• 제목/요약/키워드: Risk Modeling

검색결과 777건 처리시간 0.025초

인터넷 쇼핑몰에서 신뢰와 지각된 위험이 태도 및 구매의도에 미치는 영향 (The Effects of Trust and Perceived Risk on Attitude and Purchase Intension in Internet Shopping Malls)

  • 장명희
    • 한국정보시스템학회지:정보시스템연구
    • /
    • 제14권1호
    • /
    • pp.227-249
    • /
    • 2005
  • In this research, four antecedents of trust ad the effect of trust and perceived risk on attitude and purchase intension in internet shopping malls is investigated. In survey, data were collected from 286 male and female internet shopping mall users, and then covariance structure modeling through Amos was used to test the 10 hypotheses. The survey results as follow: First, this research shows that institution base structural assurance and situational normality and knowledge-based familiarity are important antecedents on trust in internet shopping malls. Second, trust affected attitude and purchase intension. Third, it has a negative relationship between trust and perceived risk. But perceived risk does not influence attitude and purchase intension. This study contribute to understanding on the role of trust and perceived risk in internet shopping malls.

  • PDF

정보시스템의 위험도 분석에 관한 연구: 통합적인 분석 틀을 중심으로 (Risk Analysis for Information Systems: An Integrative Framework)

  • 김영걸;이종만;이재남
    • Asia pacific journal of information systems
    • /
    • 제8권2호
    • /
    • pp.37-51
    • /
    • 1998
  • This study attempts to draw a blueprint of risk analysis for Information Systems (IS). We introduce two main variables for measuring IS risk - business-impact intensity and IS-vulnerability index - through the investigation of information characteristics, business processes and human-related factors. IS-vulnerability index consists of two factors such as degree of openness and degree of preparedness to the threats. Based on these factors, we built two integrative frameworks for risk analysis and management: One is a conceptual framework to enhance the understandability of IS risk itself; the other is an integrative framework to improve the managerial insight of overall IS risk. We then conducted a field study to empirically validate the proposed framework using a structural equations modeling method. We found that IS maturity and business-impact intensity were positively correlated to degree of openness to the threats, while IS maturity was negatively correlated to degree of preparedness to the threats.

  • PDF

ISM기법을 이용한 도시재생사업 리스크 요인의 상관성 분석에 관한 연구 (A Study on Correlation Analysis of Risk Factors for Urban Regeneration Using ISM method)

  • 박범석;김윤식;한상원;현창택
    • 한국건축시공학회:학술대회논문집
    • /
    • 한국건축시공학회 2013년도 춘계 학술논문 발표대회
    • /
    • pp.192-193
    • /
    • 2013
  • In recent years, risks associated with mixed used development in urban regeneration projects which have actively been implemented have been on the rise due to uncertainties and complexities of those projects. Thus, risk management is needed to effectively manage those risks that may occur during the process of a project. Many studies have contributed to deal with risk management of those projects. These studies, however, have focused main on identification stage and deriving the main risk factors and have limitations on presenting the relationship among those risk factors. Since many risks are interdependent and have multiple effects, the purpose of this study is to present a way(ISM method) to provide a hierarchical structural framework of risks in Urban Regeneration. The structural of risks can helps decision makers to trace the actual source of these risks.

