• International Journal of Human Ecology
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• 제5권1호
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• pp.35-43
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• 2004

The purposes of this study are to examine effects of household characteristics and risk tolerance attitude on risk tolerance behavior and to investigate the effect of risk tolerance attitude and behavior on financial satisfaction. For this study, data were collected during October of 2001 through a popular Web site for women in South Korea (www.azoomma.com). The participants in this study were 609 housewives, resulting in 607 with usable data. Multiple regression and path analysis were conducted using the SPSS for Windows. Findings suggest that the greater is risk tolerance attitude, the greater is risk tolerance behavior and those who exhibit more risk tolerance behavior tend to be more satisfied with their personal financial situation. It implies that risk tolerance behavior playa positive role in predicting financial satisfaction. The results have implication for family economists and educators in developing educational program and presenting strategic to increases financial well-being, and also for financial counselors and planners in suggesting portfolio advice to their client

• International Journal of Human Ecology
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• 제17권1호
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• pp.1-14
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• 2016

This paper presents a series of path models that were developed to test whether financial risk tolerance mediates the association between the following four variables and investing behavior: (a) male and married, (b) female and married, (c) male and single, or (d) female and single. Data for this study were obtained from a proprietary consumer survey of risk-tolerance attitudes. Four path models were developed to test relationships among the variables in 2008, 2009, 2010, and 2011. These years were chosen to represent the depth and recovery periods in the Great Recession. The total number of respondents was 29,641. Findings showed that financial risk tolerance was positively associated with risky investing behavior (i.e., equity ownership) in each of the four periods. The associations among the gender-marital status variables and investing behavior were mixed; however, findings did indicate that risk tolerance mediates these relationships by sometimes amplifying and occasionally attenuating risky behavior. Based on the findings, implications and limitation are presented.

• 대한가정학회지
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• 제49권10호
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• pp.1-13
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• 2011

This paper examined how men and women differ in the attitude and behaviour of financial risk tolerance. The results showed that women were less risk seeking than men in financial risk tolerance. The results of the investment simulation indicated that men invested in higher risk assets like stock. In contrast, women prefered to invest in lower risk assets like real estate. The results of multiple regression analysis showed that if investors have the propensity to take more risk they allocated their money to higher risk assets in the simulation. This analysis also showed that the surveyed respondents invested in risky assets if they had experience in high risk investment in the past.

• The Journal of Asian Finance, Economics and Business
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• 제10권1호
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• pp.157-167
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• 2023

The purpose of this research was to determine the degree to which Small-to-Medium Enterprise (SME) owners and operators in Mountain Province were willing to take on financial risk to invest in the capital markets as a potential additional source of income, as well as the extent to which these five indicator variables-particularly their income, expenses, financial goals, liquid cash, and insurance coverage-were influenced by demographic factors. The study used a quantitative approach and employed a descriptive survey research method. The results show that the SME Owners and Operators in Mountain Province have minimal knowledge of capital market investments which makes them moderate investors with a neutral level of financial risk tolerance toward capital market investment. Their marital status, net income, and educational attainment significantly influence their financial risk tolerance level. The respondents also believe that engaging in the capital markets will grow their businesses. Further, the extent of influence of Income, Expenses, Liquid Cash, and Insurance Cover on the financial risk tolerance of the SME owners and operators in Mountain Province a great extent; thus, making them careful in investing in the capital markets, and it is primarily affected by their Net Income. Consequently, the financial goals of SME owners and operators in Mountain Province have a vital role in their financial risk tolerance level.

