• Title/Summary/Keyword: SBC

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Soft Information and Government Loan Approval (연성정보와 정책자금 대출결정 요인 분석)

  • Yoo, Shi-Yong
    • Journal of the Korea Academia-Industrial cooperation Society
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    • v.10 no.12
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    • pp.3768-3774
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    • 2009
  • This paper explored how soft information and hard information were used when SBC(Small Business Corporation, Korea) reviewed government loan applications. The data set is made up of financial and non-financial data of small-business firms since 2004. A non-financial data set is considered as soft information. Relative importance of three kinds information such as credit information, soft information, financial information is compared with each other by using the logit model. As a result, credit information is most critical to the loan approval, and then soft information follows, lastly financial information has the smallest effect on the loan approval. This is because the credit information is made up of the non-linear combination of soft information and financial information. When the relative importance of soft information and financial information is considered, soft information is relatively more critical to the loan approval then financial information. This is because financial ratios provided by small-business firms are not reliable enough.

Construction of Surface Boundary Conditions for the Regional Climate Model in Asia Used for the Prevention of Disasters Caused by Climate Changes (기상방재 대책수립을 위한 아시아지역 기상모형에 필요한 지표경계조건의 구축)

  • Choi, Hyun-Il
    • Journal of the Korean Society of Hazard Mitigation
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    • v.7 no.5
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    • pp.73-78
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    • 2007
  • It has been increasing that significant loss of life and property due to global wanning and extreme weather, and the climate and temperature changes in Korea Peninsula are now greater than the global averages. Climate information from regional climate models(RCM) at a finer resolution than that of global climate models(GCM) is required to predictclimate and weather variability, changes, and impacts. The new surface boundary conditions(SBCs) development is motivated by the limitations and inconsistencies of existing SBCs that have influence on model predictability. A critical prerequisite in constructing SBCs is that the raw data should be accurate with physical consistency across all relevant parameters and must be appropriately filled for missing data if any. The aim of this study is to construct appropriate SBCs for the RCM in Asia domain which will be used for the prevention of disasters due to climate changes. As all SBCs have constructed onto the 30km grid-mesh of the RCM suitable for Asia applications, they can be also used for other distributed models for climate and hydrologic studies.

Determination of the Origin in both Dissolved Inorganic Nitrogen and Phytoplankton at the Lake Paldang using Stable Isotope Ratios (δ13C, δ15N, δ15N-NO3 and δ15N-NH4) (질산염 및 식물플랑크톤의 안정동위원소비를 이용한 팔당호 수계내의 질소원 기원 연구)

  • Kim, Min-Seob;Lee, Eun-Jeong;Yoon, Suk-Hee;Lim, Bo-La;Park, Jaeseon;Park, Hyunwoo;Chung, Hyen-Mi;Choi, Jong-Woo
    • Korean Journal of Ecology and Environment
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    • v.50 no.4
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    • pp.452-458
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    • 2017
  • The nitrogen isotope value in both ammonium and nitrate ion were determined at 9 stations during both June and August 2016, in order to understand the origin of DIN at the Han river. ${\delta}^{15}N-NO_3$ and ${\delta}^{15}N-NH_4$ values in 8 stations (CP, SB, MHC, P4, SJ, SBC, P2, SC) were no significant variation. However ${\delta}^{15}N-NO_3$ and ${\delta}^{15}N-NH_4$ values in KK (Kyeongan stream) showed significant different in comparison with 8 stations, with an apparent increase of nitrogen isotope values. These results indicate that antropogenic nitrogen source influence on KK station. Also the ${\delta}^{13}C$ and ${\delta}^{15}N$ isotope ratio of phytoplankton (Diatom and Cyanobacteria) in KK (Kyeongan stream) showed heavier values, compared to other study stations. These results indicate that nitrogen isotope value in phytoplankton effects by different nitrogen source in study sites. These results suggest that the analysis of stable isotope ratios is a simple but useful tool for the identification of dissolved inorganic nitrogen origin in aquatic environments.