  • PDF

MODELING MEASURES OF RISK CORRELATION FOR QUANTITATIVE FLOAT MANAGEMENT OF CONSTRUCTION PROJECTS

  • Richard C. Jr. Thompson;Gunnar Lucko
    • 국제학술발표논문집
    • /
    • The 5th International Conference on Construction Engineering and Project Management
    • /
    • pp.459-466
    • /
    • 2013
  • Risk exists in all construction projects and resides among the collection of subcontractors and their array of individual activities. Wherever risk resides, the interrelation of participants to one another becomes paramount for the way in which risk is measured. Inherent risk becomes recognizable and quantifiable within network schedules in the form of consuming float - the flexibility to absorb delays. Allocating, owning, valuing, and expending such float in network schedules has been debated since the inception of the critical path method itself. This research investigates the foundational element of a three-part approach that examines how float can be traded as a commodity, a concept whose promise remains unfulfilled for lack of a holistic approach. The Capital Asset Pricing Model (CAPM) of financial portfolio theory, which describes the relationship between risk and expected return of individual stocks, is explored as an analogy to quantify the inherent risk of the participants in construction projects. The inherent relationship between them and their impact on overall schedule performance, defined as schedule risk -the likelihood of failing to meet schedule plans and the effect of such failure, is matched with the use of CAPM's beta component - the risk correlation measure of an individual stock to that of the entire market - to determine parallels with respect to the inner workings and risks represented by each entity or activity within a schedule. This correlation is the initial theoretical extension that is required to identify where risk resides within construction projects, allocate and commoditize it, and achieve actual tradability.

  • PDF

공간정보 모델링을 이용한 원전 사고의 환경 영향 평가: 체르노빌 사례연구 (Environmental Impact Assessment of Nuclear Power Plant Accident using Spatial Information Modeling: A Case Study of Chernobyl)

  • 이상원;송아람;박노욱
    • 대한원격탐사학회지
    • /
    • 제28권1호
    • /
    • pp.129-143
    • /
    • 2012
  • 이 논문은 1986년에 발생한 체르노빌 원전 사고 사례연구를 통해 환경 모니터링과 영향 평가를 위한 고급 공간정보 모델링 기술의 유용성을 예시하였다. 사고지점 주변에서 1986년과 1992년에 촬영된 Landsat TM 영상자료를 대상으로 선분류 후비교법을 적용하여 변화가 크게 일어난 지역과 토지피복 변화 양상을 분석하였다. 그리고 이 사고의 가장 큰 피해지역으로 알려진 벨로루시 지역을 대상으로 다양한 크리깅 기법을 포함한 공간 모델링 기법을 적용하여 토양 내 세슘 농도와 갑상선 암 발병률 자료와의 상관성을 분석하였다. 변화 탐지 결과, 농경지 면적의 감소와 황무지 면적의 증가가 가장 뚜렷하게 나타났고, 방사능 오염의 확산을 막기 위한 콘크리트 구조물들이 새롭게 생겨난 것을 확인할 수 있었다. 벨로루시 지역의 영향평가 결과, 세슘 오염이 심한 원전 인근 지역에서 포아송 크리깅에 의해 추정된 위험도가 상대적으로 높게 나타났다. 세슘 농도와 사고지점과의 거리를 독립 변수로 사용하여 이 변수들의 공간 변화 양상을 반영할 수 있는 지리적 가중 회귀분석을 적용하였다. 적용 결과, 갑상선 암 위험도와 상관계수 0.98을 나타내는 갑상선 암 발병 위험도 추정이 가능하였으며, 이는 원전 사고가 갑상선 암 발병 위험도에 영향을 준 것을 의미한다. 결론적으로 이 연구에서 적용한 공간정보 모델링 기법들은 환경 영향 평가 및 환경 보건 분야에서 유용하게 사용될 수 있을 것으로 기대된다.

강우-유출 및 저수지 운영 연계 모의를 통한 기후변화의 이수안전도 및 홍수위험도 영향 분석: 합천댐 유역 사례 (Climate change impact analysis on water supply reliability and flood risk using combined rainfall-runoff and reservoir operation modeling: Hapcheon-Dam catchment case)

