ji Young;Yang, Se-Jeong
    • Journal of Family Resource Management and Policy Review
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    • v.17 no.1
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    • pp.199-219
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    • 2013
  • The purpose of the study was to investigate the effects of money transfer between generations on preparation behaviors for retirement, separated into assets and saving for retirement. The survey was conducted by targeting 422 married people across the nation. The factor of money transfer between generations was defined as the inheritance and gift variable. The data were analyzed using SPSS 20. Correlation, analysis of variance (ANOVA), and multiple regressions were utilized. The results indicated that preparation behaviors for retirement are affected by the economic independence of parents, inheritance, expenses for children's education, and marriage. Retirement assets were significantly affected by inheritance, the economic independence of parents, educational expenses for children, financial assets, and amount of debt, while the significant factors related to retirement savings were interests on retirement, income, wedding expenses for children, economic independence of parents, and educational expenses for children. It was concluded that the financial preparation for retirement ought to be expanded from one household's finances to finances between generations.

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Why Thai Tax-Benefit Funds Are Popular with Investors?

  • YAKEAN, Somkid
    • The Journal of Asian Finance, Economics and Business
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    • v.7 no.12
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    • pp.475-480
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    • 2020
  • Investing in the tax-benefit funds is the best way for the inexperienced investors who do not have knowledge, expertise, and the time to research the information by themselves. This study describes the benefits of tax-benefit funds in Thailand. The tax-benefit funds consist of retirement mutual funds (RMFs) and super saving funds (SSFs). There are many kinds of funds investment policies on offer. The tax-benefit funds provide the opportunity to investors, which they are able to invest a small amount and draw more benefits. They hire fund managers to manage their money. These funds are able to help investors to meet their goals. The RMFs are suitable for investors who want to have money for retirement, investing every year, and getting tax exemption. The investors who invest in RMFs are able to deduct the tax income by including other retirement funds not exceeding THB500,000.00 per year. The SSFs match for the investors who need to obtain the tax exemption and long-term investment for at least ten years. The SSFs provide the benefit to investors that they are able to deduct taxable income not more than THB200,000.00 per year. Finally, these funds are tax-except and promoted for retirement savings.

A Study on Pro-environmental Consumption Consciousness and Resource Saving Behavior of Adolescents (청소년의 환경친화적 소비의식과 자원절약행동에 관한 연구)

  • Kye, Sun-Ja;Yoo, Kyung-A
    • Journal of Family Resource Management and Policy Review
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    • v.14 no.2
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    • pp.91-108
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    • 2010
  • The purpose of this study is to examine the level and major influencing factors of pro-environmental consumer consciousness and resource-saving behavior of adolescents. The research was conducted in 2007 using a written questionnaire completed by 545 male and female high-school students who reside in Seoul and Kyunggi Province. The data was analyzed using statistical methods such as frequencies, percent, means, standard deviations, Crobach's ${\alpha}$ coefficient, one-way ANOVA and multiple regression analysis using the SPSS statistics program. Major findings were as follows. The higher level background parameters for pro-environmental consumption consciousness were students who were: male in higher grades; given a higher allowance of pocket money. Likewise, a higher degree of mutual communication within their family, mass communications' contact and environmental information also showed a higher level of pro-environmental consumer consciousness.

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Theoretical Approach for Estimation of Value in Home Production (가정생산의 가치산정을 위한 이론적 접근)

  • 채경희;문숙재
    • Journal of Families and Better Life
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    • v.7 no.1
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    • pp.43-57
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    • 1989
  • In the materialistic societies, individuals get money return according to the importance of their roles. But unlike wage workers who are engaged in market production , housewives engaged in home production do not get that return. It is because the result of home production is not transacted in the market and the price is not given to it, so the value of home production is not estimated. Hence this study trcognizes again the value of home production, suggests the estimation methods of it in input and output based on home production systems and attempts to actualize those methods socially. This home production develops the human attributes of family members to act as a member of a society and potentially contributes to home income and Gross National Products, so it has social and economic value. In spite of that significance, the value of home production is not estimated, so its nor recognized and housewives engaged in home production are not acknowledged their ability. Hence based on home production systems form input to output, this study suggested opportunity cost method and market cost method in input, method by saving money expenditure, hybrid method and method by comparing with market in output.

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Study on Urban Households' Consumption Expenditure -Focusing on Housewives' Lifestyle- (도시가계의 비목별 소비지출에 영향을 미치는 변인-주부의 생활양식성향을 중심으로-)

  • 이승신
    • Journal of Families and Better Life
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    • v.17 no.3
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    • pp.17-32
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    • 1999
  • This study shows how the lifestyle of Housewife as well as usual socio-economic variables affect the expenditure of urban household. The Result of Factor Analysis revealed that the lifestyle of urban housewives were composed by four different traits. 1) self-improvement and rational trait 2) consumption-oriented convenience seeking trait 3) traditional-conservation trait 4) money-oriented variety seeking trait. Based on the Multiple regression analysis the analysis of the relative influence of variables which were associated with the expenditure of each item showed that influential variables for each item were different but economic variables(e, g , income saving, property etc) affected on most of expenditure. Socio-economic variables were more influential than lifestyle variables for every item. But lifestyle variables were influential the same as Socio-economic variables for unnecessary expenditure item more than necessary items particularly consumption-oriented convenience eeking trait and money-oriented variety seeking trait affected.

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A Study on the Attitudes toward Market Goods Characteristics and the Market Goods Substitution of Housework (상품특성에 대한 태도와 가사노동 상품대체에 관한 연구)

  • Koo, Hye-Ryoung;Lee, Ki-Young
    • Journal of Families and Better Life
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    • v.18 no.3 s.47
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    • pp.39-52
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    • 2000
  • The purposes of this study were to identify the attitudes toward of market goods characteristics and to investigate the relationships between attitudes toward market goods characteristics and the level of market goods substitution of housework. For empirical analysis, the data of the study was collected from 572 married women living in Seoul. A questionnaire was used as a survey method. Data was analysed using SPSS/WIN8. The major findings of the study were as follows: 1) Wives had negative attitudes toward quality characteristics in the domain of food, but positive attitudes in the domain of clothes. They had positive attitudes toward time/labor saving characteristic, especially ready-made side dishes and dining-out, whereas negative attitudes toward money saving characteristic in the domain of food and clothes. 2) The level of market goods substitution of housework was influenced by the attitudes toward market goods characteristics.

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A Study on the manage of efficiency of electric facilities for a type of Medium-small building (중.소형 건축물설비의 효율적 전력관리방안 연구)

  • Lee, Sang-Chip;Park, In-Duck;Lee, Won-Goo;Kim, Dae-Gwun;Oh, Bong-Hwan;Lee, Hoon-Goo;Han, Kyung-Hee
    • Proceedings of the KIEE Conference
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    • 1998.07c
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    • pp.838-840
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    • 1998
  • The power demand has increased the groth of industry and improvement of life. Otherwise the power supply is more difficult. because of regional egoism, reinforcement for environment, and investment of money. The load installation should be promoted to rational power management, according to the network, inteligent, and high-function. Therefore, this paper is made a study for the method of energy saving and for energy saving of medium-small type small type-below 500kW medium type-between $500{\sim}1.000kW$.

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