• 한국조사연구학회:학술대회논문집
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• 한국조사연구학회 2000년도 춘계학술대회 조사연구의 방법론적 쟁점
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• pp.59-87
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• 2000

기업체에서 변화 활동을 담당하는 변화 담당자 305명을 대상으로 이들의 자기관, 모험 수용성과 같은 성격특성이 조직이 추진하는 변화활동 및 담당업무에 대한 적용에 미치는 효과를 살펴보았다. 연구 결과, 긍정적인 자기관과 모험 수용성이 높은 사람들은 조직이 추진하고 있는 변화 활동관련 업무를 보다 적극적으로 수행하고 있었으며, 담당하는 변화관련 업무에 대한 적응도가 높은 것으로 나타났다. 또한 변화대응성은 긍정적인 자기관 및 모험 수용성과 업무에 대한 적응간을 매개하는 변수역할을 원활하게 수행하기 위해서는 긍정적인 자기관과 모험 수용성을 보유하는 것이 필요하며, 조직에서 변화 담당자를 선발하고 이들을 교육할 때 이들의 자기관을 긍정적으로 변화시켜주고, 모험 수용성을 높여주는 것(또는 이런 성향이 높은 사람을 선발하는 것)이 바람직함을 시사한다. 또한 변화담당자들이 자신들이 담당하는 업무에 쉽게 적응하도록 하기 위해서는 이들의 변화대응성을 높이는 것이 필요함을 시사한다.

• 한국조사연구학회지:조사연구
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• 제1권2호
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• pp.59-87
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• 2000

기업체에서 변화 활동을 담당하는 변화 담당자 305명을 대상으로 이들의 자기관, 모험 수용성고 같은 성격특성이 조직이 추진하는 변화활동 및 담당업무에 대한 적응에 미치는 효과를 살펴보았다. 연구결과, 긍정적인 자기관과 모험 수용성이 높은 사람들은 조직이 추진하고 있는 변화활동관련 업무를 보다 적극적으로 수행하고 있었으며, 담당하는 변화관련 업무에 대한 적응도가 높은 것으로 나타났다. 또한 변화대응성은 긍정적인 자기관 및 모험 수영성과 업무에 대한 적응간을 매개하는 변수역할을 하는 것으로 나타났다. 본 연구결과는 변화담당자가 조직에서 추진하는 변화관련 업무를 원활하게 수행하기 위해서는 긍정적인 자기관과 모험 수용성을 보유하는 것이 필요하며, 조직에서 변화 담당자를 선발하고 이들을 교육할 때 이들의 자기관을 긍정적으로 변화시켜주고, 모험 수용성을 높여주는 것(또는 이런 성향이 높은 사람을 선발하는 것)이 바람직함을 시사한다. 또한 변화담당자들이 자신들이 담당하는 업무에 쉽게 적응하도록 하기 위해서는 이들의 변화대응성을 높이는 것이 필요함을 시사한다.

• 벤처창업연구
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• 제10권4호
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• pp.167-175
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• 2015

본 연구에서는 창업시도성공과 실패, 과정에 대한 태도에 영향을 미치는 선행변수로 불확실성에 대한 인내력에 주목하였다. 불확실성에 대한 인내력은 그 정도에 따라 위험에 대한 인내력과 모호성에 대한 인내력으로 구분할 수 있다. 본 연구에서는 위험과 모호성에 대한 인내력이 창업시도성공과 실패 및 시도과정 자체에 대한 태도에 미치는 영향, 그리고 창업시도성공과 실패 및 과정에 대한 태도가 창업시도태도에 미치는 영향을 경로분석을 통해 살펴보았다. 경로분석결과, 위험에 대한 인내력은 창업시도실패태도에만 부(-)의 영향을 미치는 것으로 나타났다. 모호성에 대한 인내력은 창업시도실패태도에 부(-)의 영향을, 창업시도과정태도에는 정(+)의 영향을 미치는 것으로 나타났다. 가설과 마찬가지로 창업시도성공태도는 창업시도태도에 정(+)의 영향을, 창업시도실패태도는 창업시도태도에 부(-)의 영향을, 창업시도과정태도는 창업시도태도에 정(+)의 영향을 미치는 것으로 나타났다. 이러한 연구결과를 바탕으로 연구의 학문적 의의와 실무적 시사점 그리고 연구의 한계점을 제시하였다.