  • 노성진;이가림;김보미;조지현;우동국
    • 한국수자원학회논문집
    • /
    • 제56권11호
    • /
    • pp.765-774
    • /
    • 2023
  • 기후변화로 인해 강우의 변동성이 증가하여가뭄 또는 홍수가 빈번하게 발생하고 있다. 불확실성이 증가하는 기후 조건에 대응하는 수자원 시설 관리대책의 수립을 위해서는, 하천의 자연 유출량과 인공계 물공급을 모두 고려한 저수지 운영 모의를 통하여, 이수 및 치수 측면의 수자원 시설 영향에 대한 종합적인 분석이 선행되어야 한다. 본 연구에서는 강우-유출과 저수지 운영 모형을 연계 모의하여, 합천댐 유역을 대상으로 기후변화에 대한 이수안전도 및 홍수위험도 분석을 수행하였다. 강우-유출모형으로는 modèledu Génie Rural à 4 paramètres Journalier (GR4J) 모형을, 저수지운영 모형은 HEC-Ressim 모형의 구조를 가지는 R 기반모형을 적용하였다. 구축된 연계 모형에 기후변화 시나리오를 2100년까지적용하여 합천댐의 이수안전도 및 홍수위험도 변화를 정량적으로 분석하였다. 이수안전도 분석 결과, SSP5-8.5에 비해 SSP2-4.5 조건에서 이수안전도가 더높으며, 먼미래로 갈수록 모두 과거 조건보다 이수안전도가 증가하는 것으로 나타났다. 특히, 먼미래 기간에서는 홍수 위험도의 범위가 더욱 넓어지는 것으로나타났으며, SSP2-4.5와 SSP5-8.5 두 시나리오모두 먼미래 기간에서 홍수 위험도의 중앙값이 가장 높았다. 또한, 연총강수량과연총유출은 과거 대비 10% 미만 증가하는데 비해, 홍수시댐무효방류량은 120%이상 증가하여, 연구대상지역인 합천댐유역의 경우, 미래 기후변화로 인한 홍수위험도가 상승할 것으로 예상된다.

다수준 분석을 이용한 한국 생산직 근로자의 심혈관질환 위험에 대한 생태학적 요인 (Ecological Correlates of Cardiovascular Disease Risk in Korean Blue-collar Workers: A Multi-level Study)

  • 황원주;박윤희
    • 대한간호학회지
    • /
    • 제45권6호
    • /
    • pp.857-867
    • /
    • 2015
  • Purpose: The purpose of this study was to investigate individual and organizational level of cardiovascular disease (CVD) risk factors associated with CVD risk in Korean blue-collar workers working in small sized companies. Methods: Self-report questionnaires and blood sampling for lipid and glucose were collected from 492 workers in 31 small sized companies in Korea. Multilevel modeling was conducted to estimate effects of related factors at the individual and organizational level. Results: Multilevel regression analysis showed that workers in the workplace having a cafeteria had 1.81 times higher CVD risk after adjusting for factors at the individual level (p =.022). The explanatory power of variables related to organizational level variances in CVD risk was 17.1%. Conclusion: The results of this study indicate that differences in the CVD risk were related to organizational factors. It is necessary to consider not only individual factors but also organizational factors when planning a CVD risk reduction program. The factors caused by having cafeteria in the workplace can be reduced by improvement in the CVD-related risk environment, therefore an organizational-level intervention approach should be available to reduce CVD risk of workers in small sized companies in Korea.

국내 은행금융기관의 통합 위험관리시스템 개발에 대한 연구: 객체지향적 접근 (A Study on the Development of Integrated Risk Management System: Object-Oriented Approach)

  • 정철용
    • 경영정보학연구
    • /
    • 제4권2호
    • /
    • pp.361-376
    • /
    • 2002
  • 본 논문은 국내 은행금응기관의 신용위험관리를 보다 효율적이고 과학적으로 지원하기 위한 통합 위험관리시스템의 프레임웍을 제시한다. 즉, 담보 보증중심의 사전관리 위주의 대출관리에서 신용중심의 사후관리 위주의 대출관리로 전환되어야 함에 따라 신용평가시스템, 대출의사결정시스템, 사후관리시스템, 그리고 통합 신용위험관리시스템에 이르기까지 각 단위 시스템이 전체적으로 하나의 시스템으로 통합되어야 한다. 특히, 통합 위험관리시스템은 신용위험을 은행전체의 신용 포트폴리오의 관점에서 측정하고 분석함을 의미한다. 통합 위험관리시스템은 개별 대출기업 혹은 개별 대출에 대한 신용위험을 분석함과 동시에 이를 기초 데이터로하여 은행 전체 신용 포트폴리오의 신용위험 노출정도를 파악한다. 또한, 개별 대출기업의 신용등급 변화로 인한 은행전체 신용위험의 변화를 자동적으로 파악하고 조기 경보함으로써 은행의 총체적인 통합 신용위험관리가 가능하도록 한다.