Effects of space allowance on the social behavior of Korean native cattle (Bos taurus coreanae) steers (한우 거세우의 사회 행동에 공간 허용이 미치는 영향)

  • Han, Ji-hoon;Jeon, Jung-hwan;Kim, Dong-joo;Chang, Hong-hee;Koo, Ja-min;Kim, Young-ki;Lee, Scott-s;Kim, Eun-jung;Lee, Hee-chun;Lee, Hyo-jong;Yeon, Seong-chan
    • Korean Journal of Veterinary Research
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    • v.45 no.2
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    • pp.245-250
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    • 2005
  • This study was carried out to find out how space allowance affect the social behavior of Korean native cattle (Bos taurus coreanae) steers. Twelve Korean native cattle (Bos taurus coreanae) steers were used as subjects, each of which was 30-month-old and observation period was from June to July 2003. Five (T1) and seven (T2) steers were allotted to two pens of $5m{\times}10m$ in a building with slate roof and open sides respectively. They were fed at 09:00 h and 16:00 h, twice a day. The behaviors of steers were recorded from 06:00 h to 17:00 h, using two color CCD cameras (Samsung SDC-411, Korea), one B/W CCD cameras (Samsung SBC-340, Korea), one multiplexer (Samsung SDM-081, Korea) and a time lapse VCR (Samsung SRV-30, Korea). The behaviors of each steer were recorded every 2 min using an instantaneous point sampling method. While the mean percentage of time budget in WA of T1 was lower than that of T2 (p<0.05), the mean percentage of time budget in SF of T1 was higher than that of T2 (p<0.05). When it gets hot, steers in T1 rested from 10:00 h to 14:00 h when it gets cool, showing 40~80% of LD rate while steers in T2 rested from 12:00 h, when it very hot to 17:00 h, showing 20~50% of LD rate, which is relatively low. Steers in T1 were fed from 06:00 h to 08:00 h when it was cool and from 16:00 h to 18:00 h, showing 20~45% of EA rate while steers in T2 were fed from 08:00 h to 14:00 h when it was hot, showing 25~50% of EA rate. In conclusion, it turned out that the number of steers affected their social behavior, and T1 was better environment than T2 in terms of welfare.

UVB-INDUCED CHANGES OF BARRIERFUNCTION AND MORPHOLOGY OF THE HAIRLESS MOUSE SKIN (자외선-B에의한 Hairless mouse의 보호기능과 표면구조의 변화 영향)

  • Kim, Jin-Jun;Park, Mun-Eok;Gang, Se-Hun
    • Journal of the Society of Cosmetic Scientists of Korea
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    • v.18 no.1
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    • pp.81-98
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    • 1992
  • Hairless mice (Skh:HR-1) exposed to single doses (0.5, 1.0 and 3. OMED) of UV-B radiation were displayed remarkable changes of barrier function and surface morphology. Trans- epidermal water loss (TEWL) as an index of barrier function was measured by evaporimeter, and wrinkle density (WD) as an index of morphological alteration was measured by image analyzer. Significant changes of TEWL were not observed in the control and 0. SMED group, but 1.OMED and 3. OMED groups noted significant difference. TEWL of 3. OMED group was rapidly increased to the 3rd day and decreased until the 14th day when it reached nearly to normal level, Time-courses of TBWL for 1. OMEB and 3. OMED groups displayed similar pattern, but different only in the magnitude. WD were significantly decreased during the 3rd-5th day in all of the irradiated groups and then increased during the last period to the 14th day, but did not recover the normal level at the 14th day. Time-courses of WD for all groups exhibited similarity, and were entirely dependent on the exposed doses. We also observed histological changes which included hyperplasia, sunburn cell (SBC) formation, accumulation of polymorphonuclear leukocyte (PMNs), and loss of collagen of UVB- exposed hairless mouse skin. Changes of TEWL and WD are helpful in understanding of epidermal and dermal damages by single exposure of UVB.

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Performance Comparison of the Recognition Methods of a Touched Area on a Touch-Screen Panel for Embedded Systems (임베디드 시스템을 위한 터치스크린 패널의 터치 영역 인식 기법의 성능 비교)

  • Oh, Sam-Kweon;Park, Geun-Duk;Kim, Byoung-Kuk
    • Journal of the Korea Academia-Industrial cooperation Society
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    • v.10 no.9
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    • pp.2334-2339
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    • 2009
  • In case of an embedded system having an LCD panel with touch-screen capability, various figures such as rectangles, pentagons, circles, and arrows are frequently used for the delivery of user-input commands. In such a case, it is necessary to have an algorithm that can recognize whether a touched location is within a figure on which a specific user-input command is assigned. Such algorithms, however, impose a considerable amount of overhead for embedded systems with restricted amount of computing resources. This paper first describes a method for initializing and driving a touch-screen LCD and a coordinate-calibration method that converts touch-screen coordinates into LCD panel coordinates. Then it introduces methods that can be used for recognizing touched areas of rectangles, many-sided figures like pentagons, and circles; they are a range checking method for rectangles, a crossing number checking method for many-sided figures, a distance measurement method for circles, and a color comparison method that can be applied to all figures. In order to evaluate the performance of these methods, we implement two-dimensional graphics functions for drawing figures like triangles, rectangles, circles, and images. Then, we draw such figures and measures times spent for the touched-area recognition of these figures. Measurements show that the range checking is the most suitable method for rectangles, the distance measurement for circles, and the color comparison for many-sided figures and images.