• Journal of Nutrition and Health
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• 제42권7호
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• pp.622-630
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• 2009

The purpose of this study was to establish an association between glycemic index (GI), glycemic load (GL), dietary carbohydrates and diabetes with the context of the current population dietary practice in Korea. The subjects of 3,389 adults (male 1,430, female 1,959) were divided into normal (serum fasting glucose < 100 mg/dL), impaired glucose tolerance (100 ${\leq}$ serum fasting glucose < 126 mg/dL), diabetes (serum fasting glucose > 126 mg/dL) by serum fasting glucose. Anthropometric and hematologic factors, and nutrient intakes, dietary glycemic index (DGI), dietary glycemic load (DGL) were assessed. Multiple logistic regression model was used to determine the odds ratios (ORs) and 95% confidence intervals for relationship of DGI, DGL, carbohydrates intakes, and diabetes. DGI and DGL were not significantly correlated with impaired glucose tolerance and diabetes. However, the risk of impaired glucose tolerance and diabetes showed a tendency to increase as increase of DGI after multivariate adjustment (age, education, income, region area, diabetes family history, smoking, drinking, exercise, energy intake) in male. The risk of impaired glucose tolerance and diabetes showed a tendency to increase in the DGI 71.1-74.8 after multivariate adjustment in female. DGL was inversely related to impaired glucose tolerance and diabetes in male. In female, however, DGL was positively related to impaired glucose tolerance and diabetes. In particular, the risk of diabetes increased positively in level of DGL 260.5, and remained after multivariate adjustment (Q5 vs Q1：2.38, 0.87-6.48). When percent energy intakes from carbohydrates were more than 70%, the risk of impaired glucose tolerance and diabetes increased in both male and female. In particular, when percent energy intakes from carbohydrates were more than 69.9%, the risk of diabetes increased positively in male (Q4 vs Q1：2.34, 1.16-4.17). In conclusion, above 70% energy intakes from carbohydrates appeared to be a risk factor of diabetes. It seemed that the meal with high GI and GL value must be avoided it. And also, the macronutrients of the meal must be properly balanced. In particular, it may be said that it is a preventive way for treatment of the diabetes to avoid eating carbohydrates of much quantity.

• 생명과학회지
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• 제7권3호
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• pp.176-179
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• 1997

Environmental risk evaluation of transgenic Brassica napus introduced with glufosinate$.$ammonium-tolerance gene was carried out in a field. It is revealed that there was no difference between transgenic and non-transgenic B. napus for characteristics of ecology and morphology. Transgenic plants did not fertilize to any related Brassica species.

• 대한가정학회지
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• 제45권7호
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• pp.131-140
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• 2007

The purpose of this study was to examine the influence of aesthetic surgery attitude, self-esteem and body image on clothing behavior. Subjects were 356 female college students in Seoul. The data obtained were analyzed by reliability analysis, factor analysis, correlation analysis, stepwise multiple regression analysis and t-test. The major results of this study were as follows: First, five factors of aesthetic surgery attitude were identified: risk tolerance of aesthetic surgery, need of aesthetic surgery, image improvement via aesthetic surgery, keeping the secret of aesthetic surgery, and others' expectation of aesthetic surgery. Second, significant relationships were found between body image and clothing behavior, and self-esteem and body-enhancement of clothing. Also, risk tolerance of aesthetic surgery, need of aesthetic surgery, and image improvement via aesthetic surgery had a significant correlation with clothing behavior. Third, the most important variable which affected the aesthetics and body-enhancement of clothing was body image. The entertainer imitation behavior of clothing was influenced by need of aesthetic surgery, body image, keeping the secret of aesthetic surgery, risk tolerance of aesthetic surgery, and image improvement via aesthetic surgery. Preference for luxury goods of clothing was influenced by need of aesthetic surgery and body image. Body-enhancement of clothing was influenced by body image, image improvement via aesthetic surgery, and self-esteem.