The Impact of Customer Engagement on Perceived Value in the Context of E-commerce Livestreaming

  • Youcheng WANG
    • 유통과학연구
    • /
    • 제22권2호
    • /
    • pp.51-61
    • /
    • 2024
  • Purpose: This comprehensive study delves into the intricate relationship between customer engagement, perceived risk, and perceived value within China's burgeoning e-commerce livestreaming sector. It focuses on how different customer engagement types in livestreaming influence their perception of value and risk. Research Design, Data, and Methodology: Adopting a convenience sampling approach, this research scrutinizes data collected from 852 consumers actively involved in e-commerce livestreaming shopping. Participants provided their insights through a meticulously designed questionnaire survey. Structural equation modeling helped examine the interplay between customer engagement, perceived risk, and value. Results: Significant impacts of customer engagement on perceived value and risk were found. Observation-based, conversation-based, and action-based engagements enhance perceived risk, while conversation-based and action-based engagement reduce perceived risk. Interestingly, observation-based engagement did not significantly affect perceived risk. The study also uncovered that perceived risk negatively impacts perceived value. Conclusions: The research offers insights into customer behavior and value creation in e-commerce livestreaming. It underscores how different engagement types affect perceived value and risk, aiding e-commerce platforms and businesses in strategy development to improve customer experience and minimize risks, enhancing perceived value in this dynamic sector. Enhances understanding of customer engagement dynamics in China's e-commerce livestreaming, guiding strategic development.

4,4'-Methylenedianiline의 환경매체별 위해성평가 (Ecological Risk Assessment of 4,4'-Methylenedianiline)

  • 김현수;이대엽;우경숙;유시은;이인혜;지경희;서정관;조훈제
    • 한국환경보건학회지
    • /
    • 제49권6호
    • /
    • pp.334-343
    • /
    • 2023
  • Background: South Korea's Act on Registration and Evaluation, etc. of Chemicals (known as K-REACH) was established to protect public health and the environment from hazardous chemicals. 4,4'-Methylenedianiline (MDA), which is used as a major intermediate in industrial polymer production and as a vulcanizing agent in South Korea, is classified as a toxic substance under the K-REACH act. Although MDA poses potential ecological risks due to industrial emissions and hazards to aquatic ecosystems, no ecological risk assessment has been conducted. Objectives: The aim of this study is to assess the ecological risk of MDA by identifying the actual exposure status based on the K-REACH act. Methods: Various toxicity data were collected to establish predicted no effect concentrations (PNECs) for water, sediment, and soil. Using the SimpleBox Korea v2.0 model with domestic release statistical data and EU emission factors, predicted environmental concentrations (PECs) were derived for ten sites, each referring to an MDA-using company. Hazard quotient (HQ) was calculated by ratio of the PECs and PNECs to characterize the ecological risk posed by MDA. To validate the results of modeling-based assessment, concentration of MDA was measured using in-site freshwater samples (two to three samples per site). Results: PNECs for water, sediment, and soil were 0.000525 mg/L, 4.36 mg/kg dw, and 0.1 mg/kg dw, respectively. HQ for surface water and sediment at several company sites exceeded 1 due to modeling data showing markedly high PEC in each environmental compartment. However, in the results of validation using in-site surface water samples, MDA was not detected. Conclusions: Through an ecological risk assessment conducted in accordance with the K-REACH act, the risk level of MDA emitted into the environmental compartments in South Korea was found to be low.