Economic Effects of Policy Loans: Focusing on Alleviation Effect of Investment Liquidity Constraint (정책융자의 경제적 성과분석: 투자의 유동성 제약완화 중심으로)

  • Nam, Joo-ha
    • International Area Studies Review
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    • v.15 no.1
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    • pp.173-193
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    • 2011
  • Most of the research regarding economic effects of policy loans has thus far been focused on whether policy loans can improve the financial status or the management performance of small and medium enterprises (SMEs). Unlike previous researches, this study implemented an empirical analysis focused on the contribution of policy loans to easing the liquidity restriction of investment. To analyze whether investment liquidity restriction can be alleviated or not, this study attempted an empirical analysis utilizing the nonlinear Euler equation induced through optimization of investment and GMM (generalized method of moments) as its analysis methodology. With the SMEs that received policy financing from the Small and medium Business Corporation (SBC) in 2004, this study analyzed three years of panel data before(2001~2003) and after(2004~2006) receipt of policy loans. According to the empirical results, it appears that policy loans had effects on resolving liquidity restriction of investment, implying that policy financing eases the liquidity restriction of SME investment and would contribute to the growth and development of SMEs. Further, I checked robustness of empirical results using Tobin's q model. The empirical results also support that policy loans help to resolve liquidity constraint. With these results, it is understood that the critical view to date, which has emphasized the ineffectiveness of policy financing due to it having no or insignificant economic effects, may be wrong.

Estimating genetic diversity and population structure of 22 chicken breeds in Asia using microsatellite markers

  • Roh, Hee-Jong;Kim, Seung-Chang;Cho, Chang-Yeon;Lee, Jinwook;Jeon, Dayeon;Kim, Dong-kyo;Kim, Kwan-Woo;Afrin, Fahmida;Ko, Yeoung-Gyu;Lee, Jun-Heon;Batsaikhan, Solongo;Susanti, Triana;Hegay, Sergey;Kongvongxay, Siton;Gorkhali, Neena Amatya;Thi, Lan Anh Nguyen;Thao, Trinh Thi Thu;Manikku, Lakmalie
    • Asian-Australasian Journal of Animal Sciences
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    • v.33 no.12
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    • pp.1896-1904
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    • 2020
  • Objective: Estimating the genetic diversity and structures, both within and among chicken breeds, is critical for the identification and conservation of valuable genetic resources. In chickens, microsatellite (MS) marker polymorphisms have previously been widely used to evaluate these distinctions. Our objective was to analyze the genetic diversity and relationships among 22 chicken breeds in Asia based on allelic frequencies. Methods: We used 469 genomic DNA samples from 22 chicken breeds from eight Asian countries (South Korea, KNG, KNB, KNR, KNW, KNY, KNO; Laos, LYO, LCH, LBB, LOU; Indonesia, INK, INS, ING; Vietnam, VTN, VNH; Mongolia, MGN; Kyrgyzstan, KGPS; Nepal, NPS; Sri Lanka, SBC) and three imported breeds (RIR, Rhode Island Red; WLG, White Leghorn; CON, Cornish). Their genetic diversity and phylogenetic relationships were analyzed using 20 MS markers. Results: In total, 193 alleles were observed across all 20 MS markers, and the number of alleles ranged from 3 (MCW0103) to 20 (LEI0192) with a mean of 9.7 overall. The NPS breed had the highest expected heterozygosity (Hexp, 0.718±0.027) and polymorphism information content (PIC, 0.663±0.030). Additionally, the observed heterozygosity (Hobs) was highest in LCH (0.690±0.039), whereas WLG showed the lowest Hexp (0.372±0.055), Hobs (0.384±0.019), and PIC (0.325±0.049). Nei's DA genetic distance was the closest between VTN and VNH (0.086), and farthest between KNG and MGN (0.503). Principal coordinate analysis showed similar results to the phylogenetic analysis, and three axes explained 56.2% of the variance (axis 1, 19.17%; 2, 18.92%; 3, 18.11%). STRUCTURE analysis revealed that the 22 chicken breeds should be divided into 20 clusters, based on the highest ΔK value (46.92). Conclusion: This study provides a basis for future genetic variation studies and the development of conservation strategies for 22 chicken breeds in Asia.